Sharing More Than The Sheets

Our mindset can shift depending on the time of day—or even the day of the week—and we know that these shifts can significantly impact how we show up in both our personal and professional lives. To dive deeper into this idea, Michael goes back to when he was joined by Aja Parham-Ammar, Founder and Head Trainer at SportsMindset. Aja shared practical strategies to help us train our minds to be in the best possible state, equipping us to handle whatever challenges or situations come our way. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

The podcast has been running for five years, and Michael wanted to mark the milestone with a truly special guest. Over the years, he’s had an Olympian, AFL player, and world champion boxer on the show—but nothing could top having his wife, Elean. In this heartfelt episode, the two share personal stories about each other and reflect on their journey together. They open up about what they’re proud of as parents and partners, and the areas they continue to grow in as a couple. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

What are our true limits? Can we go beyond them—and should we? In this episode, Michael sits down with Jason Dunn—an Artist, Leader, Founder, CEO, High-Performance Coach, Entrepreneur, Author, and Elite Ultra Endurance Athlete—to explore his journey toward living without limits. Together, they dive into the idea of self-realisation: what it really means, how it sparks transformation, and why it’s the key to discovering just how far we can push ourselves. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There are a few things that might be holding you back from success. You may already be aware of some of them, but others are less obvious. In this episode, Michael explores the most common issues he sees preventing people from reaching success and shares valuable insights on how to overcome them, giving you the best chance to kick some real goals. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Many investors try to time the market—but does it actually work? Are some better at it than others? And can patience and a long-term approach lead to better outcomes? In this episode, Michael goes back to when he explores these questions through experiences that sparked deeper reflection. He shares insights from regular client conversations and highlights cases where market timing has both succeeded and failed. He also offers practical advice on managing investment risk and navigating market uncertainty. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While celebrating successes and achievements is valuable, it's equally important to reflect on mistakes and learn from them. Michael shares one of his favorite quotes, which emphasizes that we often gain more insight from our failures than from doing things correctly. He also highlights the dangers of focusing solely on wins—warning that ignoring losses or overlooking weaknesses in areas like finances, health, and personal growth can lead to significant blind spots. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Many aim to perform at their best, but only a few manage to do it consistently and remain at the top. This week, Michael reflects on his previous episode with businessman and football head coach Terry Kirkham, who shares his experiences working with athletes and business owners. Together, they explore what high performers do well, the common mistakes to avoid, the challenges of staying at the top, and why it’s crucial to have the right people around you. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Many people work tirelessly to build their ship, but set sail without a map. Michael highlights the importance of having clear direction and guidance from a financial adviser throughout your financial journey. He explains the risks of navigating without the right support, and shares three key reasons why having the right guidance is essential to reaching your destination. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Have you ever tried clearing out your gutters during a storm? It’s a lot easier to get them ready before the rain arrives. The same idea applies to your finances. In this episode, Michael goes back to an episode in which he shares practical tips and strategies to help you prepare for financial challenges—and maybe even come out ahead. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There is no denying that there are always issues domestically or overseas that can spook investors. Some of those concerns are genuine and should not be ignored and others are just 'noise' that need to be dealt with carefully. Michael shares why you as an investor need to learn to deal with noise and some tips and strategies on increasing the likelihood of having an enjoyable investing experience. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Using a credit card for everyday spending might feel harmless - or even convenient. While some people manage it well, others don’t, and in many cases, frequent credit card use can negatively affect your financial future. In this episode, Michael goes back to when he shares real-life examples of what can happen when credit cards are used regularly and explains why they may not be as harmless as they seem. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Not everyone knows what they want in life. A person can be in a great relationship, physically and mentally fit, have an amazing job or business and still feel that something is missing and that they aren't excited going to work every day. Michael invites Certified Parent and Mind & Personal Development Coach Marwa Hijazi to discuss how one can work out what they want in life, why they can feel lost, as well as some strategies to help you 'find your flame'. To contact Marwa, visit https://coachingwithmarwa.com/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Jeff Horn is known to be ruthless in a boxing ring but this has not always been his reputation. Michael goes back to the 3 year anniversary of Sharing More Than The Sheets, Michael is joined by the former world boxing champion as he opens up on some personal experiences that motivated him to take up boxing in the first place and have driven him to developing a bullying program. He discusses the role that confidence has in bullying and the things that we can do to help stop the cycle. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Are you robbing your future self? Your future children? Your future grandchildren? Michael reflects on some conversations that he has had with a client recently where they had wished they did things differently and their regrets. Whether it's being informed, investing, saving, or just not spending as much, there are things that we can all be doing differently so that our future self looks back and has less regrets and is pleased with our today self. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

It's the age old question and a topic discussed regularly on this show. Does money equal happiness? In this episode, Michael uses a personal experience from a family trip overseas and shares what he learnt about the relationship between money and happiness. He shares some of his findings and provides some insight as to what we can all take away from the experience. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Most successful people have had or currently have a team around them to help them with their decisions. Michael uses this episode to highlight one of the keys of financial success that he sees over and over again with the wealthy: those that surround themselves with a team of professionals are more likely to succeed than those that don't. He shares some of the benefits in having the right people in your corner and why it shouldn't be overlooked. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Is Life Insurance a Rip-off? It's a great question and it's a question that financial advisers are asked regularly. Michael uses this opportunity of his Magic Money episode to provide his opinion and gives some context as to why some feel that life insurance may not be worth it as well as some ways to make sure you are getting good bang for buck. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There are many misconceptions as to what a financial does and there are some very surface level assumptions. When you unpack what a financial adviser does for his or her clients, you start to realise that it is much more than just a few calculations and diagrams. Michael explains an analogy that he provided someone recently when they asked him what he did for work and he provides some insight on what good financial advice can do for you and your family. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We all know that 'nothing' or 'no one' is 'perfect' but it is so easy to fall into the trap of aiming to be 'perfect' or trying to make the 'perfect' decision - whether consciously or subconsciously. In this episode, Michael goes back to his take on the topic and the risks of being a perfectionist when it comes to personal or money decisions. He explains how the quest to make the absolute perfect decision can lead to a bad one or even no decision at all. Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While snacking may feel innocent and potentially healthy, it can have some detrimental health effects. Chloe Sacks, Dietitian and Nutritionist joins Michael to discuss how it can potentially be a good thing but also very risky if not managed well. She shares some tips and some real life examples as to when snacking habits can get dangerous. To get in contact with Chloe, visit https://www.chloesacks.com.au/ Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy. Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist. All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs. Music by John Bartmann https://johnbartmann.com Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.