Saving Smarter: Short-Term Financial Goals
Clyra Tethen
This audiobook is narrated by a digital voice.
Whether you are saving up for a dream vacation or building an emergency fund, this book provides practical strategies and expert advice to help you achieve your financial goals. From setting a budget to making smart spending decisions, this book covers everything you need to know to successfully save money for short-term needs. With tips on cutting expenses, increasing income, and finding the best savings account, this book equips readers with the tools they need to take control of their financial future.
Duration - 1h 28m.
Author - Clyra Tethen.
Narrator - Digital Voice Ava G.
Published Date - Monday, 20 January 2025.
Copyright - © 2025 Bassey Kooffreh ©.
Location:
United States
Description:
This audiobook is narrated by a digital voice. Whether you are saving up for a dream vacation or building an emergency fund, this book provides practical strategies and expert advice to help you achieve your financial goals. From setting a budget to making smart spending decisions, this book covers everything you need to know to successfully save money for short-term needs. With tips on cutting expenses, increasing income, and finding the best savings account, this book equips readers with the tools they need to take control of their financial future. Duration - 1h 28m. Author - Clyra Tethen. Narrator - Digital Voice Ava G. Published Date - Monday, 20 January 2025. Copyright - © 2025 Bassey Kooffreh ©.
Language:
English
Chapter 1: Introduction 4
Duración:00:00:01
- Introduction to the importance of saving for short-term goals 5
Duración:00:02:46
- Overview of the book's focus on strategies for saving money 8
Duración:00:02:03
Chapter 2: Setting Short-Term Financial Goals 10
Duración:00:00:02
- Identifying and prioritizing short-term financial goals 11
Duración:00:03:16
- Creating a specific and measurable savings goal 14
Duración:00:02:23
Chapter 3: Budgeting Basics 16
Duración:00:00:01
- Understanding the importance of budgeting in reaching your short-term goals 17
Duración:00:02:24
- Developing a realistic budget for saving money 20
Duración:00:03:27
Chapter 4: Cutting Expenses 23
Duración:00:00:02
- Ways to reduce expenses to free up more money for saving 24
Duración:00:02:56
- Tips for saving on everyday purchases 27
Duración:00:02:18
Chapter 5: Increasing Income 29
Duración:00:00:01
- Strategies for increasing your income to reach your savings goals faster 30
Duración:00:04:05
- Side hustle ideas and earning opportunities 34
Duración:00:04:36
Chapter 6: Automating Savings 38
Duración:00:00:02
- Using technology to automate your savings process 39
Duración:00:02:42
- Setting up automatic contributions to your savings account 42
Duración:00:03:31
Chapter 7: Building an Emergency Fund 45
Duración:00:00:02
- Importance of having an emergency fund for unexpected expenses 46
Duración:00:03:09
- Tips for saving for emergencies without sacrificing other financial goals 49
Duración:00:02:33
Chapter 8: Saving for a Vacation 51
Duración:00:00:02
- Strategies for saving money for a dream vacation 52
Duración:00:03:42
- Tips for planning a budget-friendly trip 56
Duración:00:03:13
Chapter 9: Tracking Your Progress 59
Duración:00:00:01
- Monitoring your savings goals and progress 60
Duración:00:02:26
- Adjusting your savings plan as needed 63
Duración:00:02:39
Chapter 10: Staying Motivated 65
Duración:00:00:02
- Ways to stay motivated and focused on your savings goals 66
Duración:00:02:51
- Celebrating small victories along the way 69
Duración:00:02:27
Chapter 11: Overcoming Common Obstacles 71
Duración:00:00:03
- Dealing with setbacks and obstacles in reaching your savings goals 72
Duración:00:03:01
- Strategies for staying on track during difficult times 75
Duración:00:03:14
Chapter 12: Making Sacrifices 77
Duración:00:00:02
- Strategies for making sacrifices in your spending to reach your savings goals 78
Duración:00:03:29
- Tips for prioritizing your financial goals 82
Duración:00:03:39
Chapter 13: Seeking Support 85
Duración:00:00:01
- Importance of having a support system in place for reaching your savings goals 86
Duración:00:02:34
- Tips for involving friends and family in your savings journey 89
Duración:00:02:44
Chapter 14: Reaching Your Savings Goal 91
Duración:00:00:02
- Strategies for successfully reaching your short-term savings goal 92
Duración:00:02:17
- Celebrating your achievements and setting new goals 95
Duración:00:03:03
Chapter 15: Conclusion 97
Duración:00:00:01
- Review of key points in saving for short-term goals 98
Duración:00:02:43
- Final thoughts on the importance of financial planning and discipline. 101
Duración:00:02:23