Your Pathways To Wealth

Allison Kleinman and Alex LoPinto from Future Centered Care discuss their work in supporting individuals with developmental disabilities and their families. They share their personal journeys and how they came to create Future Centered. The conversation covers topics such as employment, housing, and overseeing care as adults age. They emphasize the importance of creating future options and overseeing care for individuals with disabilities. They also discuss the challenges of finding suitable housing and managing expectations. The conversation highlights the need for personalized and tailored support for each family and individual. Future Centered aims to provide housing solutions and support for adults with intellectual and developmental disabilities. They focus on creating individualized programs and promoting inclusivity. They offer various models, such as live-in caregivers and clustered housing, to address the housing needs of this population. Future Centered also works on advocating for set-aside housing and educating developers on the incentives available. They emphasize the importance of sustainability and building a strong support network. The organization aims to expand its footprint beyond New York City and provide resources to families across the country. Takeaways: Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

Becky Fawcett, founder of Help Us Adopt, shares her journey of starting a nonprofit organization that provides financial assistance to families to help with the cost of adoption. She discusses the challenges she faced in her own adoption journey and how it inspired her to help others. Becky highlights the importance of family equality and the need for larger adoption grants to truly solve the financial barriers. She also talks about the changing landscape of adoption, including the impact of social media and the effects of COVID-19 and war on international adoptions. Becky emphasizes the significance of open adoptions and the positive experiences she has had with birth parents. She concludes by discussing the growth of Help Us Adopt. Becky Fawcett discusses how she built an amazing board for HelpUsAdopt.org and the importance of running a nonprofit like a business. She emphasizes the need for fiscal responsibility and making decisions that align with the organization's mission. Becky shares her strong-willed and aggressive approach to building the organization and not being afraid to make tough decisions. She also talks about the importance of knowing the difference between 'no' and 'not yet' and the power of perseverance. Takeaways Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

Laurie Spampinato shares her experience of rebuilding her life and managing her finances after the tragedy of 9/11 with hosts Charlie Massimo and Peter Anastasian. She discusses the importance of being financially prepared and having a plan in place, as well as the role of women in managing wealth. Laurie emphasizes the need for open communication and involvement in financial matters, regardless of gender. She also highlights the importance of prioritizing goals and making smart financial decisions to ensure a stable future. In this conversation, Laurie discusses the importance of trusted support and the need for women to be involved in financial planning. She shares her experience of losing her husband and the challenges she faced as a widow. Laurie emphasizes the value of having a trusted advisor and the importance of preparing for the unexpected. She also talks about her changing priorities as her children have grown up and the need to balance saving for the future with enjoying the present. Takeaways Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

Imagine retiring right before the Covid-19 pandemic.. The markets plummeted by double digits! So how can you ensure your retirement plan is not significantly disrupted by such market volatility? More importantly, how can you ensure you don’t run out of money? Charlie Massimo and Peter Anastasian answer these questions in this episode. Tune in to learn how to use a “bucket” approach and effectively plan your income and spending for the rest of your life. Charlie and Peter discuss: Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

Have you ever let your emotions get the best of you? You’re not alone! But when it comes to financial planning, emotional decisions can prove to be very costly. In today’s thought-provoking episode, Charlie Massimo and Peter Anastasian speak with Elena Beckius, a leadership coach and senior vice president at Think2Perform. They help you be more reflective in your decision-making and be better aligned with your core values — so you can avoid knee-jerk choices you may regret later. Elena discusses: Resources: Think2Perform: Values Exercise Connect with Elena Beckius: Think2PerformLinkedIn: Elena Beckius Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian About Our Guest: If you’re like the leaders Elena coaches, you have an ideal picture of who you want to be and what you want to accomplish in your business, in your personal life, and in your community. As a leadership coach, keynote speaker, and author, Elena serves people by helping them make that ideal real. Elena is passionate about helping people know, embrace, and steward their gifts, and to understand their most important values to fully step into their purpose and reach their highest potential. Elena joined Think2Perform after 17 years in the Financial Services industry. In those years, she held every field role from Financial Advisor to Executive Field Vice President. Elena knows the unique challenges and opportunities for female leaders and female business owners in male-dominated industries. If you’re a woman looking to take your business, leadership, or influence to the next level, Elena invites you to have a conversation about the power of coaching. Elena also consults with leaders and companies to help them enhance the way they serve women. Nick Kristof said “If you want to change the world, empower a woman.” Elena is on a mission to do just that, empower women. Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

A whopping 72% of 1,260 surveyed adults said they wish they understood Medicare coverage better! This is according to the Nationwide Retirement Institute® 2023 Health Care Costs in Retirement Survey. It’s time to clear the confusion and dispel some common myths. Catch this informative podcast, where Charlie Massimo and Peter Anastasian speak with Kevin Lawrence, director of senior markets at Professional Group Plans (PGP). Together, they help listeners make informed decisions by breaking down various aspects of Medicare premiums and coverage. Kevin discusses: Resources: The Nationwide Retirement Institute® 2023 Health Care Costs in Retirement Survey Connect with Kevin Lawrence: kevin.lawrence@pgpbenefits.comProfessional Group Plans (PGP)LinkedIn: Kevin Lawrence Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian About Our Guest: Kevin Lawrence joined Professional Group Plans (PGP) after 10 years at MetLife and 2 years as Vice President of Advanced Planning Partners. Over the last several years of his career, Kevin has concentrated his practice on helping seniors with their healthcare needs and has become a top producer in Medicare Supplement Plans, Part D Plans, and Medicare Advantage Plans. Kevin takes pride in educating his clients to ensure that they are confident that they have chosen the best product for their needs. He is well known in the brokerage community as an expert on eliminating the confusion surrounding Medicare. Many brokers rely on Kevin’s guidance to help them solve problems for their clients. Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

With a myriad of rules, regulations, and strategies to consider, Social Security can seem like a complex puzzle. It’s a topic our clients frequently ask us about! Join Peter Anastasian and Charlie Massimo as they speak with David Freitag, CLU, ChFC, CRPC, financial planning consultant at MassMutual Financial Group. Together, they debunk common myths and provide clarity on how to maximize your benefit so you can avoid suboptimal decisions that jeopardize your golden years. David discusses: Resources: Social Security Administration (Official Website) Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Connect with David Freitag: MassMutual Financial GroupLinkedIn: David Freitag Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

As the economy copes with high interest rates and stubborn inflation, you may have come across an unsettling question: Is the traditional portfolio of 60% stocks and 40% bonds still relevant? The short answer is yes. But there are some caveats to consider, like everything else in investing. In this episode, Peter Anastasian and Charlie Massimo explain how the traditional 60/40 investment portfolio model can be strategically used to manage risk and navigate market volatility — so you can sleep better at night. Charlie and Peter discuss: Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

Wealth management may look very different for different professionals. Today, we look at wealth management from the lens of physicians, specifically anesthesiologists who have accumulated wealth over several decades. In this episode, Peter Anastasian and Charlie Massimo speak with Dr. Chris Campese, chair of the Department of Anesthesiology at Glen Cove Hospital, Dr. Leo Penzi, executive vice president and chief medical officer at North American Partners of Anesthesia, and Dr. William Kruger, a leader at TeamHealth. They share their personal and professional experiences with financial planning. Chris, Leo, and William discuss: Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Connect with Dr. Chris Campese: LinkedIn: Dr. Chris Campese Connect with Dr. Leo Penzi: LinkedIn: Dr. Leo Penzi Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

In the world of investing, surprises can be the mother of panic. But what if you could be prepared and stay ahead of the curve to maximize protection in the marketplace? In this episode, Peter Anastasian and Charlie Massimo explore how unexpected twists and a lack of preparation can trigger investment panic, offering valuable insights on maintaining a level head. Discover the critical distinctions between volatility and risk, and how educating clients about market history can be a game-changer. They’ll equip you with strategies to prepare for market fluctuations and empower you to navigate the choppy waters of investing. This episode is a must-listen for anyone seeking to master the art of investment resilience. Charlie and Peter discuss: Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable or you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

There are recessions and there are depressions, and no crystal ball can tell you what’s coming next… In this episode, Charlie Massimo and Peter Anastasian discuss the possibility of a future depression and the factors that could contribute to it. They explore reasons such as demographics, healthcare costs, and the difficulty of cutting social security benefits. While emphasizing the importance of financial preparedness and caution against unnecessary risks, they also discuss the US national debt and the global nature of the potential depression. Charlie and Peter stress the need for investors to work with fiduciaries who prioritize their clients’ best interests. Peter and Charles discuss: Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

Are you looking to exit your business in the most seamless way possible, allowing for the new leaders to integrate into your business without a huge shift? In this episode, Charlie Massimo and Peter Anastasian are joined by Michael Brinkley, CFP®, CEPA. Michael explains the process of becoming a certified exit planning advisor and emphasizes the need to consider both financial and personal aspects when planning for an exit. Michael discusses: Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Connect with Michael: LinkedIn: Michael Brinkley Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable or you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

Curious about how to safeguard your assets and navigate the intricate world of insurance? Take advantage of this chance to equip yourself with valuable insights that could transform how you approach insurance and risk management. In this episode, Charlie Massimo and Peter Anastasian are back to discuss the importance of property and casualty insurance for asset protection and risk mitigation. Joining them is Ron Rugolo, Vice President of Bradley & Parker, who shares insights on reviewing policies, working with A-rated carriers, and the changing landscape of the insurance industry. With over 20 years of experience in the insurance industry, Ron’s expertise lies in understanding the nuances of insurance policies, the differences between carriers, and the evolving landscape of the industry. Ron discusses: Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter Anastasian Connect with Ron Rugolo: Ron Rugolo: Bradley & ParkerLinkedIn: Ron Rugolo Disclosures The opinions voiced in this recording are for general information only and are not intended to provide specific advice or recommendations for an individual. To determine which strategies or investments may be suitable or you, consult the appropriate qualified professional prior to making a decision. Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. All investing involves risk, including loss of principal. No strategy ensures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. See omnystudio.com/listener for privacy information.

Have you considered life insurance as a means to adding a new investment to your portfolio? In this episode, Charles Massimo is joined by Michael Fliegelman from Strategic Wealth Advisor Network and Swan Life Brokerage. They explore the concept of using life insurance as an alternative investment and its unique characteristics. Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter AnastasianSee omnystudio.com/listener for privacy information.

While AI learning tools have gained new attention in the world of finance, it’s essential to understand both sides of the coin in order to separate fact from fiction. In this episode, Charlie Massimo and Peter Anastasian speak with Wes Crill, Senior Investment Director & VP at Dimensional Fund Advisors. Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter AnastasianSee omnystudio.com/listener for privacy information.

Are you feeling uncomfortable discussing legacy planning and estate documents? While it may involve sensitive topics, legacy planning is a crucial aspect of comprehensive financial planning that should be noticed. In this episode, Charlie Massimo and Peter Anastasian speak with Jordan Linn, a Tannenbaum Helpern’s Trusts and Estates (T&E) practice partner. Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter AnastasianSee omnystudio.com/listener for privacy information.

Managing your finances goes beyond just number crunching or aiming for the highest return. To create lasting wealth and happiness, it is important to take a holistic approach. This involves looking at your total financial picture, including investments, estate, taxes, and risk management. In this episode, Patrice Sikora interviews Charlie Massimo and Peter Anastasian. Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter AnastasianSee omnystudio.com/listener for privacy information.

Are you tired of hearing about diversification without truly understanding its essence? It’s time to demystify this term and uncover the secrets that only a few investors truly grasp. Brace yourself for a paradigm shift that will revolutionize how you approach your investment portfolio. Diversification is a term often heard but rarely understood. Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter AnastasianSee omnystudio.com/listener for privacy information.

In today’s fast-paced and ever-changing financial landscape, it’s crucial for investors to have a robust strategy that withstands market volatility. In this episode, Charlie Massimo and Peter Anastasian delve into their four-step program designed to help you navigate turbulent markets with confidence and achieve long-term investment success. Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter AnastasianSee omnystudio.com/listener for privacy information.

Are you confident enough to navigate the complex world of finance and retirement savings on your own? It’s a common belief that many individuals hold, thinking they can handle it without assistance. In our latest podcast episode, Charlie Massimo and Peter Anastasian delve into the intricacies of turning your retirement portfolio into a sustainable source of income. Connect with Wealth Enhancement Group: Wealth Enhancement GroupLinkedIn: Charlie MassimoLinkedIn: Peter AnastasianSee omnystudio.com/listener for privacy information.