
Credit Repair Business Secrets
Business & Economics Podcasts
Welcome to Credit Repair Business Secrets where we are creating Credit Heroes and changing lives every single day! Learn more at: https://www.creditrepaircloud.com/podcast
Location:
United States
Description:
Welcome to Credit Repair Business Secrets where we are creating Credit Heroes and changing lives every single day! Learn more at: https://www.creditrepaircloud.com/podcast
Language:
English
Episodes
Fastest Wins in Credit Repair: 7 Things You Can Delete In DAYS
2/17/2026
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
What if I told you that some negative items on your credit report can be removed in just days, while others could take years if you go after them first? And here is the kicker, almost everyone starts with the wrong ones.
Most people think deleting negative items from a credit report is slow, painful, and random, but it is not. There is actually a speed order. Once you know it, you can start racking up wins a whole lot faster.
In this episode, I am breaking down the seven fastest things you can delete from a credit report, ranked by speed. You will know exactly what to go after first, get results faster, and start seeing your credit improve sooner than you thought possible.
Stick around, you do not want to miss this one.
5 Dispute Letter Templates Every Credit Hero Needs: https://www.creditrepaircloud.com/dispute-letter-templates
Key Takeaways:
00:00 Intro
02:03 Why Speed Matters
02:55 Duplicate Accounts
03:55 Incorrect Personal Information
06:47 Closed Accounts Reporting Incorrect Statuses
08:19 Utility Disputed With Precision
09:15 Small Junk Debt Buyer Collections
10:30 Medical Collections Under the Newest Reporting Rules
12:12 Unauthorized Hard Inquiries
15:00 My Final Point
16:18 Outro
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair training He Lost Everything… Then Built a Million-Dollar Credit Repair EmpireMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:18:00
The $20,000 System Credit Repair Millionaires Use (Now FREE)
2/10/2026
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
What if I told you the exact system that helped nearly 100 credit repair millionaires used to cost $20,000… but now you can get it for free?
In this episode, I break down the CRC Marketing Hub, the all-in-one tool that handles funnels, follow-ups, client communications, scheduling, reviews, and more. Everything is built for credit repair businesses, works automatically, and replaces the messy and expensive per-month tech stacks most businesses are stuck with.
I reveal the top 10 features that have the biggest impact on growing your business and that you can start using today for free.
Tune in!
Get More Clients with CRC’s FREE Marketing Hub:
https://www.creditrepaircloud.com/marketing-hub
Key Takeaways:
00:00 Intro
02:31 Automation is the Key to Growth
03:45 Pre-Written Email and SMS Nurture Sequences
06:57 Clients Book Their Own Meetings
08:13 AI Chat Agents That Respond Instantly
10:17 One Unified Inbox for All Communication
12:42 Automated Client Onboarding and Communication
15:33 Automated Reviews and Reputation Growth
17:33 Full Funnels That Automatically Follow Up
19:17 It Replaces Expensive Tech Stacks
20:46 Funnels and Landing Pages Without Developers
22:34 It’s FREE
24:28 Outro
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair trainingMILLIONAIRES Club: Amber Jones - From PRO Basketball to a Credit Repair PRO | How to Make a $MILLIONMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:27:17
How Star Ericka Turned Credit Repair Into a 7-Figure Business
2/3/2026
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Our most successful credit heroes don’t just fix credit, they put it to work.
Star Ericka, founder of The Millionaire’s Table and author of Millionaire Secrets, shows how she turned her own credit journey into a thriving business.
In this episode, we talk about how she transformed her credit challenges into a real business, what most people get wrong about using credit to build wealth, and how she helps her clients go beyond good credit to actually make money with it. We also cover business funding. If you’ve ever wondered what’s possible after credit repair, this episode will open your eyes.
Tune in!
P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/
Key Takeaways:
00:00:00 Intro
00:01:33 From Credit Struggles to Millionaire
00:09:48 Expanding Into Education and Business Funding
00:15:16 How to Scale Past 100 Clients
00:26:37 How Ericka Built Her Audience
00:35:04 Ericka’s Best Credit Repair Strategies
00:38:23 Client Success Stories
00:46:26 Advice for Aspiring Credit Heroes
00:48:05 Rapid Fire Questions
00:50:24 Outro
Additional Resources:
https://www.themillionairetable.com/https://themillionairetableacademy.com/Get a free trial to Credit Repair CloudGet my free credit repair trainingHow Patrice English Built a Million-Dollar Credit Repair Business from NOTHINGMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:53:35
He Lost Everything… Then Built a Million-Dollar Credit Repair Empire
1/27/2026
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
What do you do when life knocks you flat and the thing you thought was your big opportunity completely fails?
Today's guest, Joe Mahlow, lost his job after years of loyalty, then invested in a business that ultimately tanked. Most people would have quit. But Joe didn’t. He learned, adapted, and went on to build a multi-million-dollar credit repair business serving thousands of customers with a 45-person team.
Today, he’s breaking down exactly how he made the comeback of a lifetime, how he gets clients on autopilot, and all the lessons he’s learned over the past 12 years.
Tune in!
P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/
Key Takeaways:
00:00:00 Intro
00:02:01 Joe’s Journey to a Million-Dollar Business
00:05:57 Joe’s Experiences with Credit Repair Franchises
00:10:31 Learning Credit Repair and Starting a Business
00:18:31 Most Important Lessons Joe Learned
00:20:28 How to Get More Reviews
00:23:36 Building a Team
00:25:12 The Power of Affiliate Marketing
00:28:45 How to Grow on Social Media Without Ads
00:37:12 Joe’s Credit Repair Strategies
00:46:04 Handling Compliance Like a Pro
00:52:01 Why You Should Raise Prices
00:56:59 Advice for Aspiring Credit Heroes
01:08:44 Outro
01:09:50 Credit Repair Expo
Additional Resources:
https://www.asapcreditrepairusa.com/Get a free trial to Credit Repair CloudGet my free credit repair training How Santiago Gill Built a Million-Dollar Credit Repair Business from NothingMake sure to subscribe so you stay up to date with our latest episodes.
Duration:01:11:32
The Simple Credit Repair System That Created 100+ Millionaires
1/20/2026
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
I’ve helped over 100 everyday people become credit repair millionaires, and almost all of them started with no money and no experience.
In this episode, you’ll see exactly how they did it, step by step. You’ll learn how to:
You don’t need a degree, certifications, or a big following. With the right tools, system, and mindset, anyone can build a profitable credit repair business.
Tune in now and get started today!
P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/
Key Takeaways:
00:00:00 Intro
00:02:34 Real-Life Success Stories
00:03:40 The Three Main Steps of Credit Repair
00:05:45 Turning Credit Repair Into a Business
00:08:50 You Can Do It Too, Here’s How
00:09:23 My Final Point
00:10:49 Credit Repair Expo
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair training Dream Big | Millionaires Club: CREDIT QUEEN Irene Day Reveals How to MAKE $MILLION | 7 Figure SalaryMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:12:31
3 Proven Ways to Remove Repossessions in 2026
1/13/2026
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Knowing how to remove a repossession from your credit report has never been more important.
Over 2.7 million Americans had their vehicles repossessed in 2025, and all signs point to 2026 being even worse.
But here’s what most people don’t know. Repossessions aren’t just about losing your car. It goes way beyond that. You are not just losing your daily transportation… your credit takes a heavy hit that can follow you around for years.
Today, I'm going to give you three proven strategies that will help you remove repossessions the right way in 2026, even if they've been sitting on your credit report for years.
Tune in!
P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/
Key Takeaways:
00:00:00 Intro
00:02:17 How do Repossessions Actually Work?
00:03:51 Logging Factual Disputes
00:08:36 Credit Sale Discrepancies
00:11:30 Dispute Post-Repo Late Payment
00:13:17 My Final Point
00:13:45 Outro
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair training How to Fight Debt Collectors Without a Lawyer ft. Steven WilliamsMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:16:35
STOP! This Credit Repair Hack Is Actually a Federal Crime
1/6/2026
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
What if I told you that there is a credit repair shortcut that people are teaching, but using it could get you fined, sued, arrested, or even thrown in prison?
I'm talking about people filing fake identity theft reports with the FDC, the CFPB, or the police because someone told them that it's a loophole, a magic trick, or a fast way to wipe their credit clean. Some people call it a credit sweep. Others just think that they found a secret loophole that no one else knows about. But here's the truth: it's a felony, and people are getting caught.
Today, I'm going to show you exactly why fake identity theft claims can destroy your business, ruin your life, and get you locked up, even if you didn't mean to break the law. So you better stick around!
P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/
Key Takeaways:
00:00 This Credit “Hack” Could Land You In Prison
02:49 Federal Regulations and Penalties for False Claims
04:32 Real Cases
05:01 Legal Credit Repair Changes Lives
05:39 Outro
06:48 Credit Repair Expo
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair training 5 Proven Steps to Remove Charge-Offs and Rebuild Your Credit FASTMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:08:30
How to Remove Medical Debt from Your Credit Report FAST
12/30/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Did you know that medical debt is the number one source of collections on credit reports?
Medical collections have been the wild west of credit repair for years, but get ready. The rules are changing again, and if you're not prepared, you could miss out on some of the easiest wins that you'll see all year.
Today, I'm breaking down the newest medical collection rules, how they impact your strategies, and the exact steps that you can take to get faster deletions.
Plus, I'm going to share the one medical collection loophole that most Credit Repair Pros completely miss, and it could mean the difference between a 50-point boost and a 100-point boost, so you better stick around!
Let’s jump right in.
P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/
Key Takeaways:
00:00 Intro
01:10 The Sad Truth Behind Medical Collections
02:20 New Regulations and Their Impact
05:15 My Proven 5-Step System for Removing Medical Collections
07:43 Secret Medical Collection Loophole
08:24 How to Take Advantage of the New Rules in Your Business
10:34 My Final Point
11:49 Outro
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair training How To Get Easy Credit Repair Results For Your Clients (Even If You're Not An Expert Yet)Make sure to subscribe so you stay up to date with our latest episodes.
Duration:00:14:39
The Secret to Turning 1 Happy Client into 13 New Leads (No Ads Needed!)
12/23/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Want more clients, more trust, more referrals, and the fastest shortcut to a 7-figure credit repair business? You don’t need ads…
You need reviews. Reviews are the one thing that instantly builds trust, removes fear, and fills your pipeline for free. In this episode, I break down exactly how to turn a happy client into 13 new leads on autopilot using the review and referral tools built right into your CRC Marketing Hub.
Tune in to learn how to automate your lead generation and the strategies top credit repair pros use to scale fast.
Key Takeaways:
00:00 Intro
01:10 The Power of Reviews
02:25 Why You’re Not Getting Reviews
05:09 Millionaires Take Reviews Seriously
05:52 Credit Repair Expo 2026
07:46 The 48-Hour Rule
08:21 1 Client = 13 Leads
09:38 The Importance of Automation
12:03 Advanced Strategies to Dominate Local Markets
15:27 My Final Point
16:03 Outro
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair training Meta Ads Made Easy: A Step-by-Step Demo for Credit Repair Businesses ft. Max KnowlesMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:18:28
Eviction on Your Record? Remove It in 3 Simple Steps
12/16/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
I once got evicted even though I did nothing wrong…
I always paid my rent on time, I fixed everything myself, and I never caused any trouble. But my landlord still kicked me out just so that he could raise the rent. The court gave me a week to move, but I was leaving for a gig two days later, so effectively I only had 24 hours to pack everything and find a new place.
When I finally thought this nightmare was over, it wasn’t! Months later, I learned that the eviction was still following me. It was hiding in a public record that I didn't even know existed.
That experience changed everything for me, because I realized how many people are still stuck in that same nightmare today. So today, I'm going to show you the six hidden databases landlords use, how to pull reports from each of them, and the exact three-step legal process to remove them for good.
Tune in!
Key Takeaways:
00:00 Intro
02:21 Where Is Your Eviction Hiding?
03:49 The 6 Hidden Bureaus Landlords Use
04:51 How to Remove Eviction Records in 3 Steps
06:25 2 Bonus Strategies
07:20 My Final Point
08:02 Outro
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair training Credit Score 101: Everything You Need to KnowMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:10:26
Stop Getting Played by Credit Bureaus! FCRA vs FDCPA Explained
12/9/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Credit repair is confusing… on purpose.
If you don’t know which law applies in which situation, you’ll send the wrong letter, contact the wrong entity, and never see results. That’s why today, I’m breaking down the difference between the FDCPA (Fair Debt Collection Practices Act) and the FCRA (Fair Credit Reporting Act).
Collectors and bureaus rely on people getting confused. Use the wrong law, and you lose your power instantly. But cite the right law, know exactly which statute they’re violating, and speak their language, and suddenly, they have to take you seriously.
By the end of this episode, you’ll know exactly how to use both laws to get results and stop getting played by collectors and bureaus.
Let’s jump right in.
P.S. Join the #1 event to grow your credit repair business: http://creditrepairexpo.com/
Key Takeaways:
00:00 Intro
01:15 Credit Repair Is Confusing… On Purpose
02:09 FDCPA vs FCRA
05:03 FDCPA Explained
06:32 FCRA Explained
07:33 Real World Examples
08:55 My Final Point
09:34 Outro
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair training This Reporting Violation Could Help You Remove Student LoansMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:12:23
This Secret System Gets You Credit Repair Leads While You Sleep ft. Triston Isaac
12/2/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
What if you could stop chasing clients... and have them come to you 24/7 without spending a single penny on ads?
Sounds crazy, right?
Well, our guest today figured out how to make that happen. Meet Triston Isaac, founder of White Labelled Academies. He’s helped thousands of Credit Heroes grow their businesses on autopilot using simple digital products and the CRC Marketing Hub’s automation tools.
In this episode, Triston breaks down how to turn your existing knowledge into irresistible offers that attract leads, convert them into clients, and keep your pipeline full, all while you sleep.
Don't miss out.
Key Takeaways:
00:00 Intro
01:55 Triston’s Background
03:13 Turning Digital Products Into Paying Clients
09:27 The CRC Marketing Hub
11:57 Biggest Mistake Credit Heroes Make
13:48 How to Get Your First Clients
16:06 The Best Starting Offer
16:54 Follow-up Strategies
18:36 Recent Trends and Hot Topics to Leverage
21:10 Client Success Stories
21:56 How Triston Can Help You
23:11 Rapid Fire Questions
26:53 Outro
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair trainingHow Christopher Stirgus Got 100 Clients in 3 Months Without Cold CallsMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:29:11
Never Dispute Errors On Your Credit Report Online (Here’s Why)
11/25/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Ever seen one of those “Click Here to Dispute” buttons on Equifax, Experian, or TransUnion’s website and thought it looked like a quick and easy fix?
Well, that innocent-looking button is actually one of the biggest traps in credit repair… and it could destroy your chances of getting real deletions in the future.
When you click on it, you're not just starting a dispute. No, you’re agreeing to the bureau's fine print, and trust me, the fine print is not something you want to agree to.
That’s why today, I'm breaking down why these online disputes fail, what rights you lose, and how to actually fix your credit in 2026, so that you won’t become another victim of this predatory system.
Tune in!
Key Takeaways:
00:00 Intro
01:10 Why Online Disputing Is a Trap
03:31 Why Online Disputes Fail 90% of the Time
06:38 The Power of Paper
08:27 My Final Point
09:03 Outro
Additional Resources:
Get my free credit repair trainingAre These Viral Credit Repair Tricks Total Scams?Make sure to subscribe so you stay up to date with our latest episodes.
Duration:00:11:24
How to Build a Million-Dollar Credit Repair Business from Nothing with Marivel Sotelo
11/18/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
What if I told you that the same woman who once lived on Skid Row is now running a 7-figure credit repair business?
Meet Marivel Sotelo, a woman who overcame homelessness and addiction and is now running a multi-million-dollar credit repair business she started from nothing. Not only is she our newest Millionaires Club award winner, but she’s also one of the fastest-rising mentors in our entire industry. Her story is truly remarkable and a testament to what can be done if you believe in yourself.
Today, she's revealing the real secrets behind success in credit repair, how to get clients without fear, how to make more money without ads, and how to build a business that changes lives.
If you’ve ever felt stuck or doubted whether you’re cut out for this, this episode is for you.
Tune in!
Key Takeaways:
00:00 Intro
03:33 From Skid Row to Credit Repair Millionaire
09:19 How Marivel Started Her Credit Repair Business
11:53 Advice for Struggling People
13:14 The Biggest Mindset Mistakes
14:28 First Steps to a Successful Business
15:40 How to Get Your First Customer
18:39 Tools and Processes That Make the Biggest Difference
24:04 Advice for Aspiring Credit Heroes
27:23 Marivel’s Best Credit Repair Tips
29:23 Rapid Fire Questions
32:24 Outro
Additional Resources:
https://www.blacksheepeducation.com/Get my free credit repair trainingOvercoming Homelessness & Bootstrapping a Credit Repair Business w/ Marivel SoteloMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:34:59
Meta Ads Made Easy: A Step-by-Step Demo for Credit Repair Businesses ft. Max Knowles
11/11/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
You want to run effective Meta ads for your credit repair business... but you’re worried about blowing your budget.
What do you do? Give up on ads? Keep throwing money at them with no real strategy?
Well, that’s what a lot of businesses do... But what if I told you that you could run Meta ads that actually convert, even on a small budget?
Today, I’m joined by Max Knowles, a marketing expert who’s built eight-figure sales teams, trained 1000s of entrepreneurs, and created a simple ad system that helps credit pros attract the right audience, build trust, and grow fast without wasting a single dollar. Max shares his step-by-step demo on how credit repair businesses can leverage Meta ads to attract leads and clients without breaking the bank.
You'll learn how to set up Meta ads like a pro, write high-converting ad copy with ChatGPT, and use AI to automate conversations with leads. We’ll also explore the key factors that make ads successful, like targeting the right audience and focusing on long-term customer value, not just cost-per-lead.
If you’re tired of wasting money on ads and want to learn how to run campaigns that work, this episode is for you.
Tune in!
👉 Download the notes from Max’s step-by-step demo: https://thefamosgroup.com/crcslides
Key Takeaways:
00:00:00 Intro
00:02:19 Max’s Background and Journey
00:08:32 How to Run Meta Ads: A Step-by-Step Demo
00:19:36 How to Build a Campaign with CRC Marketing Hub
00:28:53 How to Build and Train an AI Bot
00:39:13 Busting Myths About Running Ads
00:40:33 Understanding Customer Acquisition Cost
00:42:08 The Secret to Success and Mistakes to Avoid
00:44:30 Best Performing Ad Creatives and Scaling Budgets
00:52:21 Niching Down and Building Attractive Offers
00:56:22 When to Hire a Growth Agency and Results to Expect
00:57:43 Customer Acquisition and Follow-Up Strategies
01:04:34 Rapid Fire Questions
01:08:02 Outro
Additional Resources:
https://thefamosgroup.com/Get my free credit repair trainingGenerate Leads 24/7 with a 100% TSR-Compliant Credit Repair WebsiteMake sure to subscribe so you stay up to date with our latest episodes.
Duration:01:10:22
How Ricardo Soto Used FREE Content to Generate 60K Leads
11/4/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
You want more credit repair clients... but you’ve got no ad budget.
What do you do? Give up? Burn out? Wait for referrals?
Well, that’s what most people do. But what if I told you that you could generate 60,000 leads and build a 7-figure business without spending a single penny on ads?
Today, I’m joined by Ricardo Soto, a Credit Hero who hit rock bottom, lost his job, declared bankruptcy… and then built an empire. He used live TikTok videos, timeless marketing psychology, and pure hustle to generate 350,000 monthly views and attract clients organically.
In this episode, Ricardo shares exactly how he rebuilt his life and business from the ground up, how he uses the “know, like, trust” strategy to convert viewers into paying clients, and how YOU can use the same system to grow your own credit repair business.
We’ll also break down his three credit repair secrets, how to overcome fear of going live, why social proof beats flashy content, and how live streams helped him get noticed by brands like Toyota.
If you’re looking for leads and clients without paying for ads, this episode is for you.
Tune in!
Key Takeaways:
00:00 Intro
01:54 From Financial Hardships to Credit Repair
04:33 Ricardo’s Winning Lead Gen System
15:26 Overcoming the Fear of Making Videos
16:59 How to Start Making Content
25:54 The Secret to a Viral Video
29:12 The Power of Live Videos
39:05 Rapid Fire Questions
42:07 Outro
Additional Resources:
https://www.instagram.com/thatguy.ricardohttps://www.tiktok.com/@thatguy.ricardohttps://www.youtube.com/@thatguy.ricardoGet a free trial to Credit Repair CloudGet my free credit repair trainingHow to Make $1 million in Credit Repair - with Ricardo Soto and Daniel De La Garza
Make sure to subscribe so you stay up to date with our latest episodes.
Duration:00:44:38
How to Remove Charge-Offs and Collections (The Real Difference Between Them)
10/28/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
What if I told you that one bad debt could count against you twice... even though it's the exact same account?
Sounds crazy, right? But it happens every day.
It’s reported once as a charge-off and then again as a collection. From the lender's point of view, that looks like double trouble, and it can absolutely wreck your credit score and your chances of approval.
Here’s why this is important: Most people don’t even realize that a charge-off and a collection are two completely different things, or that reporting the same debt twice is a violation. To make matters worse, if you treat them the same way, you'll use the wrong strategy, waste months of effort, and stay stuck with bad credit that could’ve been fixed.
That’s why today, I’m going to break down the real differences between charge-offs and collections and show you the exact steps to fight back against our predatory credit system. Plus, I’ll give you the exact letters you can use totally free so you can start fixing those accounts right away.
Tune in now!
✉️ Get Your FREE Debt Validation Letter Template Here:
https://www.creditrepaircloud.com/dispute-letters/debt-validation
Key Takeaways:
00:00 Intro
01:35 Understanding the Difference Between Charge-Offs and Collections
02:39 What Is a Charge-Off?
04:03 What Is a Collection?
04:54 The Key Difference
06:07 How to Remove Charge-Offs
07:36 How to Remove Collections
08:57 Advanced Strategies for Removing Charge-Offs and Collections
09:22 My Final Point
10:04 Outro
Additional Resources:
Get a free trial to Credit Repair CloudGet my free credit repair trainingRemove Late Payments Fast! (Credit Score Hack)Make sure to subscribe so you stay up to date with our latest episodes.
Duration:00:12:57
This Facebook Ad Has Run Since 2013 and Still Converts, Here’s How ft. Steven Williams
10/21/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
Would you believe there's a Facebook ad that's been running since 2013… and still brings in new clients every single day?
It’s true! The ad belongs to Steven Williams, a credit repair millionaire who mastered the art of simple, timeless marketing that never stops working. He’s automated everything, from ads to emails to client onboarding, so his business can run while he sleeps. And today, he’s breaking down the systems, mindset, and marketing strategies that made it all possible.
From the evergreen ads that bring in leads 24/7 to the funnel that’s converted over 10,000 of those leads, he shares it all. This is Part 2 of our conversation, and it’s PACKED with gold.
If you want your business to grow while you sleep… you need to hear this.
Tune in now!
👉 Join Summons Master and receive a 30% commission on all payments for paying customers you refer: https://shorturl.at/yE4U9
Key Takeaways:
00:00 Intro
02:05 Game-Changing Credit Repair Strategy
06:22 How Steven Brings in Customers
11:20 Steven’s Best Performing Ads
13:26 The Follow-Up Process
27:06 Challenges in the Credit Repair Industry
31:17 Credit Repair Cloud
32:58 How to Expand Your Business
35:33 Rapid Fire Questions
37:58 Outro
Additional Resources:
https://summonsmaster.comhttps://www.facebook.com/summonsmaster/https://www.youtube.com/@TheCreditRepairShophttps://www.facebook.com/TheCreditRepairShopGet a free trial to Credit Repair CloudGet my free credit repair trainingHow to Fight Debt Collectors Without a Lawyer ft. Steven WilliamsMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:41:01
How to Fight Debt Collectors Without a Lawyer ft. Steven Williams
10/14/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
You've just been hit with a lawsuit from a debt collector.
What do you do? Panic? Freeze? Call a lawyer?
Well, that’s what most people would do in this scenario. But what if I told you that you don’t need a lawyer at all? Today, I’m joined by the newest member of our Millionaires Club, Steven Williams! Steven is the founder of The Credit Repair Shop and the genius behind Summons Master, an AI tool used to fight debt collector lawsuits.
Steven himself was sued by a debt collector for a whopping $104K, so he’s talking from firsthand experience with the legal system. He turned his own painful experience into a system that’s helped over 10,000 clients fight back and WIN… often without ever needing to say a word in court.
You’ll hear how he used this experience to grow his credit repair business, how AI is now helping clients respond to lawsuits, and how YOU can offer this same service to protect your clients and grow your business (and your revenue). He’ll even walk us through a live demo of Summons Master.
Plus, we’ll talk about what happens if you DON’T respond, how to avoid default judgments, and why this is the biggest hidden revenue stream in credit repair right now.
If you or your clients are getting sued, this episode is for you.
Tune in!
👉 Join Summons Master and receive a 30% commission on all payments for paying customers you refer: https://shorturl.at/yE4U9
Key Takeaways:
00:00 Intro
01:49 Earning the Millionaires Club Award and Steven’s Background
03:06 Getting Into Credit Repair
05:46 Getting Sued by a Debt Collector
13:18 The Results of Summons Master
15:38 What Is a Default Judgment?
21:07 Summons Master Demo
25:23 Client Success Stories
27:03 Most Common Reasons for Dismissals
30:36 Banks and Debt Collectors
35:42 Signs You’re Getting Sued
46:55 Outro
Additional Resources:
https://summonsmaster.comhttps://www.facebook.com/summonsmaster/https://www.youtube.com/@TheCreditRepairShophttps://www.facebook.com/TheCreditRepairShopGet a free trial to Credit Repair CloudGet my free credit repair training How Patrice English Built a Million-Dollar Credit Repair Business from NOTHINGMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:49:18
Credit Repair Ads That Work: Generate Leads DAILY with Just $5
10/7/2025
Join Our FREE Start Repairing Credit Challenge: http://startrepairingcredit.com/
What if I told you that the number one thing holding back your credit repair business isn’t the disputes… but the marketing?
Just think about it. You might be the best at fixing credit, but without a steady flow of clients walking through your door, you are stuck. And that’s exactly why so many businesses fail!
But don’t worry… You’re in luck, because today’s guest has figured out how to generate leads consistently for as little as $5 a day. Sounds too good to be true, right? Well, meet Alex Rocha, a Facebook ad expert who has helped build a multi-seven-figure credit repair empire, helped over 30,000 clients, and mentored hundreds of entrepreneurs. He is a master at creating effective ads that won’t blow your budget.
And the best part? Alex is here today to share some of his magic with you. In this episode, he walks us through exactly how to launch your very first paid ad in under an hour. If you’ve ever struggled to get clients, you’ll definitely want to stick around.
Let’s jump right in!
Get Alex’s Fool-Proof Credit Repair Ad Guide:
https://crc.mastodonmarketing.com/
Key Takeaways:
00:00 Intro
02:13 Alex’s Background
02:55 Helping Credit Repair Businesses
05:16 How to Launch an Ad In Under an Hour
12:44 The Secret to a Great Ad
19:55 Expected Return on Investment
22:02 Common Mistakes When Creating Ads
27:27 Optimizing Your Ads and Converting Your Leads
30:52 Diagnosing What Goes Wrong with Ads
33:09 Launching Crazy Offers
36:17 Key Metrics to Track
38:16 Getting High-Value Clients
41:55 Client Success Stories
43:40 Rapid Fire Questions
46:19 Outro
Additional Resources:
https://www.youtube.com/@CreditRepairAdshttps://mastodonmarketing.com/https://www.instagram.com/mastodon.marketing/Get a free trial to Credit Repair CloudGet my free credit repair training Step-by-Step Guide to Recruiting TOP Affiliates for Your Credit Repair BusinessMake sure to subscribe so you stay up to date with our latest episodes.
Duration:00:48:40