A Wiser Retirement®

Join us on this episode of A Wiser Retirement® Podcast, as Casey Smith and Paul Montaperto from Family2Family Relocation discuss tips for families looking to buy a home in a great school district. We explore how to evaluate school quality beyond online ratings, considering factors like administrative stability, private school options, and future zoning changes. Paul also gives practical tips to help families make informed home-buying decisions. Related Podcast Episodes: - Ep 136: Financially Preparing for Your High Schooler to Go to College - Ep 168: Everything You Need to Know About 529 Plans - Ep 267: The 2025 Housing Market: Trends, Changes, and What to Expect Connect with Paul Montaperto: - Family2Family Relocation - The Right School Matters Podcast Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Are you a pilot contemplating the possibility of retiring early? Join us on this episode of A Wiser Retirement® Podcast, where we explore the complexities surrounding the decision to leave the cockpit before the traditional retirement age. We dive deep into the unique emotional and financial considerations that come with this choice, focusing on the benefits and potential pitfalls of retiring around age 55. We shed light on crucial aspects such as healthcare coverage before turning 65, the option of part-time work for maintaining financial stability, and the importance of understanding your company’s travel benefits after retirement. Click HERE to download your free airline 401(k) allocation. Related Podcast Episodes: - Ep 259: What Pilots and Others Should Consider 5 Years Before Mandatory Retirement - Ep 234: Pilots, Maximize Your 401(k) Contributions! Related YouTube Videos: - Delta Pilots - Market Based Cash Balance Plan - Why Financial Planning is Different for Pilots Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Join us on this episode of A Wiser Retirement® Podcast, where we explore why paying a financial advisor to invest in ETFs may be worth the cost, even when providers like Vanguard offer these funds with low fees. Many investors wonder if they can simply do it themselves, but the real value of working with an advisor goes far beyond just selecting investments. Related Podcast Episodes: - Ep 213: How do I terminate a relationship with my financial advisor? - Ep 191: Mutual Funds vs ETFs Related YouTube Videos: - What is a fee-only financial advisor? - Will AI replace financial advisors? - How to Hire a High-Net-Worth Financial Advisor Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom. - Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

What steps should you take in your 20s and 30s to build sustainable wealth? In this episode of A Wiser Retirement® Podcast, we break down the key financial habits that can pave the way for lifelong security. Young adults today face unique financial hurdles such as rising living costs, student loan debt, and credit cards. Tune in as we share practical strategies to overcome these challenges and set yourself up for long-term success. Related Podcast Episodes: - Ep 260: 10 Financial Habits That Lead to Long-Term Success - Ep 224: Living in the Moment While Planning for the Future - Ep 123: Estate Planning for Young Adults Related YouTube Videos: - What is Financial Planning? - 6 Habits of Financially Successful People Learn More: - About Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Join us for this episode of A Wiser Retirement® Podcast, where we explore the latest changes shaping the cryptocurrency market. From the resurgence of meme coins to high-profile hacks and evolving tax regulations, we cover key trends that are influencing how investors, regulators, and global markets interact with digital assets in 2025. Related Podcast Episodes: - Ep 266: Crypto Update: SpaceX Uses Stablecoins, Trump’s Meme Coin & Altcoin ETF Filings - Ep 261: 2025 Market Outlook: Navigating the Year Ahead Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Managing college expenses can be overwhelming, but understanding available tax benefits can help parents reduce costs. Join us on this episode of A Wiser Retirement® Podcast as we discuss how these tax benefits work and what families need to know about deductions, tax forms, and financial planning for college. Related Podcast Episodes: - Ep 168: Everything You Need to Know About 529 Plans - Ep 136: Financially Preparing for Your High Schooler to Go to College Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Tune in to this episode of A Wiser Retirement® Podcast as we sit down with Senior Financial Advisor Missie Beach, CFP®, CDFA®, to discuss her 20+ years of experience in financial planning. She shares the challenges of being a woman in a male-dominated industry, the importance of integrity in financial planning, and her passion for empowering women and young families. Discover how her client-first approach, commitment to financial education, and passion for making a difference shape her work at Wiser Wealth Management. Related Podcast Episodes: - Ep 251: Shawna Theriault's Road to Becoming a Financial Advisor - Ep 241: The Heart and History of Wiser Wealth Management with President, Casey Smith Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Are you curious about the top financial mistakes people make, and how to avoid them? Tune in to this episode of A Wiser Retirement® Podcast as Grace Kennedy, Financial Planning Associate, shares insights on the most common financial pitfalls and how to steer clear of them. Related Podcast Episodes: - Ep 229: How do I avoid capital gains tax? Related YouTube Videos: - Common Mistakes to Avoid with Social Security Spousal Benefits Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Curious about where mortgage rates and home prices are headed in 2025? Tune in to this episode of A Wiser Retirement® Podcast as Tom Townsend, Realtor at Townsend Realty Group, recaps the 2024 housing market and shares predictions and trends for 2025. We also discuss the state of the local market, inventory shortages, the cost of new construction, and tips for anyone planning to buy or sell a home this year. Related Podcast Episodes: - Ep 133: What Financial Planners Wish You Knew About Buying Your First Home Related YouTube Videos: - Should I pay off my mortgage before retirement or invest? - REITs vs Direct Real Estate Investment Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Join us for this episode of A Wiser Retirement® Podcast as we dive into the latest developments in the cryptocurrency market. We explore new regulatory efforts, Bitcoin’s recent price swings, and the launch of a crypto task force aimed at bringing more clarity to the industry. Plus, we discuss the rise of President Trump’s meme coin, the growing interest in altcoin ETFs, and his executive order on crypto regulations. With insights into SpaceX’s adoption of stablecoins and the future of tokenized assets, we provide a comprehensive look at where digital assets are headed. Related Podcast Episodes: - Ep 267: The Election Outcome Impact on Crypto, BTC ETFs, and Bitwise Files for Index Product - Ep 261: 2025 Market Outlook: Navigating the Year Ahead Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Curious about the difference between a Roth 401(k) and a Roth IRA? Join us on this episode of A Wiser Retirement® Podcast as we discuss key aspects of retirement planning, the importance of setting clear financial goals, and the distinctions between a Roth 401(k) and a Roth IRA. Discover valuable insights on maximizing your savings, navigating contribution limits, and making the most of employer matching programs—all to help you build a secure financial future. Related Podcast Episodes: - Ep 232: Is the Backdoor Roth IRA Strategy Right for You? - Ep 173: Making the Most of Your Airline 401k Related YouTube Videos: - Why Every Parent Should Consider a Roth IRA for Their Child - What makes a Roth IRA better than other IRAs? Which IRA is right for me? Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Pilots, do you want to elevate your leadership skills? Join us on this episode of A Wiser Retirement® Podcast, where we dive into the essential role of leadership development for pilots. We’ll discuss the importance of emotional intelligence, effective communication, and adaptability in aviation. Joining us is Kyle Freiburger, CEO of First Class Leaders, to shed light on the lack of formal leadership training in the industry and how cultivating skills like collaboration, psychological safety, and a proactive mindset can transform team dynamics and decision-making. Related Podcast Episodes: - Ep 173: Making the Most of Your Airline 401k - Ep 204: From Flight School to Financial Freedom: Building Wealth in the Aviation Industry Related YouTube Videos: - Is saving everything into a Roth for retirement the best strategy? - Delta Pilots - Market Based Cash Balance Plan - Tips for Airline Pilots Approaching Retirement Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Curious how Trump’s economic policies will impact your portfolio? Join us on this episode of A Wiser Retirement® Podcast as we talk about strategies for navigating market volatility, emphasizing the importance of long-term investment approaches and systematic decision-making to capitalize on opportunities during economic transitions. Related Podcast Episodes: - Ep 257: The Election Outcome Impact on Crypto, BTC ETFs, and Bitwise Files for Index Product - Ep 261: 2025 Market Outlook: Navigating the Year Ahead Related YouTube Videos: - Investing for Income vs Growth in Retirement: Finding the Balance Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Curious about how to optimize your tax plan for 2025? Join us on this episode of A Wiser Retirement® Podcast as we share key tax moves to make this year. We cover key topics like charitable giving, the SECURE Act 2.0, upcoming legislative changes, monitoring AGI, and optimizing business deductions. Related Podcast Episodes: - Ep 239: How can I reduce my current taxable income? - Ep 229: How do I avoid capital gains tax? Related YouTube Videos: - Reduce Your Taxes and AGI by Giving to Charity - How to Reduce Taxable Income as a Business Owner Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Curious how to navigate the stock market in 2025? Join us on this episode of A Wiser Retirement® Podcast as we share our 2025 market outlook. We cover key topics like market performance, predictions, diversification strategies, emerging technologies, economic challenges, and how to navigate external factors shaping the financial landscape. Related Podcast Episodes: - Ep 235: Investing in Index Funds: Benefits and Strategies - Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy Related YouTube Videos: - Tips for Investing When You Have a Variable Income - Does lump sum investing beat dollar cost averaging? Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

In this episode of A Wiser Retirement® Podcast, we discuss 10 financial habits to help you take control of your finances, from setting a clear vision and building a budget to avoiding debt and maximizing employer benefits. Learn practical strategies to automate your savings, build an emergency fund, and align your spending with your long-term goals. Whether you're just starting out or looking to fine-tune your financial habits, this episode has actionable advice to help you stay on track. Related Podcast Episodes: - Ep 238: Is Instant Gratification Ruining Your Financial Goals? - Ep 221: How to Prioritize Financial Goals - Ep 200: Setting and Achieving Financial Goals in the New Year Related YouTube Videos: - Tips for Sticking to Your Financial Goals - 6 Habits of Financially Successful People Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Retirement for pilots comes with its own set of challenges and opportunities, especially with the mandatory retirement age of 65. In this episode of A Wiser Retirement® Podcast, we explore essential financial strategies and lifestyle adjustments to help pilots (and others) navigate a seamless transition into retirement. Other Links: - Click here to download your free airline 401k allocation. - Click here to use our Mortgage Payoff Calculator Podcast Episodes Referenced: - Ep 253: Navigating the Future of the Airline Industry - Ep 234: Pilots, Maximize Your 401(k) Contributions! YouTube Videos Referenced: - Pilots, stop spending millions in 401k management fees! - Tips for Airline Pilots Approaching Retirement Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Does holiday stress overshadow the joy of the season? Join us on this episode of A Wiser Retirement® Podcast as we dive into the true cost of holiday spending and its impact on both finances and family dynamics. From uncovering hidden expenses like holiday decorations to embracing simple pleasures such as driving through festive neighborhoods, we’ll share tips on how to celebrate meaningfully without breaking the bank. Related Podcast Episodes: - Ep 196: Your Year-End Financial Planning Checklist - Ep 254: Closing the Year Strong: Key Financial Moves Before Year-End Related YouTube Videos: - Reduce Your Taxes and AGI by Giving to Charity Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Tune in to this episode of A Wiser Retirement® Podcast where we discuss how the post-election landscape is shaping the future of cryptocurrency. Casey Smith and Robert Swarthout from Teton Crypto Capital join us to unravel complex policy shifts and market dynamics. We explore the hurdles and timelines facing U.S. cryptocurrency regulation, drawing intriguing parallels with previous reforms like Trump's tax changes. As more people access digital currencies through platforms such as Venmo and PayPal, the need for robust education becomes crucial, and we’re here to guide you through it all. Podcast Episodes Referenced: - Ep 246: SEC v. Ripple Lawsuit Resolved, BTC ETFs, and the Election - Ep 252: The Crypto Agenda: SEC's Next Moves, BTC ETFs, and Kamala Harris' Crypto Policy Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Tune in to this episode of A Wiser Retirement® Podcast where we explore the best whiskeys to gift in 2024. Discover our top three recommendations for whiskeys in three price ranges: under $50, $50-$100, and over $100. We also share a few thoughtful whiskey-related gift ideas. Whether you're a seasoned connoisseur or just beginning your whiskey journey, this episode is your ultimate guide to finding the perfect gift-worthy spirits for friends and family. Links: - Glencairn Glasses - Chilling Stones - Bourbon Curious by Fred Minnick - Smoked Old Fashioned Kit Related Podcast Episode: - Ep 193: Best Whiskeys to Gift in 2023 Learn More: - Wiser Wealth Management - Schedule a Complimentary Consultation: Discover how we can help you achieve financial success. - Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter - A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!