Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Welcome back to the Rent To Retirement Podcast with hosts Matthew Seyoum and Tommy Brown! In this episode, we sit down with Cleveland, a real Rent To Retirement investor who shares how he went from qualifying for $150,000 to closing on a cash-flowing San Antonio rental property in under 30 days. After paying down debt and improving his ratios, Cleveland requalified for over $300,000 — and when new inventory hit the San Antonio market just 20 minutes from his home, he moved quickly. In this episode, we break down: • How he increased his buying power in 7 months • Why San Antonio’s fundamentals (military presence, population growth, diversified workforce) made sense • How builder incentives helped secure a 5.75% interest rate • The advantage of buying a property with a tenant already in place (20+ months remaining on lease) • How he structured his down payment using a HELOC, life insurance, and reserves • Why he chose 25% down to reduce risk • How he closed in just 2.5 weeks • His plan to scale into Katy, TX and potentially Florida Cleveland now has built-in equity, long-term lease stability, professional property management in place, and a clear strategy to continue adding doors. If you're serious about building long-term passive income through rental properties, this episode provides a real, transparent look at how investors are succeeding in today’s market. ⏱ Accurate Episode Timestamps 00:00 – Introduction & Cleveland’s Investor Background 01:14 – Initial $150K Pre-Approval & Improving Ratios 02:18 – San Antonio Inventory Opportunity 03:16 – First Investment in 20 Years 04:19 – Tenant in Place + Two-Year Lease 05:18 – Closing in 2.5 Weeks 08:20 – Funding the Down Payment (HELOC + Life Insurance + Stocks) 09:57 – 5.75% Interest Rate & Builder Incentives 12:26 – Market Fundamentals & Risk Mitigation 15:33 – Scaling Strategy: Texas & Florida Diversification 20:01 – Advice to Investors: Take Action 📧 Got a question or story to share? Email us at: ⁠podcast@renttoretirement.com⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode! #RealEstateInvesting #TurnkeyRealEstate #PassiveIncome #RentalProperties #SanAntonioRealEstate #BuyAndHold #CashFlowInvesting #RentToRetirement #WealthBuilding #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ In this episode of the Rent To Retirement Podcast, host Matthew Seyoum welcomes investment strategist and new recurring co-host Tommy Brown to the show. Tommy shares his journey from teaching in public schools to building and scaling a multi-state rental portfolio — all while helping hundreds of investors do the same. If you’ve ever felt stuck on the sidelines or unsure whether to invest locally or out of state, this conversation will bring clarity. We dive into the real differences between new construction and rehab properties, how experienced investors think about portfolio diversification, and why so many people get trapped in analysis paralysis. Tommy also shares what he’s seeing right now in today’s market — including why Ohio rehabs continue to perform and why Tuscaloosa new construction has been attracting investor attention. Whether you’re brand new to rental investing or already own multiple doors, this episode will help you think more strategically about risk, cash flow, appreciation, and long-term scaling. ⏱ Timestamps 00:00 – Introducing Tommy Brown (New Co-Host Announcement) 01:16 – Tommy’s Background: From Teaching to Real Estate Investing 05:14 – Overcoming Analysis Paralysis 07:51 – Types of Investors We Work With 11:58 – Rehab vs. New Construction: Pros & Strategy 16:14 – Real-World Example: Texas New Build vs Ohio Rehab 18:23 – Why Tuscaloosa & Ohio Stand Out 20:05 – Biggest Mistakes Investors Make 24:13 – How to Connect with Tommy 📧 Got a question or story to share? Email us at: ⁠podcast@renttoretirement.com⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode! #RealEstateInvesting #RentalProperties #PassiveIncome #OutOfStateInvesting #BuyAndHold #NewConstruction #RehabProperties #CashFlowInvesting #InvestmentStrategy #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ Buying your first rental property can feel overwhelming—especially if it’s out of state. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Chandler, a real investor who went from zero experience to owning two new-construction rental properties in Alabama in under a year. Chandler shares how he overcame analysis paralysis, chose the right market, trusted a property management team, and took action—without fixing, flipping, or managing from afar. If you’re researching real estate but struggling to make your first move, this episode is a must-watch. ⏱️ Episode Timestamps 00:00 – Introduction & Chandler’s background 01:00 – What sparked interest in real estate investing 02:15 – Finding Rent To Retirement & choosing turnkey rentals 03:40 – Overcoming analysis paralysis 06:30 – Buying a rental property out of state 08:15 – Why Alabama new construction made sense 10:50 – Setting goals & committing to action 14:55 – Property management expectations vs reality 17:30 – Managing rentals remotely with confidence 19:45 – Building a long-term rental portfolio 21:30 – Final advice for first-time investors 📌 Key Takeaways ✔️ How to choose your first out-of-state rental market ✔️ Why new construction can reduce early risk ✔️ The importance of taking action vs over-researching ✔️ What real property management looks like ✔️ How to build confidence as a first-time investor 📧 Got a question or story to share? Email us at: ⁠podcast@renttoretirement.com⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode! #RealEstateInvesting #RentalProperty #OutOfStateInvesting #TurnkeyRealEstate #RentToRetirement

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ Real estate investing doesn’t have to mean flipping houses, endless rehabs, or managing tenants yourself. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with investor Jack, a structural engineer from California, to break down how he went from maxing out his 401(k) to building a cash-flowing, out-of-state rental portfolio—without sacrificing his career or family time. Jack shares why California real estate didn’t pencil out, how he overcame the fear of investing out of state, and why new-construction turnkey rentals in Alabama aligned perfectly with his long-term retirement goals. Whether you’re a busy professional, high-income earner, or someone tired of waiting on the sidelines for interest rates to drop, this episode walks through a real investor’s decision-making process, mistakes avoided, and lessons learned. ⏱️ Episode Timestamps 00:00 – Intro & Jack’s background 01:00 – Why 401(k)s alone weren’t enough 02:45 – Why California real estate didn’t work 04:00 – Discovering turnkey investing through BiggerPockets 05:00 – Choosing Alabama as a target market 06:20 – Why out-of-state investing felt scary (at first) 08:00 – The power of education & the RTR Academy 10:00 – Cash flow vs appreciation vs depreciation 12:00 – Leveraging real estate for long-term wealth 14:30 – Tax benefits & future short-term rental plans 17:00 – Interest rates, timing the market & opportunity cost 19:30 – Trusting property management from afar 21:30 – Final advice for new investors 🚀 Key Takeaways 📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #OutOfStateInvesting #RentalProperty #CashFlowingRentals #RealEstateWealth #BuyAndHold #RetirementPlanning #BusyProfessionals #WealthBuilding #CaliforniaInvestors #AlabamaRealEstate #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay 📉 Will mortgage rates finally stabilize in 2026? In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster sit down with Hans Stone, head of lending at Blueprint Home Loans, to break down what real estate investors should realistically expect from mortgage rates in 2026 — and how to structure smarter loans in today’s market. With nonstop headlines about Fed policy, bond purchases, and rate cuts, this episode cuts through the noise and focuses on what actually matters for investors: stability, strategy, and loan structure. You’ll learn why dramatic rate drops are unlikely, how investor-friendly loan products like 7- and 10-year ARMs and DSCR interest-only loans can improve cash flow, and how builder incentives and buy-downs can materially change deal performance. Whether you’re buying your first rental or scaling a portfolio, this episode will help you make educated, strategic lending decisions heading into 2026. ⏱️ Episode Timestamps 00:00 – Intro: Mortgage rate outlook for 2026 01:30 – Market volatility vs. stability in recent years 02:45 – Will government bond buying lower rates? 06:40 – Why big mortgage rate drops are unlikely 08:40 – Fed leadership changes & impact on lending 10:50 – New loan products investors should understand 11:30 – 7-year & 10-year ARM loans explained 14:00 – Using builder incentives to buy rates down 16:30 – DSCR interest-only loans: pros & misconceptions 19:00 – Cash flow vs. principal paydown strategies 21:30 – Matching loan structure to your investment goals 👉 Connect with the team to explore lending options with Blueprint Home Loans 📧 Got a question or story to share? Email us at: ⁠podcast@renttoretirement.com⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode! #MortgageRates #RealEstateInvesting #DSCRLoans #ARMLoans #RentalProperty #PassiveIncome #RealEstate2026 #RentToRetirement #InvestorLoans #MortgageStrategy

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay Southwest Florida continues to stand out as one of the strongest long-term real estate investment markets in the U.S. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement CEO Zach Lemaster and a longtime Southwest Florida investor and builder partner to break down why new construction and build-to-rent strategies are thriving in this region. You’ll learn why population growth, affordability, and pro-investor policies are driving demand, how modern building codes have changed the risk profile around hurricanes and insurance, and how investors can create immediate equity through ground-up duplex construction—without taking on construction risk themselves. This episode also covers turnkey opportunities, long-term wealth building strategies, and why focusing on fundamentals—not headlines—is critical for real estate investors looking to scale intelligently. ⏱️ Episode Timestamps 00:00 – Welcome to the Rent To Retirement Podcast 01:00 – Why Southwest Florida is a major growth corridor 03:00 – Hurricanes, insurance costs, and common investor misconceptions 07:30 – New construction vs older homes: what actually holds up 10:45 – Investor background: from Wall Street to Florida real estate 14:30 – Ground-up construction explained (build-to-rent strategy) 18:45 – How investors create equity without construction loans 22:45 – Duplex vs single-family investing in today’s market 26:00 – Long-term wealth, leverage, and inflation advantages 30:45 – Why Florida remains a top investor-friendly state 📧 Got a question or story to share? Email us at: ⁠podcast@renttoretirement.com⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode! #RealEstateInvesting #BuildToRent #FloridaRealEstate #RentalProperty #NewConstructionHomes #PassiveIncome #DuplexInvesting #WealthBuilding #RentToRetirement #CashFlowRealEstate

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay Real estate success isn’t accidental—it’s planned. In this solo episode of the Rent To Retirement Podcast, host Matthew Seyoum breaks down how to strategically game-plan your real estate investments for 2026. From timing your purchases for tax advantages to reverse-engineering your savings and financing strategy, this episode is a practical roadmap for investors at every stage. Whether you’re preparing for your first rental property or scaling a multi-property portfolio, this episode will help you avoid last-minute scrambles and move with clarity, confidence, and intention. ⏱️ Episode Timestamps 00:00 – Why 2026 planning starts now 00:28 – Setting your purchase timeline (January–December strategy) 00:54 – Buying for tax benefits vs. consistent quarterly acquisitions 01:40 – Understanding your “reload” capability (saving & capital planning) 02:56 – Pre-approval timelines and how long they last 03:34 – LLC setup: realistic timelines and lender requirements 04:42 – Why early planning creates flexibility and leverage 05:28 – One property per year vs. scaling faster 06:29 – Why acting sooner can unlock better tax outcomes 07:15 – First-time investors: learning by doing vs. analysis paralysis 08:03 – The full Rent To Retirement support team explained 08:30 – Best next steps to prepare for your next deal 10:05 – Final advice and how to access inventory & strategy calls 📌 Key Takeaways ✔️ How to reverse-engineer your real estate goals ✔️ When to get pre-approved (and why timing matters) ✔️ LLC and entity setup expectations ✔️ The power of time in real estate investing ✔️ Why execution beats endless research 👉 Next Steps ✅ Subscribe for weekly real estate investing strategies ✅ Visit https://RentToRetirement.com to view live inventory ✅ Schedule a call with the Rent To Retirement strategy team ✅ Start planning now to close smarter in 2026 📧 Got a question or story to share? Email us at: ⁠podcast@renttoretirement.com⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode! #RealEstateInvesting #RentalProperties #RealEstatePlanning #PassiveIncome #2026Planning #RentalRetirement #BuyAndHold #WealthBuilding #TaxStrategies #FirstTimeInvestor

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay What will 2026 mean for real estate investors? In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster break down the economic shifts, interest rate outlook, tax strategies, and market dynamics that will shape real estate investing in 2026 and beyond. You’ll learn why the market is transitioning faster than most investors realize, how Federal Reserve policy and tax incentives could drive appreciation, and why Q1 2026 may be the most strategic window to buy before competition, incentives, and affordability change. Whether you’re an experienced investor or preparing for your first rental property, this episode provides a clear, data-driven roadmap for navigating the next phase of the real estate cycle. 📈🏡 ⏱️ Episode Timestamps 00:00 – Welcome & 2026 outlook overview 01:00 – Key shifts from 2025 into 2026 03:40 – The “new normal” for interest rates 05:15 – 100% bonus depreciation & tax advantages explained 07:35 – Quantitative easing, inflation & asset prices 09:28 – Why builders are increasing production 11:00 – Why Q1 2026 is a critical buying window 13:10 – Buyer’s market vs seller’s market explained 15:08 – Institutional buyers & shrinking inventory 17:41 – Why interest rates shouldn’t stop investors 19:55 – Current builder incentives (Texas & Florida) 22:03 – Institutional pricing advantages for investors 24:13 – Final thoughts & 2026 investment strategy 📧 Got a question or story to share? Email us at: ⁠podcast@renttoretirement.com⁠ 👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one! 💬 Comment below with your biggest takeaway from this episode! 🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠ 🗓️ Schedule a Free Consultation: ⁠⁠https://bit.ly/3EE6KjZ 📺 Subscribe to the YouTube Channel: ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠⁠https://renttoretirement.com⁠⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode! #RealEstateInvesting #2026RealEstate #RentalProperties #PassiveIncome #RealEstateMarket #BonusDepreciation #InterestRates #BuyAndHold #TurnkeyRealEstate #WealthBuilding #RentalIncome #HousingMarket

Adam Schroeder passes the torch in a special handoff episode of the Rent To Retirement Podcast as Matthew Seyoum officially steps in as the new host. In this episode, Adam and Matthew dive deep into Matthew’s real-world investing background, his first house hack, how his strategy evolved over time, and how he personally invests using the same Rent To Retirement framework he now helps clients implement. This is more than a welcome episode—it’s an Ask Me Anything conversation covering long-term investing strategies, new construction vs. rehab properties, interest rates, cash-back incentives, and how investors should think about building wealth over time. If you’ve ever wondered how Rent To Retirement strategists actually invest their own money, this episode delivers full transparency. ⏱️ Timestamps 00:00 – Matthew’s official welcome 01:05 – Matthew’s first real estate deal (house hacking) 03:35 – How Matthew’s investing strategy evolved over time 04:30 – Mortgage industry background & investor mindset 06:12 – Why Matthew invests through Rent To Retirement himself 07:25 – New construction vs. rehab properties explained 09:00 – Why Matthew chose Texas for his latest investment 09:53 – Why property management matters for busy investors 11:45 – Cash-back incentives vs. rate buy-downs 13:07 – Real talk on interest rates & long-term investing 16:07 – Cash flow vs. appreciation for higher-income investors 19:18 – How Rent To Retirement builds personalized strategies 22:53 – What listeners can expect moving forward📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#RentToRetirement #RealEstateInvesting #PassiveIncome #RentalProperties #HouseHacking #NewConstruction #TurnkeyRealEstate #InvestingStrategy #CashFlow #RealEstatePodcast #WealthBuilding

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Managing rental properties is one of the biggest pain points in real estate investing, especially when you invest out of state. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Matthew Seyoum sit down with Dana Dunford, CEO and co-founder of Hemlane, to break down why property management is one of the lowest-rated industries in the U.S. and what investors can do differently. Dana shares how her own investing experience led her to build a more transparent, tech-driven approach to property management, why most traditional property managers fail investors, and how Hemlane empowers landlords with better visibility, faster communication, and smarter leasing tools. If you’ve ever fired a property manager or worried about what’s really happening with your rentals, this episode is a must-watch. ⏱️ Episode Timestamps 00:00 – Introduction & guest welcome 01:00 – Dana’s first real estate investment and lessons learned 03:00 – Why property management is broken for most investors 06:00 – Transparency, trust, and tech in property management 10:30 – The biggest differences between Hemlane and traditional managers 13:00 – Real investor experience using Hemlane 18:00 – Rent collection, ACH payments, and cash-flow speed 22:00 – Upcoming Hemlane features and technology roadmap 27:00 – Leasing strategies and self-guided tours explained 34:00 – Avoiding vacancy losses and pricing rentals correctly 38:00 – Lease templates, compliance, and state-specific contracts 41:00 – Final advice for real estate investors HEMLANE: Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/ 💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode!#RealEstateInvesting #PropertyManagement #RentalProperties #PassiveIncome #OutOfStateInvesting #TurnkeyRealEstate #LandlordTips #RentalIncome #RealEstatePodcast #RentToRetirement #CashFlowRealEstate #PropertyManagementSoftware #Hemlane #RealEstateEducation

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ Jacksonville, Florida is quietly becoming one of the strongest rental property markets in the U.S. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sits down with Jacksonville-based builder and investor Greg to break down why this market stands out for long-term buy-and-hold investors. Greg shares why he has invested exclusively in Jacksonville for over 20 years, how investors can still buy brand-new construction homes for $225K–$250K, and why population growth, insurance costs, and downtown revitalization are driving long-term appreciation. They also dive into property management strategies that lead to 4–5 year tenant stays, reducing vacancy and turnover costs. If you’re looking for turnkey rental properties with positive cash flow and long-term appreciation, this episode is a must-watch. ⏱️ Timestamps 00:00 – Introduction & Jacksonville market overview 01:03 – Why Jacksonville beats most U.S. markets for appreciation 02:25 – Low prices + high appreciation = long-term wealth 03:36 – Addressing Florida real estate concerns 05:05 – Buy-and-hold vs flipping strategy 07:56 – Population growth & migration trends 09:02 – New construction build specs & warranties 11:13 – Granite countertops, LVP flooring & investor-focused design 13:32 – Major employers & job drivers in Jacksonville 17:49 – Florida insurance myths explained (low premiums revealed) 21:05 – Infill lots vs large rental communities 23:38 – How 4–5 year tenant stays are achieved 25:58 – Vacancy timelines & leasing strategy 27:38 – One-point-of-contact property management model 30:14 – Downtown revitalization & long-term appreciation upside 32:49 – Final thoughts & how to get started 📧 Got a question or story to share?Email us at: ⁠podcast@renttoretirement.com⁠👍 Like this episode? Hit the thumbs up, subscribe, and turn on notifications so you don’t miss the next one!💬 Comment below with your biggest takeaway from this episode!🌐 Explore turnkey investing opportunities: ⁠⁠https://www.renttoretirement.com⁠⁠🗓️ Schedule a Free Consultation:⁠⁠https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠https://renttoretirement.com⁠⁠📩 Have Questions for the Podcast?Send them to: ⁠podcast@renttoretirement.com⁠Your question might be answered in a future episode! #RealEstateInvesting #JacksonvilleRealEstate #RentalProperties #CashFlowRealEstate #NewConstructionHomes #RentToRetirement #PassiveIncome #BuyAndHold #TurnkeyRealEstate #FloridaRealEstate #RentalIncome #RealEstatePodcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio. Karl reveals how he: • Turned a triplex into a profitable mid-term rental • Scaled into Airbnb using systems, cleaners, and automation • Leveraged bonus depreciation to offset W-2 income • Built a deal pipeline through consistent networking • Navigated a difficult syndication loss—and what every investor must learn from it • Closed a fix-and-flip using none of his own money • Plans to grow into boutique hotel investing Whether you’re a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step. ⏱️ TIMESTAMPS 00:00 – Introduction to Karl & his investing journey 00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net 07:15 – How STR owners can deduct against W-2 income with bonus depreciation 08:31 – Mid-term vs short-term rentals & building systems for automation 10:06 – Cleaners, maintenance teams & messaging automation tips 11:49 – Pivoting into Airbnb & how professional design doubled bookings 13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo 18:33 – Karl’s syndication experience: vacancies, management issues & loss 22:20 – Risks of syndications vs owning real estate directly 27:17 – How to analyze deals without paralysis 30:22 – Advice for W-2 workers getting started 31:43 – Building skills, using mornings, and finding mentors 33:21 – The value of networking & how it led to funding a deal overnight 38:02 – Karl’s 2025–2026 market outlook 39:31 – What’s next: Boutique hotels & scaling STR operations 40:55 – Closing thoughts & how to share your story on the podcast🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1..⁠.🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh..⁠.📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com #RealEstateInvesting #PassiveIncome #RentToRetirement #AirbnbInvesting #ShortTermRental #MidTermRental #FinancialFreedom #W2Investor

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/Want to invest like the pros? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Brad Bell, VP of Acquisitions at Roofstock, to unpack how large institutional investors choose markets, analyze deals, manage properties at scale, and adapt to changing economic cycles. Brad shares his own journey into investing, the differences between “mom & pop” investors and billion-dollar funds, the real reasons build-to-rent exploded, what metrics institutions use to select markets, and his personal top picks for long-term growth. He also explains how Roofstock’s platform simplifies property management, data analysis, and acquisition for investors of all sizes. If you want to invest smarter, reduce risk, and understand how the world’s largest investors allocate capital, this is the episode for you.🕒 Timestamps 00:00 — Intro: Adam welcomes Brad Bell of Roofstock 00:39 — Brad’s first step into investing & why he chose real estate 02:49 — Working with institutions vs individual investors 05:35 — What institutions actually look for in acquisitions (population, employment, yields) 07:40 — Asset-level metrics: crime, school scores, path-of-growth 09:37 — Spotting markets without population growth but strong appreciation (Miami example) 14:57 — How Fed policy influences SFR investor movements 19:03 — Why institutions shifted heavy into Build-to-Rent 22:59 — How institutional portfolios are actually managed (including Roofstock’s 20,000+ homes via Mynd) 25:15 — Do institutional buyers raise rents? Brad breaks myths 29:36 — Brad’s top markets he would personally buy in today • San Antonio • Dallas-Fort Worth • Florida (risk-adjusted) • Alabama, Georgia, Tennessee • Appalachian corridor 38:21 — Roofstock tools, neighborhood scoring, and investing frameworks 42:22 — Why higher-quality homes deliver better long-term returns 42:44 — Closing thoughts and where to find Brad🔑 Key Insights Institutional investors model properties far differently than mom-and-pop buyers Market selection is based on growth trends, yields, and long-term migration Build-to-rent projects are now institutional core strategy High-quality neighborhoods outperform low-rent “cheap” properties over time Roofstock & Mynd provide data-driven property acquisition and management at scale 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ ⁠https://bit.ly/3EE6KjZ⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1..⁠.🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh..⁠.📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com#RealEstateInvesting #Roofstock #BuildToRent #InstitutionalInvesting #TurnkeyRealEstate #CashFlowProperties #PassiveIncome #RentalProperties #SingleFamilyInvesting #RealEstatePodcast #RentToRetirement

This episode is sponsored by… ⁠BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at ⁠https://bluprinthomeloans.com/renttoretirement/⁠ BAM Capital: Get access to premium real estate assets with BAM Capital. Rent to Retirement’s preferred multifamily partner. https://bamcapital.com/rtr/ IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals. https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1 Thinking about owning a vacation home…but not using it enough to justify the cost? In this episode, Adam Schroeder sits down with Tom Mulholland, Senior Director of Strategic Initiatives at Pacaso, to break down the real world of fractional real estate ownership. You’ll learn how fractional ownership differs from timeshares, how financing works, why this model is growing fast, and what risks investors should consider before diving in. If you're curious about co-ownership, vacation home investing, Regulation A raises, or the future of fractionalized assets—this episode gives you the full picture. ⏱️ Timestamps 00:00 – Intro with Adam Schroeder 00:22 – Meet Tom Mulholland from Pacaso 00:56 – Why fractional ownership is solving major vacation-home problems 01:49 – Vacant homes & underutilized vacation properties explained 03:03 – How Pacaso’s founders built the co-ownership model 03:36 – Vacation homes vs timeshares: key differences 04:25 – What makes fractional ownership actual asset ownership 06:50 – Why fractional real estate is rapidly expanding 07:55 – The “why” behind investors choosing fractionalization 09:07 – Risks, due diligence & dispute systems 10:44 – Pacaso’s 17,000-investor Regulation A raise 12:50 – Democratizing ownership in private companies 14:16 – Luxury home pricing & buyer structure 15:52 – How financing works for co-owners 17:25 – Why owners cannot short-term rent their shares 18:55 – Maintenance, repairs, and responsibility 20:08 – How selling your fractional stake works 21:47 – Updates, renovations, and owner voting 24:02 – Pacaso’s vision for the future of real estate 25:25 – How to learn more + RTR closing message 🔥 Why This Episode Matters✔ Learn how fractional ownership REALLY works ✔ Understand how Pacaso removes friction around financing, scheduling & maintenance ✔ Discover the booming Regulation A model that attracted 17,000+ investors ✔ See why luxury vacation homes can now be accessed at a fraction of the cost ✔ Learn the dangers, disputes, exit strategies, and protections you MUST know 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com#FractionalRealEstate #Pacaso #RealEstateInvesting #TurnkeyRealEstate #VacationHomes #TimeshareAlternative #WealthBuilding #Investing2025 #RealEstatePodcast #PassiveIncome #RentToRetirement

⁠Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academy https://landing.renttoretirement.com/evg-masterclass-replay This episode is sponsored by… BLUPRINT HOME LOANS: Get pre-approved with one of RTR’s preferred lenders at https://bluprinthomeloans.com/renttoretirement/ PROPER INSURANCE: Protect your short-term rental with the industry’s most complete, full-replacement insurance solution: ⁠https://www.properinsurance.com/rtrIn today’s episode, Adam Schroeder sits down with investor Adam (yes—two Adams!) to break down how he scaled from managing short-term rentals to leveraging builder incentives, cost segregation, interest-only loans, and cash-out refinances to rapidly grow his portfolio. Adam explains how he transitioned from self-managing STRs in New York and the Jersey Shore to acquiring a new-build long-term rental in San Antonio, Texas, using a powerful 12% builder incentive that dramatically lowered his out-of-pocket cost and boosted his tax savings. If you’re looking for real, actionable investing insights directly from an investor who’s doing the work, this episode is packed with value.⏱️ TIMESTAMPS 00:00 – Welcome with host Adam Schroeder 00:20 – How Adam first got started in real estate 00:36 – Early rentals, STRs, and 1031 exchanges 01:23 – Trading a problematic vacation rental into better assets 02:03 – Using the STR loophole + qualifying as a Real Estate Professional 02:55 – Why he added a long-term rental this year 03:31 – How he discovered Rent To Retirement 04:22 – Why he won’t invest in long-term rentals in New York 06:15 – Why Texas—and specifically San Antonio—made sense 07:19 – Breaking down the 12% builder incentive 08:39 – Why he chose an interest-only DSCR loan 10:01 – STR management vs. passive LTR strategy 11:25 – What the buying process was like with RTR 13:28 – Inspection, build quality & warranty experience 15:35 – Cost segregation tax benefits 16:52 – How he effectively got into the deal for almost zero net capital 18:10 – Cash-out refi strategy on his commercial building 19:55 – Pulling $200K tax-free and reinvesting 21:18 – Compounding wealth through refinancing 23:03 – Why local lenders matter for specialty properties 24:51 – Investing confidently even with higher interest rates 26:08 – Message to investors waiting on the sidelines 27:48 – Advice for first-time RTR listeners 28:15 – How to get started with Rent To Retirement 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com#RealEstateInvesting #PassiveIncome #TurnkeyRealEstate #ShortTermRental #LongTermRental #TexasRealEstate #SanAntonioRealEstate #DSCRLoan #CostSegregation #RealEstateProfessional #CashOutRefi #RentToRetirement #RentalProperties #FinancialFreedom #WealthBuilding

Discover how the wealthy legally eliminate their tax bills through real estate investing. In this episode, hosts Adam Schroeder and Zach Lemaster sit down with Jason Melilo, CEO of K B K G and former CEO of a Top 100 CPA Firm, to unpack the tax strategies every investor should know — from cost segregation and bonus depreciation to qualifying as a real estate professional and using short-term rentals for massive deductions. Jason reveals how he helps investors save thousands in taxes while building long-term wealth — and even shares how you can get a 10% discount on cost-seg software using code RTR 2025 at cbn.com. 💡 Timestamps 00:00 Intro – Meet Jason Melilo, CPA & Investor 01:00 Jason’s first real-estate deal & lesson in cash flow 03:00 How depreciation shelters income 05:20 What real “tax planning” means for investors 07:40 Cost segregation & bonus depreciation explained 09:50 Real-life example: turning $250K income → $0 taxable 13:00 Who qualifies as a real-estate professional 16:00 Short-term rental strategy to offset W-2 income 19:30 How to document your hours for IRS proof 22:45 Planning tax benefits before you buy 25:00 Cost seg on existing properties (“catch-up” depreciation) 27:00 Pros & cons of cost segregation & recapture rules 30:00 New 2025 tax law: 100% bonus depreciation returns 32:00 Final tips + discount for RTR listeners 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://meetings.hubspot.com/scott-lu...🏠Available Inventory Sheet: ⁠https://docs.google.com/spreadsheets/...📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com#RealEstateInvesting #TaxStrategy #PassiveIncome #CostSegregation #BonusDepreciation #RentToRetirement

It’s crunch time for real estate investors — and this is your last chance to take advantage of Rent To Retirement’s biggest end-of-year incentives ever! 🎉 Join hosts Adam Schroeder and Zach Lemaster as they break down how investors can save tens of thousands of dollars on brand-new construction properties — and leverage powerful tax strategies before 2025 begins. In this special episode, Zach explains how Rent To Retirement negotiates exclusive below-market prices with national builders like D.R. Horton, Lennar, and LGI Homes, giving investors access to 10% buyer incentives, cash-back opportunities, and rate buy-downs into the 3% range. If you’ve been waiting to invest, this is your sign to act. ⏳ These deals — and their tax advantages — disappear November 14th at 5PM PST! ⏱️ Timestamps: 00:00 – Intro: Why Year-End Matters for Investors 01:14 – Exclusive Builder Incentives Explained 03:30 – Deadline: One Week Left to Claim Your Savings 04:52 – How the 10% Incentive Works (Real Numbers) 06:26 – Bonus Depreciation & Cost Segregation Benefits 08:35 – Real Example: Dallas, TX Property Walkthrough 10:12 – Cash Flow & ROI Breakdown 12:34 – Houston & Katy, TX Growth Markets 15:10 – Alabama Opportunities (5% Down Option) 17:21 – Why New Construction Wins in 2025 18:56 – Cost Segregation, REP Status & Tax Banking 19:52 – Final Call: How to Secure Your Incentives 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://meetings.hubspot.com/scott-lundgren/initial-call-with-rent-to-retirement 🏠Available Inventory Sheet: https://docs.google.com/spreadsheets/d/1t5B3rIeyUUngFT2H3osl4JVELQsyxZy1rz9XJGU-hJo/edit?gid=1182675960#gid=1182675960 🏦Reduce Your 2025 Tax Bill Using Real Estate!https://youtu.be/8I2hy6Nuqyg?si=2Xrt4IRE8tGmkfnT📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com#RealEstateInvesting #PassiveIncome #TurnkeyProperties #TaxStrategies #EndOfYearIncentives #BonusDepreciation #CostSegregation #FinancialFreedom #InvestInRealEstate #RentToRetirement #ZachLemaster #AdamSchroeder #CashFlowInvesting #2025TaxPlanning #RealEstatePodcast

Want to cut your 2025 tax bill and grow your real estate portfolio at the same time? In this powerful episode, hosts Zach Lemaster and Adam Schroeder reveal real-world strategies to legally reduce taxes through cost segregation, bonus depreciation, and builder incentives — all before year-end. They’re joined by Amanda Han & Matt MacFarland (Keystone CPA) and Jeff Welgan (Bluprint Home Loans) to share how smart investors are stacking creative financing, tax deductions, and new construction deals to maximize ROI while preparing for the 2026 tax changes. If you’ve been waiting for the right moment to invest — this is it. ⏱️ TIMESTAMPS 00:00 – Introduction & 2025 real estate outlook 01:30 – Why Q4 is the most strategic time for investors 03:00 – Builder incentives: how to get $25K–$50K back on new builds 05:10 – Using 5% down loans to scale your portfolio faster 08:00 – Cost segregation 101: turn $300K homes into $90K tax write-offs 10:40 – Combining tax strategies for “free real estate” 13:00 – IRS-approved tax breaks and why they exist 15:20 – Market highlights: San Antonio, Conroe, and Alabama 20:00 – Lending insights with Jeff Welgan (Bluprint Home Loans) 28:00 – DSCR loans, credit scores & qualification tips 33:00 – Real estate professional status vs short-term loophole 39:00 – Why you must own and place your property in service before year-end 48:00 – Final takeaways: how to act fast and save big in 2025 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com #RealEstateInvesting #TaxStrategy #CostSegregation #BonusDepreciation #PassiveIncome #TurnkeyInvesting #BuilderIncentives #DSCRLoans #BluprintHomeLoans #KeystoneCPA #RentToRetirement #FinancialFreedom #WealthBuilding #RealEstatePodcast #Investing2025

Are you ready to make 2025 your most profitable investing year yet? In this episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with Amanda Han & Matt MacFarland from Keystone CPA and lending expert Jeff Welgan from Bluprint Home Loans to break down game-changing tax and lending strategies every investor needs to know. Learn how to legally minimize your tax bill, supercharge your cash flow, and build long-term wealth using 100% bonus depreciation, real estate professional status, short-term rental loopholes, and creative loan structures available only through Rent To Retirement partners. ⏱️ Episode Highlights: 00:00 – Intro: Why tax strategy is key to wealth growth 01:00 – The “One Big Beautiful Bill”: 2025 tax changes every investor must know 04:30 – 100% Bonus Depreciation is BACK – how to use it before year-end 08:00 – The $25,000 rental loss rule explained 10:40 – Real Estate Professional Status: Who qualifies & how to leverage it 13:20 – The Short-Term Rental Loophole (no REP status required!) 17:00 – Paying your kids legally to reduce taxes 19:20 – Avoiding common tax mistakes investors make 23:30 – Jeff Welgan on Bluprint Home Loans: New programs & 4.5%–5.5% rates 27:00 – DSCR Loans explained: Qualify based on rent, not income 31:30 – The 30-year fixed + 10-year interest-only loan strategy 36:00 – When to hire a CPA & build your investing team 43:00 – Year-end deadlines & how to make your next property purchase count🗓️ Schedule a Free Consultation:⁠⁠⁠⁠⁠ https://bit.ly/3EE6KjZ⁠⁠⁠📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UC_h1...🎧 Listen to the Rent To Retirement Podcast on the Go:⁠⁠⁠⁠⁠https://podcasters.spotify.com/pod/sh...📬 Join Our Newsletter Email List:Submit your info at the top right corner of the page:⁠⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠⁠📧 Questions? Email us: podcast@renttoretirement.com #RealEstateInvesting #TaxStrategies #BonusDepreciation #KeystoneCPA #BluprintHomeLoans #RentToRetirement #DSCRLoans #FinancialFreedom #PassiveIncome #RealEstatePodcast #TaxPlanning2025 #1031Exchange #CostSegregation #RealEstateProfessionalStatus

💡 What if you could replace your income with real estate—without quitting your job? In this exclusive panel from BPCON 2025, hosted by Rent To Retirement, industry experts share the proven strategies they’ve used to scale to $10,000/month in passive income through smart real estate investing, tax optimization, and creative financing. Join Zach Lemaster (Founder & CEO of Rent To Retirement), Adam Schroeder (Sales Manager & Acquisition Director Rent To Retirement), Amanda Han (Keystone CPA), Jeff Logan (Blueprint Home Loans), and Steve Yoke (Owner & CEO Akron Turnkey) as they reveal how to: Build a 7-figure portfolio using 5% down loans & builder incentives Use cost segregation & 1031 exchanges to maximize tax efficiency Identify high-growth markets like Texas & Alabama for 2025 and beyond Leverage DSCR and interest-only loans for scalable investing Create a network of experts to fast-track your real estate success ⏱️ Timestamps 00:00 Intro — What $10K/month in passive income really means 02:00 Zach Lemaster’s journey from optometrist to real estate millionaire 05:00 How to use 5% down loans and builder incentives to scale faster 07:15 Understanding cost segregation & 100% bonus depreciation 10:00 Stacking equity, appreciation, and cash flow to reach $10K/month 14:00 The IDEAL Formula for wealth building in real estate 18:00 Meet the Panel: Jeff Logan, Steve Yoke, Amanda Han, Adam Schroeder 20:00 How to scale when you run out of capital 21:45 Amanda’s tax strategies for different investor goals 23:00 Steve’s strategy for consistency and relationships in investing 26:00 Creative lending & DSCR loans explained by Jeff Logan 31:00 Interest rates, opportunities & why waiting can cost you 32:30 Top markets for 2025: Texas, Alabama, Ohio 38:00 The future of real estate tax law & bonus depreciation 43:00 Innovative loan options: 30-year fixed with 10-year interest-only 46:00 Q&A: 1031 exchanges, DTI limits & real estate professional status 52:00 Final insights: What separates successful investors from the rest 🗓️ Schedule a Free Consultation:⁠⁠⁠⁠ https://bit.ly/3EE6KjZ⁠⁠ 📺 Subscribe to the YouTube Channel:⁠⁠⁠⁠⁠⁠ ⁠⁠https://www.youtube.com/channel/UC_h1lnz1kM75Gj79VV8QtEg⁠⁠⁠⁠ 🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠⁠⁠⁠https://podcasters.spotify.com/pod/show/renttoretirement⁠⁠⁠⁠ 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page:⁠⁠⁠⁠https://renttoretirement.com⁠⁠⁠⁠ 📧 Questions? Email us: podcast@renttoretirement.com⁠ #RealEstateInvesting #PassiveIncome #TurnkeyProperties #FinancialFreedom #RentToRetirement #BPCON2025 #RealEstatePodcast #DSCRLoans #TaxStrategies #RealEstateFinance #CostSegregation #1031Exchange #RealEstatePanel #ZachLemaster #BiggerPocketsConference