Retire Your Way Radio
Business & Economics Podcasts
Your host, Tim Doehrmann, CFP®, wants to make sure you don’t run out of money in retirement. We spend our entire lives building and saving for retirement and Tim's goal is to help you turn those savings into income without getting killed in taxes! This show covers financial topics in the news, basic planning topics, and case study examples and answers any questions you may have. Topics include taxes, insurance, Social Security, healthcare, withdrawal rates and more. If you ever have a question or would like Tim to cover a topic, send us an email and let us know: support@erwealth.com.
Location:
United States
Description:
Your host, Tim Doehrmann, CFP®, wants to make sure you don’t run out of money in retirement. We spend our entire lives building and saving for retirement and Tim's goal is to help you turn those savings into income without getting killed in taxes! This show covers financial topics in the news, basic planning topics, and case study examples and answers any questions you may have. Topics include taxes, insurance, Social Security, healthcare, withdrawal rates and more. If you ever have a question or would like Tim to cover a topic, send us an email and let us know: support@erwealth.com.
Twitter:
@timd79
Language:
English
Contact:
3098577745
Website:
https://erwealth.com/
Email:
tim@erwealth.com
Episodes
Tax Efficiency - Tax Loss Harvesting & Step-up in Basis, EP 060
8/2/2023
Tim expertly covers the three main types of accounts individuals may possess and their corresponding tax implications with capital gains. He also talks about tax loss harvesting as a way to offset gains and reduce tax liability with caution.
Finally, he explores the potential tax burdens of passing on money in different types of accounts to beneficiaries.
For more information, visit the show notes at https://erwealth.com/podcastblog/tax-efficiency-tax-loss-harvesting-and-step-up-in-basis
Duración:00:09:25
How Social Security & Medicare are Taxed: TIR 201 Part 2, EP 059
7/26/2023
Tim discusses the taxation of Social Security income in retirement and highlights the provisional income formula, which determines the taxable portion of Social Security. He also discusses how adjusted gross income can affect Medicare premiums, also known as Income Related Monthly Adjustment Amount or IRMAA.
For more information, visit the show notes at https://erwealth.com/podcastblog/how-social-security-and-medicare-are-taxed
Duración:00:09:04
RMDs & Capital Gains: Taxes in Retirement 201 Part 1, EP 058
7/19/2023
Changes in RMD ages provide more years for tax planning, allowing individuals to lower their lifetime tax liability. Tim also discusses how capital gains on mutual funds affect taxes in retirement.
For more information, visit the show notes at https://erwealth.com/podcastblog/rmds-capital-gains-taxes-in-retirement-201-part-1
Duración:00:07:01
Taxes in Retirement 101, EP 057
7/12/2023
Understanding how taxes relate to you in retirement is crucial for effective financial planning. By considering the tax implications of different income sources, implementing tax planning strategies, and staying informed about federal and state tax laws, you can make informed decisions that maximize your retirement income and minimize your tax burden.
For more information, visit the show notes at https://erwealth.com/podcastblog/taxes-in-retirement-101
Duración:00:07:39
History of the Tax Code in The U.S., EP 056
7/5/2023
The 16th Amendment in 1913 established the federal income tax, evolving into a complex system influenced by economic policies, political agendas, and societal needs. It underwent major revisions and reforms over time, shaping the nation's fiscal landscape.
For more information, visit the show notes at https://erwealth.com/podcastblog/history-of-the-tax-code-in-the-united-states
Duración:00:05:42
Are You Sitting on a Retirement Tax Bomb, EP 055
6/7/2023
What is a retirement tax bomb? This episode covers the problem and how it can lead to an income tax bomb and a Medicare tax bomb. We also discuss the widow's tax and how an income tax bomb can affect your heirs.
For more information, visit the show notes at https://erwealth.com/podcastblog/are-you-sitting-on-a-retirement-tax-bomb
Duración:00:13:44
Should I Get an Annuity? EP 054
5/3/2023
Income annuities and fixed indexed annuities might be better than bonds for retirees, but it depends on your own situation and goals. Let's look at some options.
For more information, visit the show notes at https://erwealth.com/podcastblog/should-i-get-an-annuity
Duración:00:11:00
What Would You Choose: $100 Billion at 90 or Broke at 20? EP 053
4/5/2023
In this episode of Retire You Way Radio, we talk about more than just money. We look at the relationship of money, health, and time and how to maximize those resources to create memorable experiences throughout your life.
For more information, visit the show notes at https://erwealth.com/podcastblog/100-billion-at-90-or-broke-at-20
Duración:00:11:13
What's up with the housing market? EP 052
3/8/2023
What's up with the housing market, and how is there a housing shortage? Tim Doehrmann, CFP®, answers these questions here and on Retire Your Way Radio.
For more information, visit the show notes at https://erwealth.com/podcastblog/whats-up-with-the-housing-market
Duración:00:09:10
How Will the Secure Act 2.0 Affect Your Retirement? EP 051
2/1/2023
Parts of the SECURE Act 2.0 go into effect January 1, 2023. There is a lot to unpack, but Tim hits on the highlights and how it will affect your retirement.
For more information, visit the show notes at https://erwealth.com/podcastblog/how-will-the-secure-act-20-affect-your-retirement
Duración:00:15:53
How Tax Planning Boosts Investment Performance, EP 050
1/4/2023
A good, comprehensive financial advisor can boost investment performance by using tax planning strategies, such as asset location. Here's how.
For more information, visit the show notes at https://erwealth.com/podcastblog/how-tax-planning-boosts-investment-performance.
Duración:00:11:27
Should You Consider an Annuity? EP 049
12/7/2022
On Retire Your Way Radio, Tim Doehrmann, CFP®, talks about annuities and how to decide whether or not to include an annuity in your retirement portfolio.
For more information, visit the show notes at https://erwealth.com/podcastblog/should-you-consider-an-annuity.
Duración:00:10:17
Should you Focus on a Social Security Break-even Analysis? EP 048
9/7/2022
A break-even analysis is useful for comparing investments, but Social Security is not an investment. Social Security is more like an insurance policy.
For more information, visit the show notes at https://erwealth.com/podcastblog/social-security-break-even-analysis
Duración:00:09:16
Your 7-figure Retirement Dos and Don’ts, EP 047
8/3/2022
On Retire Your Way Radio, Tim shares a list of 7-figure retirement dos and don’ts. List lovers will appreciate these 8 tips for a successful retirement.
For more information, visit the show notes at https://erwealth.com/podcastblog/your-7-figure-retirement-dos-and-donts
Duración:00:10:43
Moving to a State with Low (or no!) Income Taxes, EP 046
7/6/2022
Moving to a state with no income tax in retirement sounds great, but what about property taxes, sales taxes, and insurance rates? Move for lifestyle, not taxes!
For more information, visit the show notes at https://erwealth.com/podcastblog/moving-to-a-state-with-low-income-taxes
Duración:00:05:24
New RMD Rules for IRA Beneficiaries, EP 045
6/1/2022
Tim Doehrmann, CFP®, talks about how proposed guidance from the IRS on required minimum distributions (RMDs) from inherited IRAs could affect you or your heirs.
For more information, visit the show notes at https://erwealth.com/podcastblog/new-rmd-rules-for-ira-beneficiaries
Duración:00:07:55
Start Part-time Retirement with a Phased Retirement Plan, EP 044
5/4/2022
The jump to retirement is a big change after working full time for many years or decades. What if you could phase into it with a part-time retirement? Here's how!
For more information, visit the show notes at https://erwealth.com/podcastblog/part-time-retirement-with-phased-retirement
Duración:00:06:44
Reduce Taxable Income with Asset Location, EP 043
4/6/2022
In this episode of Retire Your Way Radio, Tim talks about how asset location can be combined with your desired asset allocation to reduce your taxable income.
For more information, visit the show notes at https://erwealth.com/podcastblog/reduce-taxable-income-with-asset-location
Duración:00:11:33
Is the Great Resignation Sustainable? EP 042
3/2/2022
2021 has been called the Great Resignation as Americans chose to leave their jobs in record numbers. But is the Great Resignation sustainable for retirees?
For more information, visit the show notes at https://erwealth.com/podcastblog/is-the-great-resignation-sustainable.
Duración:00:07:23
Living Abroad in Retirement, EP 041
2/2/2022
Raise your standard of living for half the cost by living abroad? On Retire Your Way Radio, Tim shares some benefits and tips for living abroad in retirement.
For more information, visit the show notes at https://erwealth.com/podcastblog/living-abroad-in-retirement
Duración:00:11:14