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Paychecks & Balances | Personal Finance & Career Advice for Millennials

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Whether it's getting out of debt or getting a new job, Rich & Marcus have you covered. Join them as they take a fun and relatable approach to personal finance and career advice for millennials.

Whether it's getting out of debt or getting a new job, Rich & Marcus have you covered. Join them as they take a fun and relatable approach to personal finance and career advice for millennials.
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Whether it's getting out of debt or getting a new job, Rich & Marcus have you covered. Join them as they take a fun and relatable approach to personal finance and career advice for millennials.




Get Paid to Save w/ EARN ft. Leigh Phillips - PB110

Leigh Phillips joins Marcus on the podcast today. She is from EARN is a national, award-winning nonprofit. They work at the intersection of financial technology and economic inclusion to empower low-income Americans to take charge of their financial lives. In this episode you’ll hear Leigh Phillips explain how earn can help you get your finances in order and how you can win prizes by saving with “SaverLife”, an EARN program. Highlights: Key Takeaway: Start with small savings...


Start Small Save Big ft. Tanya Van Court - PB109

Setting your kids up for financial success is the goal of every parent. In order to do this you need a strategy and you have to start early. Today on the podcast Rich and Marcus interview Tanya Van Court. Tanya is the founder of Goalsetter, the best platform for helping kids and families save money for things that are important to them. Before launching Goalsetter, Tanya spent years in Corporate America launching products for ESPN, Nickelodeon and Discovery Education. She’s been recognized...


Why You Need a Budget ft. Rianka Dorsainvil - PB108

Today the guys sit down with Rianka Dorsainvil, the founder and CEO of “Your Greatest Competition.” Rianka is a Certified Financial Planner who has worked and continues to work with multi-generational high earners and low-income families. Rianka created YGC after realizing her mission didn’t align with the different financial firms she had worked for in Corporate America. In this episode you’ll learn what to do before quitting your job to pursue entrepreneurship, how to avoid “lifestyle...


"Ultra FICO" and an interview ft. Air Force Veteran Jason Williams of USAA - PB107

Today’s episode is all about credit and credit cards. FICO is releasing new criteria aimed at helping people with poor credit called “Ultra FICO.” Those who are unable to get a line of credit because of a weak traditional FICO score will benefit from this system if they have an average bank account balance of $400 and no overdrafts in the past three months. Then being that we just celebrated Veterans Day, the guys drop an interview they recently did at FinCon with Air Force Veteran, Jason...


How To Negotiate Anything ft. Kwame Christian - PB106

Paychecks & Balances – PB106 Today Kwame Christian re-joins Rich on the podcast. Kwame was one of the first guests that appeared on the show during the creation of Paychecks & Balances. Kwame is a business lawyer by trade and the Director of The American Negotiation Institute. His mission is make conversations easier by using a multidisciplinary approach to the teaching of conflict management and negotiation. These skills can come in especially handy when dealing with your boss, roommate,...


How I Reached Six Figures in My Trading Account ft. Jason Brown- PB105

Paychecks & Balances – PB 105 Jason Brown joins the show today. Jason Brown is a stock market guru who has over 10 years experience trading stocks and options. At the age of 23 he took a $10,000 student loan and turned it into a six figure trading account. He’s known for making trades based on technical analysis, rather then emotion. Jason is also the founder of The Brown Report, a company that teaches students how to trade stocks and be financially responsible. In this episode you’ll hear...


From Collecting Medals to Collecting Coins ft. Lauryn Williams – PB104

Paychecks & Balances – PB104 Olympic Medalist and Financial Planner Lauryn Williams is on the podcast this week. The guys launch into a conversation with her about her success as an Olympic Athlete in Track and Field and Bobsled. Lauryn also opens up about her struggles with money as a young athlete and how to find an identity outside of sports. In this episode you’ll learn why perseverance on the field can help you as an entrepreneur, why universities and professional teams need more...


"Building Bread" with Kevin Matthews– PB103

Paychecks & Balances – Building Bread with Kevin Matthews– PB103 Today on Paychecks & Balances the guys sit down and have a lighthearted but inspiring talk with Kevin Matthews. Kevin is the founder of Building Bread, a company designed to inspire millennials to set, simplify and achieve financial goals. Kevin can be seen speaking around the country and has been featured in, Forbes, The New York Times, Wall Street Journal and Nerd Wallet, among others. He was also awarded one of...


Let's Get This Money ft. Tiffany "The Budgetnista" Aliche – PB102

Paychecks & Balances – Tiffany Aliche The Budgetnistia– PB102 Today on the podcast Rich and Marcus interview Tiffany Aliche, “The Budgetnistia”. Tiffany is an award-winning teacher who specializes in financial literacy. She is the author of two #1 Amazon Best Sellers and has been featured in The New York Times, MSNBC, Fox, Time Magazine and many other major media outlets. In this episode you’ll hear Tiffany’s story and learn how she went from a perfect credit score with money in the bank,...


Take Control of Your Money ft. Rachel Cruze (Ramsey Solutions) - PB101

Happy Financial Planning Month! What better way to start your financial planning season off than with our FinCon 2018, where money and media meet, interview with Rachel Cruze on her own personal finance philosophies? After all, Rachel is an accomplished published author -- her most recent book is Love Your Life Not Theirs: 7 Money Habits For Living The Life You Want, a speaker, business owner, and the daughter of the personal finance God Father, Dave Ramsey. She’s a self-proclaimed “spender”...


Dealing with Debt ft. Leslie Tayne - PB100

Paychecks & Balances – Episode 100 Today’s episode is about taking control of your debt. Having a lot of debt can feel crippling at times, but there are a ton of resources out there to help regain control of your life’s finances. Today on the Podcast Rich and Marcus interview Leslie Tayne. Leslie founded The Tayne Law Group in 2001 and since then her firm has helped thousands of people resolve their debts for a fraction of their original amount. They specialize in Credit Card Debt Relief,...


New Age Education with TM Landry College Prep - PB 99

The reason why a lot of kids struggle with school is because the educational system is outdated. This isn’t the case with the TM Landry College Prep. The T.M. Landry mission is dedicated to promoting each child’s self worth and dignity in a supportive, educational and safe environment while preparing them to prosper and flourish in a culturally diverse, technological society. Today on the show, Rich and Marcus have Michael and Tracey Landry the founders of TM Landry College Prep. In this...


Paychecks & Financial Planning Ft. Barbara Ginty - PB98

Today the guys sit down and have an informative talk with Barbara Ginty. Barbara is a Certified Financial Planner based out of NYC. She began her career with Bloomberg on Wall Street and now owns a financial firm that caters to clients of all ages and financial backgrounds. In addition to one-on-one client meetings, she also teaches in-person classes. On today’s pod, Rich and Marcus speak with Barbara about planning for a longer retirement and the difference between a Will and a Trust....


#DebtFreePeriod - PB97

Rich and Marcus discuss how to make good career decisions. They’ll be sharing some tips and tricks on how to operate from a position of strength when going on job interviews, how following your efforts can lead to better results than following your dreams and how moving to a different city for work can set you up for some huge career moves later in life. Plus, Rich lets you know just how valuable your LinkedIn profile can be. Highlights: Your Credit Score: How to Improve the 3-Digit Number...


Pt. 2: Money Moves to Make and Avoid in Your 20s, 30s, and 40s - PB96

Don't forget to check out Part 1 of our discussion, What We Wish We Knew About Money in Our 20s Rich and Marcus kick off the show continuing to build on last week’s episode. Marcus is recapping the financial books he’s read thus far in 2018. It’s important to digest this information and then come up with a plan that’s right for you. Everyone is at different stages in their lives and the strategies that make sense for wealthy parents in their 50’s are going to be different for millennial’s...


Money Moves to Make and Avoid in Your 20s, 30s, and 40s (Pt 1) - PB95

On the show, today Rich and Marcus will be discussing the 15 personal finance books that Marcus set out to read in 2018. So far Marcus has read 10 of them. The guys share the lessons learned from these books and give you recommendations on which books are most important for your age range. There are different strategies for money management in your 20s, 30s, and 40s and in this 2-part discussion P&B breaks down money management for these three key decades in your life. Memorable Quotes:...


Needs vs. Wants -- PB94

Marcus kicks off the show recapping a recent trip he took to NYC, for a Yahoo Finance interview. On his way to the hotel, he get’s convinced to hop in a sketchy Uber-like service and is hit with a huge bill at the end of his ride. If you have a similar tale of Uber in the City, share your funniest / craziest ride-share experience (Uber, Lyft, Taxi, etc.) on social media with #RideScare for a chance to receive a shout-out on the show! Back on the personal finance tip, the guys then delve...


They Were Struggling on $500K?! ft. Financial Samurai (Pon Da Replay)

We re-re-visit our fastest downloaded episode ever, PB47: Barely Making It on $500,000! The Financial Samurai joins us for this episode to discuss his popular blog post about a couple struggling in a big city on yes, $500,000. The Financial Samurai (Sam Dogen) got his MBA from Cal and spent over 10 years working in the financial services industry. After 13 years of working in Corporate America and living the “American Dream,” money ceased to be a major driving factor. Sam wanted to live...


From Money Dates to Money Moves ft. Elle Martinez of Couple Money – PB93

Elle Martinez started Couple Money in 2009 after writing about personal finances for more than 7 years. Couple Money's purpose is to help couples build their finances together by learning to live on one income and having fun with the second through tips, tools, and services that can help couples work out solutions that address their needs. Couple Money has been featured on sites such as Business Insider, Daily Finance, TurboTax, and Go Banking Rates. If you're in a relationship now or...


The Art of Winning - PB92

It's 6-months into the year. Do you know where your finances are? Well, we declared our positive affirmations and #FinGoals for 2018 on PB80: It’s Never Too Late to Get Started. For your benefit and ours, we're going back to the future with a much needed Mid-Year Resolutions revelation to see where we have been winning, slipping, and where we need to make some in game adjustments (unlike Tyronn Lue!) to get back on track. On this episode, we'll discuss the art of the win and how you too can...