Super Informed Radio

Following a strong run, share markets were down in April both in Australia and the US. What’s behind these falls? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and discusses the key things we’re watching out for over the coming month. It’s our second birthday! This episode marks two years since our first investment market podcast. Thanks for continuing to listen to and share these podcasts—we look forward to bringing you more over the coming months. SHOW NOTES Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. For more info about investments at UniSuper, visit unisuper.com.au/investments. Chief Investment Officer John Pearce’s latest investment update is available now. Head to unisuper.com.au/investments to watch it. Have some feedback? Email us at podcasts@unisuper.com.au. *Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

Since the lows we saw in October 2023, share markets in Australia and the US have risen steadily and March 2024 was another solid month.* So what’s behind the momentum? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and discusses the key things we’re watching out for over the coming month. SHOW NOTES Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. For more info about investments at UniSuper, visit unisuper.com.au/investments. Our Chief Investment Officer, John Pearce, will release his next investment update soon. Stay tuned to unisuper.com.au/investments to watch it. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on Twitter: twitter.com/unisupernews. *Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

This International Women’s Day, we celebrate some of the incredible women we have the privilege of working alongside at UniSuper. Head of Marketing, Leah Mackenzie, interviews Chief Financial Officer Anastasia Crisafi, and Head of Capability Dr Shannon Lloyd about their roles, careers, and the advice they wish they’d gotten earlier. SHOW NOTES Your host this episode is Leah Mackenzie, UniSuper’s Head of Marketing. Leah’s UniSuper guests are Chief Finance Officer Anastasia Crisafi, and Head of Capability Dr Shannon Lloyd. Listen to Anastasia’s interview from 0:58. Listen to Shannon’s interview from 15:20. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. We’re committed to gender equity and building greater retirements for all. Find out more at unisuper.com.au/women. Have some feedback or want to ask us a question? Email us at podcasts@unisuper.com.au. You can also join the conversation on X (formerly Twitter): twitter.com/unisupernews. Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you, and whether to consult a qualified financial adviser. For a copy of the PDS, call us on 1800 331 685 or go to unisuper.com.au/pds. The views expressed by the guests in this podcast are their own—they don’t necessarily represent the views of UniSuper. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850).

Share markets remained strong around the world in February—in some cases achieving record highs. While the Australian market remained solid, it was more subdued. So why did Australia fall behind? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and discusses the key things we’re watching out for over the coming month. SHOW NOTES This podcast was published on 1 March 2024. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. For more info about investments at UniSuper, visit unisuper.com.au/investments. Want to learn more? UniSuper’s Chief Investment Officer John Pearce recently released his quarterly investment update. Go to unisuper.com.au/investments to watch. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on X (formerly Twitter): twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

2023 ended strongly for markets and that momentum carried over into January 2024, with Australian and US share markets both breaking new highs. What’s behind this market strength? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and discusses the key things we’re watching out for over the coming month. SHOW NOTES This podcast was published on 1 February 2024. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. For more info about investments at UniSuper, visit unisuper.com.au/investments. Chief Investment Officer John Pearce's latest investment update is available. Head over to unisuper.com.au/investments to watch it. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on X (formerly Twitter): twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

After a few months of share market weakness, we saw a big reversal in November—both US and Australian markets were up. So, what’s behind this change? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and shares the key things we’re watching out for in December. Thank you for tuning into our podcasts over the year. This is our last investment market podcast for 2023—we’ll be back in February 2024. We wish you a safe and happy holiday season! SHOW NOTES This podcast was published on 1 December 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. For more info about investments at UniSuper, visit unisuper.com.au/investments. Chief Investment Officer John Pearce’s latest investment update is available now. Head to unisuper.com.au/investments to watch it. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on X (formerly Twitter): twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

We saw further falls in bond and share markets in October. Even though it looks like the world’s central banks are getting towards the end of interest rate hikes, yields keep rising. What’s behind it, and what can we expect to see? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and shares the key things we’re watching out for in November. SHOW NOTES This podcast was published on 1 November 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. For more info about investments at UniSuper, visit unisuper.com.au/investments. Chief Investment Officer John Pearce’s latest investment update is available now. Head to unisuper.com.au/investments to watch it. Have some feedback? Email us at superinformed@unisuper.com.au. You can also join the conversation on X (formerly Twitter): twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

Share markets in Australia and the US were down in September, while the 10-year yield on government bonds in both countries was up by nearly half a percentage point. Is the US still set for a soft landing? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and shares the key things we’re watching out for in October. SHOW NOTES This podcast was published on 2 October 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. For more info about investments at UniSuper, visit unisuper.com.au/investments. Chief Investment Officer John Pearce’s latest investment update is available at unisuper.com.au/investments. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on X (formerly Twitter): twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

Share markets in Australia and the US were down in August, while recent economic data shows the US economy is slowing but not crashing. What’s behind this? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and shares the key things we’re watching out for in September. SHOW NOTES This podcast was published on 1 September 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. For more info about investments at UniSuper, visit unisuper.com.au/investments. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on X (formerly Twitter): twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

The 2023-24 financial year started on a strong note in Australian and US share markets. But can that positive sentiment be sustained? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and shares the key things we’re watching out for in August. SHOW NOTES This podcast was published on 1 August 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. Transcript available at unisuper.com.au/podcasts. For more info about investments at UniSuper, visit unisuper.com.au/investments. Chief Investment Officer John Pearce has released his latest investment update video and issued his FY2022-23 reflection. Head to unisuper.com.au/investments to watch the video. Visit unisuper.com.au/news-and-insights/market-reflect-2023 to read the reflection. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on X (formerly Twitter): twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

The 2022-23 financial year has ended, and it finished on a strong note for Australian and US share markets. But with inflation lingering, can this continue into the 2023-24 financial year? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and shares the key things we’re watching out for in July. SHOW NOTES This podcast was published on 3 July 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. For more info about investments at UniSuper, visit unisuper.com.au/investments. Chief Investment Officer John Pearce’s latest investment update is available. Head over to unisuper.com.au/investments to watch it. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on X (formerly Twitter): twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

While the US market was flat during May, we saw some contrasting performance across sectors. What was behind this and how did it play out in Australia? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and shares the key things we’re watching out for in June as we wrap up the 2023 financial year. Podcast of the Year! Super Informed Radio has been named Podcast of the Year at the 2023 Financial Standard MAX & Investment Leadership Awards. We couldn’t be happier, and it’s all thanks to you—our members. We're committed to keeping you up-to-date on investment markets into the new financial year and beyond. SHOW NOTES This podcast was published on 1 June 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. For more info about investments at UniSuper, visit unisuper.com.au/investments. Chief Investment Officer John Pearce’s latest investment update is available now. Head to unisuper.com.au/investments to watch it. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on Twitter: twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

Australian and US share markets were up in April but it wasn’t all smooth sailing, with further volatility in both the US and Australia. So what were the main themes for the month? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news and shares the key things we’re watching out for in May. This episode marks one year on air for our monthly investment market podcast series—we’re looking forward to keeping you informed for another 12 months, and beyond. SHOW NOTES This podcast was published on 2 May 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. For more info about investments at UniSuper, visit unisuper.com.au/investments. Chief Investment Officer John Pearce’s latest investment update is available. Head over to unisuper.com.au/investments to watch it. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on Twitter: twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

The banking crisis has put a strain on markets, creating further volatility. So what does this mean for us in Australia, and will we see more rate rises? UniSuper’s lead economist and Investment Manager, David Colosimo, gives us the latest market news. SHOW NOTES This podcast was published on 4 April 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. For more info about investments at UniSuper, visit unisuper.com.au/investments. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on X (formerly Twitter): twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

After a strong start to the year, financial markets were down in February. So what was behind the slump? UniSuper’s lead economist and Investment Manager, David Colosimo, gives us the latest market news. SHOW NOTES This podcast was published on 1 March 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. For more info about investments at UniSuper, visit unisuper.com.au/investments. Have some feedback? Email us at superinformed@unisuper.com.au. You can also join the conversation on Twitter: twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

A new year brings new hope, and it’s been a positive start to 2023 with share markets rebounding. But are we out of the woods yet? UniSuper’s lead economist and Investment Manager, David Colosimo, gives us the latest market news. SHOW NOTES This podcast was published on 1 February 2023. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. For more info about investments at UniSuper, visit unisuper.com.au/investments. Have some feedback? Email us at superinformed@unisuper.com.au. You can also join the conversation on Twitter: twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

Chinese markets were up in November, and that’s good news for Australia. So how does Australia benefit? UniSuper’s lead economist and investment manager David Colosimo, gives us the latest market news. Thank you for tuning into our podcasts over the year. This is our last investment market podcast for 2022—we’ll be back in February 2023. We wish you a safe and happy holiday season! SHOW NOTES This podcast was published on 2 December 2022. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. For more info about investments at UniSuper, visit unisuper.com.au/investments. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on Twitter: twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

Australian and US share markets were both up in October. Which sectors performed best, and why are some big companies lagging? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news. SHOW NOTES This podcast was published on 2 November 2022. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. For more info about investments at UniSuper, visit unisuper.com.au/investments. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on Twitter: twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

Treasurer Jim Chalmers’ first Federal Budget produced broadly no changes to super rules. Instead, the budget focused on social and education spending, with $7.5 billion dedicated to cost-of-living relief through cheaper childcare, expanded paid parental leave and cheaper medicines. UniSuper’s Policy & Advocacy Manager, Benedict Davies, joins us to break down the key announcements. SHOW NOTES Your hosts are Lyndon Horsburgh and Tania Meade. Produced by Lyndon Horsburgh. A big thanks to our special guest, Benedict Davies, UniSuper’s Policy & Advocacy Manager. Our October 2022 Federal Budget recap at unisuper.com.au/news-and-insights/october-2022-federal-budget-recap provides an overview of the key announcements. For more info about the October 2022 Federal Budget, visit the Government's official Budget site, https://budget.gov.au Benedict refers to a speech by Ross Garnaut at the recent Jobs and Skills Summit, available at https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&ved=2ahUKEwiwrOfrvPz6AhUM3jgGHWeLCNwQFnoECAwQAQ&url=https%3A%2F%2Fwww.rossgarnaut.com.au%2Ffiles%2F2022%2F09%2FSUMMIT-SPEECH-1-SEPTEMBER-2022.pdf&usg=AOvVaw13Tzo6soXyT2AS_Tm7qYQi Benedict also refers to some excellent commentary in The Conversation by Peter Martin, available at https://theconversation.com/jim-chalmers-2022-23-budget-mantra-whatever-you-do-dont-fuel-inflation-192846 Have some feedback or a topic you’d like us to explore in future episodes? Email us at superinformed@unisuper.com.au. You can also join the conversation on Twitter: twitter.com/unisupernews. At the time of recording, any Budget announcements are proposals only and shouldn’t be considered final until legislation passes. Information discussed in this podcast, as prepared and provided by UniSuper Management Pty Ltd ABN 91 006 961 799, AFSL No. 235907, is of a general nature and may include general advice. It doesn’t take into account your objectives, financial situation or needs. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the relevant PDS and TMD, and whether to consult a qualified financial adviser. For a copy of the PDS or TMD, call us on 1800 331 685 or visit unisuper.com.au/pds. Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.

Inflation and uncertainty are still on investors’ minds as the financial year’s first quarter wraps up. What’s the forecast from here—and are we through the worst of it? UniSuper’s lead economist, investment manager David Colosimo, gives us the latest market news. SHOW NOTES This podcast was published on 4 October 2022. The information was current as at that date and may now have changed. Your hosts are Lyndon Horsburgh and David Colosimo. Produced by Lyndon Horsburgh. For more info about investments at UniSuper, visit unisuper.com.au/investments. Have some feedback? Email us at podcasts@unisuper.com.au. You can also join the conversation on Twitter: twitter.com/unisupernews. Please note that past performance isn’t an indicator of future performance. The information discussed in this podcast is of a general nature and may include general advice. It doesn’t take into account your personal financial situation, needs or objectives. Before making any decision in relation to your UniSuper membership, you should consider your circumstances, the PDS and TMD relevant to you (these are on our website), and whether to consult a qualified financial adviser. Comments on the companies we invest in aren't intended as a recommendation of those companies for inclusion in personal portfolios. Our portfolios have been designed to suit us, and may not be appropriate for others. Prepared by UniSuper Management Pty Ltd (ABN 91 006 961 799 AFSL No. 235907) on behalf of UniSuper Limited (ABN 54 006 027 121 AFSL No. 492806) the trustee of the UniSuper fund (ABN 91 385 943 850). Visit us at www.unisuper.com.au. Learn more about super with us at www.unisuper.com.au/super.