In this episode Dave and Steve have a grab bag of topics to discuss. They start (2:30) by discussing how people think differently about investing in real estate compared to investing in stocks. Next (7:18) they take a look back at the economy 10 years ago, and compare the changes in our outlook going forward. Lastly, (14:00) they revisit a bucketed retirement strategy. How do you structure your short term, intermediate term and long term assets differently to meet my retirement goals?
In this episode Dave and Steve discuss (2:07) a Stanford study that examined 292 different retirement withdrawal strategies to determine the best one. After that they discuss (15:00) the resurgence of value stocks. Is value investing making a comeback or will growth stocks continue to dominate?
In this episode Dave and Steve break down the behavior and saving habits of their client “Bob.” Find out how “Bob” approaches his investments and helps to set himself up for a long and relaxing retirement.
In this episode Dave and Steve start (1:05) by discussing the ways that people organize their retirement and the risks they are facing. After that they discuss an article from their favorite columnist, Barry Rithholtz (11:27). Tune in to find out what are the 10 things people in finance should never say! https://www.washingtonpost.com/business/economy/one-man-wanted-financial-certainty-and-fun-in-retirement-here-is-his-formula/2019/06/07/a672053e-887b-11e9-98c1-e945ae5db8fb_story.html...
This month Dave and Steve start off the show talking about a blood test that predict dementia (2:40) and how this might impact the future of long term care insurance. Then they switch gears and talk about Steve’s golf instructor (8:35) . How is his method of teaching golf a lot like the Capitol Retirement Strategies method of financial planning?
In this episode Dave and Steve discuss why good financial advice doesn’t always make for good headlines. In both finance and sports, “hot takes” and bold predictions attract attention. Tune in to hear more!
In this episode Dave and Steve provide a brief update on the market and then dive into the changes in Long Term Care insurance. The landscape for this insurance is changing dramatically as more and more carriers leave the marketplace. Tune in for all the details!
At long last, “Plan for Life Now” reached their milestone 50th episode. In this episode Dave and Steve take a trip down memory lane and discuss the origins of the podcast and Capitol Retirement Strategies. They discuss their days at WMAL, super producer Ken Hunter, Old Man Dividend, the worship of Barry Ritholtz, Liar BS Corner, making Redskin picks and much much more. Enjoy!
In this episode Dave and Steve discuss the government shutdown and the effects on local employees. In the second half of the episode they discuss columnist Barry Ritholtz’s annual list of what he got right and what he got wrong.
Old Man Dividend makes an encore performance as market volatility continues. Listen to the latest episode to find out what Dave and Steve recommend. Should he sell now? Or use this as an opportunity to buy?
In light of the recent market losses, Dave and Steve try something new. In this episode they role play a conversation with a client who wants to sell their stocks until the market “gets better”. Listen to find out what advice they offer and how it might apply to your situation!
Dave and Steve discuss the return of volatility. The stock market has been historically calm over the past few years. Is this latest downturn the start of a bigger sell off? Or just a natural market correction?
In this episode Dave and Steve discuss the 10 year anniversary of Lehman Brothers failing and the financial crisis. They also take time to discuss a seminar that they recently attended. In this seminar economist Fritz Meyer offered his thoughts on the economy and stock market. Is the market overvalued? Are we “overdue” for a recession? And is the media reporting on the market accurate?
In this episode Dave and Steve provide a quick update on the current state of the stock market. Then they discuss the way that investment ideas change and evolve over time. How does the “half-life” of an investment idea impact the way you invest?
Most people look to their financial advisor for sound investment recommendations. However, a good financial advisor should be able to add value through a host of other recommendations. In this episode Dave and Steve talk about helping clients structure withdrawals to minimize their Medicare premiums, completing Roth conversions, and realizing capital gains.
In this episode Dave and Steve tackle two very different topics. First, they discuss how the new tax laws may favor making charitable contributions directly from your IRA. After that, they discuss corporate debt and stock buybacks. Will this be the cause of the next bubble and stock market crash? Beware the ‘mother of all credit bubbles’ Mortgage debt fueled the last bubble. Corporate debt is fueling this one.
In this episode Dave and Steve talk about the White House proposal to change the Federal Employee Retirement System. What changes are being recommended and what are the chances that these recommendations become law?
In the latest episode Dave and Steve discuss the four horseman of the coming retirement apocalypse. High stock valuations, low bond returns, increased longevity and the risk of long term care. All of these risks combined make planning for a successful retirement even more difficult than it has been in the past.