Empowering Gig: Navigating Finances as a Freelancer
Marva Sanchez
This audiobook is narrated by a digital voice.
With a focus on practical tips and strategies, this book explores the complexities of managing irregular income and navigating self-employment taxes. From creating a budget that accommodates fluctuating earnings to maximizing deductions and investments, this comprehensive guide empowers readers to take control of their financial future. Whether you're a seasoned freelancer or new to the gig economy, this book offers valuable insights and tools to help you not only survive but thrive in the ever-evolving landscape of independent work. With real-life examples and expert advice, Empowering Gigequips readers with the knowledge and confidence to make informed decisions about their finances. You'll learn how to set financial goals, create a customized savings plan, and protect your income through various insurance options. The book also delves into the importance of building multiple streams of income and leveraging technology to streamline financial management. By incorporating a holistic approach to financial planning, readers can gain peace of mind and a sense of control over their financial outcomes. Written in a clear and accessible style, Empowering Giggoes beyond traditional financial advice to address the specific needs of freelancers and gig workers.
Duration - 2h 29m.
Author - Marva Sanchez.
Narrator - Digital Voice Madison G.
Published Date - Monday, 20 January 2025.
Copyright - © 2025 John Baker ©.
Location:
United States
Description:
This audiobook is narrated by a digital voice. With a focus on practical tips and strategies, this book explores the complexities of managing irregular income and navigating self-employment taxes. From creating a budget that accommodates fluctuating earnings to maximizing deductions and investments, this comprehensive guide empowers readers to take control of their financial future. Whether you're a seasoned freelancer or new to the gig economy, this book offers valuable insights and tools to help you not only survive but thrive in the ever-evolving landscape of independent work. With real-life examples and expert advice, Empowering Gigequips readers with the knowledge and confidence to make informed decisions about their finances. You'll learn how to set financial goals, create a customized savings plan, and protect your income through various insurance options. The book also delves into the importance of building multiple streams of income and leveraging technology to streamline financial management. By incorporating a holistic approach to financial planning, readers can gain peace of mind and a sense of control over their financial outcomes. Written in a clear and accessible style, Empowering Giggoes beyond traditional financial advice to address the specific needs of freelancers and gig workers. Duration - 2h 29m. Author - Marva Sanchez. Narrator - Digital Voice Madison G. Published Date - Monday, 20 January 2025. Copyright - © 2025 John Baker ©.
Language:
English
- Definition of freelancers and gig workers 7
Duración:00:02:35
- Overview of common financial challenges faced by freelancers and gig workers 10
Duración:00:02:11
- Introduction to the importance of financial planning in this unique profession 13
Duración:00:03:08
Chapter 2: Understanding the Gig Economy 16
Duración:00:00:02
- Explanation of the gig economy and its impact on the workforce 17
Duración:00:02:40
- Comparison of traditional employment to gig work 20
Duración:00:03:15
- Benefits and drawbacks of working as a freelancer or gig worker 24
Duración:00:03:09
Chapter 3: Managing Irregular Income 27
Duración:00:00:02
- Strategies for budgeting with irregular income 28
Duración:00:02:38
- Tips for creating a financial cushion for lean months 31
Duración:00:04:13
- Importance of cash flow planning for freelancers and gig workers 36
Duración:00:03:18
Chapter 4: Self-Employment Taxes 39
Duración:00:00:02
- Overview of self-employment tax obligations 40
Duración:00:03:03
- Tips for calculating and paying self-employment taxes 44
Duración:00:03:12
- Deductions and tax credits available to freelancers and gig workers 48
Duración:00:02:43
Chapter 5: Retirement Planning for Freelancers 51
Duración:00:00:02
- Challenges of saving for retirement without an employer-sponsored plan 52
Duración:00:04:17
- Options for retirement savings and investment vehicles 57
Duración:00:03:07
- Strategies for building a retirement fund as a freelancer or gig worker 61
Duración:00:03:43
Chapter 6: Health Insurance and Benefits 64
Duración:00:00:02
- Comparison of health insurance options for freelancers 65
Duración:00:04:00
- Importance of disability and life insurance for gig workers 70
Duración:00:03:03
- Accessing other benefits as a freelancer, such as retirement savings plans and vacation time 74
Duración:00:02:50
Chapter 7: Managing Debt and Credit 77
Duración:00:00:02
- Strategies for managing and reducing debt as a freelancer 78
Duración:00:03:43
- Tips for maintaining good credit as a gig worker 83
Duración:00:03:07
- Importance of managing debt and credit in a fluctuating income environment 87
Duración:00:03:48
Chapter 8: Investing for the Future 91
Duración:00:00:02
- Overview of investment options for freelancers and gig workers 92
Duración:00:03:51
- Steps to building a diversified investment portfolio 96
Duración:00:03:10
- Importance of long-term financial planning and wealth-building for freelancers 100
Duración:00:03:09
Chapter 9: Setting Financial Goals 103
Duración:00:00:02
- Importance of setting realistic financial goals as a freelancer 104
Duración:00:02:54
- Strategies for achieving financial goals and milestones 107
Duración:00:03:31
- Tips for staying motivated and disciplined in pursuing financial success 111
Duración:00:03:30
Chapter 10: Building a Financial Safety Net 114
Duración:00:00:02
- Importance of emergency savings for freelancers and gig workers 116
Duración:00:03:09
- Strategies for creating a financial safety net in times of uncertainty 120
Duración:00:03:26
- Tips for protecting against financial risks and setbacks as a freelancer 124
Duración:00:03:56
Chapter 11: Outsourcing Financial Management 128
Duración:00:00:03
- Benefits of working with financial advisors and professionals as a freelancer 129
Duración:00:03:01
- Criteria for selecting a financial planner or accountant 133
Duración:00:03:41
- Tips for integrating financial professionals into your freelance business 137
Duración:00:03:38
Chapter 12: Overcoming Common Financial Hurdles 141
Duración:00:00:03
- Challenges and obstacles faced by freelancers and gig workers 142
Duración:00:03:19
- Strategies for overcoming financial roadblocks and setbacks 146
Duración:00:03:36
- Tips for staying resilient and adaptable in a changing financial landscape 150
Duración:00:03:21
Chapter 13: Maximizing Income and Opportunities 153
Duración:00:00:03
- Strategies for increasing income as a freelancer or gig worker 154
Duración:00:04:53
- Tips for expanding your client base and diversifying revenue streams 159
Duración:00:03:40
- Importance of networking and marketing in maximizing financial success 163
Duración:00:03:04
Chapter 14: Sustaining Financial Health and Wellness 166
Duración:00:00:03
- Tips for maintaining financial well-being and stability 167
Duración:00:03:52
- Strategies for balancing work-life and financial goals as a freelancer 171
Duración:00:03:15
- Importance of self-care and mental health in achieving financial success 175
Duración:00:02:13
Chapter 15: Conclusion 177
Duración:00:00:01
- Recap of key financial planning principles for freelancers and gig workers 178
Duración:00:03:09
- Encouragement and inspiration for pursuing financial success in the gig economy 182
Duración:00:02:56
- Final thoughts on the importance of proactive financial management for freelancers and gig workers 186
Duración:00:02:55