WealthStyle Podcast

Financial decisions often seem straightforward until the details start to matter. Are you making the right moves with taxes, savings, and long-term planning, or just following default choices without realizing the impact? In this episode, Iván Watanabe and Evan Wohl walk through real client questions in a rapid-fire format. They cover RSU taxation, retirement account choices, and how to think about future tax exposure. They also explore saving strategies, diversification, and how to evaluate major financial decisions. Throughout the conversation, they share practical ways to avoid common pitfalls and stay aligned with long-term goals. Key takeaways: Why RSU withholding often falls short and how that leads to unexpected tax bills at filing timeHow to think through Roth vs traditional contributions based on income growth and tax expectationsThe importance of saving at least 20 percent of gross income and tracking it consistentlyHow concentration risk builds when compensation and investments rely on the same companyWhy financial decisions should align with cash flow, not just income or assumptions about affordabilityAnd more! Connect with Iván Watanabe: Opus Private Client, LLC iwatanabe@opus-pc.comLinkedIn: Iván WatanabeYouTube: OPUS Private Client, LLC Connect with Evan Wohl: Opus Private Client, LLC ewohl@opus-pc.com LinkedIn: Evan WohlYouTube: OPUS Private Client, LLC

The way we consume video has transformed rapidly, but what does that mean for media companies, advertisers, and families planning for the future? As technology accelerates and AI reshapes workflows, where does human connection still matter most? In this episode, Evan Wohl speaks with Ryan Spicer, Chief Revenue Officer of Atmosphere TV, about how the media industry has shifted from traditional television to on-demand, multi-platform viewing. They explore how streaming, ad models, and AI are reshaping digital media and advertising workflows. Ryan shares insights on connected TV outside the home, the blending of industry buckets, and why human skills like communication and critical thinking will matter even more in an AI-driven future. Ryan shares: How video evolved from scheduled television to on-demand, multi-screen experiencesWhy Atmosphere TV reimagines content for bars, gyms, and public spacesHow AI improves ad targeting, workflows, and meeting preparationWhy streaming ad experiences can feel more disruptive than legacy TV breaksThe importance of human connection, critical thinking, and communication in an AI futureAnd more! Connect with Evan Wohl: Opus Private Client, LLC ewohl@opus-pc.com LinkedIn: Evan WohlYouTube: OPUS Private Client, LLC Connect with Our Guest: LinkedIn: Ryan SpicerWebsite: Atmosphere TV About Our Guest: Ryan Spicer is the Chief Revenue Officer for Atmosphere, the leading connected television platform for businesses, spearheading the national and local ad sales teams across the organization. Ryan is a 18+ year media professional with leadership & strategy experience in linear television, premium digital publishers, content marketing & experiential activations across news, sports, and entertainment. Ryan previously spent more than 14 years at Turner & WarnerMedia, now part of Warner Bros Discovery, helping transform the leading media company from a legacy linear entity to a multi-platform content distributor with robust digital consumer engagement. In recent years, Ryan led client partnerships for the CNN Digital portfolio, across the Northeast, Southeast and Midwest territories, focusing on the brand’s digital, mobile and branded content offerings, and was among the sales leadership team for the successful launch of the HBO MAX with Ads steaming product.

Starting a family often changes how people think about money, responsibility, and risk. The real challenge is not access to information, but turning it into clear action before small gaps become big problems. In this episode, Iván Watanabe and Russell J. Carpentieri, Founder and Managing Partner at OPUS Private Client, LLC, walk through the foundational planning steps families should address as life becomes more complex. They focus on understanding cash flow, evaluating employee benefits, and identifying coverage gaps before making bigger financial decisions. The conversation highlights how simple check-the-box actions can reduce exposure, why wills are often overlooked, and how planning brings clarity when expenses and responsibilities grow. Key takeaways: How cash flow clarity creates better decisions as family expenses growWhy employee benefits are often the fastest starting point for coverageHow to think through insurance needs using real math instead of guessesWhy non-working spouses still represent significant economic valueThe risks families face when wills and basic documents are delayedAnd more! Connect with Iván Watanabe: Opus Private Client, LLC iwatanabe@opus-pc.comLinkedIn: Iván WatanabeYouTube: OPUS Private Client, LLC Connect with Russell J. Carpentieri: Opus Private Client, LLC rcarpentieri@opus-pc.comLinkedIn: Russell J. CarpentieriYouTube: OPUS Private Client, LLC About Our Guest: Russell J. Carpentieri has over 34 years of experience in the Health/Welfare industry. He is the co-founder of Opus Private Client, LLC, and Opus Advisory Group, LLC. Russell manages the life insurance, retirement, and healthcare practices within each entity. His clients represent various industries, including finance, private equity, retail, real estate, healthcare, entertainment, and professional services. A believer in continuous professional development, Russell is an active member of the American Association of Life Underwriters, National Association of Health Underwriters, J.P Morgan, and Westchester County Blue Ribbon Task Force for NYS healthcare. As well, he spends time guest lecturing for numerous private equities, CFO and real estate symposiums, and insurance carrier conferences. Russell also cares deeply about his community. In fact, he is a founding member of the Make-a-Wish Foundation’s Westchester Chapter. In addition to serving on the Syracuse University Athletic Board and National Football Foundation Board, Russell enjoys being involved in the American Heart Association, 21st Century Board of White Plains Hospital, and the Pajama Program at Turtle Bay Music School in New York City. After graduating from Syracuse University’s management and finance program in 1983, Russell joined the New York Jets Football Club for two seasons as a special-teams player. Russell lives in Bedford, New York, with his wife, Suzanne. They have four children: Stefan, Nikolas, Maia, and Sophia.

Having Difficult Conversations With Aging Parents: How To Start And What To Say In this episode of the WealthStyle Podcast, Iván Watanabe and Evan Wohl are joined by psychotherapist Maria Graceffa to explore how families can approach difficult conversations with aging parents around estate planning, healthcare decisions, and end-of-life wishes. The discussion focuses less on financial details and more on communication, timing, and emotional awareness. Maria shares why topics that feel taboo are often the most important to address, and how understanding your audience matters just as much as having the right information. The conversation covers practical guidance on aligning with siblings before approaching parents, choosing the right messenger, and framing discussions as invitations rather than directives. Listeners will also learn what language to avoid, how silence can create space for trust, and what to do when conversations become emotional or go off track. This episode offers thoughtful, real-world insight for anyone navigating multi-generational planning conversations and wanting to protect family relationships while creating clarity for the future. Key takeaways: Why avoiding “taboo” topics like death, inheritance, and long-term care often creates more stress than clarityHow aligning with siblings and choosing the right messenger matters more than having the most expertiseHow to frame conversations as invitations, not directives, using open-ended questions that preserve a parent’s sense of controlWhat language and timing to avoid, and how pauses and silence can reduce defensiveness and build trustWhy these discussions work best as an ongoing dialogue rather than a one-time conversationAnd more! Listen to this episode of the WealthStyle Podcast and subscribe to stay connected to conversations that move your wealth and lifestyle forward, always forward. Connect with Iván Watanabe: Opus Private Client, LLC iwatanabe@opus-pc.comLinkedIn: Iván WatanabeYouTube: OPUS Private Client, LLC Connect with Evan Wohl: Opus Private Client, LLC ewohl@opus-pc.com LinkedIn: Evan WohlYouTube: OPUS Private Client, LLC Connect with Maria Graceffa: Maria Graceffa PsychotherapyLinkedIn: Maria Graceffacounseling@mariagraceffapsychotherapy.com About Our Guest: Maria Graceffa is a Licensed Mental Health Counselor in New York and Connecticut. She earned her degree in Psychological Counseling from Teachers College, Columbia University, and is known for being an exceptional listener—a professional secret-keeper, in the best colloquial sense. Maria is a seasoned clinician, creating a supportive space where clients can heal their vulnerabilities. She communicates directly—no BS—while always leading with gentle compassion. Her work focuses on helping clients process old hurts, develop new and adaptive belief systems, and build healthier behavior patterns that support lasting change. She helps folks have the hard conversations to get unstuck within family, work, and overall life. Maria is further specialized, offering EMDR and couples counseling. Outside of the therapy room, Maria is a real sports-ball-Mom, with gear, goggles, nets, and balls for every season. She also shares her days with a senior pup who still performs daily auditions for Cirque du Soleil, keeping life both grounded and entertaining.

What does it take to run 240 miles through storms, sleep deprivation, mountains, desert nights, and total isolation, while raising two kids and leading a fast-growing career in healthcare? Christine O’Hara Ryan joins the WealthStyle Podcast to share the truth behind completing the Moab 240, one of the toughest ultramarathons in the world, and how the experience reshaped her perspective on leadership, parenting, focus, and what we are capable of when we decide to move forward with intention. Christine explains how she trained for nearly a year around work and parenting, the storms that nearly stopped the race, the hallucinations, the fear, the support team that helped her push through the darkest stretches, and why she crossed the finish line with only fifteen minutes to spare. Her story is not just about endurance. It is about clarity, discipline, and the small steps that move every part of life forward. What listeners can expect in this episode: How Christine balanced nine months of training with parenting, leadership, and a demanding careerWhat really happens inside a 240-mile ultramarathon, from weather breakdowns to sleep deprivation to hallucinationsWhy grit, discipline, and micro wins matter more than motivationLessons from Moab that translate directly into family life, business, and personal growthAnd more! Resources: Why DFL is important in the Ultra CommunityAttempting to Run 240 Miles in 100 hours (Moab 240)2025 Moab 240 | Day 5 | Overnight Finishers Connect with Iván Watanabe: Opus Private Client, LLC iwatanabe@opus-pc.comLinkedIn: Iván WatanabeYouTube: OPUS Private Client, LLC Connect with Evan Wohl: Opus Private Client, LLC ewohl@opus-pc.com LinkedIn: Evan WohlYouTube: OPUS Private Client, LLC Connect with Our Guest: Charlie HeathLinkedIn: Christine O’Hara RyanFacebook: Christine O’Hara Instagram: @xtine_ohara About Our Guest: Christine O’Hara Ryan is a leader who knows what it means to go the distance — in business, in sport, and in life. A senior sales leader and ultra-endurance athlete, she has built a career transforming teams, elevating leaders, and driving meaningful growth across healthcare, medtech, and high-growth startups. She is known for bringing clarity to chaos, inspiring high performance, and building mission-driven cultures that move with both urgency and heart. In 2025, Christine completed the MOAB 240 — one of the toughest ultramarathons on the planet — crossing the finish line as the final official runner after five relentless days on the trail. Her endurance journey spans Ironmans, Mt. Kilimanjaro, collegiate hockey, and numerous ultra-distance events. She draws on these experiences to teach leaders how to cultivate resilience, lead with purpose, and stay committed when the path gets steep. Christine’s message is simple: grit is built, not born — and anyone can rewrite what they believe is possible. At the core of her approach is focus — the courage to choose what matters most and the discipline to let go of everything that doesn’t. Her leadership philosophy is shaped by long hours training alone on the trail: pace yourself, trust your team, stay present, and keep moving forward, one mile at a time. Most of all, Christine is a mom of two young kids — her greatest motivation and constant reminder that courage is contagious, and that bold lives are built by showing up, again and again, with heart.

Divorce is one of the most emotional and confusing transitions someone can face, and most people are not prepared for how overwhelming the process can feel. Iván Watanabe and Evan Wohl talk with Meg Priest, founder of Plan for Divorce, about why she created a service that helps women prepare emotionally, financially, and logistically before filing. Meg shares her own experience navigating a non-contentious divorce that still cost over fifty thousand dollars, much of it spent on administrative tasks that could have been handled more efficiently with the right guidance. She explains why preparation can reduce both legal fees and emotional strain, how checklists and structured planning keep people grounded, and why slowing down before filing may lead to a smoother, less reactive process. What to expect: How preparation can save money, time, and emotional stressThe most common mistakes people make before and during a divorceWhy administrative tasks often drive legal costsHow Plan for Divorce supports women through structure, clarity, and calmAnd more! Connect with Iván Watanabe: Opus Private Client, LLC iwatanabe@opus-pc.comLinkedIn: Iván WatanabeYouTube: OPUS Private Client, LLC Connect with Evan Wohl: Opus Private Client, LLC ewohl@opus-pc.com LinkedIn: Evan WohlYouTube: OPUS Private Client, LLC Connect with Megan Priest: Plan For DivorceLinkedIn: Plan For DivorceFacebook: The Divorce OrganizerInstagram: @thedivorceorganizermeg@plan-for-divorce.com About Our Guest: When my marriage ended, I spent more than $50,000 on my divorce—and about 85% of what I spent wasn’t for legal strategy. It was for administrative work: forms, documentation, and endless process. It turns out I didn’t need a lawyer for all that. I needed a Divorce Organizer. I didn’t have one, so I became one. After 20+ years leading HR and Talent teams, I know how to bring order and efficiency to complicated situations. Now, I use that same skill set to help women take control of the practical side of divorce—organizing their finances, paperwork, and plans so they can spend their money wisely and make clear, confident decisions. And because divorce is often the catalyst for needing to rebuild or improve finances, I also help clients strengthen their professional foundation—leveraging my insider knowledge from years in hiring and leadership to help women position themselves for better roles, negotiate with confidence, and step into careers that truly support their next chapter. I believe preparation is power. The more organized you are, the less you’ll spend—and the more peace you’ll have. Now I help women get organized before they file — so they can spend less, stress less, and make clear, confident decisions through one of the hardest transitions of their lives. Outside of work, I’m a mom to a son and daughter and my two wonderful former step-sons (now adults). Family needn’t be defined by legal documents. I’m also an avid kayaker—there’s nothing like time on the water to reset, refocus, and remind me what matters most.

What does it take to turn reflection into forward momentum? As another year closes, the opportunity to pause and assess becomes more valuable than ever. Looking back at wins, lessons, and shifts can reveal patterns that shape how we approach what comes next. In this episode, Iván Watanabe and Evan Wohl reflect on their standout moments from 2025, the shifts they’re seeing in client needs and technology, and what they’re prioritizing as they head into 2026. They discuss personal milestones like turning 40, the importance of pushing physical limits, how AI is reshaping work and relationships, and why building community matters more than ever. They also share insights on balancing family, career growth, and staying adaptable in a rapidly changing environment. Key takeaways: Personal milestones and lessons learned from physical challenges like High Rocks competitionsHow AI adoption is changing workflows while increasing demand for human connection and in-person eventsBalancing career growth with family priorities and creating intentional one-on-one timeFinding opportunities in emerging platforms like live social shopping and resale commerceThe importance of evolving client relationships beyond numbers to become truly irreplaceableAnd more! Connect with Iván Watanabe: Opus Private Client, LLC iwatanabe@opus-pc.comLinkedIn: Iván WatanabeYouTube: OPUS Private Client, LLC Connect with Evan Wohl: Opus Private Client, LLC ewohl@opus-pc.com LinkedIn: Evan WohlYouTube: OPUS Private Client, LLC

Student loans have shifted so many times this year that even well-informed professionals are unsure what rules still apply. Iván Watanabe and Evan Wohl talk with returning guest Joe McGrath of GradFin to help bring clarity to a landscape that feels anything but stable right now. Joe explains what borrowers should understand about the SAVE … Read More Read More

How do you help a child thrive, especially when traditional methods fall short? In this heartfelt episode, Iván Watanabe sits down with Mindy Coolidge and Meredith Greenwald, co-founders of Up, Up & Away, to talk about Applied Behavior Analysis (ABA), building trust with neurodiverse children, and how true progress happens when empathy leads the way. … Read More Read More

Most people think the path to wealth is income, and today’s guest, Morgan Keim, thought that, too. But after building food-tech startups for a decade, he realized financial freedom required more than a high-paying job; it required a fundamental shift. Join host Iván Watanabe and his former high school classmate, Morgan Keim, as they explore … Read More Read More

What if your child could say “investment” before they could spell it? In this heartfelt and deeply practical episode, Iván Watanabe and Evan Wohl welcome Dr. Michele Cho Dorado, a pediatric gastroenterologist turned financial literacy advocate for kids. Michele shares how her own lack of financial education, despite years of medical training, led her to … Read More Read More

When Lou Mohn’s mother passed away, he found himself navigating not just grief, but the full weight of estate, financial, and logistical complexity. Despite being a seasoned advisor, Lou was surprised by how many small but critical details were missing, from automatic subscriptions and Social Security clawbacks to safe deposit box keys and the burial … Read More Read More

Most people think insurance is a checkbox. But the truth is, it’s one of the most overlooked and misunderstood tools in protecting your wealth. In this episode, Evan Wohl sits down with Mike Silverman, President and CEO of Silver Lining Insurance Agency, to explore the hidden risks in property and casualty insurance and why calling … Read More Read More

Dr. Tracy Gapin used to be a high-powered urologist running a fast-paced surgical practice. But after hitting a wall, burnout, brain fog, and a crushing sense of disconnection, he pivoted. This episode dives into Dr. Gapin’s powerful personal story and the evolution of his work at the Gapin Institute, where he’s now redefining health optimization … Read More Read More

It’s not market volatility or inflation. It’s not even longevity. The greatest threat to your retirement is something most people have never heard of: sequence of return risk. In this episode of The WealthStyle Podcast, Evan Wohl and Adam Rolewicz reveal the hidden math of early market losses and why two retirees with the same … Read More Read More

What if everything you think you know about college admissions is wrong? In this electrifying episode, Iván Watanabe and Evan Wohl sit down with Kate Stone, founder of Kate Stone Prep, to unpack why getting into college and building a meaningful life takes more than grades and a good essay. Drawing from her roots in … Read More Read More

What does it take to lead in a world where your adversaries are invisible? In this candid conversation, host Evan Wohl sits down with Dan Singer, founder and CEO of cybersecurity firm Reveald, to talk about the realities of building a company that fights on digital battlefields every day. But this isn’t just a tech … Read More Read More

In sports, a great coach can transform a team. In business, the same is true for a great leader. Iván Watanabe and Evan Wohl continue their conversation with sports psychiatrist Jorge Aguilar, diving deeper into the psychology of leadership and what high-performing athletic teams can teach executives and entrepreneurs about building culture, hiring effectively, and … Read More Read More

Discover how the mindset of elite athletes can help you perform better at work and in life. In this episode, Iván Watanabe and Evan Wohl sit down with Dr. Jorge Aguilar, a board-certified psychiatrist and mental performance coach to NYCFC and MLB players, to explore how proven mental strategies from the world of sports can … Read More Read More

In this inspiring and relatable episode, Evan Wohl chats with Sonie Skogerson, a Budget Blinds franchise owner who turned a leap of faith into a thriving business. Sonie shares how she launched her window treatment company with minimal training, the value of early marketing hustle, and how her love for fabric and design fueled her … Read More Read More