Budgeting Basics: A Simple Guide for Beginners
Walton Arnold
This audiobook is narrated by a digital voice.
The book provides practical tips and strategies to help individuals create and stick to a budget, regardless of their income level. From setting financial goals to tracking expenses and finding ways to save money, this guide covers all the fundamentals needed to take control of your financial health. With easy-to-understand explanations and actionable steps, readers can start implementing these budgeting techniques right away and see real results in their bank accounts. Whether you're looking to get out of debt, save for a major purchase, or simply gain a better understanding of your finances, this book has got you covered. Whether you are a young adult just starting out in the workforce or someone who has never paid much attention to their finances before, Budgeting Basicsbreaks down the complex world of budgeting into simple and manageable steps. By focusing on the basics, readers can build a strong foundation for financial success and develop healthy money management habits that will last a lifetime. The book also includes real-life examples and stories to illustrate the effectiveness of the budgeting techniques presented, making it relatable and engaging for readers of all backgrounds.
Duration - 2h 13m.
Author - Walton Arnold.
Narrator - Digital Voice Anya G.
Published Date - Monday, 20 January 2025.
Copyright - © 2025 Edward Lim ©.
Location:
United States
Description:
This audiobook is narrated by a digital voice. The book provides practical tips and strategies to help individuals create and stick to a budget, regardless of their income level. From setting financial goals to tracking expenses and finding ways to save money, this guide covers all the fundamentals needed to take control of your financial health. With easy-to-understand explanations and actionable steps, readers can start implementing these budgeting techniques right away and see real results in their bank accounts. Whether you're looking to get out of debt, save for a major purchase, or simply gain a better understanding of your finances, this book has got you covered. Whether you are a young adult just starting out in the workforce or someone who has never paid much attention to their finances before, Budgeting Basicsbreaks down the complex world of budgeting into simple and manageable steps. By focusing on the basics, readers can build a strong foundation for financial success and develop healthy money management habits that will last a lifetime. The book also includes real-life examples and stories to illustrate the effectiveness of the budgeting techniques presented, making it relatable and engaging for readers of all backgrounds. Duration - 2h 13m. Author - Walton Arnold. Narrator - Digital Voice Anya G. Published Date - Monday, 20 January 2025. Copyright - © 2025 Edward Lim ©.
Language:
English
- Overview and importance of budgeting 6
Duración:00:03:01
- Benefits of budgeting for beginners 9
Duración:00:03:11
- Setting financial goals 12
Duración:00:02:26
Chapter 2: Understanding your income 14
Duración:00:00:02
- Sources of income 15
Duración:00:02:11
- Differentiating between fixed and variable income 17
Duración:00:02:42
- Calculating your total monthly income 20
Duración:00:02:30
Chapter 3: Tracking your expenses 22
Duración:00:00:02
- Categorizing expenses 23
Duración:00:03:28
- Developing a system for tracking expenses 26
Duración:00:02:57
- Identifying areas of overspending 29
Duración:00:02:57
Chapter 4: Creating a budget 31
Duración:00:00:02
- Different budgeting methods 32
Duración:00:02:38
- Setting up a budgeting template 35
Duración:00:03:46
- Allocating funds for essentials and non-essentials 38
Duración:00:02:53
Chapter 5: Sticking to your budget 40
Duración:00:00:02
- Strategies for staying on track 41
Duración:00:03:03
- Overcoming budgeting challenges 44
Duración:00:02:44
- Revising and adjusting your budget as needed 47
Duración:00:03:47
Chapter 6: Building an emergency fund 50
Duración:00:00:02
- Importance of emergency savings 51
Duración:00:02:40
- Steps to start building an emergency fund 54
Duración:00:03:42
- Tips for growing and maintaining your emergency savings 58
Duración:00:03:05
Chapter 7: Managing debt 60
Duración:00:00:01
- Understanding different types of debt 61
Duración:00:04:51
- Creating a plan to pay off debt 66
Duración:00:03:50
- Preventing future debt through budgeting 70
Duración:00:02:59
Chapter 8: Investing and saving for the future 72
Duración:00:00:02
- Introduction to investing 73
Duración:00:01:51
- Different investment options for beginners 75
Duración:00:03:55
- Setting financial goals for future savings 78
Duración:00:02:53
Chapter 9: Budgeting for special occasions and unexpected expenses 80
Duración:00:00:04
- Planning for holidays, birthdays, and other special events 81
Duración:00:03:00
- Strategies for handling unexpected expenses 84
Duración:00:03:34
- Incorporating these expenses into your budget 87
Duración:00:02:08
Chapter 10: Automating your finances 89
Duración:00:00:02
- Benefits of automating bill payments and savings 90
Duración:00:02:54
- Tools and resources for automating your finances 93
Duración:00:03:14
- Best practices for using automation effectively 96
Duración:00:02:55
Chapter 11: Tracking your progress 98
Duración:00:00:02
- Monitoring your finances over time 99
Duración:00:03:20
- Celebrating financial milestones 102
Duración:00:02:52
- Reflecting on lessons learned 105
Duración:00:02:17
Chapter 12: Building wealth and financial independence 107
Duración:00:00:03
- Strategies for long-term financial success 108
Duración:00:03:01
- Planning for retirement 111
Duración:00:03:05
- Achieving financial independence through budgeting 114
Duración:00:03:16
Chapter 13: Creating a legacy 116
Duración:00:00:02
- Passing down financial knowledge to future generations 117
Duración:00:02:41
- Making charitable donations and giving back 120
Duración:00:02:44
- Ensuring a secure financial future for your loved ones 123
Duración:00:03:00
Chapter 14: Overcoming common budgeting struggles 125
Duración:00:00:03
- Addressing common setbacks in budgeting 126
Duración:00:03:24
- Finding motivation to stick to a budget 129
Duración:00:02:56
- Seeking support and advice when needed 132
Duración:00:02:46
Chapter 15: Conclusion 134
Duración:00:00:01
- Final thoughts on budgeting for beginners 135
Duración:00:02:35
- Encouragement to continue on your financial journey 138
Duración:00:03:10