She's On The Money

Finding it hard to keep your cool when share prices are plummeting? Tap ‘play’ for instant relief from hasty portfolio decisions. In this week’s Friday Drinks, we’re reminding one wary investor of how it pays to stay level-headed when the sharemarket has you feeling off-kilter. If you too are wondering if you should sell your shares during an economic downturn, this episode may have you reconsidering things. The DM gods have delivered! This week we discuss a destination wedding-themed dilemma that questions how much you should gift a family member, if you’re already attending their very expensive overseas wedding. And, yes, we cover whether they’ve specified, ‘no gifts expected’. And whether they mean it. Plus, Jess will be sharing Money Wins from within the community and Bec’s got Broke Tips to help push your dollar further. This week’s Question of the Week? Guess you (and your pet) will have to tune in to find out… 📚 LIBRARY BOOK GIVEAWAY: We're sending free She’s on the Money books to public school libraries across Australia, because financial literacy should be accessible to everyone, from a young age. School librarians, please complete the form at https://sotm.typeform.com/to/i8IfaA3n to apply. This giveaway is limited, so get clicking. 💬 Wanna be on the pod? Send us your Money Dilemma via voice note on our website. 📩 Got a question you’re dying to ask? Slide into our DMs. ⭐️ And, if you loved this episode, you know what to do Join our 400K+ She's on the Money community in our Facebook Group (🔍 ShesontheMoneyAUS) and follow us on Instagram @shesonthemoneyau for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements (queenacknowledgements.com) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289 See omnystudio.com/listener for privacy information.

The cash rate. It’s up. It’s down. Honestly, it’s giving ‘chaos’ when it comes to our everyday spending. Almost as if the cash rate rules everything around us… In this week’s Deep Dive, we’re taking on the RBA; who they are, what they do, and how they call the shots when it comes to the cash rate. We’ll explain how often they meet, what facts influence their rate decisions and how to be more financially prepared for whatever they throw at us. Because whether you’re investing, running a business, looking for a job or simply trying to get by, the cash rate impacts us all. Consider this episode a cheat sheet for what the Reserve Bank of Australia actually looks like and how to read the signs before the notifications roll in. We’re covering all the gory details including: inflation data, unemployment rates, wage growth, everyday spending, housing prices and how global factors impact our economy. With real life examples, plus savvy money moves you can make to help prepare for the shifts, this episode will help you finally make sense of it all. So, if you’ve been a bit mystified by the RBA, how they decide on our cash rate, and why those rates might cause celebration or commiseration, this episode’s for you. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

She went from owing money to everyone… to building her dream home. This week’s Money Diary is a story about starting over. After having kids and going through a separation, she found herself navigating life as a single mum on one income, with the kind of financial pressure that leaves no room for error. But instead of staying stuck, she rebuilt. New mindset, new boundaries, and a completely different approach to money and relationships. Now she’s earning six figures in sales, has a deposit ready, and is about to start building her home. We get into what actually changed, how she approached money the second time around, and why being honest about finances early on made all the difference. It’s a reminder that your money story isn’t fixed… even if it feels like it is. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. GET VICTORIA'S BUDGETING SYSTEM: Master your money here. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289 See omnystudio.com/listener for privacy information.

Be honest… are you actually spending more, or does it just feel that way? In this week’s Friday Drinks, we’re unpacking the very real confusion between lifestyle creep and the rising cost of literally everything. If you’ve looked at your bank account lately and thought “how am I spending this much when I’m not even doing anything outrageous?”… this one’s for you. We’re also diving into a DM that hits a little close to home. What happens when you’re the one making all the financial decisions in your relationship… not because you want to control everything, but because your partner just isn’t interested? How do you get them involved without turning into the nag, and how do you stop carrying the guilt? Plus, as always: Jess brings the community money wins Bec delivers broke tips that actually work (especially if you’re in your “survival week” era) And we answer your Question of the Week, which might make you feel very seen… 💬 Want to be on the pod? Send us your dilemma via voice note on our website 📩 Got a question you’re dying to ask? Slide into our DMs ⭐️ And if you loved this episode… you know what to do Plus, if you’ve ever had a money question you’ve been too scared to ask, this is your reminder that you can send it to us. Drop us a voice memo via our website and we might answer it on the show. You spill, we help. Beep. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289 See omnystudio.com/listener for privacy information.

If you’ve opened your investing app lately and immediately closed it again… this one’s for you. The share market has been all over the place, headlines are talking about global uncertainty, and it’s very easy to feel like you should be doing something with your investments or your superannuation right now. So let’s talk about it. Victoria and Bec break down what’s actually driving the market movements, what’s behind the recent drops, and how global events are flowing through to Australia and your portfolio. And more importantly… what to do next. Because when the market dips, the instinct to panic, sell your investments, or switch your super to something “safer” can feel like the right move… but it’s often the most expensive one. If you’ve been wondering what to do when the market drops, or feeling unsure about your investing strategy right now, this will help you make sense of it and feel a whole lot calmer about what comes next. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here. SHARESIES CODE MENTIONED IN THE EP: Sign up for the investing platform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

This week’s Money Diary is from a 31-year-old nurse who fell pregnant at 30… while single and working 70-hour weeks. At the time, money wasn’t the problem. She was earning well, picking up shifts, saying yes to everything and just getting on with life. But there wasn’t much structure behind it. It was busy, but not necessarily intentional. And then everything shifted. Not because she didn’t have enough, but because she suddenly had a reason to think about money differently. To slow down, to plan, and to actually build something that could support her and her child. This episode isn’t about starting from scratch. It’s about taking what you already have and learning how to use it properly. It’s about stepping into a new version of your life, ready or not, and figuring it out as you go. It’s honest, it’s a little bit messy, and it’s a really powerful reminder that you don’t need everything perfectly mapped out to make it work. Sometimes it’s not about earning more. It’s about getting intentional with what you’ve already got. See omnystudio.com/listener for privacy information.

This week’s Friday Drinks starts off fun… and ends in absolute chaos. Because what do you do when you get headhunted and try to negotiate your salary, only for it to completely backfire? Job offer gone. Pay rise denied. And now you’re stuck wondering if being honest at work just worked against you. We definitely had some opinions. As always, we also unpack a DM from someone in our community who found themselves in exactly that situation, and it opens up a bigger conversation about loyalty, transparency, and knowing your worth. Because in theory, you did everything ‘right’ but the outcome says otherwise. Before we spiral (in a productive way), we also get into a Money Dilemma that feels very relatable if you’ve ever dipped your toe into investing. What happens when you realise you might be doubling up on ETFs? Same underlying investments, different funds, and suddenly you’re questioning everything. We break down what’s actually going on there, what “hedged” really means, and whether this is something you need to fix or just part of the learning curve. There’s also the usual Friday Drinks chaos. Jess shares Money Wins that prove the small things really do add up, Bec’s got Broke Tips that are equal parts clever and questionable, and a conversation about what we’d all do if money genuinely didn’t matter, which tells you more about us than it probably should. If you’ve ever second-guessed a money decision, questioned your job, or wondered if you played something wrong, this one’s going to feel all too familiar. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289 See omnystudio.com/listener for privacy information.

If you’ve been feeling like you need to make a bit more money right now… this episode is for you. This week, Jess and Bec are getting nosy (in the best way) and diving into the real side hustles our community is using to bring in extra cash. And not the usual “fill out surveys” kind of advice… actual, clever ideas that are working. From people turning small ideas into proper income streams, to flexible gigs you can start on the side of your 9–5, this episode is full of inspiration if you’re trying to get ahead or just want a little more breathing room in your budget. Some of these are surprisingly simple. Some are a bit more creative. All of them will make you think, “okay… I could actually do that.” If you’ve ever said “I should probably get a side hustle” but didn’t know where to start… this is a very good place to begin. POINTS HACKING EPISODE: Points Hacking (No Credit Card Required) MORE SAVINGS HACKS EPISODES: I’m Bored. Give Me Your Most Unhinged Savings Hacks FREEBIE: Get our free savings challenge resource here. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 45128 See omnystudio.com/listener for privacy information.

What actually happens when you start investing… and just figure it out as you go? In this week’s Investing Diary, we’re chatting to a Money Bee who has been on a full journey over the last four years. Blue chip stocks, trying to time the market, accidentally buying multiple ETFs that all hold the same companies… nothing has been off limits. It’s the kind of story that will make you feel a lot better about your own investing decisions. We talk about what it looked like starting out with a $10,000 head start, how confidence can quickly turn into “I can outsmart the market” energy, and the moment you realise your strategy might not be as solid as you thought. There’s also a really real conversation about ETFs and diversification, especially when you think you’re spreading your investments… but you’re actually doubling up without realising. Plus, we get into the emotional side of investing, like watching your portfolio move up and down, and how to stay consistent when everything feels a bit chaotic. We also cover the practical side of things, including choosing an investing platform, the differences between CMC and Sharesies, and why automating your investments can be the thing that keeps you on track long term. This episode is relatable, a little bit chaotic, and genuinely helpful. If you’ve ever wondered whether you’re “doing investing right” or felt unsure about your strategy, you’re going to see yourself in this one. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289 See omnystudio.com/listener for privacy information.

This week’s Friday Drinks is a little bit rogue… and we’re not mad about it. We’re diving into a money dilemma from someone earning a very impressive income… but feeling completely burnt out, overwhelmed, and stuck. Think multiple mortgages, a business, big financial commitments, and the very real question of “how do I change my life when everything depends on this income?” It’s a conversation about burnout, lifestyle creep, financial pressure, and what happens when your income grows… but so do your responsibilities. We also get into a DM that has us asking: is a gift really a gift if it costs you money to use it? Because while a surprise trip sounds generous in theory… it hits a little differently when you’re the one footing the bill for flights, food and everything in between. Plus, as always, we’re sharing your community money wins (including a very satisfying warranty moment and a first-time investor win), and broke tips that are equal parts clever and chaotic. If you’ve ever felt stretched too thin, financially committed to the point of stress, or quietly annoyed at a “gift” that wasn’t really a gift… this one’s going to hit. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4 See omnystudio.com/listener for privacy information.

If you’ve opened your phone this week and seen headlines about billions or even trillions being “wiped” from the share market… this episode is for you. Because yes, it sounds dramatic. And yes, it can feel a little bit scary. But also… it’s not exactly what you think is happening. In this week’s Deep Dive, we’re unpacking what’s actually going on when the market drops, why the news makes it sound so much worse than it is, and what you should be thinking about instead of panic selling everything and calling it a day. We talk about why the share market is basically just one big emotional girl, how global events like interest rates and oil prices flow through to your portfolio, and why uncertainty makes investors act a little bit unhinged. There’s also a really important distinction between a market “correction” and a full blown crash… because they are not the same thing, no matter what the headlines are telling you. We also get into the part that actually matters. What do you do when your portfolio is down? Why selling in a panic can leave you worse off, and how long term investors think about moments like this instead. This is the episode you need if you’ve ever opened your investing app, seen red, and immediately questioned every decision you’ve ever made. LEARN TO INVEST CONFIDENTLY: Our Investing Masterclass is open, enroll here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

What happens when you hit rock bottom with money… and decide to completely turn your life around? In this week’s Money Diary, we meet a She’s on the Money community member who left home at just 16, became a young single mum, and found herself living below the poverty line with no financial literacy, mounting debt and her power literally being cut off. Fast forward to today… she’s built a career in banking, earns $95,000 a year, owns her home, has repaired her credit score and is now investing for her future. This is a story about resilience, rebuilding and what it really looks like to go from financial chaos to financial confidence. Plus, we talk budgeting, credit cards, investing strategies and how to take control of your money even when you feel completely overwhelmed. If you’ve ever felt behind, ashamed of your money situation, or unsure where to start… this episode will remind you that it’s never too late to turn things around. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289 See omnystudio.com/listener for privacy information.

It’s a Jess and Bec takeover this week (while V is still on mat leave… but don’t worry, she’s back very soon 👀). We kick things off with Jess sharing her money wins, because we love a little financial main character energy to start the episode. Then we get into a dilemma that feels a bit too real. What do you do when a debt has snowballed way beyond what you originally owed… and is there actually a way to negotiate it down? We unpack what your options might look like, what’s realistic, and where to even start. And then a DM slid into our inbox that had us thinking about the long game. What’s the best way to set your kids up financially? We chat through the different approaches, what actually makes a difference, and how to balance giving your kids a leg up without overcomplicating it. Plus, we read out one of your five-star reviews (which we are obsessed with, by the way). If you’ve been loving the show, you can leave us a review on Apple Podcasts or drop your thoughts on Spotify, we genuinely read them all and love sharing them with the community. As always, it’s a little bit chaotic, very real, and full of the money conversations we should probably be having more often. WANT OUR NETWORTH TRACKER: It's part of our Investing Masterclass here. MORE CAREER EPISODES: Our How to Build a Successful Career podcast playist NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289 See omnystudio.com/listener for privacy information.

If you’ve ever looked at your bank account after booking a holiday and thought… “well, that was financially irresponsible” — this episode is for you. In this week’s Deep Dive, we’re talking all things travel and money. Because yes, you absolutely deserve to see the world… but ideally without coming home to financial chaos. We’re breaking down the smartest (and slightly underrated) ways to save money on travel without sacrificing the experience. Think less “skip the holiday” and more “travel smarter, not poorer.” We chat: Because travel isn’t a bad money goal. In fact, research shows spending on experiences actually makes us happier. But going into debt for it? Not the vibe. This episode is your permission slip to book the trip… and your game plan to do it in a way your future self will thank you for. POINTS HACKING EPISODE: Points Hacking (No Credit Card Required) MORE SAVINGS HACKS EPISODES: I’m Bored. Give Me Your Most Unhinged Savings Hacks FREEBIE: Get our free savings challenge resource here. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 45128 See omnystudio.com/listener for privacy information.

If you think being made redundant would completely derail your finances… this week’s Money Diary might change your mind. Our diarist is a 32-year-old mum of two who’s worked hard since childhood, built a strong corporate career… and then had her world flipped upside down. A serious injury, two redundancies in one year, and some very big financial decisions, all happening at once. But instead of playing it safe, she did something else. She backed herself. From launching a brand-new business (that’s already turning a profit), to buying a $400k property with 100 acres and a creek running through it, this is a story about resilience, strategy and redefining what financial success actually looks like. We chat: This episode is equal parts practical and inspiring, and a reminder that sometimes the thing that feels like a setback… is actually the start of something much bigger. If you’ve ever wondered “could I actually do something different?”… this one’s for you. SORT YOUR INSURANCE: A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them here.We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust. GET VICTORIA'S BUDGETING SYSTEM: Master your money here. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289 See omnystudio.com/listener for privacy information.

V is back in the studio (and yes… she brought Cami along for a very cute cam(i?)o because apparently she couldn’t stay away). If you hear any cute baby noises throughout the episode, this time it isn't Bec! This week we’re getting into two questions that feel very “this could go really well… or really not.” First up, a dilemma we know so many of you are quietly thinking about. Should you ever sell your shares to fund a house deposit? We break down when it might make sense, what you’re potentially giving up, and how to think about the trade-off between investing and getting into the property market. Then, a DM from the community that had us all leaning in. Is buying an investment property with family a smart financial move… or a disaster waiting to happen? We’re talking boundaries, expectations, legal structures and what can go wrong (because let’s be honest, money and family can get complicated very quickly). It’s practical, a little bit spicy, and exactly the kind of conversation you want to have before you make a big financial decision. NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289 See omnystudio.com/listener for privacy information.

If you’ve been trying to make sense of what’s actually going on in the share market right now… this is your cheat sheet. In this week’s Deep Dive, we’re getting into the investing trends that defined 2025. Where the money actually went, what investors were prioritising, and what it all says about how people were really feeling about their finances last year. We’re talking: We also break it all down in plain English. No jargon, no gatekeeping, just a clear look at what’s changed and why it matters for you. Because while it’s fun to look at the 300% and 500% returns (we love a bit of investing gossip), the real story of 2025 isn’t about picking the next winner. It’s about building something that can actually survive whatever comes next. If you’ve ever wondered whether you’re “doing investing right”… or just want to understand what everyone else seems to be talking about, this one’s for you. CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here. INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here. SHARESIES CODE: Sign up for the investing platform Sharesies, use the code SOTM10 and deposit any amount and Sharesies will give you a bonus $10 to invest. Join our She's on the Money community AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Period products are one of the most normalised monthly expenses in women’s lives… but have you ever stopped to ask why? Why is this something women are expected to pay for, no questions asked… when it’s not optional? In this episode, Victoria sits down with Remy Tucker, founder of On The House, the business challenging the status quo by making period products free. After working in healthcare and seeing firsthand how lack of access impacts women, Remy decided this wasn’t something we should just accept… and built a business to change it. We’re talking about period inequity in Australia, the real impact it has on women’s lives, and the innovative “negative priced” business model that’s getting brands to fund products instead. Because this isn’t just a conversation about periods… it’s about access, equity, and who’s been footing the bill all along. FOLLOW REMY + ON THE HOUSE: Find On The House on Instagram and learn more about their mission and impact. MORE BUSINESS & CAREER EPISODES: Check out our careers playlist. Join our She's on the Money community AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.