Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio. Karl reveals how he: • Turned a triplex into a profitable mid-term rental • Scaled into Airbnb using systems, cleaners, and automation • Leveraged bonus depreciation to offset W-2 income • Built a deal pipeline through consistent networking • Navigated a difficult syndication loss—and what every investor must learn from it • Closed a fix-and-flip using none of his own money • Plans to grow into boutique hotel investing Whether you’re a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step. ⏱️ TIMESTAMPS 00:00 – Introduction to Karl & his investing journey 00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net 07:15 – How STR owners can deduct against W-2 income with bonus depreciation 08:31 – Mid-term vs short-term rentals & building systems for automation 10:06 – Cleaners, maintenance teams & messaging automation tips 11:49 – Pivoting into Airbnb & how professional design doubled bookings 13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo 18:33 – Karl’s syndication experience: vacancies, management issues & loss 22:20 – Risks of syndications vs owning real estate directly 27:17 – How to analyze deals without paralysis 30:22 – Advice for W-2 workers getting started 31:43 – Building skills, using mornings, and finding mentors 33:21 – The value of networking & how it led to funding a deal overnight 38:02 – Karl’s 2025–2026 market outlook 39:31 – What’s next: Boutique hotels & scaling STR operations 40:55 – Closing thoughts & how to share your story on the podcast🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1..⁠.🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh..⁠.📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com #RealEstateInvesting #PassiveIncome #RentToRetirement #AirbnbInvesting #ShortTermRental #MidTermRental #FinancialFreedom #W2Investor

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/Want to invest like the pros? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Brad Bell, VP of Acquisitions at Roofstock, to unpack how large institutional investors choose markets, analyze deals, manage properties at scale, and adapt to changing economic cycles. Brad shares his own journey into investing, the differences between “mom & pop” investors and billion-dollar funds, the real reasons build-to-rent exploded, what metrics institutions use to select markets, and his personal top picks for long-term growth. He also explains how Roofstock’s platform simplifies property management, data analysis, and acquisition for investors of all sizes. If you want to invest smarter, reduce risk, and understand how the world’s largest investors allocate capital, this is the episode for you.🕒 Timestamps 00:00 — Intro: Adam welcomes Brad Bell of Roofstock 00:39 — Brad’s first step into investing & why he chose real estate 02:49 — Working with institutions vs individual investors 05:35 — What institutions actually look for in acquisitions (population, employment, yields) 07:40 — Asset-level metrics: crime, school scores, path-of-growth 09:37 — Spotting markets without population growth but strong appreciation (Miami example) 14:57 — How Fed policy influences SFR investor movements 19:03 — Why institutions shifted heavy into Build-to-Rent 22:59 — How institutional portfolios are actually managed (including Roofstock’s 20,000+ homes via Mynd) 25:15 — Do institutional buyers raise rents? Brad breaks myths 29:36 — Brad’s top markets he would personally buy in today • San Antonio • Dallas-Fort Worth • Florida (risk-adjusted) • Alabama, Georgia, Tennessee • Appalachian corridor 38:21 — Roofstock tools, neighborhood scoring, and investing frameworks 42:22 — Why higher-quality homes deliver better long-term returns 42:44 — Closing thoughts and where to find Brad🔑 Key Insights Institutional investors model properties far differently than mom-and-pop buyers Market selection is based on growth trends, yields, and long-term migration Build-to-rent projects are now institutional core strategy High-quality neighborhoods outperform low-rent “cheap” properties over time Roofstock & Mynd provide data-driven property acquisition and management at scale 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ ⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1..⁠.🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh..⁠.📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com#RealEstateInvesting #Roofstock #BuildToRent #InstitutionalInvesting #TurnkeyRealEstate #CashFlowProperties #PassiveIncome #RentalProperties #SingleFamilyInvesting #RealEstatePodcast #RentToRetirement

This episode is sponsored by… ⁠BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at ⁠https://bluprinthomeloans.com/renttoretirement/⁠ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals. https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 Thinking about owning a vacation home…but not using it enough to justify the cost? In this episode, Adam Schroeder sits down with Tom Mulholland, Senior Director of Strategic Initiatives at Pacaso, to break down the real world of fractional real estate ownership. You’ll learn how fractional ownership differs from timeshares, how financing works, why this model is growing fast, and what risks investors should consider before diving in. If you're curious about co-ownership, vacation home investing, Regulation A raises, or the future of fractionalized assets—this episode gives you the full picture. ⏱️ Timestamps 00:00 – Intro with Adam Schroeder 00:22 – Meet Tom Mulholland from Pacaso 00:56 – Why fractional ownership is solving major vacation-home problems 01:49 – Vacant homes & underutilized vacation properties explained 03:03 – How Pacaso’s founders built the co-ownership model 03:36 – Vacation homes vs timeshares: key differences 04:25 – What makes fractional ownership actual asset ownership 06:50 – Why fractional real estate is rapidly expanding 07:55 – The “why” behind investors choosing fractionalization 09:07 – Risks, due diligence & dispute systems 10:44 – Pacaso’s 17,000-investor Regulation A raise 12:50 – Democratizing ownership in private companies 14:16 – Luxury home pricing & buyer structure 15:52 – How financing works for co-owners 17:25 – Why owners cannot short-term rent their shares 18:55 – Maintenance, repairs, and responsibility 20:08 – How selling your fractional stake works 21:47 – Updates, renovations, and owner voting 24:02 – Pacaso’s vision for the future of real estate 25:25 – How to learn more + RTR closing message 🔥 Why This Episode Matters✔ Learn how fractional ownership REALLY works ✔ Understand how Pacaso removes friction around financing, scheduling & maintenance ✔ Discover the booming Regulation A model that attracted 17,000+ investors ✔ See why luxury vacation homes can now be accessed at a fraction of the cost ✔ Learn the dangers, disputes, exit strategies, and protections you MUST know 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com#FractionalRealEstate #Pacaso #RealEstateInvesting #TurnkeyRealEstate #VacationHomes #TimeshareAlternative #WealthBuilding #Investing2025 #RealEstatePodcast #PassiveIncome #RentToRetirement

⁠Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ PROPER INSURANCE: Protect your short-term rental with the industry’s most complete, full-replacement insurance solution: ⁠https://www.properinsurance.com/rtrIn today’s episode, Adam Schroeder sits down with investor Adam (yes—two Adams!) to break down how he scaled from managing short-term rentals to leveraging builder incentives, cost segregation, interest-only loans, and cash-out refinances to rapidly grow his portfolio. Adam explains how he transitioned from self-managing STRs in New York and the Jersey Shore to acquiring a new-build long-term rental in San Antonio, Texas, using a powerful 12% builder incentive that dramatically lowered his out-of-pocket cost and boosted his tax savings. If you’re looking for real, actionable investing insights directly from an investor who’s doing the work, this episode is packed with value.⏱️ TIMESTAMPS 00:00 – Welcome with host Adam Schroeder 00:20 – How Adam first got started in real estate 00:36 – Early rentals, STRs, and 1031 exchanges 01:23 – Trading a problematic vacation rental into better assets 02:03 – Using the STR loophole + qualifying as a Real Estate Professional 02:55 – Why he added a long-term rental this year 03:31 – How he discovered Rent To Retirement 04:22 – Why he won’t invest in long-term rentals in New York 06:15 – Why Texas—and specifically San Antonio—made sense 07:19 – Breaking down the 12% builder incentive 08:39 – Why he chose an interest-only DSCR loan 10:01 – STR management vs. passive LTR strategy 11:25 – What the buying process was like with RTR 13:28 – Inspection, build quality & warranty experience 15:35 – Cost segregation tax benefits 16:52 – How he effectively got into the deal for almost zero net capital 18:10 – Cash-out refi strategy on his commercial building 19:55 – Pulling $200K tax-free and reinvesting 21:18 – Compounding wealth through refinancing 23:03 – Why local lenders matter for specialty properties 24:51 – Investing confidently even with higher interest rates 26:08 – Message to investors waiting on the sidelines 27:48 – Advice for first-time RTR listeners 28:15 – How to get started with Rent To Retirement 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com#RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #ShortTermRental #LongTermRental #TexasRealEstate #SanAntonioRealEstate #DSCRLoan #CostSegregation #RealEstateProfessional #CashOutRefi #RentToRetirement #RentalProperties #FinancialFreedom #WealthBuilding

Discover how the wealthy legally eliminate their tax bills through real estate investing. In this episode, hosts Adam Schroeder and Zach Lemaster sit down with Jason Melilo, CEO of K B K G and former CEO of a Top 100 CPA Firm, to unpack the tax strategies every investor should know — from cost segregation and bonus depreciation to qualifying as a real estate professional and using short-term rentals for massive deductions. Jason reveals how he helps investors save thousands in taxes while building long-term wealth — and even shares how you can get a 10% discount on cost-seg software using code RTR 2025 at cbn.com. 💡 Timestamps 00:00 Intro – Meet Jason Melilo, CPA & Investor 01:00 Jason’s first real-estate deal & lesson in cash flow 03:00 How depreciation shelters income 05:20 What real “tax planning” means for investors 07:40 Cost segregation & bonus depreciation explained 09:50 Real-life example: turning $250K income → $0 taxable 13:00 Who qualifies as a real-estate professional 16:00 Short-term rental strategy to offset W-2 income 19:30 How to document your hours for IRS proof 22:45 Planning tax benefits before you buy 25:00 Cost seg on existing properties (“catch-up” depreciation) 27:00 Pros & cons of cost segregation & recapture rules 30:00 New 2025 tax law: 100% bonus depreciation returns 32:00 Final tips + discount for RTR listeners 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://meetings.hubspot.com/scott-lu...🏠Available Inventory Sheet: ⁠https://docs.google.com/spreadsheets/...📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com#RealEstateInvesting #TaxStrategy #PassiveIncome #CostSegregation #BonusDepreciation #RentToRetirement

It’s crunch time for real estate investors — and this is your last chance to take advantage of Rent To Retirement’s biggest end-of-year incentives ever! 🎉 Join hosts Adam Schroeder and Zach Lemaster as they break down how investors can save tens of thousands of dollars on brand-new construction properties — and leverage powerful tax strategies before 2025 begins. In this special episode, Zach explains how Rent To Retirement negotiates exclusive below-market prices with national builders like D.R. Horton, Lennar, and LGI Homes, giving investors access to 10% buyer incentives, cash-back opportunities, and rate buy-downs into the 3% range. If you’ve been waiting to invest, this is your sign to act. ⏳ These deals — and their tax advantages — disappear November 14th at 5PM PST! ⏱️ Timestamps: 00:00 – Intro: Why Year-End Matters for Investors 01:14 – Exclusive Builder Incentives Explained 03:30 – Deadline: One Week Left to Claim Your Savings 04:52 – How the 10% Incentive Works (Real Numbers) 06:26 – Bonus Depreciation & Cost Segregation Benefits 08:35 – Real Example: Dallas, TX Property Walkthrough 10:12 – Cash Flow & ROI Breakdown 12:34 – Houston & Katy, TX Growth Markets 15:10 – Alabama Opportunities (5% Down Option) 17:21 – Why New Construction Wins in 2025 18:56 – Cost Segregation, REP Status & Tax Banking 19:52 – Final Call: How to Secure Your Incentives 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://meetings.hubspot.com/scott-lundgren/initial-call-with-rent-to-retirement 🏠Available Inventory Sheet: https://docs.google.com/spreadsheets/d/1t5B3rIeyUUngFT2H3osl4JVELQsyxZy1rz9XJGU-hJo/edit?gid=1182675960#gid=1182675960 🏦Reduce Your 2025 Tax Bill Using Real Estate!https://youtu.be/8I2hy6Nuqyg?si=2Xrt4IRE8tGmkfnT📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com#RealEstateInvesting #PassiveIncome #TurnkeyProperties #TaxStrategies #EndOfYearIncentives #BonusDepreciation #CostSegregation #FinancialFreedom #InvestInRealEstate #RentToRetirement #ZachLemaster #AdamSchroeder #CashFlowInvesting #2025TaxPlanning #RealEstatePodcast

Want to cut your 2025 tax bill and grow your real estate portfolio at the same time? In this powerful episode, hosts Zach Lemaster and Adam Schroeder reveal real-world strategies to legally reduce taxes through cost segregation, bonus depreciation, and builder incentives — all before year-end. They’re joined by Amanda Han & Matt MacFarland (Keystone CPA) and Jeff Welgan (Bluprint Home Loans) to share how smart investors are stacking creative financing, tax deductions, and new construction deals to maximize ROI while preparing for the 2026 tax changes. If you’ve been waiting for the right moment to invest — this is it. ⏱️ TIMESTAMPS 00:00 – Introduction & 2025 real estate outlook 01:30 – Why Q4 is the most strategic time for investors 03:00 – Builder incentives: how to get $25K–$50K back on new builds 05:10 – Using 5% down loans to scale your portfolio faster 08:00 – Cost segregation 101: turn $300K homes into $90K tax write-offs 10:40 – Combining tax strategies for “free real estate” 13:00 – IRS-approved tax breaks and why they exist 15:20 – Market highlights: San Antonio, Conroe, and Alabama 20:00 – Lending insights with Jeff Welgan (Bluprint Home Loans) 28:00 – DSCR loans, credit scores & qualification tips 33:00 – Real estate professional status vs short-term loophole 39:00 – Why you must own and place your property in service before year-end 48:00 – Final takeaways: how to act fast and save big in 2025 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com #RealEstateInvesting #TaxStrategy #CostSegregation #BonusDepreciation #PassiveIncome #TurnkeyInvesting #BuilderIncentives #DSCRLoans #BluprintHomeLoans #KeystoneCPA #RentToRetirement #FinancialFreedom #WealthBuilding #RealEstatePodcast #Investing2025

Are you ready to make 2025 your most profitable investing year yet? In this episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with Amanda Han & Matt MacFarland from Keystone CPA and lending expert Jeff Welgan from Bluprint Home Loans to break down game-changing tax and lending strategies every investor needs to know. Learn how to legally minimize your tax bill, supercharge your cash flow, and build long-term wealth using 100% bonus depreciation, real estate professional status, short-term rental loopholes, and creative loan structures available only through Rent To Retirement partners. ⏱️ Episode Highlights: 00:00 – Intro: Why tax strategy is key to wealth growth 01:00 – The “One Big Beautiful Bill”: 2025 tax changes every investor must know 04:30 – 100% Bonus Depreciation is BACK – how to use it before year-end 08:00 – The $25,000 rental loss rule explained 10:40 – Real Estate Professional Status: Who qualifies & how to leverage it 13:20 – The Short-Term Rental Loophole (no REP status required!) 17:00 – Paying your kids legally to reduce taxes 19:20 – Avoiding common tax mistakes investors make 23:30 – Jeff Welgan on Bluprint Home Loans: New programs & 4.5%–5.5% rates 27:00 – DSCR Loans explained: Qualify based on rent, not income 31:30 – The 30-year fixed + 10-year interest-only loan strategy 36:00 – When to hire a CPA & build your investing team 43:00 – Year-end deadlines & how to make your next property purchase count🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ⁠⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com #RealEstateInvesting #TaxStrategies #BonusDepreciation #KeystoneCPA #BluprintHomeLoans #RentToRetirement #DSCRLoans #FinancialFreedom #PassiveIncome #RealEstatePodcast #TaxPlanning2025 #1031Exchange #CostSegregation #RealEstateProfessionalStatus

💡 What if you could replace your income with real estate—without quitting your job? In this exclusive panel from BPCON 2025, hosted by Rent To Retirement, industry experts share the proven strategies they’ve used to scale to $10,000/month in passive income through smart real estate investing, tax optimization, and creative financing. Join Zach Lemaster (Founder & CEO of Rent To Retirement), Adam Schroeder (Sales Manager & Acquisition Director Rent To Retirement), Amanda Han (Keystone CPA), Jeff Logan (Blueprint Home Loans), and Steve Yoke (Owner & CEO Akron Turnkey) as they reveal how to: Build a 7-figure portfolio using 5% down loans & builder incentives Use cost segregation & 1031 exchanges to maximize tax efficiency Identify high-growth markets like Texas & Alabama for 2025 and beyond Leverage DSCR and interest-only loans for scalable investing Create a network of experts to fast-track your real estate success ⏱️ Timestamps 00:00 Intro — What $10K/month in passive income really means 02:00 Zach Lemaster’s journey from optometrist to real estate millionaire 05:00 How to use 5% down loans and builder incentives to scale faster 07:15 Understanding cost segregation & 100% bonus depreciation 10:00 Stacking equity, appreciation, and cash flow to reach $10K/month 14:00 The IDEAL Formula for wealth building in real estate 18:00 Meet the Panel: Jeff Logan, Steve Yoke, Amanda Han, Adam Schroeder 20:00 How to scale when you run out of capital 21:45 Amanda’s tax strategies for different investor goals 23:00 Steve’s strategy for consistency and relationships in investing 26:00 Creative lending & DSCR loans explained by Jeff Logan 31:00 Interest rates, opportunities & why waiting can cost you 32:30 Top markets for 2025: Texas, Alabama, Ohio 38:00 The future of real estate tax law & bonus depreciation 43:00 Innovative loan options: 30-year fixed with 10-year interest-only 46:00 Q&A: 1031 exchanges, DTI limits & real estate professional status 52:00 Final insights: What separates successful investors from the rest 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠ https://bit.ly/3EE6KjZ⁠⁠ 📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠ ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page:⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ #RealEstateInvesting #PassiveIncome #TurnkeyProperties #FinancialFreedom #RentToRetirement #BPCON2025 #RealEstatePodcast #DSCRLoans #TaxStrategies #RealEstateFinance #CostSegregation #1031Exchange #RealEstatePanel #ZachLemaster #BiggerPocketsConference

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy ⁠https://landing.renttoretirement.com/evg-masterclass-replay⁠ This episode is sponsored by… ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠⁠ BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at ⁠https://bluprinthomeloans.com/renttoretirement/⁠ FIGURE: Access your home equity in minutes—no refinance needed!⁠ ⁠ ⁠https://go.figure.com/renttoretirement Discover why Columbus, Georgia is quietly becoming one of the most stable and high-yielding real estate markets in the Southeast. In this episode, Adam Schroeder sits down with Andrew and Preston, the Rent To Retirement rehab team based in Columbus, GA, to explore their proven formula for turnkey rehabs, property management, and guaranteed rent programs that help investors achieve predictable cash flow. 👉 Whether you’re new to real estate or looking to diversify your portfolio, this deep dive covers everything from market fundamentals to renovation strategy and tenant retention. 🕒 Timestamps 00:00 – Intro: Meet the Columbus, GA Rehab Team 01:00 – How Andrew & Preston Got Started in Real Estate 03:30 – Why They Chose Columbus, Georgia for Turnkey Investing 05:00 – Market Fundamentals: Taxes, Rent Yields & Migration Trends 08:30 – Rehab Standards & The “CapEx First” Strategy 11:30 – Materials, Upgrades & Property Durability Choices 16:30 – Tenant Profiles: Military, Medical, & Workforce Housing 19:00 – Property Management System & Rent Growth Stats 23:00 – Rent Guarantee Explained: Reducing Investor Risk 27:00 – Real Results & Why Their Clients Stay 28:30 – How to Invest in Georgia Turnkey Properties 🗓️ Schedule a Free Consultation:⁠⁠⁠ https://bit.ly/3EE6KjZ⁠ 📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠ ⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page:⁠⁠⁠https://renttoretirement.com⁠⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ #RealEstateInvesting #TurnkeyProperties #ColumbusGeorgia #PassiveIncome #RentToRetirement #RealEstatePodcast #CashFlow #RehabInvesting #PropertyManagement #GeorgiaRealEstate #RentalProperties #FortBenning #FinancialFreedom

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/⁠ BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ FIGURE: Access your home equity in minutes—no refinance needed! https://go.figure.com/renttoretirement 💼 Are you ready for massive tax savings in 2025? In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Jim and Lorraine Conaway, founders of JCA Tax, to break down the new 2025 tax changes and how real estate investors can use them to build wealth while paying less in taxes legally. The Conaways reveal powerful tax strategies—like 100% bonus depreciation, cost segregation, qualified business income (QBI), and charitable trusts—that can help investors save thousands every year. Whether you're a high-income earner, W-2 employee, or a seasoned investor, these insights will help you optimize your portfolio and maximize returns. ⏰ Timestamps 00:00 – Intro & guest introduction 01:00 – Jim & Lorraine’s first real estate deal 03:00 – How tax strategy became their mission 04:30 – 2025 “Beautiful Bill” explained: what changed for investors 05:00 – 100% Bonus Depreciation returns! 06:00 – QBI (Qualified Business Income) made permanent 07:40 – State & Local Tax (SALT) deduction increase to $40,000 09:00 – How stacking tax strategies builds long-term wealth 10:30 – Real estate professional status vs. W-2 income 14:00 – Real estate vs. mutual funds: tax-free growth comparison 15:00 – Workhorse strategies (Augusta Rule, kids on payroll, etc.) 17:00 – Charitable trust strategy for high-income investors 20:00 – 1031 exchanges confirmed under new law 25:00 – Opportunity Zones extended — how to qualify 27:00 – Common CPA mistakes & missed deductions 29:00 – Why implementation matters more than theory 32:00 – Using IRAs & Roth conversions for real estate 36:00 – The 21% flat tax for C-Corps and health reimbursement perks 🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠ #RealEstateInvesting #TaxStrategy #BonusDepreciation #CostSegregation #OpportunityZones #PassiveIncome #FinancialFreedom #RentToRetirement #QBI #TaxSavings #CharitableTrust #2025Taxes #W2Investors #WealthBuilding #JimConaway #LorraineConaway

This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Mortgage rates are finally trending down after years of volatility—what does this mean for real estate investors? In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Jeff Welgan, VP of Investor Lending at Bluprint Home Loans, to break down the latest updates in the mortgage world and what investors should be doing right now. 👉 Whether you’re considering refinancing, looking at DSCR vs. conventional loans, or preparing to close before year-end for tax advantages, this episode gives you actionable strategies to maximize your investing success. ⏱️ Episode Highlights 00:50 – Why mortgage rates are finally starting to decline 03:30 – How Fed decisions and jobs data impact investor financing 10:50 – What “rate floors” mean and how builders’ incentives can bring rates to 4.5% 15:15 – Comparing DSCR vs. conventional loans in today’s market 20:00 – Bluprint’s full suite of investor loan products (fix & flip, construction, portfolio loans, etc.) 23:00 – Which loans investors are choosing most right now 24:00 – Year-end deadlines every investor should plan for (and how to avoid costly mistakes) BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/⁠ 📞 Want to explore this strategy for your portfolio? 👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ 📧 Questions? Email us: podcast@renttoretirement.com⁠ ✅ Don’t forget to Subscribe for more tips on building wealth through real estate! 👍 Like & Share this episode with fellow investors! 🌐 Explore turnkey investing opportunities: ⁠⁠⁠https://www.renttoretirement.com/ 📺 Subscribe to the YouTube Channel: ⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠⁠https://renttoretirement.com⁠⁠ #RealEstateInvesting #MortgageRates #PassiveIncome #DSCRLoans #FinancialFreedom #RentToRetirement #BluprintHomeLoans

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals. https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠ ⏱️ Episode Highlights 00:00 – Introduction & Joseph Noor’s real estate background 03:00 – Why property taxes are so hard to calculate 04:50 – The biggest mistakes investors make in tax projections 06:30 – Why more counties are making protests harder 07:40 – Should you fight your property taxes every year? 10:20 – Common misconceptions about lowering assessments 12:45 – The best and worst states for protesting taxes 15:00 – How property tax assessments really work behind the scenes 17:00 – What repairs/improvements impact property values in tax protests 20:00 – How to avoid overpaying protest companies 22:00 – Top misconceptions Joseph hears from investors 24:30 – Homestead exemptions and retroactive refunds 25:40 – Why OwnWell focuses on high-tax states before expanding 27:30 – How to connect with OwnWell🖥️ Learn more about OwnWell: https://www.ownwell.com/ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠#RealEstateInvesting #PropertyTaxes #RentToRetirement #PassiveIncome #RealEstateTips #FinancialFreedom

This episode is sponsored by… IMN - Single Family Rental West Forum SFR West returns to Arizona! Reconnect with the SFR community through IMN’s signature mix of dynamic panels, insightful speakers, and high-impact networking. Gain the perspective and connections to thrive in a changing landscape—save 20% with code REU2333RTR. https://tinyurl.com/SFR-West-RTR Struggling with today’s housing affordability crisis? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Mahesh Shetty, Founder & CEO of Ely Homes, to discuss innovative ways lease-to-own programs are helping renters achieve homeownership. Mahesh shares his journey from investing in New York City hotels to building Ely Homes into a platform that not only provides quality rental properties but also creates pathways for families to become homeowners. He explains how investors can benefit, how tenants can transition into buyers, and why this strategy is key in today’s challenging housing market. ⏱ Episode Highlights 00:00 – Introduction to Mahesh Shetty 02:00 – Lessons from early NYC hotel investments 07:15 – Pivoting into single-family rentals during the 2008 downturn 12:00 – The affordability crisis & why lease purchase matters 14:45 – Helping tenants improve credit & access down payment assistance 18:20 – Success rates & building trust with renters 20:00 – Raising capital & networking with investors 24:30 – Speaking at IMN - Single Family Rental West Forum & industry thought leadership 26:40 – Final thoughts: Building homes & futures for families If you’re looking to expand your real estate investing strategy while making a positive impact on communities, this episode is for you! 📞 Want to explore this strategy for your portfolio? 👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ 📧 Questions? Email us: podcast@renttoretirement.com⁠ ✅ Don’t forget to Subscribe for more tips on building wealth through real estate! 👍 Like & Share this episode with fellow investors! 🌐 Explore turnkey investing opportunities: ⁠⁠⁠https://www.renttoretirement.com/ 📺 Subscribe to the YouTube Channel: ⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠⁠https://renttoretirement.com⁠⁠

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/⁠ Five Star Conference: Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200 https://www.fivestarconference.com/2025/register_now?code=RTR200 MYND - A Roofstock company: Your all-in-one platform for single-family rentals. Buy, manage, and grow—without the hassle. https://www.mynd.co/rtr HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/Thinking about investing in U.S. real estate as a foreign investor? 🌎 In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Yuval Golan, CEO of Waltz, to explore the challenges, opportunities, and solutions international investors face when buying U.S. properties. From navigating mortgages and setting up LLCs to handling taxes and managing properties remotely, Yuval shares how his company makes U.S. real estate investing accessible to global investors. ✅ Learn how Waltz streamlines the process so you don’t have to deal with endless paperwork, banking headaches, or 8-month closings. ✅ Discover why the U.S. remains the most attractive real estate market for international buyers. ✅ Get actionable advice on financing, entity setup, and property management for foreign investors. ⏱️ Episode Highlights 0:00 – Introduction with Adam Schroeder & Yuval Golan 0:40 – Yuval’s first U.S. real estate deal during COVID 2:30 – Building the right team for long-distance investing 6:00 – Why foreign investors love U.S. real estate 8:20 – Key pain points for international buyers 11:10 – Where foreign investors are buying today (Texas, Florida, Midwest & more) 12:50 – How Waltz helps investors close in as little as 14 days 16:30 – Interest rates & financing differences for international buyers 21:20 – Trends in foreign investment and rebound post-COVID 23:20 – Yuval’s best advice for first-time foreign investors 25:15 – How Waltz simplifies investing with banking, LLCs, lending & more 27:00 – Why the best time to buy is always NOW 🌐 Learn more about Waltz: https://GetWaltz.com 🏡 Explore U.S. real estate opportunities: https://RentToRetirement.com 🗓️ Schedule a Free Consultation:⁠⁠ https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel:⁠⁠ https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠ https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com ⁠⁠📧 Questions? Email us: podcast@renttoretirement.com⁠ #RealEstateInvesting #ForeignInvestors #USRealEstate #CashFlow #PassiveIncome #InvestAbroad #Waltz #RentalProperties #LLCSetup #FinancialFreedom

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: ⁠https://eckardenterprises.com/rent-to-retirement/ IGNITE FUNDING: Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals. https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ Looking for the next high-growth real estate market? 🏡 In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster are joined by Shannon and Zach from the build and property management team to uncover why Wichita, Kansas is becoming a powerful market for real estate investors. You’ll learn how Wichita’s strong economy, affordable cost of living, and long-term tenant demand make it a hidden gem for duplex and build-to-rent strategies. Whether you’re a first-time investor or building a portfolio, this episode provides insights into rental demand, appreciation, and multiple exit strategies. ⏱️ Timestamps 00:00 – Intro: Exploring a new Midwest market 01:00 – Why Wichita, KS is a smart investment market 02:40 – Economic drivers: aerospace, agriculture, energy & more 04:00 – Home prices & recent appreciation trends 05:00 – Who’s renting these properties? Millennials & Baby Boomers 07:20 – Tenant retention & average lease duration 09:15 – Leasing speed & demand for new units 11:25 – Property design, finishes & community amenities 14:00 – Scale of projects: 200+ unit communities 16:50 – Property management approach & occupancy rates 20:00 – Warranties, appliances, and rent-ready homes 23:40 – Fenced yards & why tenants love these homes 25:00 – Pickleball courts, pools & amenity-driven rent growth 27:20 – Multiple exit strategies for investors 28:00 – How to get started with Rent To Retirement 👉 Ready to explore turnkey investment opportunities? 📅 Schedule a free strategy call today: https://bit.ly/3EE6KjZ 📊 View available properties: https://www.renttoretirement.com 👍 Don’t forget to subscribe for weekly real estate investing insights! 🔔 Turn on notifications so you never miss an episode. 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ #RealEstateInvesting #WichitaRealEstate #CashFlow #PassiveIncome #TurnkeyProperties #DuplexInvesting

This episode is sponsored by… Five Star Conference: Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200 https://www.fivestarconference.com/2025/register_now?code=RTR200 Networking is one of the most powerful tools in real estate investing—but many investors overlook it. In this episode, hosts Adam Schroeder and Zach Lemaster (Founder & CEO of Rent To Retirement) sit down with Alfred, Sales Director at Five Star Institute, to talk about how building connections through conferences can accelerate your investing journey. You’ll learn why conferences are game-changers, how they create opportunities you can’t find elsewhere, and what makes the Five Star Conference in Dallas such a must-attend event. From exclusive deal access to meeting top industry leaders, this episode will show you how networking can directly translate to more deals, partnerships, and long-term wealth. ⏱️ Timestamps: 00:00 – Introduction & guest welcome 00:47 – Why networking is essential for real estate investors 02:12 – Lessons from Zach’s first conference experience 03:18 – The Five Star Conference & Homes for Wounded Heroes initiative 04:31 – Who should attend this conference? 05:53 – Exclusive inventory & deal access at the event 07:03 – Key speakers and panels to look forward to 08:32 – How networking leads to real partnerships 10:15 – Service providers & resources available at the event 12:17 – Building nationwide connections & local opportunities 13:26 – How to approach conferences with the right intention 14:14 – Conference details: Dates, location, and logistics 16:23 – The importance of staying onsite for networking 17:04 – Balancing education with fun at conferences 18:12 – Veteran home giveaway & block party networking event 18:35 – Expected attendance: 1,500+ investors 20:22 – Final thoughts & how to connect with Rent To Retirement 🎟️Register Now—Join Mortgage Leaders and Grow Your Business at the Premier Five Star Conference & Expo - Use the code RTR200 https://www.fivestarconference.com/2025/register_now?code=RTR200 📞 Want to explore this strategy for your portfolio? 👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠⁠https://renttoretirement.com⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠

This episode is sponsored by… BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits with Ivan Barratt, founder & CEO of The BAM Companies, to dive deep into the world of multifamily investing. Ivan shares his journey from house hacking a duplex to managing 9,500+ units and $2B in assets. He explains how he survived the 2008 crash, scaled his portfolio, and now helps over 1,700 investors nationwide grow wealth through syndications and funds. You’ll discover: - How Ivan’s first duplex deal launched a career in real estate - Lessons learned from the 2008 crash & why today’s market feels similar - Scaling from small properties to large multifamily deals - Vetting operators & avoiding bad syndications - The markets BAM targets (Midwest & beyond) - Tax advantages of multifamily investing & cost segregation benefits - Ivan’s favorite deal that delivered a 5X return to investors ⏰ Timestamps 0:00 Intro & Ivan’s background 1:00 First real estate deal (duplex house hack) 3:00 Surviving the 2008 crash 6:30 Scaling into multifamily syndications 9:00 Building investor networks & credibility 11:00 Vetting operators for syndication deals 13:30 How BAM evaluates markets & properties 17:00 Why the Midwest is a multifamily hot spot 20:20 Tax advantages & cost segregation explained 22:50 Ivan’s favorite multifamily deal (5X returns) 25:00 How to invest with The BAM Companies 28:30 Wrap-up & next steps BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation with RTR: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode! #MultifamilyInvesting #PassiveIncome #RealEstateWealth #Syndication #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ IGNITE FUNDING: Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals. https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 MYND - A Roofstock company: Your all-in-one platform for single-family rentals. Buy, manage, and grow—without the hassle. https://www.mynd.co/rtr Discover how Dedric & Krystal Polite went from generational poverty to building a thriving real estate empire — and even starring in their own TV show! In this inspiring conversation with hosts Adam Schroeder and Zach Lemaster, the Polites share their journey from their first deal, through challenges like analysis paralysis, to creating generational wealth and providing affordable housing. Whether you’re a beginner or an experienced investor, you’ll learn the mindset shifts, strategies, and real-world tips to take your real estate business to the next level. ⏱️ Timestamps: 00:00 – Intro & guest welcome 01:02 – Dedric’s first house hack with no money down 02:17 – Krystal & Dedric’s first Airbnb venture 04:10 – The “why” behind their real estate journey 08:53 – Overcoming analysis paralysis 13:42 – Mentorship, masterminds & investing in education 18:15 – Working with a spouse in real estate 26:39 – Avoiding shiny object syndrome 32:59 – Their TV show & affordable housing mission 38:42 – Impacting communities & preserving “Big Momma’s House” 47:07 – Advice for scaling beyond your first rentals 50:38 – Where to connect with the Polites 💡 Key Takeaways: - How to buy real estate with little to no money down - The power of mentorship & surrounding yourself with the right people - Tips for working with (or without) a supportive spouse - Why affordable housing can still be profitable - How to pivot & scale your portfolio strategically 📺 Watch Dedric & Krystal’s Show: 50/50 Flip on Hulu & A&E 🌐 Connect with the Polites: https://DedricAndKrystal.com 📞 Want to explore this strategy for your portfolio? 👉 Schedule a free strategy call: ⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠⁠https://renttoretirement.com⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ #RealEstateInvesting #GenerationalWealth #RentToRetirement #FinancialFreedom #HouseHacking #AffordableHousing #RentalProperties

This episode is sponsored by… ECKARD ENTERPRISES: Build wealth through alternative investments in U.S. oil & gas with Eckard’s tangible, tax‑advantaged energy assets: https://eckardenterprises.com/rent-to-retirement/ Most investors don’t realize that oil & gas can offer tax benefits comparable — or even superior — to real estate. In this episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with Troy Eckard, Chairman of Eckard Enterprises, to break down how accredited investors can leverage working interest investments for 100% first-year tax deductions, steady cash flow, and long-term returns. If you’re paying too much in taxes, looking for a way to diversify beyond real estate, or curious about how oil & gas fits into a high-net-worth portfolio, this episode is packed with actionable insights. ⏱ Timestamps: 0:08 – Introduction to Troy Eckard & parallels between oil & gas and real estate 4:30 – Ways to invest in oil & gas (public stocks, ETFs, direct participation) 9:57 – How working interest investments qualify for massive tax deductions 15:04 – Diversification strategies & why dry holes are rare today 21:27 – Example returns: turning a $100K investment into long-term cash flow 26:13 – 20–75 year income potential from producing wells 30:36 – 1031 exchanges with mineral rights & working interest 34:41 – How commodity prices affect monthly checks 37:38 – Who oil & gas investing is right (and wrong) for 41:10 – Next steps & how to learn more from Eckard Enterprises 45:13 – Market trends driving future energy prices If you’re serious about building wealth, protecting income from taxes, and diversifying your portfolio with hard assets, this is a conversation you don’t want to miss. 📞 Learn more about Eckard Enterprises: https://eckardenterprises.com/rent-to-retirement/ 🏡 Explore turnkey real estate & more investment options: https://renttoretirement.com 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ #OilAndGasInvesting #TaxBenefits #AlternativeInvestments #PassiveIncome #RentToRetirement #RealEstateInvesting #AccreditedInvestor #WorkingInterest #1031Exchange