Sharing More Than The Sheets

A new year always comes with new goals and aspirations. But will these goals be achieved? How can they be achieved? Will it be another set of goals that go no where and will you let history repeat itself? Michael discusses a common trend at the start of each year and shares some tips on how you can increase the possibility of your goals becoming a reality and not just some fancy words on a piece of paper. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

When should you receive financial advice? It is a very common question and while there may be some triggers such as marriage, birth, death or a even a job promotion, most can benefit from the right advice from the right person at the right time. Michael shares some examples where financial advice is best utilised but also the benefits of seeking advice as early as possible in one's financial journey. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While we all love being comfortable, it may not always be a good thing. Michael makes a promise to his children that leads him to stepping outside his comfort zone. He shares some of the reasons we should be regularly pushing the envelope and surrounding ourselves with others that encourage us to go beyond our own version of 'normal'. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While chipmunks like to store their acorns and other nuts for the winter, and do a great job of it, they may not be the best investors. But then again, we can’t blame them because it's all they know - we are no different. Many Australian's would love to start investing but they aren't informed enough on how to do it or where to start (due to lack of or too much information). Michael discusses the issues he regularly comes across when talking to couples as well as how he came up with the term of 'Uninformed Chipmunk'. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Whilst skydiving is something that Michael would never do, investing is something he regularly does. One may ask, how do they relate? Many Australians would absolutely love to start investing their money but they usually don’t know where to start or are spooked by stories and other people‘s bad experiences. In this episode Michael shares a few similarities that skydiving and investing have along with a few tips for those thinking of taking the first step of their investing journey. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While exercise and staying fit is very important for our overall health, diet is just as important. Michael has invited Nicole Miller of Total Balance Nutrition, a qualified dietitian, to discuss the different things that we should be considering from a nutritional perspective, to ensure that we are putting in the right fuel to help get us the right results. They also discuss various types of diets as well as how many of us go wrong in choosing a diet for our health journey. To get contact with Nicole, visit https://www.totalbalancenutrition.com.au/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Hot and Cold therapy has always been a part of recovery and we have all used both of them in different stages of our lives. They both have their uses and whether you are an athlete or not, you should know how to make the most of either therapy (as well as what else is available these days). Michael invites Chloe to share some of her wisdom on the topic as well some of the amazing things happening over at Bodicove Rochedale South. To learn more about Bodicove, visit https://www.bodicove.com.au/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We have all had period of exercise that usually does not last long due to an injury or just loss of motivation. Just like finances, our health should be managed sustainably and they also includes our exercise routine. Michael invites exercise scientist Brad Mole of Body Mind Fit to share some tips and trick on exercising sustainably, getting the most out of our workouts and some daily routines to help you get fit and stay fit. To get in contact with Brad, visit bodymindfit.au Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

If you know someone that has Diabetes, you may know a little about it but for those that don't, this episode is for you. Michael invites Diabetes Australia ambassador Isabella Magee to the show to discuss diabetes, the different types as well as some common misconceptions. They discuss what Australians needs to know about diabetes as well as what it can be like to live with the condition. Isabella Magee Instagram: https://instagram.com/isabellagmagee/ Isabella Magee LinkedIn: https://linkedin.com/in/isabellagmagee/ Diabetes Australia website: https://diabetesaustralia.com.au/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Oral hygiene is a big part of our health that is regularly overlooked. We have all been to the dentist at some point in our lives but surprisingly it's not a regular occurrence for many. In this episode, Michael is joined by Dr Mina Khela as he breaks down the process of seeing a dentist, the things to look for when choosing a dentist and some facts that you may not have known about your teeth. To get in contact with Dr Mina and the team, visit https://www.dentistsinannerley.com.au/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We all know someone that thinks that they are too 'old' for a workout or even a simple exercise like running. Exercise physiologist Andrew Davidson joins Michael to discuss why all types exercises are not for all types of people and highlights the importance of having a plan or seeking advice before hitting the gym. He also provides some practical routines and habits that anyone (of any age) can start doing to stay fit. To get in contact with Andrew, visit https://www.camphillphysio.com.au/ or https://www.movement4health.com.au/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Pilates may possibly be one of the most underrated ways to get and stay fit. Those that have done it before would know it's benefits but those that may have not, would be surprised to know that it is for all fitness levels, ages and genders. Michael this week invites his own Pilates instructor Ana Spremo to discuss it's benefits as well as some little known facts of the 100 year old exercise. To get in contact with Ana and the team, visit Om Wellness Brisbane at http://www.omwellness.com.au/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

The role of a physiotherapist can be very broad and most of us have most likely seen a physio at some stage in our lives. Nick Wilson of Camp Hill Physiotherapy & Exercise Centre joins Michael to discuss when we should see a physio as well as some great tips that may reduce the need to see a physio. He shares some misconceptions and some mistakes that he sees on a regular basis. To get in contact with Nick and his team visit https://www.camphillphysio.com.au/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Passion and Purpose is what has kept this podcast show alive as we celebrate out 4th birthday. Michael has had a fire in his belly for years and he talk about the importance of doing something that you are passionate about - somethings that gives you energy (not sucks it out). Michael provides some very basic tips and ideas on how you can integrate your passion into your weekly timetable. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

It's no secret that life is getting more expensive. Most of us are very well aware of it but very few actually do anything about it. In this week's episode. Michael goes back to some tips that he shared on ways to manage inflation. While we can’t hide from inflation, we can manage it and develop habits or strategies to minimise it's impact on our lives. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There are many different ways to invest money and we all know someone that knows the 'best' way to do it. Michael shares some options available when looking at investing money and some of the considerations to take into account. He also provides some practical tips on how you should approach the matter if you find yourself in a conundrum. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There are many different ways to invest money and we all know someone that knows the 'best' way to do it. Michael shares some options available when looking at investing money and some of the considerations to take into account. He also provides some practical tips on how you should approach the matter if you find yourself in a conundrum. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Those that have played 'spotto' with their parents or kids in the car would know of the joys and frustrations that come along with the game. Michael has been playing spotto with his children for the last month and has identified the role that our reticular activating system has on our life and in particular money decisions. He shares his thoughts on how discussing your finances with your partner or an adviser can help you make better financial decisions. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

When people think of spending money on something 'financial' related, they always weigh up the risks of doing it. In this episode of Michael's Magic Moment, Michael goes back to an episode where he discusses the risks of NOT seeing a financial adviser. For those that have not obtained good advice before, the benefit of advice may not be as obvious but for those that have, they usually have raving reviews. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Growth isn’t only in age but in all aspects of life such as intellectually, emotionally, spiritually and financially. Some have an urge to want to grow and others don't think that it is a big deal. Michael touches on some of the reasons that growth is so important and highlights the risks of not growing. He talks about pursuing a passion, helping others and just having options in the future. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.