Smart Money Mamas Show

#122 Today I'm talking with Renie Cavallari. She's the author of Head Trash and CEO of Aspire- a leadership development, training and consulting firm. Renie is an expert at helping people stop sabotaging their own success by helping them trade their anxiety and fear for bigger potential, and a better quality of life. We're talking about how to identify your own head trash, why mindset work really is the most important work, and why the quality of the questions you ask can determine the quality of your life. (5:33) Not sure what head trash is? Find out right here (8:50) Discover how to identify your disconnected thoughts faster (11:41) This is why mindset is absolutely the most important work (14:16) Do you know which of the Four Big Lies you're believing? (32:48) Here are some strategies to practice dumping your head trash Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/122 Grab your FREE Healthy Money Mindset Workbook https://smartmoneymamas.com/healthy-money-mindset-workbook

#121 Today I'm talking with children's author, Maria Dismondy. Maria has published a handful of delightful books that focus on diversity and character education. Learn how a lack of diverse literature inspired Maria to leave the classroom to publish children's books. We're talking about how you can use literature for creative conversations starters, tips for helping kids navigate anxiety with a new school year, and why we should always encourage curiosity! (1:33) Learn how Maria decided to transition from teaching to writing children’s books (5:33) Here’s why children’s lit is the perfect tool for teaching character education (7:20) These are some creative ways to build a life-long love of reading (22:22) Check out these tips for helping kids work through pandemic anxiety in the new school year (37:01) Ever wanted to write and publish a book? Start here! Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/121 Grab your FREE Passion Project Workbook https://smartmoneymamas.com/passion-project-workbook

Today I'm talking with the founder of Bilingual Birdies, Sarah Farzam. Sarah is sharing her journey of launching her business back in 2006, which was entirely bootstrapped. Through this language learning program, children can learn Spanish, Mandarin, French, and English through an engaging mix of song and play. Learn how Sarah is also helping others start their own business teaching kids and families in their local community. She'll share all about how you can get paid to play too! (2:09) Learn what it was like growing up in a household speaking 3 languages (4:28) Hear about how Bilingual Birdies was brought to life (13:22) This is how Sarah managed to bootstrap her business (14:42) Hear why Sarah’s secret to success was learning to fail fast (27:59) Discover how you can use your language skills to launch your own Bilingual Birdies business in your area Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/120 Grab your FREE Passion Project Workbook https://smartmoneymamas.com/passion-project-workbook

#119 When you're having a new baby, one of the biggest expenses - and greatest unknowns - is medical costs. There is an unfortunate lack of transparency when it comes to birth costs, in addition to the uncertainty of whether you or your child will need specialist care after delivery. To make sure you understand the costs and get the most out of your health insurance, we're bringing in expert and naturopathic physician and twin mom, Dr. Ashley Burkman. We're talking about how to understand what your insurance covers, ways you can save money on birth costs, what expenses to expect after delivery, and more! Looking for more information, mama? Check out the full show notes at https://www.smartmoneymamas.com/119

#118 When I was a new mom, I suffered from postpartum depression and anxiety. But while I'd heard about these conditions, I didn't believe they could happen to me. I thought I could fix it all with the right exercise routine or system. I didn't know how to ask for help. Taking care of your mental health as a new mom - and as your children grow - is crucially important. For your health and your kiddo's. This week on Smart Money Mamas Live, I'm going to be joined by 3 amazing experts - Dr. Sheryl Ziegler Tiffany Day, and Cinthia Rivas - to talk all about maternal mental health. Looking for more information, mama? Check out the full show notes at https://www.smartmoneymamas.com/118

#117 Interested in starting a new online business but worried about how to manage it all with little ones at home? Tasha Booth, Founder & CEO of The Launch Guild, is here today to share how to get started making money online on your own terms! We will be talking about the tasks a virtual assistant can do, how to find clients, what you should charge, and how to avoid building a business out of a scarcity mindset! Looking for more information, mama? Check out the full show notes at www.smartmoneymamas.com/117 Download your FREE Design Your Passion Project Workbook: https://smartmoneymamas.com/passion-project-workbook

#116 Often, one of the biggest worries for new working moms is managing coming back to work after maternity leave. How do you prepare mentally for the shift? How can you maintain your career goals while balancing new responsibilities as a mama? What about taking care of yourself? Don’t worry, we’ve got your back! This week on Smart Money Mamas Live, we’ll be joined by Lauren Smith Brody, author of The Fifth Trimester. We'll be discussing how to handle deciding between daycare and a nanny, dealing with bosses who aren't parents, how to rethink mom-guilt, and more! Looking for more information, mama? Check out the full show notes at https://www.smartmoneymamas.com/116

#115 If you've never been a parent before, it's difficult to go about deciding what's most important as a new mom. It's a time of immense change and fast learning. It’s joyful, but can also be overwhelming - especially when you factor in everyone’s well-meaning advice. In this episode, we’re joined by Kendra Adachi from the Lazy Genius Collective to dive into how to give yourself grace as a new mom, how to set boundaries with well-intentioned friends and family, and why a registry is a chance to name what matters to you! Looking for more information, mama? Check out the full show notes at www.smartmoneymamas.com/115

#114 Get ready because today we're going to learn some expert strategies to improve your credit! A healthy credit score is the foundation for building wealth and when it comes to building that foundation - no matter where you're starting - Netiva Heard is an expert. In this episode, we're going to dig deep into why credit health matters, how credit scores work, the baby steps you can take to improve your credit score, and why a strong credit score can help you build lasting wealth. Looking for more information, mama? Check out the full show notes at www.smartmoneymamas.com/114

#113 Wondering how to create a baby budget and make sure you're saving money as a new mama? In this panel discussion, I asked my friends Tasha Cochran of One Big Happy Life, Kristin Stones of Cents & Purpose, and Bethany Bayless from The Motherhood & Money Show to discuss all of our experiences and our best money mama tips! Looking for more information, mama? Check out the full show notes at www.smartmoneymamas.com/113

#112 Are you currently expecting or planning to start - or grow a family? New babies are exciting blessings. As you prepare for your family to get bigger, it's hard to stop looking at baby clothes, cribs, and imagining what your little one is going to look like. But it doesn’t take long for your mind to start to spin about all the ways your life is about to change and all the decisions you need to make. In this episode, we're going to discuss creating a baby budget, understanding your healthcare costs, getting the right estate plan in place, thinking about maternity leave and your career, and more! Looking for more information, mama? Check out the full show notes at https://www.smartmoneymamas.com/112

#111 Today I'm talking with fellow podcaster and founder of Thriving in Motherhood, Jessica Jackson. After struggling through difficult pregnancies and other health challenges, she has discovered the tools to help moms go from surviving to thriving in any season of motherhood. We're talking about why you don't have to struggle alone, why you need to choose which balls to drop, and why noticing your thoughts can help you live a life that is full of what you love most. (3:59) Find out how Thriving in Motherhood got its start during a mastermind of moms on the playground (8:27) This is how cognitive behavioral therapy helped Jessica take more responsibility for her own thought life (10:57) Check out the 5 step path to go from Surviving to Thriving in Motherhood (21:20) Listen to what changed for the Jackson family as they increased their income when Jessica was able to monetize her biz (28:07) Learn how you can let yourself off the hook for more of the "should" statements you battle every day as a mama (31:13) Discover the habits that Jessica has helped her family practice that allow them thrive most consistently (37:14) Chelsea’s Top Takeaways Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/111 Grab your FREE Family Money Values Template https://smartmoneymamas.com/family-money-values-template/

#110 Today I'm talking with educator, blogger, and the founder of Tech-Savvy Mama, Leticia Barr. She has brilliantly combined all of her superpowers to help families navigate the difficult task of parenting in the digital age to keep your kids safe online. We're talking about the difference between passive and productive screen time, how to encourage kids to ask for help when they stumble on inappropriate material, and what tools you can use to monitor screen time usage. (4:01) This is the difference between productive time and downtime on a screen (6:39) Discover some of the best tools and apps for keeping kids safe online (15:45) Consider these ways to navigate boundaries for kids who are wanting to use social platforms (18:05) Find out how to protect yourself in terms of your digital footprint (39:43) Here are some things to explore when it comes to trust vs. over-monitoring your kid's screen time (45:33) Chelsea’s Top Takeaways Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/110 Grab your FREE Family Money Values Template https://smartmoneymamas.com/family-money-values-template/

#109 Today I'm talking with the author and founder of You Need a Budget, Jesse Mecham. The YNAB app started with a simple spreadsheet he created so he and his wife could generate an extra $300 a month. Now they are busy discovering how to teach their seven children about why they need a budget. We're talking about why budgets are ever-changing, how to engage your kids' money personalities, and why you don't have to be a money expert to teach your kids about budgeting. (8:54) Learn where people most often overcomplicate their budgets (11:09) Here are some tips for helping a reluctant partner understand why you need a budget (25:24) Wondering how you can discourage kids from buying things you don’t want them to buy? Check out these tips! (27:16) Check out the four YNAB rules and why they are easy enough for kids to understand (31:00) Hear about the many different versions of budgeting systems Jesse and Julie have tried in their home (42:35) This is how Jesse is thinking about raising kids who will likely find partners as adults who aren't as financially savvy as his kids will be (47:13) Chelsea’s Top Takeaways Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/109 Grab your FREE Family Money Values Template https://smartmoneymamas.com/family-money-values-template/

#108 In today's episode I'm talking with registered dietician, mama, and founder of Kids Eat in Color, Jennifer Anderson. Jennifer is an expert in helping parents help their kids develop a healthy relationship with food by reducing the stress of mealtime battles. We're talking about managing food waste, the unnecessary scare tactics used in food marketing, and how to encourage choices with boundaries at mealtimes. (5:27) Learn why offering smaller portions may solve a lot of the power struggles at mealtimes (7:35) Find out why food marketing has made us feel terrible if we can't afford to feed our kids "fancy foods" or organic foods (18:35) Do you know what a food desert is? Here are some tips for feeding your family if you live in one (25:38) This is how you can manage the stress of food waste on the days your kids aren't eating what's available (31:26) Find out how you can successfully navigate food battles with "extreme" picky eaters (55:08) Chelsea’s Top Takeaways Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/108 Grab your FREE Meal Planning Templates! https://smartmoneymamas.com/meal-planning-printables/

#107 In today's episode I'm talking with money mentor for world changers and author of Get Rich, Lucky Bitch, Denise Duffield-Thomas. She helps women charge premium prices, release the fear of money, and create First Class lives. We're talking about how to start tapping into your money story, how to up-level your life in increments, and how to stop being the bottleneck in your own life. (4:17) Let's define manifesting: what it is and what it's NOT (9:49) Discover how to uncover the layers of your money story and money memories (19:41) Learn why you're not a diva if you just want to raise your standards and keep your boundaries (38:03) If you want to start thinking wealthy, here's how to up-level your life in small steps (50:45) Learn how to train your brain to practice reverse-paranoia (56:32) Chelsea’s Top Takeaways Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/107 Grab your FREE Passion Project Workbook! https://smartmoneymamas.com/passion-project-workbook/

#106 In today's episode, I'm talking with digital product coach for women, Monica Froese. She is the founder of both Redefining Mom and most recently, Empowered Business. Monica is on a mission to help 1000 women hit $100,000 in their business. We're talking about that one time she chatted with Barack Obama, why our money stories can help us understand our spending habits, and why you're already 100% qualified to create and sell a digital product. (4:29) Hear about the time Monica's blog got her an invite to chat with President Barack Obama (11:39) Learn how Monica's business started with the motto that she couldn’t fail (22:32) Listen to Monica unpack part of her money story and why a desire for control drove her decisions (32:01) Check out the first step in making sustainable money online (41:10) Find out when it’s time to launch a product (47:01) Want to learn how to start selling? It’s simpler than you think (55:34) Chelsea’s Top Takeaways Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/106 Grab your FREE Passion Project Workbook! https://smartmoneymamas.com/passion-project-workbook/

#105 For this episode, we asked the mamas in our free Mamas Talk Money Community on Facebook to send us their questions. If one person in our community has a question, there are no doubt others wondering the same thing. Today we’re going to discuss more specifics about inheriting money, retirement resources, leaving your 9-5, and more! (00:58) Our first question comes from Jacqueline who asks, "My husband and I would love to move out of the country at some point soon. When we do, what happens to our retirement and any other investment accounts?" (6:22) Alice wonders - "We're inheriting some money from in IRA which apparently we have to take out in the next ten years. What do we need to know to be smart about this?" (10:14) Robin asks, "At 65 and 60 my husband and I feel like we are still "adulting." What are some resources that can help you decide when you can retire?" (14:45) Tiffany wants to know, "Are there any good podcasts or blogs you’d recommend for Smart Money daddies? My husband is intrigued by all that I’ve been learning, and I might have actually inspired him a bit with my hard work!" (17:25) Our last question is a fun one: "What did you say to your boss when you decided to leave the corporate world and start SMMs? How did the conversation go?" Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/105 Grab your FREE Meaningful Money Kickstarter Guide: https://smartmoneymamas.com/meaningful-money-goal-worksheet/

#104 Today I'm talking with author and financial literacy and mental health advocate, Natalie Torres-Haddad. As an immigrant and first-generation college student, Natalie had a tremendous challenge dealing with her student loan debt after college. She learned the hard way how her financial health directly impacts her mental health, but now she teaches people of all ages how to be financially savvy. We're talking about what boundaries you need to put in place to protect your mental and financial health, how to make financial conversations less taboo, and how to make finances less stressful and even fun for kids. (4:55) Learn how Natalie's mental health took the biggest hit because of the overwhelm of her student loan debt (09:05) Hear how Natalie has put new boundaries in place to protect her mental health (14:21) This is a truth about therapy we don't always talk about (21:13) Find out how Natalie makes taking care of her finances relaxing and part of her self-care (23:56) Bet you never dance while you budget, but you might after you hear this (29:51) Want to teach kids about money? Try this budgeting activity with your kids (36:54) Chelsea’s Top Takeaways Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/104 Grab your FREE Healthy Money Mindset Workbook https://smartmoneymamas.com/healthy-money-mindset-workbook/

#103 In today's episode, I'm talking with financial expert, startup executive, and author, Jennifer Barrett. In her book, Think Like A Breadwinner, Jennifer is helping women re-examine the false narrative that women shouldn't or can't earn more than men. We're talking about how societal expectations play a role in how women think about money, why you need to think like a breadwinner even if you aren't one, and why being a female breadwinner is worthy of celebrating! (5:00) Have you noted this difference in how we talk to our son vs. our daughters about money in our society? (8:26) Listen as Jennifer describes what the breadwinner mindset looks like (10:06) Find out about the moment Jennifer committed to negotiating her pay and advocating for herself (25:31) Discover why companies that implement a paid maternity and paternity leave are seeing a direct return on that investment (28:38) Learn about the work that Jennifer is doing with Acorns to help you invest -starting by just rounding up the spare change (34:01) If you're ready to take more responsibility for your finances and adopt the breadwinner mindset, here's your first step (47:58) Chelsea’s Top Takeaways Looking for more information, mama? Visit the show notes at https://www.smartmoneymamas.com/103 Grab your FREE Healthy Money Mindset Workbook https://smartmoneymamas.com/healthy-money-mindset-workbook/