Smart Banking: Avoiding Unnecessary Fees and Charges
Urvox Syrinx
This audiobook is narrated by a digital voice.
From hidden fees to overdraft charges, this book takes an in-depth look at common banking pitfalls and offers practical advice on how to avoid them. With tips on choosing the right bank account, understanding the fine print, and negotiating with financial institutions, this book empowers readers to take control of their money and stop wasting it on unnecessary fees. By learning how to navigate the world of banking with confidence, readers can save hundreds or even thousands of dollars each year. In addition to practical strategies, Smart Bankingalso explores the psychology behind consumer behavior and how banks use tactics to potentially trip up uninformed customers. By gaining insight into these practices, readers can make informed decisions and protect their hard-earned money from being drained by fees and charges.
Duration - 1h 34m.
Author - Urvox Syrinx.
Narrator - Digital Voice Marcus G.
Published Date - Monday, 20 January 2025.
Copyright - © 2025 Curtis L Morrison ©.
Location:
United States
Description:
This audiobook is narrated by a digital voice. From hidden fees to overdraft charges, this book takes an in-depth look at common banking pitfalls and offers practical advice on how to avoid them. With tips on choosing the right bank account, understanding the fine print, and negotiating with financial institutions, this book empowers readers to take control of their money and stop wasting it on unnecessary fees. By learning how to navigate the world of banking with confidence, readers can save hundreds or even thousands of dollars each year. In addition to practical strategies, Smart Bankingalso explores the psychology behind consumer behavior and how banks use tactics to potentially trip up uninformed customers. By gaining insight into these practices, readers can make informed decisions and protect their hard-earned money from being drained by fees and charges. Duration - 1h 34m. Author - Urvox Syrinx. Narrator - Digital Voice Marcus G. Published Date - Monday, 20 January 2025. Copyright - © 2025 Curtis L Morrison ©.
Language:
English
Chapter 1: Introduction 5
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- The high costs of bank fees and charges 6
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- The impact of these fees on average consumers 9
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- The importance of avoiding unnecessary fees 12
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Chapter 2: Understanding Bank Fees 14
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- Identifying common types of bank fees 15
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- Why banks charge fees 18
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- How fees can add up over time 20
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Chapter 3: Hidden Fees 22
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- Exposing hidden fees that consumers may not be aware of 23
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- Tips for identifying and avoiding hidden fees 26
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Chapter 4: Overdraft Fees 28
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- Explanations of overdraft fees and how they accumulate 29
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- Strategies for avoiding costly overdraft fees 32
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Chapter 5: ATM Fees 34
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- Discussion of the different types of ATM fees 36
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- Ways to minimize ATM fees when using ATMs 38
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Chapter 6: Monthly Service Fees 41
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- Explanation of monthly service fees and why banks charge them 42
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- Alternatives to traditional banking that may eliminate monthly service fees 45
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Chapter 7: Foreign Transaction Fees 47
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- How foreign transaction fees work and when they apply 48
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- Tips for avoiding foreign transaction fees when traveling 51
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Chapter 8: Account Maintenance Fees 53
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- Understanding account maintenance fees and how they can be reduced 54
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- How to keep track of account maintenance fees and avoid unnecessary charges 57
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Chapter 9: Investment Fees 59
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- Discussion of investment fees and how they impact investors 60
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- Strategies for minimizing investment fees and maximizing returns 63
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Chapter 10: Credit Card Fees 65
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- Overview of common credit card fees and how they can be avoided 67
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- Tips for managing credit card fees and choosing the right credit card for your financial needs 70
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Chapter 11: Other Banking Fees 73
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- Exploring lesser-known banking fees and their implications 74
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- Resources for tracking and minimizing other banking fees 77
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Chapter 12: Negotiating Fees 79
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- Techniques for negotiating with banks to reduce or eliminate fees 80
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- Case studies of successful fee negotiations 83
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Chapter 13: Banking Alternatives 86
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- Comparing traditional banking with alternative banking options 87
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- How alternative banking can help reduce or eliminate fees 90
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Chapter 14: Creating a Fee-free Banking Strategy 93
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- Steps for creating a fee-free banking strategy 94
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- Setting financial goals and aspirations for avoiding fees 97
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Chapter 15: Conclusion 99
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- Recap of key points for avoiding unnecessary bank fees and charges 100
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- Developing a long-term financial plan for fee-free banking 103
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