The Perfect Buyer
William Walls
Having questions is great. Knowing the answers makes it perfect.
Do you have 10, 20, or even 50 questions ready to go for the buying process? We start you off with over 100 specific questions all buyers should ask of their real estate professionals. We even give you the answers you should receive. How nice is that?
In this book, we give you the exact questions to ask and the answers you should be receiving, all in one resource.
The Perfect Buyer is your guide to becoming an informed buyer based on actual questions all buyers should ask when purchasing a home. These aren’t questions like rent vs. buy and how to save for your dream home. These are the exact questions you need to ask.
The problem is that you usually don’t encounter these questions until you have actually started with the buying process. You have no time to think it over and all of your decisions are made under pressure. Wouldn’t it be great to know all of this before you ever start? Now you know.
You need answers well before you contact a real estate agent who helps you purchase a home.
In this book you will learn:
If this is your first home or your tenth home, you will now be armed with an entire book of questions you can use today, as you start the buying process.
You literally need no experience in purchasing a home to become the perfect buyer. With over 50 combined years of real estate transactions, we have chosen the most important questions a buyer needs to ask to become totally prepared.
Also available in EBook and Paperback.
Duration - 1h 4m.
Author - William Walls.
Narrator - William Walls.
Published Date - Sunday, 29 January 2023.
Copyright - © 2022 William Walls ©.
Location:
United States
Description:
Having questions is great. Knowing the answers makes it perfect. Do you have 10, 20, or even 50 questions ready to go for the buying process? We start you off with over 100 specific questions all buyers should ask of their real estate professionals. We even give you the answers you should receive. How nice is that? In this book, we give you the exact questions to ask and the answers you should be receiving, all in one resource. The Perfect Buyer is your guide to becoming an informed buyer based on actual questions all buyers should ask when purchasing a home. These aren’t questions like rent vs. buy and how to save for your dream home. These are the exact questions you need to ask. The problem is that you usually don’t encounter these questions until you have actually started with the buying process. You have no time to think it over and all of your decisions are made under pressure. Wouldn’t it be great to know all of this before you ever start? Now you know. You need answers well before you contact a real estate agent who helps you purchase a home. In this book you will learn: If this is your first home or your tenth home, you will now be armed with an entire book of questions you can use today, as you start the buying process. You literally need no experience in purchasing a home to become the perfect buyer. With over 50 combined years of real estate transactions, we have chosen the most important questions a buyer needs to ask to become totally prepared. Also available in EBook and Paperback. Duration - 1h 4m. Author - William Walls. Narrator - William Walls. Published Date - Sunday, 29 January 2023. Copyright - © 2022 William Walls ©.
Language:
English
Opening Credits
Duration:00:00:15
Preface
Duration:00:06:55
Chapter 1: Question Number 1 - What is a Buyer Representation Agreement?
Duration:00:00:19
Chapter 2: Question Number 2 - What is the Protection Period in the Buyer Representation Agreement?
Duration:00:00:19
Chapter 3: Question Number 3 - What is a transactional broker? Is that allowed in this state?
Duration:00:00:38
Chapter 4: Question Number 4 - Has Covid-19 made the buying process slower or faster?
Duration:00:00:43
Chapter 5: Question Number 5 - What safety precautions should I follow to view a home?
Duration:00:00:32
Chapter 6: Question Number 6 - What is Agency?
Duration:00:00:24
Chapter 7: Question Number 7 - What is the best way to view a home at the beginning?
Duration:00:00:51
Chapter 8: Question Number 8 - What states require an attorney to close on a home?
Duration:00:00:40
Chapter 9: Question Number 9 - What words should you be listening for from a real estate agent?
Duration:00:00:35
Chapter 10: Question Number 10 - How are lenders reacting to the new normal in reference to interest rates?
Duration:00:01:05
Chapter 11: Question Number 11 - When do I start looking for financing?
Duration:00:00:28
Chapter 12: Question Number 12 - Will any lender do? Do I try a big bank, small bank, credit union, or a mortgage lender?
Duration:00:00:55
Chapter 13: Question Number 13 - What information will a lender need from me to start the buying process?
Duration:00:00:42
Chapter 14: Question Number 14 - Tell me the difference between conventional, FHA, USDA, and VA loans?
Duration:00:00:45
Chapter 15: Question Number 15 - What is loan pre-qualification? What does it take to get one?
Duration:00:00:39
Chapter 16: Question Number 16 - What is loan pre-approval?
Duration:00:00:26
Chapter 17: Question Number 17 - Tell me about down payment requirements?
Duration:00:00:30
Chapter 18: Question Number 18 - What happens if interest rates change while I am still deciding on a house to purchase?
Duration:00:00:31
Chapter 19: Question Number 19 - What is a rate lock and how long does that stay in effect?
Duration:00:00:37
Chapter 20: Question Number 20 - What are lender required reserves?
Duration:00:00:19
Chapter 21: Question Number 21 - When would a lender require them and how much?
Duration:00:00:25
Chapter 22: Question Number 22 - What if I am eligible for a VA loan?
Duration:00:00:37
Chapter 23: Question Number 23 - What are the requirements for a VA loan?
Duration:00:00:26
Chapter 24: Question Number 24 - What happens on a VA loan if The Tidewater Initiative is requested for a VA loan?
Duration:00:01:19
Chapter 25: Question Number 25 - Which credit cards do I pay down?
Duration:00:00:26
Chapter 26: Question Number 26 - Which credit cards do I close?
Duration:00:00:23
Chapter 27: Question Number 27 - Which credit cards do I keep current?
Duration:00:00:20
Chapter 28: Question Number 28 - What is the best way to keep in contact with my lender?
Duration:00:00:27
Chapter 29: Question Number 29 - What is our strategy to find a good home quickly?
Duration:00:00:24
Chapter 30: Question Number 30 - What kind of technology will be used to find our next home?
Duration:00:00:25
Chapter 31: Question Number 31 - What parameters do we use to narrow the home search process that is built into the MLS search process?
Duration:00:01:05
Chapter 32: Question Number 32 - I see photos on the MLS, Zillow.com, and Realtor.com. What should I be looking for? What are they leaving out that normally is shown?
Duration:00:00:53
Chapter 33: Question Number 33 - Will you screen share the homes before we go look at them?
Duration:00:00:31
Chapter 34: Question Number 34 - Ask your agent what a natural price break is.
Duration:00:00:48
Chapter 35: Question Number 35 - Do you use aerial mapping to view and show me properties?
Duration:00:00:27
Chapter 36: Question Number 36 - Should I bring my checkbook with me at all times just to be ready to write an offer on the spot for a home that I really like?
Duration:00:00:42
Chapter 37: Question Number 37 - Ask your agent what they are seeing, hearing, and even smelling concerning a listing you like.
Duration:00:00:45
Chapter 38: Question Number 38 - Should I use a real estate agent for a new construction?
Duration:00:00:30
Chapter 39: Question Number 39 - Are the elements of a new home contract the same as a pre-owned home?
Duration:00:01:13
Chapter 40: Question Number 40 - What other costs do I factor in if I am looking for a condo or a townhouse?
Duration:00:00:30
Chapter 41: Question Number 41 - Do I come up with a letter to attach to offers to the seller telling them how much I like their house?
Duration:00:00:21
Chapter 42: Question Number 42 - What are timelines in a real estate contract?
Duration:00:00:35
Chapter 43: Question Number 43 - How often will you text me on what new is on the market or where we stand on a current offer?
Duration:00:00:35
Chapter 44: Question Number 44 - How do we position ourselves for multiple offers on a property we have an interest in? Will you contact the listing agent directly with our offer?
Duration:00:00:43
Chapter 45: Question Number 45 - What strategy will we use to make our offer stand out?
Duration:00:00:24
Chapter 46: Question Number 46 - Will we look for homes that are above our price range a bit that have been on the market for a while?
Duration:00:00:26
Chapter 47: Question Number 47 - What is a Seller’s Disclosure?
Duration:00:00:24
Chapter 48: Question Number 48 - What do I look for on the Seller’s Disclosure?
Duration:00:00:36
Chapter 49: Question Number 49 - The contract. Can we go over it paragraph by paragraph as soon as possible so I know what I am signing when the time comes that our offer is accepted and the clock starts to run?
Duration:00:00:50
Chapter 50: Question Number 50 - When we have a contract, how will we know what is happening on the other side?
Duration:00:00:34
Chapter 51: Question Number 51 - Will you be in constant contact with the other agent?
Duration:00:00:40
Chapter 52: Question Number 52 - Since the contract forms are all typed out, can we still negotiate on anything in the contract?
Duration:00:00:34
Chapter 53: Question Number 53 - What is the contract start date? What does it mean?
Duration:00:00:40
Chapter 54: Question Number 54 - Do some timelines run simultaneously?
Duration:00:00:22
Chapter 55: Question Number 55 - Can I be asked for additional money that is not in the contract as the contract progresses to closing?
Duration:00:00:48
Chapter 56: Question Number 56 - If we put an offer on a house and it does not appraise for the sale amount, are we stuck with making up the difference in cash?
Duration:00:00:28
Chapter 57: Question Number 57 - Can you tell me everyone that is part of my transaction and what they do?
Duration:00:00:41
Chapter 58: Question Number 58 - What is the downside of dropping contingencies when making an offer?
Duration:00:00:39
Chapter 59: Question Number 59 - What do we do and who do we hire during the inspection/option due diligence period?
Duration:00:00:35
Chapter 60: Question Number 60 - What is the inspector looking for?
Duration:00:00:35
Chapter 61: Question Number 61 - Can you show me an example inspection report?
Duration:00:00:21
Chapter 62: Question Number 62 - How do I read an inspection report so I can make an informed decision on the house I am looking to purchase?
Duration:00:00:33
Chapter 63: Question Number 63 - What are the most important parts of the inspection?
Duration:00:00:41
Chapter 64: Question Number 64 - How and when do we approach a seller if we request repairs during the option period?
Duration:00:00:20
Chapter 65: Question Number 65 - What is the impact of our repair request?
Duration:00:00:22
Chapter 66: Question Number 66 - What is meant by lender required repairs?
Duration:00:00:34
Chapter 67: Question Number 67 - What exactly is an HOA, and should they be notified of a sale?
Duration:00:00:29
Chapter 68: Question Number 68 - How will we get a copy of the HOA bylaws and why are they important?
Duration:00:00:30
Chapter 69: Question Number 69 - What are the costs associated with an HOA resale certificate and who pays for this transfer fee?
Duration:00:00:23
Chapter 70: Question Number 70 - How do I find out what the taxes will be on the home I am interested in purchasing?
Duration:00:00:26
Chapter 71: Question Number 71 - How is the proration of property taxes calculated and do I have to pay anything at closing as a buyer?
Duration:00:00:22
Chapter 72: Question Number 72 - What are all the exemptions you can qualify for as a buyer?
Duration:00:00:21
Chapter 73: Question Number 73 - Are home exemptions based on the buyer or the property?
Duration:00:00:21
Chapter 74: Question Number 74 - What is a property survey?
Duration:00:00:29
Chapter 75: Question Number 75 - When is a new survey required and who pays for that?
Duration:00:00:32
Chapter 76: Question Number 76 - When does the appraiser come into play when we finance a house?
Duration:00:00:41
Chapter 77: Question Number 77 - What is involved in the appraisal process?
Duration:00:00:41
Chapter 78: Question Number 78 - Do I as the buyer get to attend the appraisal?
Duration:00:00:24
Chapter 79: Question Number 79 - Who orders an appraisal?
Duration:00:00:47
Chapter 80: Question Number 80 - What if the house I have a contract on is damaged by weather, water, fire, smoke, or other natural disasters before closing?
Duration:00:00:34
Chapter 81: Question Number 81 - How much cash will we need for our closing costs?
Duration:00:00:28
Chapter 82: Question Number 82 - What is the pre-close timeline?
Duration:00:00:32
Chapter 83: Question Number 83 - What takes place two weeks out from closing?
Duration:00:00:26
Chapter 84: Question Number 84 - What takes place one week out from closing?
Duration:00:00:19
Chapter 85: Question Number 85 - What takes place three days out from closing?
Duration:00:00:50
Chapter 86: Question Number 86 - When do we set up a closing date and time?
Duration:00:00:47
Chapter 87: Question Number 87 - When will I get my final settlement statement?
Duration:00:00:28
Chapter 88: Question Number 88 - How far in advance do I get homeowners insurance lined up?
Duration:00:00:20
Chapter 89: Question Number 89 - Do I need to show proof of homeowners insurance and in what format at closing?
Duration:00:00:17
Chapter 90: Question Number 90 - When do we do a final walk-through of the property?
Duration:00:00:24
Chapter 91: Question Number 91 - What do I bring to closing on closing day?
Duration:00:00:17
Chapter 92: Question Number 92 - Should I use the phone and be very careful with email communication on closing day?
Duration:00:00:29
Chapter 93: Question Number 93 - Where can I find the government information on how to protect myself from wire fraud when I close?
Duration:00:00:27
Chapter 94: Question Number 94 - Should I get a home warranty at closing from the seller or buy my own policy?
Duration:00:00:29
Chapter 95: Question Number 95 - Will the lender verify my employment on closing day?
Duration:00:00:18
Chapter 96: Question Number 96 - What is email phishing?
Duration:00:00:30
Chapter 97: Question Number 97 - How should we handle email correspondence on and before the closing day?
Duration:00:00:26
Chapter 98: Question Number 98 - Who needs to be present at closing and where can it occur?
Duration:00:00:24
Chapter 99: Question Number 99 - When should I get movers lined up?
Duration:00:00:37
Chapter 100: Question Number 100 - Where can I get a water turn-off valve key?
Duration:00:00:47
Chapter 101: Question Number 101 - After I buy a house, is there anything I need to be concerned with after the sale is finalized?
Duration:00:00:55
Copyright Information
Duration:00:00:39
Ending Credits
Duration:00:00:04