Retirement Planning Education, with Andy Panko

Explanation of the Required Minimum Distribution ("RMD") rules for inherited IRAs Links in this episode: Single Life Expectancy TableInherited IRA Withdrawal Rules Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Listener Q&A where Andy talks about: Links in this episode: Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement)Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Judy Ocaya, who lives in California and retired in 2019. They talk about a wide array of retirement planning topics such as when Judy started getting serious about retirement planning, what she wishes he would have known earlier, how she planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions, how she leveraged her professional experience as a retirement plan actuary and more! Links in this episode: Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Andy chats with fellow retirement planners Devin Oransky and Mary Oransky, from Laminar Wealth. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more! Links in this episode: https://www.laminarwealth.com/ Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Discussion of the different ways in which advisory firms charge fees, why the percentage of assets under management fee is illogical and unfair, and what alternate fee structures may be less illogical and less unfair Links in this episode: herehereRetirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Listener Q&A where Andy talks about: Links in this episode: Estimated Taxes, Tax Withholdings and Underpayment PenaltiesRetirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement)Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Tom Santi, who lives in Florida and is currently in a part-time/transitional work phase leading toward retirement. They talk about a wide array of retirement planning topics such as when Tom started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions and how he received the CFP in the 1990s but never actually formally practiced as a financial planner! Links in this episode: Your Money Ratio$The Millionaire Next DoorA Random Walk Down Wall StreetInnumeracyHow to Lie with StatisticsThinking in BetsRetirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Andy chats with fellow retirement planner Devin Carroll, from Carroll Advisory Group. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more! Links in this episode: Carroll Advisory GroupDevin CarrollBig Picture RetirementSocial Security Intelligence Member's GroupPOMS Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Explanation of what the S&P 500 index is, what it measures, how it works and why it's NOT the right benchmark to use for your portfolio and it's returns Links in this episode: hereRetirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Andy talks with Laura Adams, author and host of the The Money Girl podcast, about retirement planning considerations and issues unique to women Links in this episode: https://lauradadams.com/The Money GirlThe Money Stack Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Listener Q&A where Andy talks about: Links in this episode: Overview of Federal Income TaxationInstructions to Form 1040What is My Filing Status?Whom May I Claim as a Dependent?Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement)Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Bill Stevenson, a married military retiree currently living in Hawaii. They talk about a wide array of retirement planning topics such as when Bill started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions, how the GI Bill helped pay for Bill's daughters' colleges and more! Links in this episode: hereRetirement Planning GuidebookThe Retirement & IRA ShowRetirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Andy chats with fellow retirement planner Brian Tegtmeyer, CFP®, from Truly Prosper Financial Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more! Links in this episode: Truly Prosper Financial PlanningherehereLife and Death Planning for Retirement BenefitsherehereherehereThe Retirement ManifestoThe Retirement Answer ManThe New Retirementality Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Explanation of target date retirement funds and how they work, what their fees are, when they can make sense, pros and cons, etc. Links in this episode: Episode #060Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Listener Q&A where Andy talks about: Links in this episode: Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement)Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with David Folts, a married retiree in Ohio. They talk about a wide array of retirement planning topics such as when David started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions, long-term care and more! Links in this episode: A Whack on the Side of the HeadA Kick in the Seat of the PantsThe Debt SqueezeRetirement Planning EducationMeasure Twice PlannersApproach Financial Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Andy chats with fellow retirement planner Larry Pershing, CFP®, RMA® from Optimum Retirement Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more! Links in this episode: Optimum Retirement PlanningRoth Conversions and Retirement 2 Minute Retirement Planningherehere Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com

Summary of the December 29, 2023 The Wall Street Journal article, To Lower Your Taxes in 2024, Make These Moves Now. The article gives a handful of tips on how to reduce your taxes (not actually just in 2024; the tips in the article can apply to ANY year) Links in this episode: Retirement Planning InsightsRetirement Planning Education (formerly Taxes in Retirement) Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com Episode 27Episode 71 Episode 75 Estimated Taxes, Tax Withholdings and Underpayment Penalties

You read that right...the Retirement Planning Education podcast is BACK! :-) New weekly episodes will begin Thursday, January 4th 2024. Be there or be square. Links in this episode: Retirement Planning Education (formerly Taxes in Retirement)Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.comwww.TenonFinancial.com/newsletter

Retirement Planning Education is going on hiatus. But hopefully I'll be back at making episodes again in the not too distant future! -Andy Links in this episode: https://www.theretirementandirashow.com/ Retirement Planning Education (formerly Taxes in Retirement)Retirement Planning Education (formerly Retirement Planning Demystified)www.RetirementPlanningEducation.com https://tenonfinancial.com/newsletter