Mission Matters Money with Adam Torres

In this episode, ⁠Adam Torres⁠ and ⁠Joe Rinderknecht⁠, Founder of Cowboy Capital. Joe shares how his ranching roots and early exposure to financial education led him into multifamily investing, including recent acquisitions totaling 419 units and over $14M raised. He also discusses his nonprofit Tiny’s Tribe, created in honor of his late brother and grandmother, which supports families after major loss through financial stability, food support, home renovations, and mindset resources. About ⁠Joe Rinderknecht⁠ Joe Rinderknecht is the founder of Cowboy Capital (GP Sponsor) and Upgrade Partners Capital (Fund of Funds). Cowboy Capital is a real estate investment firm specializing in acquiring and operating value-add apartment buildings under 100 units. He focuses on deals within a four-hour drive of his home, ensuring hands-on management and strong market expertise. His latest acquisition, a 54-unit property built in 1998, has seen a $2.5 million value increase in just six months through strategic improvements and operational efficiencies. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this Mission Matters episode, ⁠Adam Torres⁠ interviews ⁠Nadab “Niddy” Akhtar⁠, Co-Founder of eXcite Capital, on-site at Art Basel 2025 to discuss alternative investments and how eXcite uses real-time, physics-inspired AI to approach market strategy and risk. Watch Full Episode on Youtube⁠⁠⁠. --- Follow Adam on Instagram at⁠ ⁠https://www.instagram.com/askadamtorres/⁠⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠⁠https://missionmatters.lpages.co/podcastguest/⁠⁠ Visit our website: ⁠⁠https://missionmatters.com⁠ More FREE content from Mission Matters here:⁠ ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Adam Torres ⁠interviews Todd Poindexter, Founder & CEO of PlayLottoGlobal, about the global launch of his online lottery platform. Todd shares how PlayLottoGlobal enables individuals worldwide to participate in major lotteries through a digital platform while earning affiliate income through a QR-based system. He also discusses the company’s partnership with the Cinco Foundation, which supports charitable causes worldwide through a percentage of revenue. About ⁠Todd Poindexter Todd Poindexter started on Wall Street New York in 1983 as an early stage private and public company equities stock broker. He has 35 years experience in financing businesses, specializing in Business Development and investment banking with a focus on working with early stage private and public companies. Todd has personal direct relationships, experience and knowledge in multiple Stock Exchanges including USA, Canada, Switzerland, Germany, Italy, Poland, Russia, France and Dubai. In addition to financial activities he has spent 36 years in International sales and marketing activities. During the last 30 years he has lived and worked full time in many European countries and also worked in Dubai & U.A.E since the year 2000. Living in 32 cities in 7 countries has enabled to create a true global network of personal relationships over 40 years to instantly leverage in many ways with todays communication and technology. Watch Full Episode on ⁠Youtube⁠. --- Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Mission Matters, ⁠Adam Torres⁠ interviews ⁠Todd Rustman⁠, Partner at Clarity Capital Partners and author of “Memory Royalties: The Missing Link in Your Wealth Management.” Todd shares how his Midwest work ethic shaped his career in finance and explains why modern wealth management should account for “memory royalties”—experiences and moments that compound in value over time. The conversation also explores evolving retirement realities, purposeful living, and how constant learning helps families build both financial confidence and a meaningful legacy. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, ⁠Adam Torres⁠ and ⁠Jenni Chamberlain⁠, Founder & CEO of Altree Capital, during Milken Institute Middle East & Africa Summit coverage in Abu Dhabi. Jenni shares her journey from early frontier-market investing to launching a climate and gender lens fund focused on Sub-Saharan Africa—highlighting the funding gap for women entrepreneurs, the need for evidence-based returns, and why backing women and climate resilience is smart, scalable investing. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, ⁠Adam Torres⁠ interviews Ashley Bete, Founder & CEO of Leap, about home equity agreements and how Leap helps underserved homeowners access liquidity without monthly payments. Ashley shares the origin story behind Leap, how the platform can close in as little as four days, and what’s ahead as the company scales in 2026. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Adam Torres and Jeff Panik, Managing Director at Balance Wealth Partners, about building a Financial Life Inventory Plan (FLIP), avoiding one-size-fits-all retirement advice, and preparing for risks like debt, healthcare costs, and sequence of returns risk before retiring. About Jeff Panik After 25 years of experience as a financial advising professional, Jeff knows his job is to help clients strike a balance between living well today and planning for the future. In fact, Jeff founded Balance Wealth Partners with a simple goal in mind: to create tailored plans for intentional living. During his career, Jeff has worked with hundreds of families, individuals and small businesses to help them set goals, strategically manage their assets and work towards achieving their dreams. About Balance Wealth Partners Balance Wealth Partners offers wealth management designed to make life easier and more rewarding. The firm breaks retirement down step-by-step and helps clients take the uncertainty out of planning for the future. Now more than ever, Balance Wealth Partners believes individuals need experienced professionals who act in their best interest and help plan for both short-term and long-term goals. While many practices focus primarily on investments, insurance, and banking requirements, Balance Wealth Partners takes a broader, more comprehensive view of finances. The process begins with a personalized conversation covering retirement needs, essential expenses, lifestyle considerations, preparation for the unexpected, and legacy planning. Founded by Jeff Panik, CFP®, MSFS, CLTC, Balance Wealth Partners strives to empower successful people to envision their dreams, define their goals, and live intentionally toward their financial future. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, ⁠Adam Torres⁠ and ⁠Ibrahim Sagna⁠, Executive Chairman at Silverbacks Holdings, about investing in high-growth African companies across tech, sports, entertainment, and media. Ibrahim shares Silverbacks’ founder-focused strategy, why global revenue and cross-border scale matter, and how diaspora demand is reshaping opportunity for African-led businesses worldwide. About ⁠Ibrahim Sagna⁠ Ibrahim Sagna is the Executive Chairman of Silverbacks Holdings, a private investment firm focused on tech, entertainment, and sports, with nine profitable exits since 2019. Silverbacks' landmark investments include Uber backed Moove, Stripe backed Wave Mobile Money, Netflix movies producer Forever7 Entertainment, DAZN and Warner Bros Music Africa sponsored African Warriors Fighting Championship (AWFC), as well as the NBA Africa tournament participating basketball team, Cape Town Tigers. He serves on several boards and hosts the "IN THE VALLEY" business podcast. His 30 year career includes high finance roles at IMF, Africa Finance Corporation, Afreximbank, Rwanda Capital Markets Authority, Millennium and ECP. He holds degrees from Boston College, INSEAD, LBS, and HBS. About ⁠Silverbacks Holdings⁠ Silverbacks Holdings backs dominant platform builders in underserved markets, primarily across Africa and its vicinity. The firm supports founders after product-market fit to sustain industry leadership, strengthen governance, and expand internationally. As a data-driven capital allocator, Silverbacks Holdings seeks alpha by investing in tech-enabled, export-oriented businesses across high-growth sectors including technology, entertainment, sports, and the creative economy—industries seen as key drivers of job creation and regional advancement. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Adam Torres and John Gronen, CFO at Yooz, about the evolving CFO role and how AP automation supports lean finance operations. John explains how Yooz streamlines invoice intake, approvals, and payments while improving visibility and helping teams reduce manual errors and fraud risk. About Yooz Yooz provides the smartest AI-powered AP automation solution for the most ambitious companies on the planet. It powers a unique, lean model of financial operations that delivers end-to-end transparency over all your processes. This helps eliminate waste, realize total control, and achieve unmatched savings, speed, and security for more than 7,000 customers and 600,000 users worldwide – and all with affordable zero-risk subscriptions. Yooz’s unique solution leverages industry-leading proprietary AI and RPA technologies to deliver unmatched AP automation, fraud protection, traceability, and end-to-end customizable features. It integrates seamlessly with more than 250 financial systems, exceeding any other solution on the market. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, ⁠Adam Torres⁠ and ⁠Anurag Chandra⁠, CIO of Kosha Capital Partners, about lessons from the Milken Middle East & Africa Summit, building a family office, and how investors evaluate risk and time horizon through asset allocation. Anurag also shares practical guidance for founders building in emerging ecosystems outside Silicon Valley. Big thank you to ⁠⁠⁠⁠⁠⁠⁠⁠⁠Milken Institute⁠⁠⁠⁠⁠⁠⁠⁠⁠! Follow Adam on Instagram at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/askadamtorres/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://missionmatters.lpages.co/podcastguest/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Visit our website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://missionmatters.com/⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, ⁠Adam Torres⁠ and ⁠Samy Mohamad⁠, Founder of Tabadulat, during the Mission Matters MEA Summit series. Samy shares how his background in professional trading led him to build compliant investing infrastructure, secure funding and licenses, and partner with banks to expand ethical access to global capital markets. About ⁠Tabadulat⁠ Tabadulat empowers individuals and institutions to invest with confidence, ensuring full compliance with Shariah principles.Tabadulat offers transparent, ethical investing and access to carefully selected halal stocks for long-term growth. This interview is part of our Middle East & Africa Summit Milken Coverage Series. Big thank you to ⁠⁠⁠Milken⁠⁠⁠. Follow Adam on Instagram at ⁠⁠⁠https://www.instagram.com/askadamtorres/⁠⁠⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠⁠⁠https://missionmatters.lpages.co/podcastguest/⁠⁠⁠ Visit our website: ⁠⁠⁠https://missionmatters.com/⁠⁠⁠ More FREE content from Mission Matters here: ⁠⁠⁠https://linktr.ee/missionmattersmedia⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Adam Torres and Gautam Bhardwaj, Co-founder of Universal Pensions (Singapore), from the Milken Institute Middle East & Africa Summit coverage in Abu Dhabi. Gautam explains how informal workers are excluded from traditional retirement systems and how flexible, digital micro-pension marketplaces can help prevent old-age poverty while unlocking long-term domestic savings for emerging economies. This interview is part of our Milken Coverage Series. Big thank you to Milken Institute! Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, ⁠Adam Torres⁠ and ⁠Galen Hair,⁠ Founder & Partner at Insurance Claim HQ, talk about how Hurricane Katrina sparked his path into disaster recovery, the nonprofit work that taught him the insurance system from the inside, and why his company is focused on restoring families to pre-disaster life. Galen also shares the lessons of launching a mission-driven business in 2020—only to face a Category 5 hurricane weeks later—and what true recovery looks like for the communities they serve. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Mission Matters, ⁠Adam Torres⁠ interviews Ayo Sopitan, CEO of Metalex Commodities, about attending the Milken Institute’s Middle East & Africa Summit in Abu Dhabi, speaking on critical minerals, and building a carbon-neutral, community-focused mining operation in Zambia through a sustainable business model. This interview is part of our Middle East & Africa Summit Milken Coverage Series. Big thank you to ⁠Milken⁠. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, ⁠Adam Torres⁠ interviews ⁠Caela Tanjangco⁠, Head of Asia at Endeavor Catalyst, live from the Milken Institute Asia Summit in Singapore. They discuss redefining success amid fewer exits, the “Multiplier Effect” in emerging markets, and the trends shaping venture investment across Asia and beyond. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of Mission Matters, ⁠Adam Torres⁠ interviews ⁠Henry Yoshida⁠, Co-founder of Rocket Dollar, about his mission to improve financial literacy and make private market investing accessible to everyday investors. Henry shares how his family’s experience as immigrants fueled his career in financial services, why he built Rocket Dollar to help people use IRAs and 401(k)s for alternative investments, and how the landscape of public vs. private markets has shifted. He also discusses the future of self-directed retirement accounts and why he believes alternative investments are on their way to becoming mainstream. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, ⁠Adam Torres⁠ and reconnects with Mission Matters authors ⁠Bradley Kissler,⁠ Founder of VanCap and host of the upcoming Transformative Finance podcast, and ⁠Ed Hetherington⁠, President of Hetherington Advisors, LLC. Brad and Ed explain how manufacturers can use financing strategically through virtual captive structures, why many companies don’t need to “be in” the finance business to benefit from it, and how this shift can free up capital, reduce risk, and drive equipment sales. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

On Mission Matters, Adam Torres interviews Kristen Wonch, Founder of Compounding Queens, about teaching women to manage their own portfolios, avoid hidden fees, and lean into steady, diversified growth for long-term compounding. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

On Mission Matters, ⁠Adam Torres⁠ interviews ⁠Richard McWhorter⁠, Managing Partner & Private Wealth Advisor at SRM Private Wealth, on building fixed-income “floors” for athletes, entertainers, and ultra-HNW clients, assembling independent advisory teams, and navigating rates, tariffs, and inflation as year-end approaches. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

On Mission Matters, ⁠Adam Torres⁠ interviews ⁠Bill Saad⁠, Founder & Chairman of Jota2 Group, about leveraging trusted networks (Milken Asia Summit), AI, and cross-border founder matching to build real-world solutions—while advancing women’s empowerment through Tara for Women. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices