The Your Life! Your Terms! Show

In this episode of The Your Life! Your Terms! Show, Tom and Nick Karadza dive into the current state of Canada—from the upcoming federal election to what’s really happening with the economy. They unpack key trends, share insights on government spending, interest rates, and inflation, and break down what all of it means for Canadian real estate investors. If you’re wondering where the market is headed and how to position yourself moving forward, this is the episode you don't want to miss.

Matt James has one of the most creative and inspiring real estate journeys we’ve ever heard. In this episode, he shares how he started investing, snowballed his portfolio by house hacking and buying multiple homes on a single street in Orangeville, launched his own HVAC company, and eventually became a licensed realtor and real estate coach with the Rock Star team. Now, at just 33 years old, Matt’s built multiple income streams, exited the 9–5 world, and is expanding into Florida real estate, long-term rentals, and Airbnbs. He even shares a unique opportunity to add fully builder-financed garden suites to his properties—something we haven’t heard anyone else doing. This episode is packed with lessons in hustle, grit, and strategy—and it’s especially powerful for millennials looking to get creative and build wealth on their terms. Contact Matt at Matt@RockStarBrokerage.com or https://www.instagram.com/mattsjames/

On this episode of The Your Life. Your Terms. Show, Lyn Alden is back to break down what’s really happening with inflation, global trade, the U.S. debt spiral—and how it all impacts Canada. We dig into tariffs, GDP, AI, and why the current system is broken, plus where things might be headed next.

From walking into a boxing gym at 17 to winning the Canadian Super Middleweight title, John Michael Bianco shares his inspiring rise through amateur and pro boxing. We chat about his early losses, training mindset, fighting for Team Canada, managing full-time work with full-time fighting—and why mindset, recovery, and a good team matter more than ever. Also: water loading, rice cakes, fight week routines, and wild moments in the ring. Let’s go! Follow JM on Instagram: @RealJMBBoxing

If you’ve ever felt like life is getting harder no matter how much you work, you’re not imagining it—and you’re not alone. In this episode, Anthony sits down with Joe Bryan, creator of the viral video 'What's The Problem' to unpack the real reason everything feels broken—from housing and inflation to burnout and political division. Joe explains how a broken money system is quietly rigging the game, distorting every part of your life… and what you can do to escape it. This isn’t a conspiracy. It’s reality—explained in a clear, logical way that will change how you see the world, your future, and your money. Whether you’ve never thought about Bitcoin before or you're just trying to make sense of why things feel so off, this conversation will give you the clarity you’ve been looking for. Watch Joe’s video: satsvsfiat.com Follow Joe on X: @SatMoJoe

In the episode, Tom sits down with Joey (@JoeyTweeets on X) to talk about Canada’s new Prime Minister, trade wars, Bitaxes, and why the future might just belong to the plebs. They cover everything from the Canadian dollar to building a decentralized future—and yes, someone literally dropped off ribeye steaks mid-podcast. It's always fiery and fun with Joey!

In this episode, we bring our team member Tim Hong to talk about his journey in business and how he is focused on building his Property Management Company - KTProperty.ca

From growing up in a real estate-investing family to building a career in mortgages and financing, Lorenzo Podda has seen it all. In this episode, we dive into his journey—from tagging along on rental property visits as a kid to launching his own student rental business in university, and eventually joining one of Canada’s top mortgage brokerages. Lorenzo shares the lessons he learned about hard work, investing, and navigating the mortgage industry, plus his take on today’s real estate market, private lending, and what it really takes to get ahead. Enjoy!

Sonja Skye’s journey is nothing short of inspirational. As a single mother of three young daughters, she was faced with overwhelming challenges but refused to give up. On this episode of The Your Life Your Terms Show, Sonja shares her incredible transformation—from discovering real estate investing and joining Rock Star as a member to building a portfolio of cash-flowing properties with rent-to-own and student rental strategies. Now a Rock Star coach, she empowers others to achieve their goals while creating the freedom to support her daughters and explore the world with them. If you’re seeking motivation to rewrite your life story, this episode is for you!

Sean is a portfolio manager focused on the Warren Buffet principles of value investing. We discuss his capital allocation approach, what inflation really means, how technology is changing the investment game & what he thinks the biggest thing which separates the financial position of Canadians is. He's had a track record of success for his clients so it was interesting to get his thoughts and the reasoning behind them. Sean Moir, CIM Portfolio Manager Mandeville Private Client Inc. Disclaimer: Mandeville Private Client Inc. is regulated by Canadian Investment Regulatory Organization and a member of the Canadian Investor Protection Fund. The Your Life. Your Terms. Event. is happening on April 12. Full event details and tickets are available at https://www.yourlifeyourtermsevent.com/

On this episode of The Your Life! Your Terms! Show Tom & Nick sit down to take a look at what's happening in the economy, and how U.S. tariffs could/will impact Canadians. Plus, they break down the Bitcoin Real Asset Strategy "BREAS". This is just a taste of what we'll be covering on April 12 at The Your Life. Your Terms. Event. Full event details and tickets are available at https://www.yourlifeyourtermsevent.com/

On this episode of The Your Life! Your Terms! Show we chat with Tomer Strolight about Bitcoin and how it's become a trustless system for a more just world. You can find Tomer's amazing, in-depth, thought-provoking articles on Medium: https://tomerstrolight.medium.com/deep-takes-on-bitcoin-e210b861c01b and on Bitcoin Magazine's website here: https://bitcoinmagazine.com/authors/tomer-strolight . You can follow Tomer on X @TomerStrolight

In this episode of The Your Life. Your Terms. Show, we sit down with Robin Valadares from Financially Fulfilled Physio to discuss why financial education is crucial for physiotherapists and other private healthcare workers. Robin shares his step-by-step approach to guiding clients toward financial freedom and independence. We also explore the current issues in our educational and financial systems and practical solutions to help healthcare professionals thrive. Tune in for an eye-opening conversation on building a stronger financial foundation in the healthcare world.

Carlos Rodrigues is an experienced real estate investor from Canada who now focuses exclusively on the U.S. market, Cleveland specifically. On this episode of the Your Life! Your Terms! Show we go through his journey, lessons learned, successes and more. He occasionally does small tours with investors down into Ohio to share what he's learned. You can find Carlo on Instagram @CashFlowCarlos, on Facebook at CashFlowCarlosOfficial and on TikTok @CashFlowCarlos

In this episode of The Your Life! Your Terms! Show, we chat with Nathan Fitzsimmons, founder of The Bitcoin Mentor, about how Bitcoin restores hope, optimism, and long-term thinking while challenging the fiat system’s nihilism. We cover real estate fundamentals, combining Bitcoin and real estate, the decline in first-world living standards, Canadian taxes, and the world’s biggest financial scam. Can Canada grow out of its economic mess? Tune in for a fresh perspective on living life on your terms!

In this episode of The Your Life. Your Terms. Show, we sit down with Canadian Real Estate Investor podcast co-host Daniel Foch to break down the biggest real estate opportunities in Canada today. We discuss the "missing middle," infill development, how to outcompete big condo developers, and why municipalities are making it easier to build. Daniel also shares strategies for young investors, when it’s better to rent vs. own, and his outlook on the market over the next three years. Daniel is hosting a full-day event on February 21st about building missing middle housing in Canada. Get 25% off your ticket here with promo code realist025.

Ian and Stevie Folkes began their real estate journey in their 40s as busy parents of four, struggling to save after covering the bills. Over the years, they’ve built and managed an impressive portfolio, including rent-to-owns, student rentals, long-term holds, cottages, and even a Costa Rica vacation property. While they’ve sold many properties, their experience spans multiple strategies that have transformed their financial future and inspired their kids. In this episode, they share lessons from their 16+ years as Rock Star members, how they’ve built a pension through real estate, and their journey of turning dreams into action.

In this episode of The Your Life! Your Terms! Show, we chat with Douglas Hoyes a licensed Insolvency Trustee. He's been working with Canadians who are restructuring debt for decades and has seen multiple economic cycles good and bad. We wanted to check in on what he's seeing these days, how Canadians are navigating the current economy and some common financial traps people can fall into.

Welcome to Rock Star LIVE: Episode 1! Join us for the debut episode of Rock Star Live, where we dive into all things real estate, investing, Canada, and living life on your terms. In today's episode, we go over Canadian interest rate predictions, the latest Ontario real estate data, Trump, the Canadian dollar and Bitcoin! Credit to Ben Rabidoux for some of the charts shown. His works is top notch. You can find his work here: https://edgeanalytics.ca/

In this episode of The Your Life. Your Terms. Show, we sit down with Mike Dougherty, founder of Wild Meadows Farm, to discuss his inspiring journey of quitting his corporate job to start a regenerative farming business. With distribution across Southern Ontario and an eCommerce storefront, Mike shares his passion for raising healthy animals and how it impacts both personal health and the world. We dive into the economics of family farming versus large-scale commercial farms, why supporting small farmers is so crucial, and much more. Tune in for a conversation on the importance of sustainable farming and an inspiring story of building a life on your own terms. Learn more about Mike’s farm at wildmeadowsfarm.ca