The Appraisal Update: The Official Podcast of Appraiser eLearning

The countdown is officially on. With the UAD 3.6 mandatory use deadline set for November 2nd, the appraisal industry is deep in transition mode—and we, the appraisers, are feeling it. In this episode, I'm breaking down what that transition is going to look like, some key takeaways from my conversations with industry experts, and what we learned at the Appraisal Conference and Trade Show (ACTS) earlier this month. Plus, we dig into how UAD 3.6 should actually be used—and where common sense still needs to win out (IYKYK). Whether you’re trying to get your head around UAD 3.6 before the deadline hits, or you're looking for an exit strategy, this episode is for you. —Bryan Reynolds 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ GET your APPRAISER CE here: appraiserelearning.com 🔥 STAY INFORMED with daily news and updates on The Appraisal Buzz: appraisalbuzz.com 📱 Follow us on socials: AeL's Facebook: https://www.facebook.com/appraiserelearning/ AeL's Instagram: https://www.instagram.com/appraiserelearning/ Reynolds' Facebook: https://www.facebook.com/p/Reynolds-Associates-100063575604046/ Reynolds' Instagram: https://www.instagram.com/reynoldsandassociates/ The Appraisal Update Podcast is your go-to source for the latest news, trends, and insights in the appraisal industry. It's produced by Appraiser eLearning. We’re more than just a CE provider. We offer free training and resources to our community of followers. So next time you’re on the road or have some free time, download an episode of “The Appraisal Update Podcast,” or tune into our free monthly webinar, “The Appraisal Report Webinar.” Appraiser eLearning is the trusted resource for appraisers – available 24/7, anywhere, from any device. It’s all online, and it’s all flexible. Learn because you want to.

Pete Fontana recently took a bold step by submitting a formal letter to the Appraiser Qualifications Board (AQB), calling for the removal of the 4-hour Valuation Bias and Fair Housing Laws and Regulations course requirement every two years. Fontana is a practicing appraiser, a regulator with the Montana Board of Real Estate Appraisers, and a current member of the Board of Trustees for The Appraisal Foundation. In this conversation, he breaks down: • Why he thinks the current biennial 4h requirement is unnecessary • The broader implications for appraisers across the country • What specific changes he’d like to see moving forward We also dive into President Trump's recent executive order and discuss what it could mean for appraisers — and for users of appraisal services. 🎧 Listen in to this candid, thoughtful conversation on one of the most talked-about issues in the profession right now. —Bryan Reynolds 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

In this episode of the Appraisal Update Podcast, I sit down with Malinda Griffin, President of the National Association of Appraisers, to talk about why getting involved in your professional association matters more than ever. We discuss the benefits of engagement, how appraisers can strengthen their voice in the profession, and why you won’t want to miss the upcoming Appraiser’s Conference & Trade Show (ACTS) in Seattle. From valuable education and industry updates to networking and a lot of fun along the way, ACTS is one of the best opportunities for appraisers to connect, learn, and grow. 🎧 Listen in to learn what makes this event special and why you should plan to attend! — Bryan Reynolds 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

On this episode, Bryan and AIVRE CEO Jake Lew break down the latest on UAD 3.6—what it means for your reports and how to stay ahead of the changes. They also take AIVRE's software for a spin to demonstrate how AI helps appraisers handle repetitive tasks, streamline workflows, and free up time to focus on what really matters. 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

How can you actually create positive change for appraisers—not just talk about it? Here's one way I've seen firsthand: The Kentucky Association of Appraisers—a newly formed nonprofit created by appraisers, for appraisers—is working to move the profession forward in a meaningful way. A major step happened on February 18, 2026, when HB 355 successfully advanced out of the Kentucky House Banking & Insurance Committee. I had the privilege of testifying in support of the bill, and in this episode I’m joined by someone who has been a driving force behind these efforts: Chris Stewart, MAI and Chair of the KAA Governmental Affairs Committee. In this episode, we cover: inPeter ChristensenIf you’ve ever wondered how appraisers can have a real voice in policy, regulation, and the future of the profession, this is a must-listen. — Bryan Reynolds 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

An appraiser named John called me in a panic. He was headed to court and needed help — fast. Not only did John ask what he should wear to trial, he also asked a much bigger question: How do I effectively explain my opinion of value when the other expert valued the land, valued the house separately, and added them together — resulting in a much higher value? In this episode, I share a real-life courtroom story involving a house on forty acres, competing expert opinions, and how to clearly explain valuation methodology in a way that judges and attorneys actually understand. As a sidebar, I also talk about the four economic influences an item must possess to achieve value, and how the absence of even one can cause value to diminish — or disappear entirely. Most importantly, I share how John turned what he thought would be a horrifying court appearance into a great opportunity to expand his practice, build credibility, and make good money doing it. If you’ve ever worried about testifying in court, explaining complex appraisal concepts in plain English, or being challenged by another expert’s methodology, this episode is for you. — Bryan Reynolds 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

I was honored to stand alongside fellow members of the Kentucky Association of Appraisers (KAA) in Frankfort as HB 355 was presented—an effort focused on making positive, meaningful changes for appraisers and the public we serve. But the conversation doesn’t stop at state legislation. Did you know The Appraisal Foundation is considering removing the college degree requirement for Certified Residential and Certified General real property appraisers? Is that a good move or a step too far? Are you satisfied with the current qualification criteria? Do you think changes are needed? Whether you support it or oppose it, your opinion matters, and right now, you have an opportunity to be heard. In this episode, we break down what’s being proposed, why it matters, and how you can submit comments that may help shape the future of the appraisal profession. Join me for this important discussion and learn how to make your voice count. —Bryan Reynolds 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

We’ve all heard it: “The appraisal came in low.” I hate that line — and with good reason. Maybe the better comment is: "The sales price came in high." In this episode, I invited Cathy Harper to break down a conversation that started on LinkedIn about how we talk about value. We explore what it really means when an appraisal is below the contract price and how lenders, agents, and consumers can communicate the issue more accurately — and with less drama. Because at the end of the day, the appraisal didn’t come in low. It came in where it came in. —Bryan Reynolds 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

Meet Kevin Lynch, a third-generation appraiser from South Texas who has literally grown up in this profession. In this episode, Kevin shares how he found his way into the appraisal world, what he loves about the work (and what drives him crazy), and how he balances a busy practice with family life as a husband and father of two young kids. He also offers some heartfelt advice for anyone considering a career in what we believe is the best job on the planet. —Bryan Reynolds 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

Join me and my business partner Hal Humphreys as we look back on the biggest news of 2025 and peer into the future at what's ahead for appraisers in 2026. —Bryan Reynolds 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

Meet a special guest who works right in my building, and whose influence reaches far beyond it. She’s a real estate agent, a fellow podcaster, and genuinely one of the kindest, most caring people you’ll ever meet. Join us as she shares: grumpy peoplethosestay positiveanyone struggling during the holidaysThis conversation is honest, encouraging, and exactly what many of us need to hear right now. Her perspective is refreshing, her energy is real, and her heart for people is undeniable. This young lady is an inspiration, one who hosts an incredible podcast of her own and has given me a lot to think about. —Bryan Reynolds Check out Hailey's podcast on YouTube: https://www.youtube.com/@haileyheartsjesus 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

Big News! In this episode, meet a splendid young person with determination, patience, and grit. She knew what she wanted — and she made it happen. You’ve heard me talk about her before, now meet her again and hear about her big accomplishment and the exciting news she’s sharing. — Bryan Reynolds 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

In this episode, I sit down with Melissa Bond, the creator of the MPAT Program — Practical Appraiser Training Program under a Practicum Environment. Melissa’s program is transforming how new appraisers enter the profession. She’s had incredible success — five full training programs completed, active in 10 states, and her students are passing the National Exam at an impressive 88% rate, far above the national average. Unlike the traditional supervisor/trainee model, the MPAT Program provides participants with a real-world practicum environment where they can earn their 1,000 hours in a structured and supportive setting. Melissa is also a new sponsor of The Appraisal Update Podcast, and she’s using this platform to extend an invitation to those who want to make a difference in the appraisal industry. She’s looking for managers (no appraisal license required), lead instructors, and field instructors to join her growing team. If you’ve ever wanted to help shape the next generation of appraisers — or explore licensing her proven training system — this episode is one you don’t want to miss. Tune in to hear how Melissa Bond and the MPAT Program are redefining the path to becoming a professional appraiser. —Bryan Reynolds Find out more about Melissa Bond's program at https://www.ceinstructor.com/ 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

We, as appraisers, are valuation experts. Every day, we develop opinions of value for what’s often a person’s biggest asset — their home. But let me ask you something: Are you sure that’s their biggest asset? What if your most valuable asset isn’t your house, your business, or even your bank account? What if it’s your time, your health, and your relationships? Those are the things that truly define value, the things that can’t be replaced or appraised with a form or a number. This Thanksgiving, I want to say thank you to all the appraisers out there for your dedication and hard work. I hope you’re safe, well, enjoying great food, and maybe catching a little football, too. But more than that, I hope you take a quiet moment to reflect on what’s really important: the people and experiences that make this life meaningful. In this episode, I share a saying I once heard from a 100-year-old man who reminded everyone of what truly matters. I’ll also share a few personal experiences — how I’ve learned (and am still learning) to stay calm through life’s ups and downs, and how growing up doesn’t mean getting older. It means gaining perspective. So, as you celebrate this Thanksgiving, take time to value your own value. Be thankful. Be present. And appreciate this short, beautiful life we get to live. Happy Thanksgiving, from me, Bryan Reynolds, and all of us at The Appraisal Update Podcast. 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

The very first appraiser in the country to complete the first-ever UAD 3.6 appraisal report is Adam Winstead! And I’m proud to say I’m the first to sit down and interview this history-maker. For all the naysayers who insisted “There’s no way this happens before the end of the year," um… yeah… you were wrong. Listen in for the full interview, and when you're done, look upon Adam Winstead with respect and amazement. He DID it. —Bryan Reynolds

UAD 3.6 is officially here. Are you ready, or just trying to get ready? In this episode, Bryan talks with Jake Lew of Aivre about how their appraisal software is already equipped to help appraisers deliver reports that meet the new UAD 3.6 requirements. Jake, Aivre's CEO and co-founder, gives Bryan a quick demo of how the software works, including a screen-share of some inputs and part of a sample report. (To see the demo, watch the video interview on our YouTube channel.) Find out what appraisers can expect if they want to try Aivre's product, including how to start using it and what pricing might look like. Whether you’re fully prepared or just starting to gear up, this episode will help you get ready for the new URAR. 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

Can you imagine taking out a loan and buying a house before graduating from high school? That's exactly what Bryan's guest did. Karis Crawford is an agent, landman, and seasoned Texas appraiser with one of the most fascinating origin stories in the business. At just 16 years old, she walked into a bank, determined not to leave without a mortgage, and walked out with the keys to her very first investment property. Her story is one of grit, determination, and pure entrepreneurial spirit. From that bold first deal to building a respected appraisal career in Texas, Karis shares lessons every appraiser, investor, and young professional can learn from. Tune in to hear how one teenager’s courage became the foundation for a lifelong passion in real estate and valuation. Listen to this inspiring story of drive and determination, only on The Appraisal Update Podcast. 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

Bryan shares a story illustrating that saying “I didn’t know” or “I didn’t remember” doesn’t get you out of trouble — especially when you’ve done a dumb thing. (Let’s just say a speeding ticket might’ve been involved.) That same rule applies in the world of appraisal. Too often, appraisers make careless mistakes, like signing on the left side of the report, which actually certifies they inspected the subject property. If they didn’t? Well… that’s one of those dumb things. Listen in as Bryan shares his own wake-up call and reminds appraisers everywhere to slow down, follow the rules, and double-check before they do something that could cost them their license — or at least their pride. Takeaway: Ignorance isn’t an excuse. Whether you’re behind the wheel or behind the desk — slow down, read the fine print, and don’t do dumb things. 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

In this episode, Bryan dives into some of the most important updates in UAD 3.6 and what they mean for appraisers in the field. He highlights where to find the latest official guidance directly from Fannie Mae and Freddie Mac, and reminds appraisers that these resources are publicly available and well worth a deep dive. Bryan spotlights a major change from Fannie Mae’s update — the retirement of the long-standing requirement for appraisers to drive by the comparable sales. He walks through the Fannie Mae website, showing exactly how to download the Appendix F-1 URAR Reference Guide and how to search within it to find what you need fast. Plus, he shares a handy resource for checking broadband availability at a property — another valuable tool to add to your appraisal workflow. Listen now on your favorite podcast platform or watch the episode on our YouTube channel for a full walkthrough! 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com

Big news from FHA: Appraisers are no longer required to take photos of attics or crawl spaces—and MLS photos are now acceptable. But before you breathe a sigh of relief… there’s more to it. Join Bryan and special guest John Dingeman as they unpack what this change really means and why caution is still key. See the Mortgagee Letter 2025-18 here. 🔔 SUBSCRIBE to our YouTube channel to watch these episodes: /appraiserelearning ✅ NEED APPRAISER CE? We've got you covered: appraiserelearning.com 🔥 STAY INFORMED with daily appraisal news and updates on The Appraisal Buzz: appraisalbuzz.com