Sharing More Than The Sheets

Achieving work-life balance is far more challenging than it sounds. In today’s tech-driven world, finding that equilibrium isn’t easy—whether you have a family, a partner, or you’re single and simply want time for yourself. In this episode, Michael sits down with high-performance coach Zoe Slater from Freedom Choice Academy to share practical tips and strategies for moving closer to a true work-life balance. To get contact with Zoe, visit https://www.freedomchoiceacademy.com/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Why do we wait for bad news before making changes? Why aren’t we more proactive about our health and wealth? In this episode, Michael goes back to when he opened up about a health diagnosis that became a wake-up call for change. He shares his reflections on the experience and highlights a common challenge we all face—both financially and personally. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Our energy isn’t limitless, and how we manage it can make all the difference in creating a happy and productive day. This week, Michael sits down with Sidqie Djunaedi, Founder and Executive Coach at The Growth Table, to explore practical ways to manage energy levels. Sidqie shares key warning signs to watch for, along with actionable tips and strategies to help you stay balanced and energized. To get contact with Sidqie, visit https://thegrowthtable.com.au/ or follow him on LinkedIn https://www.linkedin.com/in/sidqiedjunaedi/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While no relationship is perfect, it’s essential for couples to prioritize a healthy dynamic. There are warning signs that should never be overlooked, as well as practical strategies to help navigate and learn from conflicts that may arise. Michael goes back to an episode with speaker, author, and coach Monica Kalra, who shares insights into both healthy and unhealthy partner traits that everyone should be aware of. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Achieving great things is rarely easy—and it's even tougher when you're going it alone. Whether it's the encouragement of a partner or the strength of a supportive team, having others alongside you can make the journey more fulfilling and significantly boost your chances of success. In this episode, Michael welcomes Lachlan Stuart—life coach and keynote speaker—to share his incredible experience of running 58 marathons in 58 states over 58 days. Lachlan opens up about the vital role his wife played and the impact of having a strong, committed team behind him every step of the way. To start your scorecard, visit https://lachlan-an90z9h9.scoreapp.com To learn more about Lachlan, visit www.themanthatcanproject.com or check out his podcast at www.themanthatcanproject.com/podcast Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

This episode is inspired by a personal experience the Khouri family had a few years after purchasing a dishwasher. Michael reflects on some surprisingly simple yet deeply relatable lessons about the everyday financial challenges couples face. He shares practical tips and highlights the value of approaching money matters as a united team rather than tackling them alone. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We all understand that no marriage is without its challenges—but what’s stopping us from striving for the best version of it? In this episode, Michael is joined by qualified counsellor Marianna Boules, who shares practical tips for building a strong and successful marriage. These insights are useful for all couples—some may be familiar, while others might introduce fresh strategies you haven’t considered before. To learn more about Marianna or to contact her visit: https://mindandsoulcounselling.com.au/ https://www.psychologytoday.com/au/counselling/mind-and-soul-counselling-carindale-qld/1111607 https://www.linkedin.com/in/marianna-boules-953b2068/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Our mindset can shift depending on the time of day—or even the day of the week—and we know that these shifts can significantly impact how we show up in both our personal and professional lives. To dive deeper into this idea, Michael goes back to when he was joined by Aja Parham-Ammar, Founder and Head Trainer at SportsMindset. Aja shared practical strategies to help us train our minds to be in the best possible state, equipping us to handle whatever challenges or situations come our way. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

The podcast has been running for five years, and Michael wanted to mark the milestone with a truly special guest. Over the years, he’s had an Olympian, AFL player, and world champion boxer on the show—but nothing could top having his wife, Elean. In this heartfelt episode, the two share personal stories about each other and reflect on their journey together. They open up about what they’re proud of as parents and partners, and the areas they continue to grow in as a couple. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

What are our true limits? Can we go beyond them—and should we? In this episode, Michael sits down with Jason Dunn—an Artist, Leader, Founder, CEO, High-Performance Coach, Entrepreneur, Author, and Elite Ultra Endurance Athlete—to explore his journey toward living without limits. Together, they dive into the idea of self-realisation: what it really means, how it sparks transformation, and why it’s the key to discovering just how far we can push ourselves. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There are a few things that might be holding you back from success. You may already be aware of some of them, but others are less obvious. In this episode, Michael explores the most common issues he sees preventing people from reaching success and shares valuable insights on how to overcome them, giving you the best chance to kick some real goals. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Many investors try to time the market—but does it actually work? Are some better at it than others? And can patience and a long-term approach lead to better outcomes? In this episode, Michael goes back to when he explores these questions through experiences that sparked deeper reflection. He shares insights from regular client conversations and highlights cases where market timing has both succeeded and failed. He also offers practical advice on managing investment risk and navigating market uncertainty. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While celebrating successes and achievements is valuable, it's equally important to reflect on mistakes and learn from them. Michael shares one of his favorite quotes, which emphasizes that we often gain more insight from our failures than from doing things correctly. He also highlights the dangers of focusing solely on wins—warning that ignoring losses or overlooking weaknesses in areas like finances, health, and personal growth can lead to significant blind spots. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Many aim to perform at their best, but only a few manage to do it consistently and remain at the top. This week, Michael reflects on his previous episode with businessman and football head coach Terry Kirkham, who shares his experiences working with athletes and business owners. Together, they explore what high performers do well, the common mistakes to avoid, the challenges of staying at the top, and why it’s crucial to have the right people around you. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Many people work tirelessly to build their ship, but set sail without a map. Michael highlights the importance of having clear direction and guidance from a financial adviser throughout your financial journey. He explains the risks of navigating without the right support, and shares three key reasons why having the right guidance is essential to reaching your destination. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Have you ever tried clearing out your gutters during a storm? It’s a lot easier to get them ready before the rain arrives. The same idea applies to your finances. In this episode, Michael goes back to an episode in which he shares practical tips and strategies to help you prepare for financial challenges—and maybe even come out ahead. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There is no denying that there are always issues domestically or overseas that can spook investors. Some of those concerns are genuine and should not be ignored and others are just 'noise' that need to be dealt with carefully. Michael shares why you as an investor need to learn to deal with noise and some tips and strategies on increasing the likelihood of having an enjoyable investing experience. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Using a credit card for everyday spending might feel harmless - or even convenient. While some people manage it well, others don’t, and in many cases, frequent credit card use can negatively affect your financial future. In this episode, Michael goes back to when he shares real-life examples of what can happen when credit cards are used regularly and explains why they may not be as harmless as they seem. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Not everyone knows what they want in life. A person can be in a great relationship, physically and mentally fit, have an amazing job or business and still feel that something is missing and that they aren't excited going to work every day. Michael invites Certified Parent and Mind & Personal Development Coach Marwa Hijazi to discuss how one can work out what they want in life, why they can feel lost, as well as some strategies to help you 'find your flame'. To contact Marwa, visit https://coachingwithmarwa.com/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Jeff Horn is known to be ruthless in a boxing ring but this has not always been his reputation. Michael goes back to the 3 year anniversary of Sharing More Than The Sheets, Michael is joined by the former world boxing champion as he opens up on some personal experiences that motivated him to take up boxing in the first place and have driven him to developing a bullying program. He discusses the role that confidence has in bullying and the things that we can do to help stop the cycle. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.