Smarter Vet Financial Podcast

Send us Fan Mail Communication isn’t just announcements—it’s how veterinary teams connect, support each other, and deliver care. In this episode, Tom Seeko sits down with Catherine Haskins, founder/CEO of The Bridge Club and co‑founder of Project Sticker, to talk about the realities of communication inside practices, the shift toward smaller, more intentional networking, and practical ways leaders can support mental health on fast‑moving teams. We cover: • Why “more” communication isn’t always better—and when it isn’t enough • How to make connection intentional (and doable) in a packed schedule • The role of authenticity, conflict, and clarity in team culture • Project Sticker’s simple ideas (like 5‑minute buffers) to protect mental health • A quick win any practice can implement this week: notice → check in → follow up Resources & Links: Enjoying the show? Please rate/review on Apple Podcasts or Spotify—this helps other veterinary professionals find us. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us Fan Mail Veterinary medicine isn’t about the money—but avoiding finances can quietly create stress, burnout, and long-term consequences. In this episode of the SmarterVet Financial Podcast, CJ Burnett and Tom Seeko unpack the hidden cost of financial avoidance in veterinary medicine. From subscription creep and pricing hesitation to discomfort around money conversations, they explore why so many veterinarians sidestep finances—and how that avoidance compounds over time. You’ll hear real-world examples of how ignoring financial decisions impacts personal stress, business stability, retirement readiness, and career flexibility. More importantly, CJ and Tom reframe financial clarity not as greed—but as a tool that supports better medicine, stronger practices, and long-term sustainability. If finances feel overwhelming, avoided, or emotionally charged, this conversation will help you see money through a clearer, more constructive lens. 🎧 Listen now and start engaging with your finances—without losing your mission. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send us Fan Mail In this episode of the SmarterVet Financial Podcast, Tom sits down with Anthony LaPolla, Founder & CEO of Empower Business Strategies, to explore one of the biggest challenges facing veterinary practices today: retention and HR structure. Anthony shares why so many clinics struggle to keep good people, the hidden causes behind turnover, what strong onboarding and training should look like, and why compliance is almost always the first place to start. They also discuss the importance of leadership, systems, consistency, and building a true people-first culture. If you’ve ever felt overwhelmed by HR, unsure about your training process, or curious why your team isn’t sticking around, this is a conversation you don’t want to miss. 🎧 Listen now and take one actionable step toward creating a more aligned, supported, and stable practice team. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send us Fan Mail Imposter syndrome affects veterinarians at every stage of their careers—from new graduates to long‑time practice owners. Even when life looks stable on the outside, many still feel behind, exposed, or uncertain if they truly belong. In this episode, CJ and Tom explore: feelTune in for a grounded, real‑world perspective on an issue many vets experience but rarely talk about. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send us Fan Mail Veterinary medicine is full of passion, purpose, and pressure—but how do you build a career and a life that feel sustainable? In this episode, Tom sits down with Dr. Andy Roark to explore the mindset shifts and financial habits that help veterinary professionals create long‑term stability while staying connected to the work they love. Andy shares his winding path into veterinary medicine, how the profession is changing, why affordability conversations must include support staff and veterinarians, and what practices can do to better support their teams. They also dig into long‑term financial health, simple strategies for investing, and why “pay yourself first” matters more than ever. If you’re a veterinarian, practice owner, technician, or anyone working in the profession, this conversation offers meaningful perspective you can put into action. Connect with Dr. Andy Roark by visiting his website, listening to his podcast or by finding out more info about Unchartered. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels: Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665 #SmarterVet #VetLife #VeterinaryLeadership #VetCareers

Send us Fan Mail Many veterinarians build wealth using mutual funds, but once a portfolio grows into the seven‑figure range, the hidden challenges begin. Taxes you didn’t expect. Overlapping holdings you didn’t realize you owned. Lack of customization. And far less control than your financial life now requires. In this episode, CJ and Tom break down why mutual funds are often great when you’re just getting started—but may cause major hurdles once your portfolio exceeds $1M. You'll learn how taxes can quietly erode wealth, why diversification isn’t always what it seems, and how high‑net‑worth investors can regain control by structuring their investments with more precision. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send a text Most veterinarians assume that more risk equals more return—but that’s rarely how real financial life works. In this episode, Tom and CJ break down the hidden risks veterinarians carry mid‑career, how concentration risk shows up in both income and practice ownership, and why chasing high returns can actually set you back. You’ll hear stories from real conversations, practical examples, and three powerful questions to help you evaluate whether the risks you're taking truly align with the outcomes you want. Whether you're a practice owner, an associate, or somewhere in between, this is a conversation every veterinarian should hear. Grab a copy of our book Unleashed: The Financial Clarity Every Veterinarian Needs, visit FLVetAdvisors.com for CE and resources, and be sure to rate and review the podcast! Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send a text Many veterinarians say they don’t make enough, can’t change jobs, can’t reduce hours, or will “never be able to retire.” But is that really about income… or about options? In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko break down why financial freedom isn’t defined by net worth or a big salary—it’s defined by flexibility. Whether it’s taking time off, changing clinics, relocating, starting a family, walking away from a toxic workplace, or even pursuing ownership, your options come from liquidity, structure, and boundaries, not your income level. You’ll hear how lifestyle creep, locked-up retirement dollars, and lack of structure can make high earners feel broke—and how simple shifts like using a Wealth Coordination Account can help you create space, control, and the ability to choose your next step. If you enjoy this episode, explore race-approved CE, masterclasses, and our book Unleashed: The Financial Clarity Every Veterinarian Needs at FLVetAdvisors.com. And if you haven’t already, leaving a rating/review on Apple or Spotify helps more veterinarians find this show. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send a text In this episode of the Smarter Vet Financial Podcast, Tom Seeko welcomes back Andrea Crabtree of Furpaws Consulting for a candid conversation about leadership, communication, and accountability in veterinary practices. Andrea shares insights from her journey from practice manager to consultant and explains why communication breakdowns—not skill gaps—are often the root of practice challenges. Together, they explore simple but powerful ways teams can improve culture, retention, and performance through intentional training and curiosity-driven leadership. This episode is a must-listen for practice owners and managers who want stronger teams and healthier practices. To contact Andrea, please check out the resources below... Furpaws Consulting: https://www.furpawsconsulting.com/ Executive Leadership Workshop: https://www.furpawsconsulting.com/symposiums PAWSitive Leadership Podcast: https://www.podbean.com/pi/pbblog-zkq48-9bfab3 LinkedIn: https://www.linkedin.com/in/andrea-crabtree-bs-cvpm-sphr-phrca-ccfp-fear-free-000a7985/ Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send a text On this episode of the Smarter Vet Financial Podcast, Tom Seeko and CJ Burnett, co-founders of Florida Veterinary Advisors, walk through a clear framework for answering one of the most common questions vets ask: “Am I financially on track?” They break your journey into four phases—25–30, 30–40, 40–55, and 55+—so you can see what typically matters most at each. You’ll hear practical context around student loans, changing pay scales, the rise (and shifts) in relief work, when ownership or career pivots make sense, and how to build a retirement income plan that supports your lifestyle without guesswork. If you enjoy this show, explore more resources at FLVetAdvisors.com, including our book Unleashed: The Financial Clarity Every Veterinarian Needs. And if this episode helped you, a quick rating/review on Apple or Spotify helps other vets find the show. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send a text Is a “no‑fail” retirement plan actually possible? In this episode, Tom and CJ break down why the traditional approach to retirement often falls short — and what it really takes to build income that lasts through every market cycle, tax change, and stage of life. They walk through how to think beyond account balances, how timing risk affects retirement security, why tax diversification matters, and how to create predictable income instead of relying solely on market performance. You’ll learn how to structure your assets with intention, build stability into your plan, and create a retirement strategy that works in real life — not just in ideal scenarios. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send us a text How do you actually build wealth — not just in theory, but in real life? In this episode, CJ and Tom walk through a simple, practical framework veterinarians can use to make smarter financial decisions with less stress and more clarity. They break down how to assign a time horizon to each dollar, how to make sure money is accessible for real‑life needs, how to think about taxes in a strategic way, and how to evaluate risk beyond just investment volatility. Whether you're early in your career or approaching retirement, this episode helps you understand how to structure your finances so you can adjust, pivot, and stay flexible as life changes. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send us a text In this episode of the SmarterVet Financial Podcast, Tom Seeko sits down with Lindsay McMakin to explore the real-world challenges and opportunities in veterinary practice management. Lindsay shares her inspiring journey from receptionist to practice manager and consultant, offering actionable strategies for hiring with culture in mind, boosting financial literacy, and using technology to enhance — not replace — the human side of veterinary care. Tune in to learn how aligning your financial systems, improving accountability through regular meetings, and seeking expert guidance can help you build a thriving, sustainable practice. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels: Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send us a text Saving money isn’t exciting, flashy, or fun — but it is the one habit that consistently builds real wealth. In this episode, the third of five in the series, CJ and Tom break down why aiming for 20% of your gross income is a game changer, why most people struggle to save, and how their Wealth Coordination Account creates control, clarity, and confidence in your financial life. With a few clicks, you'll be on your way to matching your career goals with your life's passions. We help hundreds of vets, like you, make confident decisions and take the next step toward knowing where you want to go in the future. On this page: https://flveterinaryadvisors.com/5-simple-financial-steps/ you will find resources that can help you become a World Class Saver, produce the most income through retirement, protect your most valuable asset and more. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send us a text Most financial plans don’t fail because of markets—they fail because of unplanned life events. In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko explain why risk is the silent plan killer for veterinarians and practice owners. They break down the real-world risks that can derail a plan, including disability, lawsuits, outdated legal documents, insurance gaps, and business-owner exposure. This conversation reframes risk management as resilience planning and challenges listeners to decide who they want absorbing the risk when life happens. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Send us a text If your finances feel more like a junk drawer than neatly folded laundry, this episode is for you. Tom and We kick off a five-part series by focusing on Step 1: getting financially organized so you can reduce stress, decision fatigue, and the “head-in-the-sand” feeling. You’ll hear a simple way to build a snapshot of your money—assets, debts, protection items, and cash flow—plus ideas for storing everything in one secure, easy-to-find place. Check the show notes for a downloadable checklist to help you gather the key documents and start building your system. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a text Going into a new year can bring a lot of financial stress—especially when you’re trying to control things you simply can’t. In this episode, we break down the big categories you can’t control (markets, inflation/interest rates, and unexpected life events) and the areas you can control (savings rate, spending decisions, risk/insurance, debt strategy, and your investing approach). You’ll hear practical ways to reduce anxiety, avoid lifestyle creep, and build a financial “wall” that helps you absorb life’s curveballs. Pick one action step to start today—like increasing savings by 1%, tracking spending for 24 hours, or reviewing your insurance coverage. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a text In this episode of the Smarter Vet Financial Podcast, Tom sits down with Dr. Jennifer Bruns, Senior Director of Veterinary Relationships at PetSmart Veterinary Services, to explore the many paths a veterinary career can take. Dr. Bruns shares her journey from cleaning kennels and chasing E. coli and salmonella as an epidemiologist to mentoring independent owners inside PetSmart locations. Together, they dive into strategic thinking, financial literacy, and the people skills veterinarians need to thrive as leaders and owners—plus how PetSmart’s model helps doctors own a practice without carrying the full weight of real estate and marketing. Whether you’re a student, associate, or aspiring owner, this conversation will challenge your assumptions about what’s possible and remind you that your DVM can open more doors than you think. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a text In this episode of the Smarter Vet Financial Podcast, Tom sits down with Baxtr founder Mark Hines to talk about how subscription-based wellness plans can transform access to care, client loyalty, and practice revenue. Mark shares his unconventional journey from audio geek and home theater entrepreneur to building simple, powerful membership tools for dental and veterinary practices. They dig into why practices tend to overcomplicate wellness plans, how Baxtr removes the “73 clicks” from the process, and why monthly payments and a member mindset are so valuable for both clients and clinics. If you’ve been thinking about wellness plans but feel stuck on the logistics, this conversation will give you a practical, low-friction way to finally “just do it.” Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Send us a text In this episode of the Smarter Vet Financial Podcast, Tom sits down with Dr. Bob Murtaugh—founding dean of Rocky Vista University College of Veterinary Medicine, boarded internist and criticalist, and long-time leader in both academia and corporate practice. Dr. Murtaugh shares how saying “yes” to unexpected opportunities—from running a teaching hospital in his 20s to helping scale a hospital group from 15 to 350 locations—shaped his career and impact on vet med. They dive into what it really takes to scale without losing culture, how to navigate consolidation with an open mind, and why the best corporate or independent fit comes down to values, leadership, and communication. You’ll also hear his perspective on “preferment” instead of retirement, why veterinarians are spelled L-E-A-D-E-R, and the soft skills that matter most if you want a fulfilling, financially strong career in veterinary medicine. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ