Make it Shine Money

Join us on the latest episode of the "Make it Shine Money" podcast, where we dive into the fascinating world of learning about money. From unconventional sources like social media and financial content creators on YouTube and TikTok to more traditional avenues such as books, podcasts, and expert opinions, we explore the diverse ways people educate themselves about personal finance. Get ready for a fun and insightful journey into the world of money, with tips and recommendations that might just help you make your fortune! 💰💡 #FinancialEducation #MoneyMatters #MakeItShineMoney #PersonalFinance #FinancialLiteracy #LearningAboutMoney #MoneyPodcast #FinanceJourney #Investing #MoneyWisdom #WealthBuilding"

Get ready to dive into the world of luxury watches with Shirley and Monisha! 🕰️💰 In this episode, they unlock the secrets of luxury watch investments and why they're so much more than just fancy timepieces. From Rolex's incredible resale value to the thrill of wearing a $100k watch that looks inconspicuous to the untrained eye, the hosts break down the allure of these timeless treasures. 💎🤑Learn how to start your own watch collection, uncover the importance of authenticity, and find out why luxury watches are a blend of passion and potential profit. If you're intrigued by quiet luxury and the idea of your wrist being a canvas for your wealth, join the conversation on this episode! 💫🎙️ #LuxuryWatches #InvestmentBliss #TimeIsMoney #RolexRiches #FinancialFun #MakeItShineMoney

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In this episode, we delve into the complex world of tipping. We discuss the rise of tipping percentages, the history of tipping, cultural variations, and the expanding practice of "tip-creep." We explore the impact of tipping on the cost of dining out, tipping's cultural nuances, and the debate around service workers' wages. Is it time to reconsider tipping? Join the conversation.#TippingCulture #TipInflation #ServiceIndustry #TippingDebate #WageFairness #TippingAroundTheWorld #DiningOut #ServiceWorkers #TippingEtiquette #RestaurantIndustry #TippingDebate

Welcome to season 3! In this episode of Make it Shine Money, we dive into the world of soaring food costs, offering expert insights and practical tips to save on groceries, meal prep kits, and buffet visits. We uncover the various factors behind rising food prices, from supply chain disruptions to labor constraints. The episode highlights the impact of food delivery apps and the convenience of meal prep kits while shedding light on how all-you-can-eat buffets manage their margins. With humor and relatable stories, this episode provides a fresh perspective on managing food expenses. Tune in for a banquet of insights that can help you manage your food budget more effectively. #MakeItShineMoney #FoodCosts #GrocerySavings #MealPrepKits #BuffetStrategies #FinancialTips #MoneySavingTips #MealPrepKits #FinanceTalk

In the season 2 finale of the Make it Shine Money podcast, hosts Monisha and Shirley reflect on their favorite moments from past episodes, including discussions on relationships and money. They emphasize the importance of financial transparency and storing financial statements in accessible places before moving in together or getting married. The hosts also share interesting insights, such as the prevalence of secret bank accounts and the use of aging filters to encourage retirement savings. They answer listener questions on topics like #GraduationGifts, #EngagementRingExpectations, and provide #InvestmentAdvice. The hosts emphasize the importance of #OpenCommunication, #FinancialPlanning, and making informed decisions. They also share insights on #SmartShoppingDeals and encourage listeners to consider #DiversifiedInvestment strategies. Don't miss their upcoming season in the fall!Monisha and Shirley conclude the episode by expressing gratitude to their listeners and announcing their break for the summer, with plans to return for a new season in the fall. The episode highlights the importance of communication, financial planning, and informed decision-making in matters related to money.

In this episode of the Make it Shine Money podcast, hosts Monisha and Shirley dive into the world of outlet shopping, exploring whether or not it really offers better deals. They discuss the history of outlet malls, how they differ from traditional malls, and provide tips for making the most of your outlet shopping experience. While outlet shopping can offer great savings, it's important to be aware of the deceptive pricing tactics used by some retailers and to plan your visit, make a list, and set a budget. Whether you're a seasoned outlet shopper or new to the game, this episode offers valuable insights and advice for finding the best deals and making the most of your time and money. #OutletShopping #Deals #TipsAndTricks #Retail #Shopping #Discounts #Savings

In this podcast episode of Make It Shine Money, Monisha and Shirley discuss the 10 best and most affordable places to retire in the world. They use a study released by International Living in 2023 that asked Americans retired overseas to score 10 categories including housing, benefits and low-cost perks, visas and ease of residence, cost of living, cultural assimilation and entertainment, quality and accessibility of healthcare, development, climate, government stability, and opportunity to semi-retire. Each category scored up to 100 points and the hosts discuss the top 10 countries that scored the highest. They also conducted their own research outside the study and used Numbeo.com to compare the cost of everyday things to New York City to help level set. The hosts discuss each country's ranking, its score on each category, and everyday costs compared to New York City. The podcast covers countries such as Thailand, Italy, France, Spain, Portugal, Costa Rica, Mexico, Colombia, Ecuador, and Panama. #retirementplanning #internationaltravel #affordableliving #expatlifestyle #numbeo #InternationalLiving #podcasting #financialliteracy

In this episode, we discuss the prevalence of financial scams and share our experiences of almost falling for scams. We talk about the increase in scams during the pandemic and how scammers rely on people to give out their information. We discuss the most common types of scams, including the romance scam, overpayment scam, the lottery or sweepstakes scam, and the phishing scam. We provide tips on how to avoid falling for these scams and emphasize the importance of being aware and educated to protect yourself and your money. #financialscams #onlinescams #pandemic #overpaymentscam #romancescam #lotteryscam #phishingscam #tips #awareness #scamcity #pandemicscams #dontgetsuckered #protectyourwallet

Monisha and Shirley discuss unconventional ways to make money (part 2 follow up to the original side-hustles episode)! They break down these ideas into three categories, starting with being paid for your feedback. This includes being a mystery shopper, participating in a focus group, or being a product tester. The hosts share their own experiences with mystery shopping and participating in focus groups. They also talking about paid gigs as a stand-in on your favourite tv show and selling your gaming or social media accounts! #sidehustles #mysteryshopper #focusgroups #moneypodcast

In this episode we discuss five common disruptive money events that can unexpectedly impact your bank account, including moving, getting robbed, losing your job, facing unexpected expenses, and dealing with health issues. We provide tips and advice on how to manage each situation, from understanding your insurance coverage to building an emergency fund. Tune in to this informative episode and learn how to prepare for these events or prevent them from happening in the first place.#MoneyManagement #DisruptiveEvents #Moving #Robbery #JobLoss #UnexpectedExpenses #HealthIssues

In this episode, we talk about the significance of spring cleaning your finances. We provide six easy steps to follow, beginning with an inventory check of your accounts and debts, including physical money like cash, uncashed cheques, and unused gift cards. We also suggest reviewing your health benefit allocations from work. Don't miss out on these helpful tips to declutter and organize your finances. #springcleaning #finances #declutter #organize #inventory #accounts #debts #physicalmoney #cash #cheques #giftcards #healthbenefits.

Get ready to dive into some real talk about money in your twenties! In this episode, we talk about the things we wish we knew about money when we were young and carefree. We all have our own memories of money growing up, and let's be real, it was never a topic that was openly discussed in our families. But we're not alone! We highlight the lack of financial education in schools and even interviewed seven of our friends who spilled the tea on their own financial regrets and what they would have done differently. The episode is a wake-up call to the importance of financial education, and how the choices we make in our twenties can impact our long-term financial stability. So, grab your favorite drink, sit back, and join us for this money talk - trust us, you don't want to miss it! #moneymanagement #financialliteracy #financialeducation #personalfinance #savemoney #budgeting #investing #creditcards #financialtips #20s #moneyadvice #moneytalks #moneywisdom #moneygoals #financialwellness #podcast #makeitshinemoney

Welcome to the Make it Shine, the Money Podcast! In this episode, your hosts Shirley and Monisha dive into a topic that's becoming more common these days: living together without being married. They're talking about common-law relationships and the importance of protecting yourself with a cohabitation agreement. We all know about prenups for when you tie the knot, but did you know that living with someone can also have legal consequences? Shirley and Monisha break down the benefits of a cohabitation agreement, like keeping your assets safe in case of a split. And if you're thinking "oh, that won't happen to me", they share a cautionary tale that will make you think twice! So grab your favorite beverage and tune in to this fun and informative episode. Because when it comes to your money and your future, it's always better to be safe than sorry! Listen to the episode for more information and insights on navigating the financial aspects of relationships. #cohabitationagreements #commonlawrelationships #protectyourfinances #makeitshinemoney #podcast #commonlawpartners #legalrights #prenup #transparency #lawyer #breakup

Get ready to learn about the ins and outs of the lottery industry in this episode of Make it Shine, the Money Podcast! Hosts Shirley and Monisha delve into the history of lotteries and share interesting facts about lottery demographics. They also spill the tea on the differences between winning the lottery in Canada and the United States, including the tricky topic of taxes and the possibility of staying anonymous. But winning the lottery isn't all sunshine and rainbows - the hosts also touch on the potential pitfalls of suddenly becoming ultra-rich and how to handle the emotional toll of a major life change. Be sure to join in on the conversation using the hashtags #lotteryindustry #winningthelottery #financialplanning #lotterycurse #lotterytips #getrich!

In this podcast episode, we discuss the gender investment gap and whether women are better investors than men. We review several studies and statistics that show women tend to invest less than men, but when they do, they often perform better. We will also talk about the reasons for the gap, including lack of confidence and representation, as well as institutionalized biases in the investment industry. Finally, we highlight the potential positive impact of women investing in socially responsible investments. #genderinvestmentgap #womeninvestors #investing #personalfinance #financialliteracy #sociallyresponsibleinvesting #genderwealthgap

Unlock the secrets of smart storage on this episode! Join us as we explore the pros and cons of self-storage, diving into the 4 Ds of storage costs: Death, Divorce, Dislocation and Downsizing. Get insights and tips on downsizing comfortably and learn why the self-storage industry is worth $88 billion and growing. #MakeItShine #MoneyPodcast #StorageCosts #Declutter #Minimalism #SelfStorage #The4Ds

Ready to turn your passion into profits? 💰💡 In the latest episode of Make it Shine - the Money Podcast, we share our own experiences with side hustles and the secrets to success. From childhood paper routes to dog clothing sales, we will also share the ups and downs of turning hobbies into extra income. 💡 Check out our 5 tips to help you get started with your own side hustle and start making money doing what you love! 💰 #sidehustles #passiontoprofits #makeitshine #moneypodcast #extraincome

Did you know the sneaker resale market is worth 10 billion dollars and is estimated to grow to $30 billion by 2030? Join us on the latest episode of Make it Shine, the Money Podcast as we explore the world of sneaker investing! We'll take a deep dive into the market, discuss how sneakers might be a new alternative investment class, and share our insider tips on how to start building your own sneaker resale empire. From identifying the hottest trends and releases, to understanding the principles of scarcity and demand, we'll give you the tools and knowledge you need to succeed in the sneaker resale game. We'll also talk about popular platforms like #StockX and #GOAT and how to use them to your advantage. Tune in now to learn more! #sneakerinvesting #sneakerresale #sneakerwealth #moneypodcast #michaeljordan

Want to know how to attract fortune, luck, and more money during the Lunar New Year? In this episode we'll share tips on cleaning your house, getting a haircut, and wearing new clothes in the lucky color of red. We'll also talk about the importance of gifting money in red envelopes, and how to make the most of this time to start the year off on the right foot. Whether you're a seasoned pro or new to celebrating the Lunar New Year, you won't want to miss this episode! Tune in and learn how to make the most of this festive time and attract wealth and prosperity. #LunarNewYear #MoneyTips #Fortune #Luck #Traditions