Flourish: Financial Stability for Freelancers and Gig Workers
Eyxen Vornith
This audiobook is narrated by a digital voice.
Navigate the ups and downs of freelance finances with this essential audiobook. From budgeting and saving to tax planning and retirement strategies, this guide is tailored for gig workers seeking financial security. Learn how to manage irregular income, balance expenses, and build a strong financial foundation. Discover expert tips on maximizing earnings, minimizing tax liabilities, and preparing for unexpected challenges. Whether you're a seasoned freelancer or just starting out, this audiobook equips you with the tools and strategies needed to thrive in the gig economy and secure a stable financial future.
Duration - 2h 26m.
Author - Eyxen Vornith.
Narrator - Digital Voice Martin G.
Published Date - Monday, 20 January 2025.
Copyright - © 2025 David A Lawrence ©.
Location:
United States
Description:
This audiobook is narrated by a digital voice. Navigate the ups and downs of freelance finances with this essential audiobook. From budgeting and saving to tax planning and retirement strategies, this guide is tailored for gig workers seeking financial security. Learn how to manage irregular income, balance expenses, and build a strong financial foundation. Discover expert tips on maximizing earnings, minimizing tax liabilities, and preparing for unexpected challenges. Whether you're a seasoned freelancer or just starting out, this audiobook equips you with the tools and strategies needed to thrive in the gig economy and secure a stable financial future. Duration - 2h 26m. Author - Eyxen Vornith. Narrator - Digital Voice Martin G. Published Date - Monday, 20 January 2025. Copyright - © 2025 David A Lawrence ©.
Language:
English
Chapter 1: Introduction 5
Duración:00:00:01
- Introduce the topic of financial planning for freelancers and gig workers 6
Duración:00:02:22
- Briefly discuss the unique challenges that freelancers face in managing irregular income and planning for taxes 9
Duración:00:01:35
Chapter 2: Understanding Freelancing and Gig Work 10
Duración:00:00:02
- Define freelancing and gig work 11
Duración:00:02:26
- Discuss the differences between traditional employment and freelance work 14
Duración:00:03:06
- Highlight the benefits and challenges of freelancing and gig work 17
Duración:00:02:57
Chapter 3: Managing Irregular Income 19
Duración:00:00:02
- Strategies for budgeting with irregular income 21
Duración:00:04:06
- Setting financial goals and creating a flexible budget 25
Duración:00:03:27
- Tips for saving and investing with fluctuating income 29
Duración:00:04:16
Chapter 4: Tracking Expenses and Income 32
Duración:00:00:02
- Importance of tracking expenses and income 34
Duración:00:03:11
- Tools and resources for tracking finances 37
Duración:00:03:09
- How to create a budget based on patterns in income and expenses 40
Duración:00:04:29
Chapter 5: Planning for Taxes 44
Duración:00:00:01
- Overview of tax implications for freelancers and gig workers 45
Duración:00:02:47
- Tips for estimating and budgeting for taxes 48
Duración:00:03:03
- Strategies for maximizing tax deductions and credits 51
Duración:00:02:46
Chapter 6: Retirement Planning for Freelancers 53
Duración:00:00:02
- Importance of retirement planning for freelancers and gig workers 54
Duración:00:02:46
- Options for retirement savings, such as IRAs and solo 401(k)s 57
Duración:00:05:50
- Strategies for building a retirement nest egg with irregular income 62
Duración:00:03:15
Chapter 7: Managing Debt and Credit 65
Duración:00:00:02
- Understanding the impact of debt and credit on financial stability 66
Duración:00:03:14
- Tips for managing and paying off debt with irregular income 69
Duración:00:04:13
- Strategies for building and maintaining good credit as a freelancer 73
Duración:00:03:26
Chapter 8: Creating Multiple Streams of Income 76
Duración:00:00:02
- Benefits of diversifying income streams as a freelancer 77
Duración:00:03:29
- Strategies for creating multiple sources of income 81
Duración:00:04:17
- Tips for balancing different income streams and managing time effectively 85
Duración:00:02:47
Chapter 9: Insurance and Risk Management 88
Duración:00:00:02
- Importance of insurance for freelancers and gig workers 89
Duración:00:03:02
- Types of insurance to consider, such as health insurance, disability insurance, and liability insurance 92
Duración:00:03:57
- Strategies for managing risk and protecting financial assets 96
Duración:00:04:21
Chapter 10: Setting Financial Goals and Planning for the Future 100
Duración:00:00:03
- The importance of setting financial goals as a freelancer 101
Duración:00:03:50
- Strategies for creating short-term and long-term financial goals 105
Duración:00:03:37
- Tips for prioritizing goals and creating a roadmap for financial success 109
Duración:00:03:46
Chapter 11: Investing for the Future 112
Duración:00:00:02
- Overview of investment options for freelancers and gig workers 113
Duración:00:03:10
- Tips for building a diversified investment portfolio 116
Duración:00:03:26
- Strategies for long-term wealth building and financial security 120
Duración:00:03:03
Chapter 12: Navigating Economic Uncertainty 123
Duración:00:00:03
- Understanding financial resilience and adaptability 124
Duración:00:02:52
- Tips for preparing for economic downturns as a freelancer 127
Duración:00:03:13
- Strategies for overcoming financial challenges and building stability 130
Duración:00:02:33
Chapter 13: Building a Support Network 132
Duración:00:00:02
- Importance of building relationships with other freelancers and gig workers 133
Duración:00:03:27
- Tips for networking and collaborating with peers 137
Duración:00:03:26
- Strategies for finding mentors and resources to support financial success 141
Duración:00:03:45
Chapter 14: The Future of Freelancing 144
Duración:00:00:02
- Trends in the freelance and gig economy 145
Duración:00:03:01
- Opportunities and challenges for freelancers in the changing landscape 148
Duración:00:02:51
- Tips for staying competitive and adapting to the future of work 151
Duración:00:03:17
Chapter 15: Conclusion 154
Duración:00:00:01
- Review key takeaways from the book 155
Duración:00:02:23
- Encouragement for implementing financial planning strategies as a freelancer 158
Duración:00:03:19
- Final thoughts on achieving financial security and success in freelancing and gig work 162
Duración:00:02:32