The Personal Wealth Coach

Why did prices stay flat for twenty years, then suddenly surge and refuse to come back down? In this episode of The Personal Wealth Coach, we take a deep dive into the puzzle of persistent inflation and uncover the forces that keep it hanging around. We’ll explore how decades of free trade kept costs low, why pandemic supply chain chaos flipped the script, and how stimulus checks and rehiring frenzies reshaped the labor market. From housing booms and wage hikes to tariffs, tech wars, and the chip shortage, we connect the dots on why inflation became a habit instead of a hiccup. You’ll also hear why interest rates aren’t the silver bullet, what the Federal Reserve is really prioritizing, and how confidence and uncertainty drive pricing decisions in boardrooms across America. If you’ve ever wondered why your grocery bill feels permanent, why electronics prices are spiking, or why global trade friction matters to your wallet, this episode delivers clarity with a healthy dose of humor. This episode was recorded on December 5th, 2025. If you would like to contact us, please send an email to us at advisingteam@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week's market update as seen by The Personal Wealth Coach. Listen in to hear how our preferred market indicators reacted this week, followed by treasury yields and West Texas Intermediate Crude Oil. This episode was recorded on December 5th, 2025. If you would like to contact us, please send an email to us at advisingteam@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

What happens when Uncle Sam starts acting like a venture capitalist? In this episode of The Personal Wealth Coach, Jake McClure dives into a surprising trend: governments taking direct stakes in private companies. From Intel’s $8.9 billion boost under the CHIPS Act to golden shares in U.S. Steel, we explore what this means for innovation, profitability, and the long-term health of the economy. Is this smart strategy or creeping nationalization? Along the way, Jake unpacks historical parallels like Amtrak and Fannie Mae, contrasts U.S. moves with sovereign wealth funds, and asks the big question: can a government ever be a good shareholder? If you care about markets, policy, and the future of capitalism, this episode is your wake-up call, with a side of Thanksgiving gratitude. This episode was recorded on November 28th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week's market update as seen by The Personal Wealth Coach. Listen in to hear how our preferred market indicators reacted this week, followed by treasury yields and West Texas Intermediate Crude Oil. This episode was recorded on November 28th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

Markets don’t just move, they mess with our minds. In this episode of The Personal Wealth Coach, Jake McClure takes you inside the psychology of financial chaos and explains why even smart investors make irrational choices when things get turbulent. From loss aversion and herd mentality to recency bias and framing, we unpack the mental traps that lead to panic selling and FOMO buying. But it’s not all theory. Jake connects these behaviors to real-world trends: skyrocketing tariffs, shifting holiday spending, and the inflationary ripple effect of consumer confidence. We explore why crypto’s deep dive isn’t just about technology, why gold still glitters for some, and why diversification remains the unsung hero of long-term success. If you’ve ever wondered how to keep your cool when headlines scream “crisis,” this episode is your roadmap. Learn why discipline beats speculation, why defining your financial purpose matters more than chasing the next big thing, and how to build strategies that thrive even when the world feels upside down. Because in the middle of chaos, calm isn’t just a mindset, it’s a strategy. This episode was recorded on November 21st, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week's market update as seen by The Personal Wealth Coach. Listen in to hear how our preferred market indicators reacted this week, followed by treasury yields and West Texas Intermediate Crude Oil. This episode was recorded on November 21st, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

In this episode of The Personal Wealth Coach, we dive into a paradox that defines progress: how crisis fuels creativity. Host Jake McClure explores the surprising upside of uncertainty, revealing how the pandemic era, despite its chaos, ignited a wave of innovation across medicine, technology, and entrepreneurship. From the warp-speed development of mRNA vaccines and CRISPR gene editing to AI-driven molecular design and remote patient monitoring, we unpack how stress accelerated breakthroughs that are now reshaping life expectancy and global healthcare. You’ll hear how the pandemic’s urgency led to unprecedented collaboration between governments, universities, and private companies, fast-tracking research that would’ve otherwise taken decades. But it’s not just medicine. We also examine the economic ripple effects: the record-breaking surge in new business formations, the role of regulatory clarity in fostering innovation, and how discomfort and disruption often serve as the breeding ground for transformative ideas. Whether you're a tech enthusiast, a policy wonk, or just curious about how adversity can become a launchpad for progress, this episode offers a thought-provoking look at the silver linings of stress and why the future might be brighter than we think. This episode was recorded on November 14th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week's market update as seen by The Personal Wealth Coach. Listen in to hear how our preferred market indicators reacted this week, followed by treasury yields and West Texas Intermediate Crude Oil. This episode was recorded on November 14th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

What happens when Washington goes quiet? It’s not peace—it’s a price tag. In this episode of The Personal Wealth Coach, we explore the hidden costs of government inaction and why silence can ripple through every corner of the economy. From shutdowns that knock billions off GDP to laws that promise financial flexibility but stall in regulatory limbo, the gap between “passed” and “practical” is widening—and it’s hitting investors hard. Missing jobs reports and inflation data aren’t just headlines; they’re the signals markets rely on. When those signals go dark, uncertainty takes over. And it doesn’t stop there. Catch-up contributions that were supposed to go Roth? Still waiting on rules. 529 rollovers into IRAs? Great idea—if anyone knew how to implement it. Even fiduciary standards, debated for nearly two decades, remain a moving target. The result? A financial system where the law says “go,” but the infrastructure says “not yet.” If you’ve ever wondered why planning for retirement or college feels like navigating a maze blindfolded, this episode pulls back the curtain. We’ll unpack the quirks, delays, and unintended consequences that make silence one of the most expensive sounds in finance—and share what you can do to stay ahead when the rules aren’t written yet. This episode was recorded on November 7th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week's market update as seen by The Personal Wealth Coach. Listen in to hear how our preferred market indicators reacted this week, followed by treasury yields and West Texas Intermediate Crude Oil. This episode was recorded on November 7th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

Think a quarter-point rate cut is the big story? Think again. In this episode of The Personal Wealth Coach, we peel back the headlines to uncover the real shockwave: the end of quantitative tightening and a subtle shift that could reshape the financial landscape. Jake McClure dives deep into the Federal Reserve’s playbook—why they’re reinvesting billions into Treasury bills, what that means for mortgage rates, and how these moves ripple through jobs, inflation, and your wallet. Along the way, we revisit the wild ride from the Great Recession to the pandemic stimulus, explore the AI boom versus the dot-com bubble, and tackle the timeless question: how do you thrive in uncertainty? Spoiler: it’s not magic—it’s strategy. If you’ve ever wondered what really underpins our economy (and why it matters to your retirement, your home, and your paycheck), this episode is your crash course—with a side of humor and history. Tune in, because understanding this stuff isn’t just smart—it’s essential. This episode was recorded on October 31st, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week's market update as seen by The Personal Wealth Coach. Listen in to hear how our preferred market indicators reacted this week, followed by treasury yields and West Texas Intermediate Crude Oil. This episode was recorded on October 31st, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

Think you know what capitalism really means? Or how socialism differs from communism? In this episode of The Personal Wealth Coach, Jake McClure dives deep into the misunderstood world of economic systems. From the roots of tribalism and feudalism to modern mixed economies, we explore why pure capitalism or communism doesn’t exist, how government guardrails shape markets, and why economics isn’t truly a science. Along the way, we tackle ghost cultures, quirky property rights, and the surprising ways family life mirrors communism. You’ll hear why history doesn’t repeat—but rhymes—and how cultural habits like QWERTY keyboards and piano keys influence our economic thinking. Plus, we’ll uncover why attorneys are the immune system of capitalism, why free markets aren’t really free, and what happens when Taco Bell wins the “restaurant wars.” If you’ve ever wondered how philosophy, psychology, and politics collide in shaping our economy, this episode will challenge your assumptions and make you rethink everything you thought you knew about money and markets. This episode was recorded on October 24th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week's market update as seen by The Personal Wealth Coach. Listen in to hear how our preferred market indicators reacted this week, followed by treasury yields and West Texas Intermediate Crude Oil. This episode was recorded on October 24th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

Why do some economies soar while others stall? In this episode of The Personal Wealth Coach, Jake McClure unpacks the Nobel Prize-winning ideas shaping growth theory today. We explore why property rights, intellectual ownership, and competition are the foundation of progress—and why “creative destruction” is essential for innovation. Through vivid examples like AI, insulin breakthroughs, and the decline of coal, we reveal how history—from China’s technological rise and fall to America’s solar struggles—offers lessons for the future. If you care about technology, economics, and the policies that drive prosperity, this episode will challenge your assumptions and spark new ideas. This episode was recorded on October 17th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week's market update as seen by The Personal Wealth Coach. Listen in to hear how our preferred market indicators reacted this week, followed by treasury yields and West Texas Intermediate Crude Oil. This episode was recorded on October 17th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This episode of The Personal Wealth Coach dives deep into the week’s most pressing economic stories. From the Supreme Court showdown over presidential tariff powers and its $180 billion implications, to China’s rare earth gambit and the ripple effects on global trade, we unpack the uncertainty shaping markets. Plus, we explore the evolving role of cryptocurrency—why it’s shifting from currency to collectible—and what that means for investors. If you want clarity on how these seismic shifts could impact portfolios, policy, and the future of innovation, this is the episode you can’t afford to miss. This episode was recorded on October 10th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week's market update as seen by The Personal Wealth Coach. Listen in to hear how our preferred market indicators reacted this week, followed by treasury yields and West Texas Intermediate Crude Oil. This episode was recorded on October 10th, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week’s episode of The Personal Wealth Coach takes you on a whirlwind tour of the economy’s biggest storylines — from a government shutdown wrapped in partisan finger-pointing, to the surprising rise of accidental landlords reshaping real estate, to why your avocado just got cheaper. We’ll dig into tariffs on everything from tomatoes to Hollywood blockbusters, explore how labor strikes and wage battles are reshaping industries, and uncover the strange places where Republicans and Democrats actually agree. It’s a mix of shutdown drama, trade wars, and produce politics — all stitched together with an economist’s eye and just enough wit to make sense of the madness. If you’ve ever wondered how a tomato farm in Mexico, a UPS strike, and a Hollywood movie set all connect back to your wallet, this episode’s for you. This episode was recorded on October 3rd, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.

This week's market update as seen by The Personal Wealth Coach. Listen in to hear how our preferred market indicators reacted this week, followed by treasury yields and West Texas Intermediate Crude Oil. This episode was recorded on October 3rd, 2025. If you would like to contact us, please send an email to us at Jeff@tpwc.com or Jake@tpwc.com. We are happy to address any of your questions about Economics and Finance. If you are ready and would like to book an appointment either in office or over the phone, you can also send a message to us through the contact form on our website TPWC.com. ** The information provided in this episode is for educational purposes only and should not be considered investment advice. We are “The Personal Wealth Coach,” which is also the name of an SEC-registered investment advisory firm. However, being registered with the SEC does not authorize us to provide investment advice. Investment advice should be personalized, offered in a private setting, and be in the best interests of the individual as a fiduciary. If we make any fraudulent statements, you should report them to the SEC. The information presented in this educational episode has been obtained from sources that we deem to be reliable, but we make no warranty or guarantee as to the completeness or accuracy of said information.