Budgeting Basics: A Step-by-Step Guide to Financial Freedom
Qlyvon Tethix
This audiobook is narrated by a digital voice.
Building a strong financial foundation starts with smart budgeting. This audiobook offers practical strategies to assess your finances, set realistic goals, and create a sustainable budget that aligns with your priorities. From managing debt to growing your savings, you’ll learn how to take control of your money and work toward financial success. Whether you're new to budgeting or looking to improve your habits, this guide provides the tools and insights needed to stay on track. Get ready to transform your financial future with clear, actionable steps designed for real-life success.
Duration - 1h 35m.
Author - Qlyvon Tethix.
Narrator - Digital Voice Mary G.
Published Date - Monday, 20 January 2025.
Copyright - © 2025 Ana Maria T Collantes ©.
Location:
United States
Description:
This audiobook is narrated by a digital voice. Building a strong financial foundation starts with smart budgeting. This audiobook offers practical strategies to assess your finances, set realistic goals, and create a sustainable budget that aligns with your priorities. From managing debt to growing your savings, you’ll learn how to take control of your money and work toward financial success. Whether you're new to budgeting or looking to improve your habits, this guide provides the tools and insights needed to stay on track. Get ready to transform your financial future with clear, actionable steps designed for real-life success. Duration - 1h 35m. Author - Qlyvon Tethix. Narrator - Digital Voice Mary G. Published Date - Monday, 20 January 2025. Copyright - © 2025 Ana Maria T Collantes ©.
Language:
English
Chapter 1: Introduction 4
Duración:00:00:01
- Introduction to the importance of budgeting 5
Duración:00:02:35
- Overview of how a personalized budgeting plan can help achieve financial goals 9
Duración:00:03:16
Chapter 2: Understanding your financial situation 13
Duración:00:00:03
- Assessing income and expenses 14
Duración:00:02:53
- Identifying financial goals 18
Duración:00:03:22
Chapter 3: Creating a personalized budget 22
Duración:00:00:02
- Setting up categories for income and expenses 23
Duración:00:03:00
- Allocating funds for savings and emergency fund 28
Duración:00:03:29
Chapter 4: Tracking expenses 32
Duración:00:00:02
- Using software or apps for tracking expenses 33
Duración:00:03:08
- Monitoring spending habits and identifying areas for improvement 38
Duración:00:02:37
Chapter 5: Setting financial goals 41
Duración:00:00:02
- Short-term, mid-term, and long-term financial goals 42
Duración:00:03:55
- Strategies for achieving financial goals through budgeting 48
Duración:00:03:10
Chapter 6: Budgeting for debt repayment 52
Duración:00:00:02
- Strategies for allocating funds towards debt repayment 53
Duración:00:02:40
- Tips for paying off debt faster 57
Duración:00:02:36
Chapter 7: Saving and investing 60
Duración:00:00:02
- How to set up a savings plan 61
Duración:00:03:13
- Basics of investing and growing your money 66
Duración:00:02:53
Chapter 8: Adjusting the budget 70
Duración:00:00:02
- Methods for adjusting the budget as financial circumstances change 71
Duración:00:03:54
- Strategies for staying on track with your budgeting plan 76
Duración:00:03:51
Chapter 9: Implementing a budgeting plan 81
Duración:00:00:02
- Practical tips for sticking to your budget 82
Duración:00:03:11
- Steps for making budgeting a habit 87
Duración:00:02:42
Chapter 10: A budgeting plan for different life stages 90
Duración:00:00:03
- Budgeting tips for students, young professionals, families, and retirees 91
Duración:00:02:37
- Tailoring your budgeting plan to your specific needs 95
Duración:00:03:39
Chapter 11: Budgeting for emergencies 100
Duración:00:00:02
- Creating an emergency fund 101
Duración:00:02:54
- Strategies for handling unexpected expenses 105
Duración:00:03:59
Chapter 12: Managing money mindfully 110
Duración:00:00:02
- The psychology of spending and saving 111
Duración:00:03:56
- How mindfulness can improve financial habits 117
Duración:00:03:27
Chapter 13: Overcoming common budgeting challenges 121
Duración:00:00:03
- Dealing with budgeting setbacks 122
Duración:00:03:58
- Strategies for staying motivated to reach financial goals 128
Duración:00:03:01
Chapter 14: Celebrating financial milestones 132
Duración:00:00:03
- Recognizing and celebrating achievements in your budgeting plan 133
Duración:00:03:16
- Using milestones to stay motivated and maintain financial discipline 138
Duración:00:02:59
Chapter 15: Conclusion 142
Duración:00:00:01
- Recap of the importance of budgeting 143
Duración:00:02:33
- Encouragement to continue working towards financial success through a personalized budgeting plan 147
Duración:00:02:39