The Payments Show Podcast

In episode 83, I speak to Heidi Hunter, Chief Product Officer at IDology, about how their platform helps businesses to create frictionless and secure eCommerce customer experiences. We discuss how the platform provides many features including dynamic Knowledge-based Authentication, Transaction Monitoring, document authentication, biometric verification and many others to streamline checkout processes, increase conversions and prevent fraud. We also discuss the challenges and opportunities of digital identity verification in the eCommerce industry, and how IDology adapts to changing regulations and customer expectations. VIDEO and PDF Transcript: - click here https://thepaymentsshow.substack.com/p/83 Summary of topics discussed: (01:02) - IDology Overview: Identity Verification and Fraud Management (02:29) - Statistics on Business Fraud and Data Breaches (03:32) - Exploring the Sophistication of Fraud Attacks (04:51) - The Role of Technology in Fraud Prevention (05:17) - Impact of COVID-19 on Digitization and Fraud (06:15) - The Importance of Data Collection in Fraud Prevention (06:59) - Challenges in Asserting Ownership of Data (08:58) - The Importance of a Smooth Onboarding Process (11:18) - Synthetic Identity Fraud (12:40) - Data Depth vs Richness (15:04) - Differentiating Factors of Ideology's Solutions (17:35) - eDNA: Data Collection Across Industries & Markets (18:49) - Money Moves: Find It Faster (21:27) - Layering Data: Data Breaches & The Dark Web (22:53) - Industry Consortium Fraud Network & Cross Border Verification (30:08) - Fraud Trends: Surge in Fraudulent Domains (32:44) - The Investment Fraudsters Make in Synthetic Identity Profiles (33:23) - The Surge in Voice Over IPs (33:52) - Efficiency of Fraudulent Submissions (34:10) - Regulation and Legislation Around Money Transfers (34:48) - The Challenge of Differentiating Fraudulent P2P Transfers (36:44) - Predictions & The Future (37:19) - Business Verification Is Increasingly Important (38:26) - The Impact of OpenAI on Fraud (41:45) - Know Your Business (KYB) Verification (49:09) - Get in Touch with IDology Details: - Recorded on 15 Nov 2023 - Host: Satwant Phull - Guest: Heidi Hunter, Chief Product Officer, IDology [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - IDology: idology.com | @idology

In episode 82 of The Payments Show Podcast, I spoke to Michael Seaman who is the CEO of SwipeSum. SwipeSum a technology company that helps businesses find the most cost-effective merchant services and payments solutions through it’s AI solution called Staitment. Staitment helps merchants to find the best solutions in seconds compared to manual audits which can take many weeks or months. VIDEO and PDF Transcript: - click here https://thepaymentsshow.substack.com/p/82 Summary of topics discussed: (00:42) - Introduction (01:35) - Overview: Staitment AI (03:11) - Origin Story: Michael's Journey from WorldPay to Swipesum (06:00) - The Importance of the Right Payment Solution (08:28) - The Role of Mobile Wallets (13:19) - Current Payment Trends (17:01) - Stripe: Mass Exodus of Customers (19:49) - Integrations & Statement Formats (23:03) - The Challenges and Opportunities in B2B Payments (28:27) - SwipeSum's Business Model (29:31) - Implementation & Getting Started with Staitment (32:24) - The Importance of Customer Service (33:52) - Contact Information (33:59) - Chit Chat Details: - Recorded on 30 Oct 2023 - Host: Satwant Phull - Guest: Michael Seaman, CEO, SwipeSum [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - SwipeSum: swipesum.com/staitment | @TrySwipeSum

In episode 81 of The Payments Show Podcast, I spoke to Mike Savoff who is the Shopify Marketing Strategist at Rush Rush is an app that helps e-commerce brands to increase revenue by turning one-time buyers into repeat customers through shipping notifications that take customers to high-converting and well-crafted tracking pages filled with upsells and cross-sells. VIDEO and PDF Transcript: - click here https://thepaymentsshow.substack.com/p/81 Summary of topics discussed: (00:48) - Introduction and Guest Welcome (02:05) - Introduction to Rush App (02:54) - The Importance of Customer Loyalty (03:16) - Stats: Shipping vs Marketing Emails, and ROI (04:16) - D2C Brands: Fashion, Clothing, Jewellery (04:45) - The Power of Delivery Notifications (05:53) - The Impact of Customer Service and Tracking Inquiries (06:14) - The Role of Upsells and Cross Sells (11:21) - Notifications, Customer Reviews and Carriers (15:13) - The Benefits for End Users: Delivery Anxiety > Delivery Anticipation (18:05) - Case Studies and Success Stories (22:45) - Customer Lifetime Value is The Most Important Metric (24:18) - Differentiation: Rush vs Other Solutions (27:45) - Founding Story (31:30) - The Future (32:44) - Chit Chat And much more… Details: - Recorded on 04 Oct 2023 - Host: Satwant Phull - Guest: Mike Savoff, Shopify Marketing Strategist, Rush [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - Rush: rush.app | @tryrushapp

In episode 80 of The Payments Show Podcast, I spoke to Dustin Magaziner who is the Founder of PayBright. PayBright helps businesses to reduce processing costs by up to 30%, recommends the best payment systems for different types of business, and provides risk management advice to ensure your business runs 100% of the time. VIDEO and PDF Transcript: - click here https://thepaymentsshow.substack.com/p/80 Summary of topics discussed: [02:15] - Founding Story: Poor Industry Practices [11:15] - PayBright's Main Services [13:02] - ROI and Lifetime Customer Value [17:52] - Introductory Rates: Bad for Both Parties [20:49] - Industry Consolidation: Pros & Cons [24:46] - Food, Beverage and Quick Service Restaurants [25:32] - Platform Risk: TOS, High-Risk Accounts, Getting Cancelled [26:41] - Types of "Risk" [28:07] - Risk Analysis & Management with PayBright [38:37] - Convenience vs Ability to Get a Merchant Account [40:09] - Micro-Merchants: Where Square Succeeded [43:22] - PayBright: a Trusted Partner, Not The "Best of the Worst in Payments"! And much more… Details: - Recorded on 28 Sep 2023 - Host: Satwant Phull - Guest: Dustin Magaziner, Founder, PayBright [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - PayBright: gopaybright.com

In episode 79 of The Payments Show Podcast, I spoke to Emmanuel Daniel. Emmanuel is the Founder of Asian Banker, a Thought Leader in the future of finance, and Author of the book titled "The Great Transition: The Personalisation of Finance". This was a fascinating episode as we discussed many important topics such as the Network Economy, Debanking and Censorship, CBDCs, Cybersecurity, and much more. VIDEO and PDF Transcript: - click here: https://thepaymentsshow.substack.com/p/79 Summary of topics discussed: [01:33] - Start: Founder of Asian Banker [04:31] - Emmanuel's Book: "The Great Transition: The Personalisation of Finance" [06:24] - Industrialisation vs Digitisation of Finance [08:34] - Market Economy > Network Economy [11:34] - Deposits > Digital Wallets > Stablecoins [17:06] - Debanking and Censorship vs Central Bankers [19:26] - CBDCs Have Failed Already [22:50] - Banks Missed the API Revolution [25:06] - Cybersecurity Risk and Innovation Through Crisis [26:38] - Social Credit Scores and China [33:50] - Dysfunctional Economies: The United States [37:54] - The Next Major Crash: Driven by Digital Communications and Perception [42:33] - UX, UI and Conversion [44:18] - Emmanuel's Next Book: "Winning Civilization" And much more… Details: - Recorded in July 2023 - Host: Satwant Phull - Guest: Emmanuel Daniel: Founder of Asian Banker, Thought Leader, and Author [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - Emmanuel Daniel: emmanueldaniel.com | @EmmanuelDaniel

In episode 78 of The Payments Show Podcast, I spoke to Yair Nechmad who is the Founder of Nayax. Nayax provides businesses with payment solutions for Point of Sale and Unattended Retail such as Vending, Parking, EV Chargers, Car Washes and more. VIDEO and PDF Transcript: - click here https://thepaymentsshow.substack.com/p/78 Summary of topics discussed: [00:00] - Further Information [00:28] - Introduction [01:19] - Start [02:33] - Nayax Company Overview [04:20] - High Volume, Low Transaction Value [05:28] - Total Cost of Ownership: Transparency and Efficiency [07:03] - TCO of Cash Payments: Not Crossing 7% Cost of Cash [09:24] - Switching Millions of Cash Systems to Cashless [11:38] - Physical Installation Made Easy [14:02] - Analytics, Reporting & Alerts... For The First Time Ever! [15:44] - Network Connectivity for Machines (with Waterfall Capability) [18:48] - Leading Verticals for Vending Machines [19:23] - Promising New Vertical: EV Chargers [21:43] - Current and Future Markets Served [28:10] - Nova Market: Grocery Self-Checkout [30:52] - Net New Business Opportunities Not Possible with Cash [33:29] - Loyalty and Engagement: Digital Receipts as a Landing Page [37:30] - Nayax Business Model: 3 Pillars [38:57] - Nayax is a Complete End to End, One Stop Solution [40:10] - Nayax Technology Partners [41:30] - Low Customer Churn Rate [42:44] - Get in Touch with Nayax [43:10] - The Future And much more… Details: - Recorded in Jun 2023 - Host: Satwant Phull - Guest: Yair Nechmad, Founder, Nayax [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - Nayax: nayax.com | @NayaxGlobal

In episode 77 of The Payments Show Podcast, I spoke to Todd Watts who is the CEO and Co-Founder of PatientFi. PatientFi partners with US healthcare practices to remove cost barriers by offering patients friendly monthly plans, so more patients can say yes to the elective procedures they want. VIDEO and PDF Transcript: - https://thepaymentsshow.substack.com/p/77 Summary of topics discussed: [02:41] - Growth Projections for Treatments [03:35] - Overview of PatientFi [07:38] - Profit Margins in Aged Care vs Looking Youthful [09:17] - Regenerative Procedures: Winding Back the Clock [10:29] - General BNPL vs PatientFi [15:59] - PRIVI - Customised Plans for Non-Invasive Treatments [18:59] - Scheduling for Optimal Theraputic Results [21:17] - Benefits for Medical Providers [21:45] - Loyalty to Medical Practice [22:09] - Sell a Medical Practice More Easily with a PRIVI Customer Base [23:27] - Selling on Value Not Price [25:23] - Medical Staff Skills: A Tiered Approach [28:16] - Challenges with the US Healthcare System [29:52] - PatientFi's Focus on Discretionary and Elective Treatments [31:16] - Benefits of the Free Market vs Reimbursed Care [34:36] - Too Much Friction Between All Stakeholders [37:02] - Customer Success Stories [39:58] - The Future: Dentistry, Fertility and PRIVI [42:17] - A 10-Year Prediction: Acceptance [44:26] - Get in Touch with PatientFi [44:38] - Chit Chat And much more… Details: - Recorded on 27 Jun 2023 - Host: Satwant Phull - Guest: Todd Watts, CEO & Co-Founder, PatientFi [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - PatientFi: patientfi.com

In episode 76 of The Payments Show Podcast, I spoke to Uku Tomikas who is the CEO of Messente. Messente is a dedicated business messaging platform which enables businesses to send one-time passwords, PIN codes, notifications and verifications to customers securely – and at scale. VIDEO and PDF Transcript: - https://thepaymentsshow.substack.com/p/76 Summary of topics discussed: [00:00] - Introduction [01:04] - Start [02:00] - P2P (Consumer) vs A2P (Business) Messaging [02:34] - OTP Codes, AI, Fraud, Scams and Security [03:37] - Popular Messaging Platforms: Regional Differences [04:51] - Roaming Challenges with SMS [07:02] - Industry Use Cases (esp. Financial Services) [10:20] - Different Conversion Rates for Different Messaging Platforms [12:27] - RCS Messaging [16:36] - Increasing Sales Conversions Through Messaging [19:24] - Surprising Stats: Too Many vs Too Few Messages [23:58] - Transparent Pricing [27:55] - Verigator: Go Global on Day 1 [31:41] - Getting Started with Messente: SME to Enterprise [33:02] - From SDR to CEO! - Uku's Rise at Messente [34:07] - Messaging Scams Are Increasing and Better Quality with AI and ChatGPT [37:13] - Hardware and Subscriber Verification [39:41] - Contact Details [40:03] - The Future: RCS and Fraud [42:23] - Chit Chat And much more… Details: - Recorded on 15 Jun 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Uku Tomikas, CEO of Messente [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - Messente: messente.com

In episode 75 of The Payments Show Podcast, I spoke to Patrick Gauthier who is the CEO of Convera. Convera is a leader in B2B cross-border payments and has 30,000 customers worldwide. It helps companies to move money (FX) – and capture value – with speed and simplicity. Timestamps [00:00] - Introduction: From Amazon Pay to Convera [03:53] - The Beginning of FinTech [06:10] - Commercial Payments is Ready for Innovation [07:58] - Underinvestment in B2B FinTech [09:33] - Crypto Skepticism: Proof of Stake vs Proof of Work [11:40] - Central Banks vs Stablecoins [13:37] - Convera's Mission: Growth, Simplicity & Confidence [14:07] - Mitigating Currency Fluctuation Risk [15:24] - Solutions from Convera [20:12] - Examples of How Convera Delivers Business Agility and Confidence [25:00] - Convera's Global Operations [26:20] - Global Regulations: Privacy, Data Sovereignty, AML, Sanctions [28:46] - Increasing Geopolitical Risk in a Changing World [30:16] - Dedollarisation? Maybe Not... If We Look At History [32:05] - Global Demographics are Changing the Channels of Commerce [34:58] - The Most Important Question to Ask Customers [36:37] - Convera's Growth Through Mergers & Acquisitions [38:39] - Partnering and Hedging with Banks as Counterparties [41:35] - Get Started with Convera [43:05] - Chit Chat Details: - Recorded on 24 May 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Patrick Gauthier, CEO of Convera. [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - Convera: convera.com | @Converaholdings

In episode 74 of The Payments Show Podcast, I spoke to Kevin Ludford and Abrie Greeff, who are the Co-founders of fumopay. fumopay is a, Open Banking payment solution that enables account-to-account transactions. It provides a faster, cheaper, and safer alternative to traditional card payments for both businesses and consumers. VIDEO Watch the Video version here: https://youtu.be/SlAscZXLB8w Summary of topics discussed: [00:00] - Introduction [02:17] - Start [03:06] - Origin and Growth of Open Banking [06:00] - Fumo Social App Concept [08:18] - Challenges with Bill Splitting Apps and Startup Banks [09:34] - Benefits for Businesses [10:08] - Increasing Account to Account (A2A) Payment Adoption [14:51] - Increasing Cash Flow and Xero Integration [17:38] - Pay By Bank When Payment Terminals Fail [19:17] - Which Type of Customer Uses Pay By Bank? [22:01] - fumpay's Market Position [26:00] - Influencing Consumers: e.g. Instant Refunds [28:37] - Specific Use Cases Are The Key [30:09] - Markets Served by fumopay [33:57] - Get Started with fumopay [36:16] - Variable Recurring Payments and Sweeping And much more… Details: - Recorded on 13 Jun 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Kevin Ludford & Abrie Greeff, Co-founders, fumopay. [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - fumopay: fumopay.com | @fumopay

In episode 73 of The Payments Show Podcast, I spoke to Aron Alexander who is the Founder of Runa. Runa enables businesses to seamlessly send digital value to anyone, anywhere, instantly. The platform helps companies to build embedded rewards and incentive experiences. VIDEO Watch the Video version here: https://youtu.be/dhF331n_JBI CHAPTERS Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show Summary of topics discussed: 1. Low Value, High Velocity Payments 2. Gig and Remote Work in a Globalised World 3. The Runa Network: 3 Benefits for Merchants and Consumers 4. Why Use Runa Instead of Going Direct as a Merchant? 5. Use Cases: Vodafone, Halfords, Samsung and More 6. Freeing Up Working Capital and Reducing Operational Processes 7. API Instead of Full Integration 8. Evolving from WeGift to Runa 9. Building the Merchant + Network + Customer Flywheel 10. Offer Instant, Frictionless Experiences to Customers And much more… Details: - Recorded on 15 Jun 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Aron Alexander, Founder, Runa [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - Runa: runa.io | @runapay

In episode 72 of The Payments Show Podcast, I spoke to Gregg Aamoth who is the CEO and Co-founder of POPcodes. POPcodes transforms smart payment terminals into a powerful merchant and customer engagement tool. VIDEO Watch the Video version here: https://youtu.be/86R0W9Q2IZk CHAPTERS Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show Summary of topics discussed: 1. Terminals Are More Powerful Than Smartphones 2. Ubiquity of Smartphone Payments Will Take Time 3. android on Payment Terminals 4. The Challenges with SMEs and Payment Terminals 5. POPcodes vs Payment Terminal Manufacturers 6. 30,000 Merchants Using POPcodes 7. Reducing Training and Support Costs 8. Bringing New Experiences to Merchants and Customers 9. Improving Affiliate Sales, Promotions and Omnichannel Capabilities 10. Flipping eCommerce vs In-Store Incentives And much more… Details: - Recorded on 12 Jun 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Gregg Aamoth, Co-Founder of POPcodes [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - POPcodes: popcodes.com | @popcodes

In episode 71 of The Payments Show Podcast, I spoke to Asaf Darash who is the Founder of RegPack. RegPack is a B2B platform that is aimed at Service-based Businesses. It incorporates flexible payment options and rapid onboarding features. The platform is ideal for Groups, Clubs, Memberships, Retreats and much more. Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show Summary of topics discussed: 1. Startup Tech Scene in Israel 2. Shopify for Services 3. Average 30% Business Growth After Deploying RegPack 4. Time & Space: The Difference Between Service and Product-Based Businesses 5. B2B Platform 6. Dealing with Complexity 7. The Onboarding Process 8. Founding Story: from PhD to Launch 9. Easy Deployment 10. Challenges in Marketing a Vertical-Based Business And much more… Details: - Recorded on 23 May 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Asaf Darash, Founder of Regpack [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - RegPack: regpacks.com | @regpack

In episode 70 of The Payments Show Podcast, I spoke to Justin Duling who is the Senior Vice President & Commercial Director at Loqate. Loqate provides businesses with the most curated location and address data in the world. This data is carefully selected, verified and enriched to ensure that businesses can lower delivery costs, onboard customers faster, and increase conversions. Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show Summary of topics discussed: 1. High Cost of Failed Deliveries and Fraud 2. How Locals Describe Locations 3. Postal Formats Around the World 4. Less Developed Postal Authorities 5. Converting and Onboarding Good Customers 6. "Location" vs "Address": Will "Addresses" Disappear? 7. AI and The Challenges with "Local" Postal Authorities 8. Pent Up eCommerce Demand: Address and People Verification 9. Address Accuracy is Critical for Onboarding 10. How Different Countries Describe Locations vs Addresses And much more… Details: - Recorded on 22 May 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Justin Duling, Senior Vice President & Commercial Director, Loqate. [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - Loqate: loqate.com | @loqate

In episode 69 of The Payments Show Podcast, I spoke to Austin Mac Nab who is the Founder of VizyPay. VizyPay helps small to mid-sized businesses in rural America to lower their payment processing costs. Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show Summary of topics discussed: 1. Niche Focus: Rural America 2. Price Gouging 3. Levelling Up Rural America 4. Pricing Structures 5. Interchange / Hybrid / Cash 6. Why Not Do It Yourself with Cash? 7. Fighting Card brands 8. Disruption, Culture and Reputation 9. The Importance of Diverse Staff Experience 10. Austin's Journey: From Shop Floor to Founder And much more… Details: - Recorded on 18 May 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Austin Mac Nab, Founder, VizyPay [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - VizyPay: vizypay.com | @vizypay

In this episode of The Payments Show Podcast, I spoke to Sarunas Matulevicius who is the Head of Product at Axis in Egypt. Axis is a solution which helps small to medium businesses in Egypt with payments, banking, payroll and other essential tools. Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show Summary of topics discussed: 1. Serving the Unbanked and Underbanked 2. For Businesses and Individuals 3. Stats for Egypt: Banking and Financial Inclusion 4. The Market of Egypt 5. Government Wants to Digitize the Economy 6. Regulation & Compliance in Egypt 7. Culture and Sharia Financial Compliance 8. Impact of Macro Economics and War 9. Legacy Banks 10. Deals & Discounts, QR Codes And much more… Details: - Recorded on 27 Apr 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Sarunas Matulevicius, Head of Product, Axis [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - Axis: axisapp.com | @axis_app

In this episode of The Payments Show Podcast, I spoke to Kim Schwendeman who is the SVP of Payment Adoption at Stax. Stax is an all-in-one payments platform that provides businesses of all sizes the technology needed to manage financials, payments, customer data and much more. Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show Summary of topics discussed: 1. Subscription Pricing 2. SaaS Recession: Lead with Payments 3. Cost of Payments 4. APIs To Create Unique Payment Experiences 5. Surcharging Functionality 6. Interchange Costs 7. Stax Pay 8. All In One Platform 9. Vertical Solutions 10. Great Experiences with ISV Partners And much more… Details: - Recorded on 26 Apr 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Kim Schwendeman, SVP of Payment Adoption, Stax. [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - Stax: staxpayments.com | @staxpayments

In this episode of The Payments Show Podcast, I spoke to PJ Gupta who is the Founder of Checkbook. Checkbook is a platform which enables organisations to reduce the costs and overheads of handling and processing cheque payments. It supports a variety of flexible deposit options enabling recipients to choose the deposit option that best suits their needs. Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show Summary of topics discussed: 1. Why Check / Cheque Usage Is Increasing 2. The Challenges for Business Payments 3. Software vs Rails 4. What Problems Does Checkbook Solve? 5. Use Cases vs Rails 6. Single API 7. The High Cost of Exceptions 8. Ultra Low Cost, Fast Payments 9. Convenience: No Signups 10. Increasing Efficiency By An Order of Magnitude And much more… Details: - Recorded on 26 Apr 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: PJ Gupta, Founder, Checkbook [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - Checkbook: checkbook.io | @checkbook

In E65 of The Payments Show Podcast, I spoke to Adwait Joshi who is the Founder and CEO of DataSeers. DataSeers is a SaaS solution that helps payment companies to manage critical operations such as fraud detection, compliance, identity & onboarding, reconciliation and analytics. Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show Summary of topics discussed: 1. Real-Time Payments 2. AI 3. Merchant Account Fraud 4. Synthetic Identity Fraud: Chasing a Ghost 5. Analysing the Entire Payment Journey 6. Pre-Paid Cards 7. Financial Inclusion and Privacy 8. Multicurrency Challenges 9. AI Ethics: Good Guys vs Bad Guys 10. Founding Story: Solving Crime Through Payments And much more… Details: - Recorded on 18 Apr 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Adwait Joshi, Founder and CEO, DataSeers. [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - DataSeers: dataseers.ai | @DataSeers

In E64 of The Payments Show Podcast, I spoke to Bill Zielke who is Chief Revenue and Chief Marketing Officer at BitPay. BitPay is a payment gateway that enables merchants to accept Bitcoin and cryptocurrency payments with zero price volatility risk. Click through the Chapters Menu at the top of the episode webpage here: http://thepayments.show Summary of topics discussed: 1. Access to High-Spending, Affluent Customers 2. 50% Lower Payment Processing Costs 3. Luxury Retail vs Smaller Merchants 4. Fast Onboarding for Merchants 5. Settlement: Crypto or Fiat 6. Point of Sale: Not Just Online 7. Who Is Using Crypto? 8. Locking Prices: No Under or Overpayments To Merchants 9. Invoicing In Crypto 10. Fees and Charges: 1% - 2% And much more… Details: - Recorded on 30 Mar 2023 - Host: Satwant Phull, Founder of Digital Money Lab - Guest: Bill Zielke, Chief Revenue and Chief Marketing Officer, BitPay [Next Steps] - Get in touch with Satwant: digitalmoneylab.com - BitPay: bitpay.com | @BitPay