The Building Financial Fitness Podcast with Junus Eu

Jeremy Tan, Singapore's first "bitcoin candidate," joins us to break down why Singaporeans are obsessed with money, whether the CPF is really your best bet, and how Bitcoin fits into your investment portfolio. We dive deep into rising property prices, the challenging job market, and why beating inflation is harder than ever. But beyond the doom and gloom, Jeremy reveals where real opportunities lie: niche startups, building AI-powered services, and why becoming a founder might be your move in the next five years. The real challenge? "It's harder to fight the lifestyle creep than it is to fight the AI wave." - You can connect with Jeremy here https://sg.linkedin.com/in/jeremy-tan-sg https://jeremytan.sg/ https://www.instagram.com/jeremytan.sg/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. - See omnystudio.com/listener for privacy information.

Ever feel like the world of investing is just one big "rat race"? In this episode, we’re joined by Laurent Lequen, the mastermind behind The Macro Butler, to break down how anyone can achieve "FU money" through simple portfolio allocation. Forget the hype of meme coins and lottery-style trading; Laurent shares his "boring" but effective strategy based on the Permanent Portfolio.We dive into the power of equal-weighting your assets—cash, bonds, stocks, and gold—to consistently beat inflation over the long haul. Whether you're a seasoned pro or just starting your financial journey, you'll learn why blocking out the noise and sticking to a disciplined rebalancing plan is the real key to financial freedom. "Everyone deserves to have the FU money and everyone deserves to be financially literate." — Laurent Lequen - You can find out more about The Macro Butler: https://themacrobutler.substack.com/ https://themacrobutler.com/ Connect with Laurent Lequen: https://www.linkedin.com/in/laurent-lequeu-/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. - See omnystudio.com/listener for privacy information.

What does it really take to juggle a growing business, two kids, and a family budget all at once? In this episode, we sit down with Beatrice Liu, founder of Oriental Remedies Group, who went from a decade in corporate to launching her own business three months into her pregnancy. Beatrice gets real about building financial safety nets early, why she's never been afraid to dial back her lifestyle expectations, and how her entrepreneurial mindset actually makes her a sharper money manager at home. The conversation also digs into why Gen Z's hustle culture might be onto something, and the underrated link between investing and beating inflation. As Beatrice puts it, "dare to try when the risk is low and it's younger — I'm sure these skills will really help them in the long term." - You can find out more about Oriental Remedies Group: https://www.orientalremediesgroup.com/tcm-clinic/ https://www.instagram.com/orientalremediesclinic/ https://www.tiktok.com/@orientalremediesclinic https://www.facebook.com/Orientalremediesgroup/ https://www.linkedin.com/company/orientalremediesclinic/ or connect with Beatrice https://www.linkedin.com/in/beatriceliu/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

What if the thing that lights you up is actually the key to your career? In this episode, we sit down with Puay San, co-founder of Keshet Agritech, who spent 20 years in banking before making a bold pivot into the world of food and agriculture. She shares why she doesn't see her banking career as a detour but as the foundation that led her to her true purpose. We get into the "food coma" problem nobody talks about, why money can't buy a sack of rice, and how finding your purpose is less about looking outward and more about tuning into yourself. "If the job is not out there, create it for yourself." - You can find out more about Keshet Agritech here: https://www.linkedin.com/company/keshetagritech/ www.KeshetAgritech.com https://www.instagram.com/keshet.agritech/ or connect with her at puaysan.oh@keshetagritech.com - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

What does it actually take to go from zero to winning against the big guys? Christina Tan, founder of Sales Symphony, is back with Junus to share the raw, real lessons she's picked up across decades in sales. She gets into why SME salespeople have a secret edge over their MNC counterparts, how doing everything yourself is actually the best training ground, and why cross-industry thinking might be your biggest untapped advantage. She also unpacks Kaizen, the Japanese philosophy of continuous improvement, and how dedicating just 10 minutes a day to asking "how can I do this better?" can completely change the way you work and grow. "2000 brains, 20,000 brains is definitely more powerful than a group of management in the meeting room." - You can find out more about Christina at: https://www.linkedin.com/in/christina-min-shyan-tan/ https://www.sales-symphony.com/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

The world kicked off 2026 with more geopolitical chaos, and your portfolio felt it. In this episode, we sit down with macro strategist Laurent Lequen, aka The Macro Butler, to break down what's actually going on in global markets and what retail investors should be doing about it. We get into why gold might be your best friend right now, why real estate isn't as safe as you think, and how to cut through the noise with a simple but powerful framework. "Know what stage of the business cycle you're in — then you know what you must own, and what you cannot own." - You can find out more about The Macro Butler: https://themacrobutler.substack.com/ https://themacrobutler.com/ Connect with Laurent Lequen: https://www.linkedin.com/in/laurent-lequeu-/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. - See omnystudio.com/listener for privacy information.

From a childhood marked by financial hardship to financial independence at 35, Jeremy Tan’s journey has been anything but typical. In 2025, he stepped into the political arena as an independent candidate and delivered the strongest showing by an independent in 53 years. In this episode, we unpack comparison culture, lifestyle creep, and why real freedom is more about clarity than flexing. Jeremy shares how living with less sharpened his focus and helped him design a life on his own terms. As he puts it, “Get comfortable with having lesser, so that you can free your mind to think of how to make more money.” - You can connect with Jeremy here https://sg.linkedin.com/in/jeremy-tan-sg https://jeremytan.sg/ https://www.instagram.com/jeremytan.sg/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. - See omnystudio.com/listener for privacy information.

Kicking off 2026 with a simple truth: health is wealth. In this episode, we sit down with Beatrice Liu, CEO and co founder of a modern TCM clinic group, to talk about what she’s seeing in clinics today. Think brain fog, poor sleep, chronic stress, and high performing professionals stuck in survival mode. From sleep and stress to strength training and micro habits, the conversation focuses on what truly delivers long term returns. No extreme biohacks, just realistic changes that fit into busy lives. As Beatrice puts it, “A lot of us are just surviving. But moving into thriving mode would be so much more meaningful and fulfilling for each of our lives.” - You can find out more about Oriental Remedies Group: https://www.orientalremediesgroup.com/tcm-clinic/ https://www.instagram.com/orientalremediesclinic/ https://www.tiktok.com/@orientalremediesclinic https://www.linkedin.com/company/orientalremediesclinic/ or connect with Beatrice https://www.linkedin.com/in/beatriceliu/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

In 2026, what if the real measure of wealth is not a bank balance, but health? In this episode of Building Financial Fitness, Keshet Agritech co-founder Puay San’s journey from wealth management into food and agriculture sparks a broader look at how modern food has changed, why convenience and shelf life often come before nutrition, and what that means for our energy, health, and ability to perform. Access, affordability, and food production also come into play, shaping health outcomes in ways many people only feel later in life. As Puay San puts it, “Your body is your engine, and you only have one engine. If you kill it, that’s over.” - You can find out more about Keshet Agritech here: https://www.linkedin.com/company/keshetagritech/ www.KeshetAgritech.com - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

Sales is no longer just a job. In 2026, it is a life skill whether you like it or not. In this episode of the Building Financial Fitness Podcast, Junus sits down with Chief Sales Orchestrator Christina for a candid conversation that strips sales down to what it really is. They explore how we are constantly influencing, persuading, and advocating for ourselves in ways we rarely notice, especially at work. Instead of scripts and tactics, the focus turns to mindset. Christina shares why sales works best when it feels human, why listening often matters more than talking, and how learning to stand behind your own value can shift the way others respond to you. As Christina puts it, “Sales is not about pushing. It’s about understanding people.” - You can find out more about Christina at: https://www.linkedin.com/in/christina-min-shyan-tan/ https://sales-symphony.com/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

What do waiting tables, running errands, and random side jobs have to do with long term success? In this episode of Building Financial Fitness, we chat with Zen about how menial work shaped his mindset, character, and approach to life. Despite doing well academically, Zen took on all kinds of jobs from a young age, not just for pocket money, but to learn what he enjoyed, what he wanted to avoid, and how to relate to people from all walks of life. The focus is less on stacking impressive roles and more on what you pick up along the way, especially the small moments that shape how you think and interact with people. As Zen puts it, “If we set our heart right, we will earn trust. And trust is the most important currency in life.” - You can find out more about Graceland Family Residences here: https://gracelandcm.com/ https://www.facebook.com/GracelandCNX or connect with Zen on Linkedin: https://www.linkedin.com/in/zenzanetan/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

What is a realistic roadmap to a million dollars? This episode of Building Financial Fitness features FIRE blogger and YouTuber Chris Ng in a candid conversation about what building wealth really looks like today. From breaking down the numbers behind the first million to questioning whether that goal still makes sense, the focus is on realistic and achievable paths to financial freedom. It also touches on why we spend the way we do, how status quietly creeps into our decisions, and why wanting more doesn’t always mean living better. As Chris puts it, “I don’t think a million really matters anymore. What people want is the freedom to live without severe consequences.” - You can find out more about Chris at: https://www.youtube.com/@TreeOfProsperity1974 or search for "Growing Your Tree of Prosperity" - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

What does it mean to teach kids about money when they grow up in comfort and rarely see real scarcity? In this insightful episode, school owner and entrepreneur John Fearon shares how he helps his children build financial confidence, understand value, and develop the courage to take risks in a rapidly changing world. He reflects on the different ways children learn, the importance of letting them experiment, and why he believes confidence comes from exposure to many environments, not just academic success. John also discusses the role of EQ, real world problem solving, and the financial habits that matter more than traditional saving rules. "Let them try, let them fail, and let them learn.” - Find out more about Knightsbridge House International School here: https://www.kbh.edu.sg/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

How do you figure out money once you are sharing life with someone? Estate planner and Money Maverick Founder, Luke Ho joins us for a fun and honest chat about what really changes when you go from dating to married life. As Luke puts it, “You can be great with finances, but marriage forces you to rethink what really matters.” He talks about why open money conversations before the wedding make everything smoother later, how to spot financial compatibility while dating, and why a prenup can actually bring more trust, not less. Luke also shares what he and his wife do to stay aligned on expenses, goals, and day to day decisions. If you want to feel more confident talking about money with your partner, this chat breaks things down in a way that feels easy and practical. - You can find out more about Estate Planning with Luke Ho here: https://www.moneymaverickofficial.co/estate - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

Can investing abroad be about more than just returns? In this episode of Building Financial Fitness, Junus Eu speaks with Zen, co-founder of Graceland Family Residences in Chiang Mai. Once an engineer in Silicon Valley, Zen shares how he and his wife built a thriving family-focused community from the ground up. Discover how Singaporeans can invest overseas with clarity and confidence by focusing on people, purpose, and impact. From understanding rental yields to creating long-term value through community-driven development, this conversation redefines what smart property investment can look like beyond Singapore’s shores. “Don’t just buy property — build a place where you’d be proud to live.” – Zen - You can find out more about Graceland Family Residences here: https://gracelandcm.com/ https://www.facebook.com/GracelandCNX or connect with Zen on Linkedin: https://www.linkedin.com/in/zenzanetan/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Ever wondered what it is really like to build a business from zero and make it profitable? In this episode, John Fearon looks back on his journey from early internet ventures to running international schools, sharing the moments that pushed him, the tough calls he had to make, and the mindset that carried him through years of uncertainty. He talks about bank balances that swung dramatically, the discipline he learned even after major exits, and how his idea of meaningful spending shifted as life and priorities changed. He also breaks down why profitability brings a different kind of stability, how he thinks about risk taking today, and what younger listeners should consider when choosing the industries and opportunities they want to grow in. A grounded and relatable episode for anyone curious about money, resilience, and the long game of building a career that actually feels worthwhile. - Find out more about Knightsbridge House International School here: https://www.kbh.edu.sg/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

Don’t ghost your family. In this episode of Building Financial Fitness, Junus chats with Luke Ho, creator of Money Maverick and estate planner, about what really happens when you leave no plan behind. From HDB headaches to default rules that split assets in unexpected ways, Luke reveals how easily things can go wrong and how to fix them before they do. Luke shares real stories of family tension, simple ways to get your basics in order (LPA, AMD, then will), and how to handle crypto without turning it into a treasure hunt. They also dig into what fair really means, how to keep family talks low drama, and what to expect cost-wise. As Luke puts it, “Everyone says, ‘I’m not rich enough for a will,’ but that’s how the problems start.” - You can find out more about Estate Planning with Luke Ho here: https://www.moneymaverickofficial.co/estate - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

What does it really take to have grit in a world that’s changing fast? In this episode of Building Financial Fitness, Junus chats with Dong Wenhao, founder of Smilie.io, about staying resilient, curious, and grounded when life gets tough. Wenhao shares how growing up as an outsider shaped his drive and why he believes anyone can “build their own chair” when opportunities feel limited. As he puts it, “The world is unfair, so I’ll create my own fairness.” If you’ve ever wondered how to bounce back stronger or carve your own path, this episode will give you a good dose of perspective and motivation. - You can connect with Wenhao or find out more about Smilie here: https://www.linkedin.com/in/dongwenhao/ https://www.smilie.io/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.

Ever wondered how AI can actually help you invest better? In this episode of Building Financial Fitness, Junus sits down with Ming Feng, founder of Trading Key, to talk about how artificial intelligence is changing the game for everyday investors. Ming shares how his team uses AI to turn years of complex financial data into simple, useful insights that anyone can understand. He also opens up about the balance between tech and human instinct, saying, “AI should help you do the heavy lifting, but you still need to understand and grow your own knowledge.” They get real about the risks too — from deepfake scams to investors relying too much on algorithms — and why knowing your own risk tolerance is still key to long-term success. - You can connect with Ming or find out more about TradingKey here: https://www.linkedin.com/in/yeap-ming-feng/ https://www.tradingkey.com/ - Want to get in touch? You can reach out to us through the email podcasts@melisten.sg, or through Junus Eu's instagram @missfitfi. The Building Financial Fitness Podcast is an original production from Mediacorp. See omnystudio.com/listener for privacy information.