Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

This episode is sponsored by… IMN - Single Family Rental West Forum SFR West returns to Arizona! Reconnect with the SFR community through IMN’s signature mix of dynamic panels, insightful speakers, and high-impact networking. Gain the perspective and connections to thrive in a changing landscape—save 20% with code REU2333RTR. https://tinyurl.com/SFR-West-RTR Struggling with today’s housing affordability crisis? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Mahesh Shetty, Founder & CEO of Ely Homes, to discuss innovative ways lease-to-own programs are helping renters achieve homeownership. Mahesh shares his journey from investing in New York City hotels to building Ely Homes into a platform that not only provides quality rental properties but also creates pathways for families to become homeowners. He explains how investors can benefit, how tenants can transition into buyers, and why this strategy is key in today’s challenging housing market. ⏱ Episode Highlights 00:00 – Introduction to Mahesh Shetty 02:00 – Lessons from early NYC hotel investments 07:15 – Pivoting into single-family rentals during the 2008 downturn 12:00 – The affordability crisis & why lease purchase matters 14:45 – Helping tenants improve credit & access down payment assistance 18:20 – Success rates & building trust with renters 20:00 – Raising capital & networking with investors 24:30 – Speaking at IMN - Single Family Rental West Forum & industry thought leadership 26:40 – Final thoughts: Building homes & futures for families If you’re looking to expand your real estate investing strategy while making a positive impact on communities, this episode is for you! 📞 Want to explore this strategy for your portfolio? 👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ 📧 Questions? Email us: podcast@renttoretirement.com⁠ ✅ Don’t forget to Subscribe for more tips on building wealth through real estate! 👍 Like & Share this episode with fellow investors! 🌐 Explore turnkey investing opportunities: ⁠⁠⁠https://www.renttoretirement.com/ 📺 Subscribe to the YouTube Channel: ⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠⁠https://renttoretirement.com⁠⁠

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠ Five Star Conference: Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200 https://www.fivestarconference.com/2025/register_now?code=RTR200 MYND - A Roofstock company: Your all-in-one platform for single-family rentals. Buy, manage, and grow—without the hassle. https://www.mynd.co/rtr HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Thinking about investing in U.S. real estate as a foreign investor? 🌎 In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Yuval Golan, CEO of Waltz, to explore the challenges, opportunities, and solutions international investors face when buying U.S. properties. From navigating mortgages and setting up LLCs to handling taxes and managing properties remotely, Yuval shares how his company makes U.S. real estate investing accessible to global investors. ✅ Learn how Waltz streamlines the process so you don’t have to deal with endless paperwork, banking headaches, or 8-month closings. ✅ Discover why the U.S. remains the most attractive real estate market for international buyers. ✅ Get actionable advice on financing, entity setup, and property management for foreign investors. ⏱️ Episode Highlights 0:00 – Introduction with Adam Schroeder & Yuval Golan 0:40 – Yuval’s first U.S. real estate deal during COVID 2:30 – Building the right team for long-distance investing 6:00 – Why foreign investors love U.S. real estate 8:20 – Key pain points for international buyers 11:10 – Where foreign investors are buying today (Texas, Florida, Midwest & more) 12:50 – How Waltz helps investors close in as little as 14 days 16:30 – Interest rates & financing differences for international buyers 21:20 – Trends in foreign investment and rebound post-COVID 23:20 – Yuval’s best advice for first-time foreign investors 25:15 – How Waltz simplifies investing with banking, LLCs, lending & more 27:00 – Why the best time to buy is always NOW 🌐 Learn more about Waltz: https://GetWaltz.com 🏡 Explore U.S. real estate opportunities: https://RentToRetirement.com 🗓️ Schedule a Free Consultation:⁠⁠ https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel:⁠⁠ https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠ https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com ⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠ #RealEstateInvesting #ForeignInvestors #USRealEstate #CashFlow #PassiveIncome #InvestAbroad #Waltz #RentalProperties #LLCSetup #FinancialFreedom

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/ IGNITE FUNDING: Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals. https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ Looking for the next high-growth real estate market? 🏡 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster are joined by Shannon and Zach from the build and property management team to uncover why Wichita, Kansas is becoming a powerful market for real estate investors. You’ll learn how Wichita’s strong economy, affordable cost of living, and long-term tenant demand make it a hidden gem for duplex and build-to-rent strategies. Whether you’re a first-time investor or building a portfolio, this episode provides insights into rental demand, appreciation, and multiple exit strategies. ⏱️ Timestamps 00:00 – Intro: Exploring a new Midwest market 01:00 – Why Wichita, KS is a smart investment market 02:40 – Economic drivers: aerospace, agriculture, energy & more 04:00 – Home prices & recent appreciation trends 05:00 – Who’s renting these properties? Millennials & Baby Boomers 07:20 – Tenant retention & average lease duration 09:15 – Leasing speed & demand for new units 11:25 – Property design, finishes & community amenities 14:00 – Scale of projects: 200+ unit communities 16:50 – Property management approach & occupancy rates 20:00 – Warranties, appliances, and rent-ready homes 23:40 – Fenced yards & why tenants love these homes 25:00 – Pickleball courts, pools & amenity-driven rent growth 27:20 – Multiple exit strategies for investors 28:00 – How to get started with Rent To Retirement 👉 Ready to explore turnkey investment opportunities? 📅 Schedule a free strategy call today: https://bit.ly/3EE6KjZ 📊 View available properties: https://www.renttoretirement.com 👍 Don’t forget to subscribe for weekly real estate investing insights! 🔔 Turn on notifications so you never miss an episode. 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ #RealEstateInvesting #WichitaRealEstate #CashFlow #PassiveIncome #TurnkeyProperties #DuplexInvesting

This episode is sponsored by… Five Star Conference: Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200 https://www.fivestarconference.com/2025/register_now?code=RTR200 Networking is one of the most powerful tools in real estate investing—but many investors overlook it. In this episode, hosts Adam Schroeder and Zach Lemaster (Founder & CEO of Rent To Retirement) sit down with Alfred, Sales Director at Five Star Institute, to talk about how building connections through conferences can accelerate your investing journey. You’ll learn why conferences are game-changers, how they create opportunities you can’t find elsewhere, and what makes the Five Star Conference in Dallas such a must-attend event. From exclusive deal access to meeting top industry leaders, this episode will show you how networking can directly translate to more deals, partnerships, and long-term wealth. ⏱️ Timestamps: 00:00 – Introduction & guest welcome 00:47 – Why networking is essential for real estate investors 02:12 – Lessons from Zach’s first conference experience 03:18 – The Five Star Conference & Homes for Wounded Heroes initiative 04:31 – Who should attend this conference? 05:53 – Exclusive inventory & deal access at the event 07:03 – Key speakers and panels to look forward to 08:32 – How networking leads to real partnerships 10:15 – Service providers & resources available at the event 12:17 – Building nationwide connections & local opportunities 13:26 – How to approach conferences with the right intention 14:14 – Conference details: Dates, location, and logistics 16:23 – The importance of staying onsite for networking 17:04 – Balancing education with fun at conferences 18:12 – Veteran home giveaway & block party networking event 18:35 – Expected attendance: 1,500+ investors 20:22 – Final thoughts & how to connect with Rent To Retirement 🎟️Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200 https://www.fivestarconference.com/2025/register_now?code=RTR200 📞 Want to explore this strategy for your portfolio? 👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠⁠https://renttoretirement.com⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠

This episode is sponsored by… BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits with Ivan Barratt, founder & CEO of The BAM Companies, to dive deep into the world of multifamily investing. Ivan shares his journey from house hacking a duplex to managing 9,500+ units and $2B in assets. He explains how he survived the 2008 crash, scaled his portfolio, and now helps over 1,700 investors nationwide grow wealth through syndications and funds. You’ll discover: - How Ivan’s first duplex deal launched a career in real estate - Lessons learned from the 2008 crash & why today’s market feels similar - Scaling from small properties to large multifamily deals - Vetting operators & avoiding bad syndications - The markets BAM targets (Midwest & beyond) - Tax advantages of multifamily investing & cost segregation benefits - Ivan’s favorite deal that delivered a 5X return to investors ⏰ Timestamps 0:00 Intro & Ivan’s background 1:00 First real estate deal (duplex house hack) 3:00 Surviving the 2008 crash 6:30 Scaling into multifamily syndications 9:00 Building investor networks & credibility 11:00 Vetting operators for syndication deals 13:30 How BAM evaluates markets & properties 17:00 Why the Midwest is a multifamily hot spot 20:20 Tax advantages & cost segregation explained 22:50 Ivan’s favorite multifamily deal (5X returns) 25:00 How to invest with The BAM Companies 28:30 Wrap-up & next steps BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation with RTR: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode! #MultifamilyInvesting #PassiveIncome #RealEstateWealth #Syndication #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ IGNITE FUNDING: Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals. https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 MYND - A Roofstock company: Your all-in-one platform for single-family rentals. Buy, manage, and grow—without the hassle. https://www.mynd.co/rtr Discover how Dedric & Krystal Polite went from generational poverty to building a thriving real estate empire — and even starring in their own TV show! In this inspiring conversation with hosts Adam Schroeder and Zach Lemaster, the Polites share their journey from their first deal, through challenges like analysis paralysis, to creating generational wealth and providing affordable housing. Whether you’re a beginner or an experienced investor, you’ll learn the mindset shifts, strategies, and real-world tips to take your real estate business to the next level. ⏱️ Timestamps: 00:00 – Intro & guest welcome 01:02 – Dedric’s first house hack with no money down 02:17 – Krystal & Dedric’s first Airbnb venture 04:10 – The “why” behind their real estate journey 08:53 – Overcoming analysis paralysis 13:42 – Mentorship, masterminds & investing in education 18:15 – Working with a spouse in real estate 26:39 – Avoiding shiny object syndrome 32:59 – Their TV show & affordable housing mission 38:42 – Impacting communities & preserving “Big Momma’s House” 47:07 – Advice for scaling beyond your first rentals 50:38 – Where to connect with the Polites 💡 Key Takeaways: - How to buy real estate with little to no money down - The power of mentorship & surrounding yourself with the right people - Tips for working with (or without) a supportive spouse - Why affordable housing can still be profitable - How to pivot & scale your portfolio strategically 📺 Watch Dedric & Krystal’s Show: 50/50 Flip on Hulu & A&E 🌐 Connect with the Polites: https://DedricAndKrystal.com 📞 Want to explore this strategy for your portfolio? 👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠⁠https://renttoretirement.com⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ #RealEstateInvesting #GenerationalWealth #RentToRetirement #FinancialFreedom #HouseHacking #AffordableHousing #RentalProperties

This episode is sponsored by… ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/ Most investors don’t realize that oil & gas can offer tax benefits comparable — or even superior — to real estate. In this episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with Troy Eckard, Chairman of Eckard Enterprises, to break down how accredited investors can leverage working interest investments for 100% first-year tax deductions, steady cash flow, and long-term returns. If you’re paying too much in taxes, looking for a way to diversify beyond real estate, or curious about how oil & gas fits into a high-net-worth portfolio, this episode is packed with actionable insights. ⏱ Timestamps: 0:08 – Introduction to Troy Eckard & parallels between oil & gas and real estate 4:30 – Ways to invest in oil & gas (public stocks, ETFs, direct participation) 9:57 – How working interest investments qualify for massive tax deductions 15:04 – Diversification strategies & why dry holes are rare today 21:27 – Example returns: turning a $100K investment into long-term cash flow 26:13 – 20–75 year income potential from producing wells 30:36 – 1031 exchanges with mineral rights & working interest 34:41 – How commodity prices affect monthly checks 37:38 – Who oil & gas investing is right (and wrong) for 41:10 – Next steps & how to learn more from Eckard Enterprises 45:13 – Market trends driving future energy prices If you’re serious about building wealth, protecting income from taxes, and diversifying your portfolio with hard assets, this is a conversation you don’t want to miss. 📞 Learn more about Eckard Enterprises: https://eckardenterprises.com/rent-to-retirement/ 🏡 Explore turnkey real estate & more investment options: https://renttoretirement.com 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ #OilAndGasInvesting #TaxBenefits #AlternativeInvestments #PassiveIncome #RentToRetirement #RealEstateInvesting #AccreditedInvestor #WorkingInterest #1031Exchange

💒TX Active Inventory: https://bit.ly/Active-inventory 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ Are you ready to invest in one of the hottest real estate markets in the U.S.? In this episode of the Rent To Retirement podcast, Adam Schroeder and Zach Lemaster reveal exclusive new construction rental properties in Texas—with tenant-occupied homes, high ROI, and up to 12% incentives (worth up to $41K!) only available through Rent To Retirement. You’ll discover: ✅ Why Texas remains a top-performing market for investors ✅ How you can get 19%+ cash-on-cash ROI with low interest-only loans ✅ The power of cost segregation & bonus depreciation to offset taxes ✅ Why these properties cash flow despite high Texas property taxes ✅ How to buy down your rate to COVID-level payments ✅ Why these deals are off-market and time-sensitive 🏘️ Locations featured include San Antonio, Houston (Conroe), and Dallas (Venus)—each in growing metros with high-quality, tenant-occupied new builds. ⏳ These properties are limited inventory and will go fast. If you’ve been waiting for a strong turnkey deal in Texas, this is your moment. 💒TX Active Inventory: ⁠https://bit.ly/Active-inventory ⁠🗓️ Schedule a Free Consultation: ⁠⁠⁠https://bit.ly/3EE6KjZ ⏱ Timestamps: 00:00 – Why Everyone Wants Texas Inventory 01:00 – New Builds with Tenants Already in Place 02:00 – How Rent To Retirement Negotiated Up to 12% Incentives 04:00 – Example: San Antonio Property with $40K Incentives 06:20 – Cash Flowing Despite High Property Taxes 07:45 – The Power of Buying Down Your Interest Rate 09:10 – How to Get a 100%+ ROI Using Cost Seg + Incentives 13:00 – Houston Deal Overview: Cash Flow + Low Entry Price 16:00 – Dallas Suburb Deal with $41K Back & DSCR Loan Option 19:00 – Why These Deals Won’t Last 21:00 – Take Action Now – How to Reserve These Properties 💒TX Active Inventory: ⁠https://bit.ly/Active-inventory⁠ 🗓️ Schedule a Free Consultation: ⁠⁠⁠https://bit.ly/3EE6KjZ #RealEstateInvesting #TurnkeyRealEstate #TexasRealEstate #CashFlowProperties #RentalPropertyInvesting #NewConstructionHomes #RealEstatePodcast #PassiveIncome #DSCRLoan #CostSegregation

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠ AVAIL, BY REALTOR.COM: Manage your properties with the all-in-one platform for landlords! https://avail.co/renttoretirement Discover why investors are turning to Tulsa, Oklahoma for stable returns and steady growth! In this episode, Adam Schroeder and Tulsa builder Mark dive into the unique advantages of this Midwest market—from affordable duplex builds to high tenant retention and steady rent appreciation. Learn how Tulsa’s job diversity, population growth, and turnkey opportunities make it a top choice for long‑term wealth. ⏱️ Timestamps: 00:00 – Why Tulsa is a top cash flow market 02:11 – Job market & industries driving growth 04:24 – Duplex builds & ROI advantages 08:15 – Housing demand and supply shortages 11:10 – Vertical integration & turnkey management 14:46 – Investor incentives & under‑market deals 17:30 – Tenant retention & rent growth insights 24:43 – Quality finishes and energy‑efficient designs 27:23 – Final advice for investors 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ ✅ Don’t forget to Subscribe for more tips on building wealth through real estate! 👍 Like & Share this episode with fellow investors! #RealEstateInvesting #CashFlow #TulsaInvesting #TurnkeyProperties #PassiveIncome #DuplexInvesting #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… IGNITE FUNDING: Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals. https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ Thinking about investing in the Midwest? 🏡 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Steve, the team lead of their longest-running and most trusted rehab team in Ohio. Discover why Akron and Canton, Ohio, are booming markets for investors looking for affordable properties, strong cash flow, and even surprising appreciation. Steve shares real numbers, renovation standards, and details on how his team consistently delivers turnkey homes with positive cash flow—even with as little as 5% down. ✅ Why Akron & Canton are outperforming expectations ✅ How recent developments (like the Hall of Fame Village) drive growth & jobs ✅ Renovation standards that ensure long-term value ✅ How Steve guarantees rent or even covers your mortgage in rare cases ✅ A real property example with numbers & ROI breakdown 💡 Whether you’re looking for your first investment or expanding your portfolio, this episode shows why the Midwest might be your next best move. ⏱️ Timestamps: 00:00 – Introduction & Meet Steve 01:06 – Why focus on Akron & Canton markets 02:22 – Market appreciation & revitalization 05:17 – Cash flow & property prices in Ohio 07:19 – Low down payment opportunities 08:30 – Tax benefits & bonus depreciation 10:15 – Demographics and market strength 11:28 – Visiting properties in person 13:15 – Property management insights 16:20 – Real property example & ROI 19:23 – Renovation standards explained 21:29 – Tenant placement & rent guarantees 26:04 – Final thoughts & how to get started 📞 Want to explore this strategy for your portfolio? 👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ ✅ Don’t forget to Subscribe for more tips on building wealth through real estate! 👍 Like & Share this episode with fellow investors! 🌐 Explore turnkey investing opportunities: ⁠⁠⁠https://www.renttoretirement.com⁠⁠⁠ 📺 Subscribe to the YouTube Channel: ⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠⁠https://renttoretirement.com⁠⁠ #RealEstateInvesting #CashFlowProperties #AkronRealEstate #CantonRealEstate #RentToRetirement #TurnkeyInvesting #PassiveIncome #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy⁠https://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by… AVAIL, BY REALTOR.COM: Manage your properties with the all-in-one platform for landlords! https://avail.co/renttoretirement BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Want to know how to dramatically lower your taxes while building your real estate portfolio? In this episode of the Rent To Retirement Podcast, Adam Schroeder and Zach Lemaster sit down with cost segregation expert Steve to break down how accelerated depreciation and the new 100% bonus depreciation rules (2025–2029) can save you tens or even hundreds of thousands of dollars. 💡 What You’ll Learn: ✅ What cost segregation is and how it works for single‑family and commercial properties ✅ Why the new 100% bonus depreciation is a one big beautiful tax break ✅ How to strategically plan purchases to qualify as a real estate professional ✅ When a cost seg study makes sense—and when it doesn’t ✅ How you can buy with minimal down payments and still capture massive deductions ⏱️ Timestamps00:00 Intro & Special Guest Steve 00:31 What the new tax bill changed for investors 01:37 How cost segregation accelerates depreciation 05:30 Why this incentive is so powerful through 2029 09:12 Using short‑term rentals & real estate pro status 12:33 Real examples of tax savings from cost seg studies 17:23 Can you go back and claim missed depreciation? 23:08 Why buying sooner in the year is better 26:00 What a cost seg study involves & typical costs 30:11 Final tips & how to get started 📞 Want to explore this strategy for your portfolio? 👉 Schedule a free strategy call: https://bit.ly/3EE6KjZ 📧 Questions? Email us: podcast@renttoretirement.com⁠ ✅ Don’t forget to Subscribe for more tips on building wealth through real estate! 👍 Like & Share this episode with fellow investors! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠ #RealEstateInvesting #CostSegregation #BonusDepreciation #TaxStrategy #PassiveIncome #FinancialFreedom #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… NCH:Set up an LLC to protect your investments! – ⁠https://nchinc.com/rtr⁠ BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE: Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirement IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 Is it really possible to defer capital gains taxes and continue building your real estate portfolio tax-free? In this episode, Adam Schroeder sits down with Aristotle from Excel 1031 to explore the ins and outs of 1031 exchanges. They cover everything from the basic structure and timeline to advanced strategies like using a Delaware Statutory Trust (DST) when your original plans fall through. Whether you're new to 1031 exchanges or looking to refine your tax strategy, this episode has everything you need to know to navigate the process with confidence. Plus, find out when a 1031 doesn’t make sense and the key mistakes that cause investors to fail the exchange. ⏱️ Timestamps:00:00 – Intro to Aristotle & Excel 1031 01:00 – What is a 1031 exchange? 03:00 – Rules for full capital gains deferral 07:10 – 3-property rule vs. 200% rule vs. 95% rule 11:10 – What happens if a property falls through? 13:35 – Timeline: 45-day identification & 180-day close 15:45 – Using DSTs (Delaware Statutory Trusts) as backup 18:47 – How long do you need to hold the new property? 21:00 – When a 1031 exchange might not make sense 23:40 – Common pitfalls that cause exchanges to fail 27:42 – Updates to 1031 exchange laws & regulations 30:00 – Title issues & co-ownership complications 32:00 – When to start working with a qualified intermediary 35:00 – Final thoughts & how to get in touch with Aristotle🔗 Links & Resources: 📍 Visit: https://www.excel1031.com 📞 Contact Aristotle: (310) 467-8122 🏘 Explore turnkey properties: https://www.renttoretirement.com 📩 Questions? Email: podcast@renttoretirement.com 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR AcademyThis episode is sponsored by… PPR CAPITAL: Build long-term wealth through passive real estate investing with PPR’s income and opportunity funds: https://pprcapitalmgmt.com/renttoretirement Looking to grow your wealth with less hassle and more predictability? In this special episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster bring you an exclusive webinar with PPR Capital Management—a powerhouse in passive investing through real estate-backed mortgage notes and innovative commercial assets like Tommy’s Car Washes. Learn how seasoned investors are achieving 8–14%+ annual returns with asset-backed strategies that require no property management or syndication risk. Discover how PPR structures its funds, minimizes risk through massive diversification, and why institutional investors are getting on board. Whether you're a seasoned investor or looking for your next hands-off strategy, this episode breaks it all down for you. ⏱️ Timestamps:00:00 - Intro: Active vs. Passive Wealth Building 01:45 - Why Turnkey Investors Should Consider Notes 04:00 - Meet PPR Capital Management 07:00 - What Are Mortgage Notes & How They Work 13:45 - Liquidity & Diversification Explained 17:00 - How PPR Makes Money on Non-Performing Loans 19:10 - Real-World Case Studies: Note Turnarounds 23:00 - Trade Snapshot: $34M in Realized Gains 26:00 - PPR’s Commercial Real Estate Strategy 30:00 - Investing in Tommy’s Car Washes for Higher Returns 34:45 - Car Wash ROI, Subscriptions & Exit Strategy 36:15 - Fund Structures & Investment Minimums 40:00 - Compounding Options & Strategy Tips 44:30 - Risk Mitigation & Fund Strength Explained 48:00 - Why Fund Diversification Beats Syndications 50:00 - Final Thoughts & How to Get Started📌 Ready to learn more or invest? 👉 Visit: https://renttoretirement.com 👉 Partner link to PPR Capital https://pprcapitalmgmt.com/renttoretirement🎯 Join our newsletter for weekly real estate insights!📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#PassiveIncome #NoteInvesting #RealEstateInvesting #MortgageNotes #PPRCapital #TurnkeyRealEstate #AlternativeInvestments #TommyCarWash #CashFlowInvesting #BuildWealth #RentalProperty #FinancialFreedom

RTR Academy: Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy This episode is sponsored by… NCH: Set up an LLC to protect your investments! – https://nchinc.com/rtr HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ Is the rental market crashing? Not so fast. In this episode, Adam Schroeder and Zach Lemaster dive into the real reasons behind recent rent fluctuations and what it means for investors. From reduced multifamily construction permits to overlooked contract risks, this is your full investor briefing on market timing, rent trends, and avoiding costly mistakes. Learn how to position your portfolio now to benefit from the coming inventory shortage and discover why a little rent fluctuation today could lead to big gains tomorrow.📌 Key Highlights & Timestamps:00:00 – Intro: What's happening with rents and inventory 00:30 – Are rents really falling? Data from major U.S. cities 01:34 – Supply, demand, and why rent drops are rare 03:06 – How delayed construction affects rental pricing 04:33 – What temporary rent dips really mean for investors 06:17 – Home prices, inflation, and the leveling off period 07:35 – How to position your leases for future gains 09:24 – Home buying & earnest money risks 10:06 – Why owner-occupants are canceling contracts 11:23 – What investors need to know about contract timelines 12:39 – Contingencies: financing, inspection, appraisal explained 15:21 – Real-life examples of losing (and keeping) earnest money 18:45 – The importance of reading your contract 20:24 – Cash deal vs. missed deadline: lessons learned 21:20 – Final thoughts + where to start your investing journey 👉 Ready to start investing? Explore turnkey investment opportunities at: https://renttoretirement.com 📅 Schedule a free strategy call with our team! 📬 Have questions or want to share your investing journey? Email us at: podcast@renttoretirement.com 🔔 Don’t forget to Like, Subscribe, and Turn on Notifications so you never miss a new episode! 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ #RealEstateInvesting #PassiveIncome #RentToRetirement #MarketTrends #RealEstate2025 #RentalProperty #TurnkeyInvesting #ZachLemaster #AdamSchroeder #FinancialFreedom

RTR Academy: "Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy" This episode is sponsored by… NCH: Set up an LLC to protect your investments! – https://nchinc.com/rtr IGNITE FUNDING: Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Saheed, an investor who went from being an "accidental landlord" to confidently purchasing out-of-state real estate for long-term wealth. Saheed shares how he transitioned from local property ownership in Pennsylvania to buying turnkey new construction rentals in South Carolina through Rent To Retirement’s Academy. Learn how Saheed overcame family doubts, job demands, and analysis paralysis — and how he increased his rent income beyond expectations while securing long-term financial freedom. ⏱ Timestamps:00:00 – Intro: Meet Saheed00:45 – How an accidental landlord journey began02:10 – Saheed’s first rental experience & cash flow results03:00 – Why local markets no longer worked05:05 – Discovering Rent To Retirement’s turnkey model06:30 – Academy perks & Saheed’s decision to join08:15 – Buying his first out-of-state property in South Carolina10:20 – Real rent numbers: $1,995 instead of $1,775!12:00 – Why quality property management is worth it14:15 – How mindset & planning helped him act fast15:30 – Building generational wealth through rentals18:50 – Dealing with family skepticism about out-of-state investing21:00 – Visiting the property & winning spouse approval24:10 – Why Saheed chose new construction rentals26:20 – Advice to his past self (and new investors!)28:07 – How Rent To Retirement helped negotiate better deals✅ Call to Action: Ready to start your own real estate journey? 👉 Visit: https://renttoretirement.com/academy 📩 Want to be featured? Email: podcast@renttoretirement.com 👍 Like this video 📲 Subscribe for weekly investing insights 💬 Comment below with your real estate goals! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#RealEstateInvesting #TurnkeyProperties #OutOfStateInvesting #PassiveIncome #FinancialFreedom #RentToRetirement #GenerationalWealth #InvestorSuccess #RealEstatePodcast

To learn more about the limited time, 50% discount on RTR Academy program, click https://bit.ly/rtracademy This episode is sponsored by… BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ PPR CAPITAL: Build long-term wealth through passive real estate investing with PPR’s income and opportunity funds: https://pprcapitalmgmt.com/renttoretirement In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Tony J. Robinson, co-host of the Real Estate Rookie Podcast and one-half of the Real Estate Robinsons. Tony shares how he went from a busy W-2 job to building a 15-property short-term rental portfolio in just one year, even during the uncertainty of 2020. From BRRRRs to boutique hotels, Tony breaks down the mindset, strategies, and partnerships that fueled his rapid growth in real estate. 👉 Whether you're looking to buy your first property or scale your portfolio, this episode is packed with actionable advice, investor-friendly loan strategies, and hard-won lessons. ⏱️ Timestamps: 00:00 – Intro: Meet Tony Robinson 01:00 – From W-2 manager to first real estate deal 02:00 – Why Tony invested out-of-state in Louisiana 04:30 – Using a local credit union for 100% BRRRR financing 06:00 – How mindset made the first deal possible 08:00 – Team-building through lender referrals 10:30 – A $30K loss: lessons from buying in a flood zone 13:00 – The importance of your first deal (it's not about the money) 15:00 – Getting started with BiggerPockets 17:00 – Humble Hustle: Tony’s guiding philosophy 21:00 – Short-term rental market: hype, correction & future 24:00 – What makes a great STR operator? 26:00 – STR design, budgeting & what newbies miss 28:00 – Scaling from 3 to 15 rentals in 1 year 30:00 – Partnering for scale: deal structures explained 32:00 – Cost segregation & major tax benefits 📲 Start your investing journey today: Book a call and browse available properties at https://www.renttoretirement.com 📩 Want to be featured on the podcast? Email us at: podcast@renttoretirement.com 🎙️ Follow Tony Robinson: Instagram: @tonyjrobinson YouTube: The Real Estate Robinsons Podcast: Real Estate Rookie Podcast (BiggerPockets) 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#RealEstateInvesting #ShortTermRentals #PassiveIncome #TonyRobinson #BiggerPockets #RentToRetirement #STRinvesting #BoutiqueHotels #FinancialFreedom

This episode is sponsored by… FIGURE: Access your home equity in minutes—no refinance needed! go.figure.com/renttoretirement Are you sitting on thousands in home equity—but unsure how to access it without sacrificing your low mortgage rate? In this episode, Zach Lemaster sits down with Tim Rowen, Director of Sales Success at Figure, to dive deep into a powerful wealth-building tool: HELOCs (Home Equity Lines of Credit) for investment properties. Learn how investors are scaling faster by tapping into equity without the pain of a refinance. Figure’s tech-driven platform makes it easy, fast, and flexible—giving real estate investors access to capital they can use strategically. 🧠 Whether you're new to investing or looking to grow your portfolio, this episode shows you how to use HELOCs the smart way. ⏱️ Timestamps 00:00 - Introduction: Unlocking equity to scale your portfolio 00:34 - What is a HELOC & why Figure is different 01:50 - Tim Rowen’s background and why strategy matters 03:25 - How Figure helps investors access equity faster 04:58 - HELOC vs refinance: Why it matters for investors 06:12 - Understanding equity as a strategic tool 08:39 - The I.D.E.A.L. formula and how leverage plays a role 10:22 - How a HELOC works (recasting, redraw period, interest model) 13:34 - Using HELOCs as a reserve fund 16:18 - Loan-to-value limits: primary vs investment property 18:06 - Application process and soft credit pull 20:07 - No underwriters: Figure’s digital approval pipeline 22:08 - HELOC term options & redraw periods explained 24:46 - When NOT to use a HELOC (refi vs blended rate strategy) 27:32 - How Figure’s rates can outperform traditional loans 29:17 - Final thoughts: Run your Return on Equity, act strategically 30:56 - Where to apply for a HELOC with Figure 🔗 Apply for a HELOC and see your equity options in minutes: go.figure.com/renttoretirement 📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#HELOC #RealEstateInvesting #RentalProperty #PassiveIncome #CashFlow #InvestmentStrategy #Figure #Equity #FinancialFreedom #RentToRetirement

This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ REALSOURCE RESIDENTIAL: Invest in multifamily opportunities in the best markets! https://realsourceresidential.com/rtr In this must-watch episode of the Rent To Retirement podcast, hosts Adam Schroeder and Zach Lemaster break down the real estate trends, loan strategies, and major tax advantages that savvy investors need to know about in 2025. 🏡 What’s happening in the market? Mortgage rates are dipping, inventory is still tight, and both mom-and-pop and investor activity is surging again. Adam and Zach explain what this means for pricing, demand, and appreciation over the next few years—and how to get ahead of it. 💰 Big news: 100% Bonus Depreciation is coming back! If the current bill in the Senate passes, real estate investors could again leverage full first-year depreciation starting in 2025. Zach shares exactly how this can help you offset your income and lower your tax bill dramatically, whether you're a seasoned pro or a first-time investor. 🧠 Key Timestamps: 0:00 – Introduction: Market momentum and key updates 1:10 – Mortgage rates & buyer activity: What the data is showing 2:45 – Inventory trends & why they still favor sellers 6:00 – State-by-state inventory shifts and what they mean for investors 10:00 – Loan strategy: Why DSCR loans might beat conventional in 2025 16:50 – 🔥 Tax time: The return of 100% Bonus Depreciation 19:00 – Real estate professional status & short-term rental tax strategies 21:00 – Strategic tax planning for long-term wealth growth 22:50 – The importance of using the right CPA and lender 23:30 – How to build your personalized investment strategy 🎯 Ready to take the next step? Visit https://www.renttoretirement.com to explore turnkey inventory and schedule your free strategy call with our team.📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠ 🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#BonusDepreciation #RealEstateInvesting #TaxStrategy #DSCRLoans #TurnkeyProperties #RentToRetirement #ZachLemaster #PassiveIncome #WealthBuilding #RealEstatePodcast

This episode is sponsored by… NCH: Set up an LLC to protect your investments! – https://nchinc.com/rtr Are you leaving money on the table as a real estate investor? 💰 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with Adam from Nevada Corporate Headquarters (NCH) to break down everything you need to know about business credit—how to build it, use it, and leverage it to scale your portfolio without wrecking your personal credit. Learn why most investors are doing business credit all wrong, how to structure your LLC for success, and why separating business and personal credit is key to sustainable growth. This episode is packed with expert tips and actionable advice for both new and seasoned investors. 📌 Timestamps 00:00 – Intro to the episode & guest from NCH 01:07 – What is business credit and why it matters 02:34 – How to keep business credit separate from personal 04:31 – Credit agencies & how business credit scores work 05:18 – How to build an 80+ Paydex score in months 07:08 – Why business credit is essential for scaling real estate 08:53 – Common mistakes that hurt personal credit 10:18 – Using credit for down payments and repairs 11:27 – Vendor credit vs traditional credit cards 13:01 – Utilization rules for business vs personal 14:51 – Can you use business credit across multiple LLCs? 17:04 – Avoiding co-mingling & tax-deductible interest 18:17 – Real estate funded by business credit 20:26 – When to start building business credit (Hint: NOW)🎯 Get connected with NCH: Check the link in the description to schedule a free consultation about forming your LLC, building credit, and more. https://nchinc.com/rtr📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!

This episode is sponsored by… NCH: Set up an LLC to protect your investments! – https://nchinc.com/rtr HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ In today’s market, defaulting to a conventional loan might be costing you more than you think. Adam Schroeder breaks down the pros, cons, and overlooked opportunities in investor financing. From DSCR loans that boost flexibility and asset protection to interest-only products that improve cash flow and lower entry costs — this episode walks you through how to match the right loan with your real estate strategy. You'll also hear why prepayment penalties aren’t always a bad thing — and how you can use lender incentives to your advantage when buying turnkey rental properties. If you’re building a portfolio in 2025, don’t skip this one. ⏱ Timestamps: 00:00 – Intro: What most investors get wrong about loans 00:45 – Why conventional loans aren’t always the best fit 01:22 – What is a DSCR loan & how it helps real estate investors 02:30 – Entity ownership, DTI benefits & DSCR flexibility 03:35 – DSCR vs. Conventional: Rates and cash flow 04:24 – Interest-only loans: how they work and who they benefit 05:40 – 2008 vs. now: why interest-only isn’t a red flag today 07:00 – Prepayment penalties explained: risk or reward? 13:35 – Hidden incentives for turnkey property buyers 📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!