Small Biz Flash

FEATURE Many businesses document their processes but still struggle with inconsistent execution. In this feature, we explain how to close the gap between playbook and performance through clear ownership, meaningful KPIs, and a consistent operating rhythm — and how AI can help monitor metrics, improve follow-through, and strengthen operational discipline. ---------- NEWS ROUNDUP Small Businesses Struggle to Claim Tariff Refunds https://www.reuters.com/sustainability/boards-policy-regulation/some-small-businesses-tariff-refund-isnt-worth-pain-pursuing-it-2026-03-04/ Lenders Ask Small Businesses About AI Plans https://www.forbes.com/sites/brandonkochkodin/2026/03/06/no-ai-plan-no-loan-small-business-lenders-force-main-street-to-face-the-future/ NLRB Ruling Could Expand Franchise Liability https://www.reuters.com/legal/government/nlrb-joint-employer-ruling-franchises-2026-03-06/ ---------- Email me at adam@smallbizflash.com. Show web site: www.smallbizflash.com

FEATURE Most small businesses rely on individual know-how instead of a shared playbook — and it quietly limits their growth. In this episode, we break down the ROI of building a simple, practical playbook for your business. You’ll learn how standardizing your processes reduces mistakes, shortens training, and helps your team deliver consistent results every time. We’ll also cover the tools that make documenting workflows easier than ever, including how AI can help you capture and refine your systems. Discover how a playbook frees up your time, strengthens your team, and creates a smoother, more scalable operation. ---------- NEWS ROUNDUP AI Adoption Surges Among Small Businesses https://www.monitordaily.com/new-amex-data-small-businesses-accelerate-ai-adoption-and-see-strong-roi/ Owners Expect Stronger 2026 Growth https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/11/bofa-report--74--of-small-and-mid-sized-business-owners-expect-r.html Cyber Attacks Hit Nearly Half of SMBs https://www.totalassure.com/blog/cyber-attacks-on-small-businesses-statistics-2025 ---------- Email me at adam@smallbizflash.com. Show web site: www.smallbizflash.com

FEATURE Most small businesses run on memory, not systems – and it’s costing them more than they realize. In this episode, we’ll discuss how the absence of structure quietly drains time, money, and morale. You’ll learn the early warning signs of disorganization, how to start building repeatable processes, and where AI can play a role in documenting and improving your workflows. Discover why getting organized gives you freedom and profitability. ---------- NEWS ROUNDUP Owners Tight on Cash https://www.bluevine.com/blog/cash-flow-management-survey Businesses Are Raising Prices https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-declines-in-september/ https://www.marketplace.org/story/2025/10/14/small-businesses-raised-prices-or-plan-to-soon-survey-shows Gen X Owners Most Pessimistic Generation https://www.cnbc.com/2025/10/20/gen-x-business-owners-main-streets-least-optimistic-age.html ---------- Email me at adam@smallbizflash.com. Show web site: www.smallbizflash.com

FEATURE AI is no longer experimental – it’s becoming a core tool for small businesses. But most owners are still just scratching the surface. In this episode, you’ll learn how to make AI a true force multiplier for your team. We’ll discuss how AI agents amplify employee productivity, why using the AI inside your existing software is key, and the shift from prompt engineering to context engineering. Resource mentioned on today’s show: https://www.nfib.com/news/press-release/new-nfib-report-how-small-businesses-incorporate-tech-and-ai-advancements/?utm_source=chatgpt.com ---------- NEWS ROUNDUP FinCEN has announced it will destroy Beneficial Ownership Information rule data https://www.nfib.com/news/press-release/nfib-major-win-for-main-street-as-fincen-promises-to-destroy-small-business-beneficial-owner-data-expedite-final-rule/ Health insurance premiums for small businesses are set to climb sharply in 2026 https://www.healthsystemtracker.org/brief/how-much-and-why-premiums-are-going-up-for-small-businesses-in-2026/ Small business owners are sounding more upbeat, even though costs keep pinching https://www.uschamber.com/economy/small-businesses-remain-upbeat-despite-challenge-of-high-costs ---------- Email me at adam@smallbizflash.com. Show web site: www.smallbizflash.com

FEATURE Retention. Morale. Profitability. Employee ownership has the power to move all three in the right direction. By giving employees a vested interest, you create a culture of commitment and shared success. Discover how this strategy could position your company for growth and stability. Today’s guest is Marie Davis, Executive Director of the Georgia Center for Employee Ownership (GA CEO): Marie’s email: marie@gaceo.org Marie’s LinkedIn page: https://www.linkedin.com/in/mariebdavisinatlanta/ GA CEO web page: https://www.gaceo.org/ ---------- NEWS ROUNDUP Small business sentiment is nudging higher, but owners are still concerned. https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-rises/ https://www.nfib.com/news/press-release/nfib-jobs-report-july-job-openings-hit-lowest-levels-since-2020/ https://www.uschamber.com/sbindex/ Judge hands small businesses major win over debit card swipe fees https://www.cspdailynews.com/technologyservices/judge-vacates-debit-card-swipe-fee-rule-pending-appeal Lemonade Stand Freedom Act becomes law in Missouri https://www.realclearmarkets.com/articles/2025/07/28/americas_youth_should_be_free_to_innovate_without_barriers_1125077.html ---------- Email me at adam@smallbizflash.com. Show web site: www.smallbizflash.com

FEATURE There are many ways the One Big Beautiful Bill Act impacts small business – most of them positive. In this episode, we discuss six major changes to the federal tax code. Resource: Download SBS’s “10 Ways the New Tax Law Could Reshape Your Business Bottom Line”: https://sbsaccountants.com/10-ways-the-new-tax-law-could-reshape-your-bottom-line/ Today’s guests: Jonathan Bill, Owner of SBS Accounting & Advisors Jonathan’s email: jbill@sbsaccountants.com Jonathan’s LinkedIn page: https://www.linkedin.com/in/sbsaccounting/ SBS Accounting & Advisors website: https://sbsaccountants.com/ ---------- Email me at adam@smallbizflash.com. Show web site: www.smallbizflash.com

FEATURE Small business owners, you don’t need to constantly guess how much you owe in taxes and where you’re going to get the money to pay them. There’s a better approach and we’ll discuss it today. Resource: Some of the material discussed today comes from Simple Numbers by Greg Crabtree. Today’s guest is Jonathan Bill, owner of SBS Accounting & Advisors: Jonathan’s email: jbill@sbsaccountants.com Jonathan’s LinkedIn page: https://www.linkedin.com/in/sbsaccounting/ SBS Accounting & Advisors website: https://sbsaccountants.com/ ---------- NEWS ROUNDUP Small business optimism made a modest recovery in May https://www.nfib.com/news/press-release/new-nfib-survey-small-business-optimism-increases-in-may/ The tax bill could substantially affect small business owners https://waysandmeans.house.gov/wp-content/uploads/2025/05/The-One-Big-Beautiful-Bill-Section-by-Section.pdf Consumer Financial Protection Bureau won’t enforce small business data collection rule https://www.bankingdive.com/news/cfpb-small-business-data-collection-rule-vought-ncrc-van-tol/746990/ ---------- Email me at adam@smallbizflash.com. Show web site: www.smallbizflash.com

FEATURE Marketing is changing. Your company is being discovered in ways that were not the case just a few years ago. Research oftentimes no longer starts on a search engine, but they often end there. So, figure out where your prospects are and go be with them on those spaces. Resources mentioned: SparkToro https://sparktoro.com/ Today’s guest is Mickey Mellen, of GreenMellen: Mickey’s email: mickey@greenmellenmedia.com Mickey’s LinkedIn page: https://www.linkedin.com/in/mickmel/ GreenMellen web page: https://www.greenmellenmedia.com/ ---------- NEWS ROUNDUP A persistent labor shortage continues to hamper small business growth https://www.nfib.com/news/press-release/nfib-jobs-report-labor-shortages-continue-to-constrain-small-business-job-growth/ Small business owners are growing increasingly pessimistic about the economy https://www.cnbc.com/2025/05/09/small-businesses-expect-recession-with-trump-tariffs-poll.html Tariffs impacts owners’ decision-making to buy or sell businesses in 2025 https://www.bizbuysell.com/insight-report/ ---------- Email me at adam@smallbizflash.com. Show web site: www.smallbizflash.com

Join us for Illuminate 2025 on April 22! Register here: https://www.eventbrite.com/e/illuminate-spring-2025-tickets-1273764687469 Email me at adam@smallbizflash.com. ---------- NEWS ROUNDUP 1 – Tariffs are causing concern among small business owners. https://www.wzzm13.com/article/money/economy/survey-michigan-small-business-owners-shows-two-thirds-taking-steps-prepare-for-recession/69-dd2f9d65-c2b9-4b79-9788-b2b420fd5453 https://www.newsobserver.com/news/business/article303397271.html http://marketplace.org/2025/04/03/tariffs-small-businesses-taxes-imports-price-increase/ https://www.dailyherald.com/20250329/business/small-businesses-are-anxious-over-lack-of-clarity-on-tariffs/ 2 – Small businesses are still actively trying to fill open positions. https://www.nfib.com/news/press-release/nfib-jobs-report-small-businesses-actively-hiring-for-current-vacancies/ 3 – A cyberattack could be lethal to a shocking 20% of small businesses. https://www.forbes.com/sites/cio/2025/04/03/cyberattacks-could-shutter-one-in-five-small-businesses-report-finds/

👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!

Small business owners, have you ever tried sending out a press release about a new product or an event at your company, just to hear crickets chirping in response? On today’s show, we’ll talk with an experienced PR professional about why most press releases flop, and what you can do to actually get results the next time you send a press release out to your community. Today’s guest is Claire Angelle, Founder of Angelle Consulting: Claire’s email: claire@angelleconsulting.com Claire’s LinkedIn page: https://www.linkedin.com/in/claire-collobert-angelle-5267b4a/ Angelle Consulting web page: https://www.angelleconsulting.com/ ---------- NEWS ROUNDUP 1 – Major credit cards announce settlement resulting in lower swipe fees for merchants https://apnews.com/article/visa-mastercard-merchants-swipe-fee-5f2a75674d472ef95af9f6fd426f1f6e https://www.nfib.com/content/press-release/competition/nfib-statement-on-credit-card-anti-trust-settlement/ 2 – Small business hiring slowed in March https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-business-job-openings-fall-to-pre-pandemic-levels/ 3 – Nearly half of new small businesses are side hustles https://www.foxbusiness.com/economy/surge-small-businesses-started-side-hustles ---------- This podcast is sponsored by SBS Accounting & Advisors. Use the promo code FLASH and get 20% off your set up fee! Go to https://sbsaccountants.com/ today to set up a free 30-minute consultation. 👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!

FEATURE Small business owners, do you pay yourself a below-market wage to keep your business profitable? Or maybe you take draws, but they might be sporadic and of varying amounts? On today’s show, we’ll talk with an experienced accounting professional about how this practice is hurting your business and how you can fix your own compensation structure. Today’s guest is Sharon Sheekey, Accounting Division Director at SBS Accounting & Advisors: Sharon’s email: ssheekey@sbsaccountants.com Sharon’s LinkedIn page: https://www.linkedin.com/in/sharon-sheekey-874093b0/ SBS Accounting & Advisors’ web page: https://sbsaccountants.com/ ---------- NEWS ROUNDUP 1 - Small Business Owner Optimism Dropped Last Month, Continuing Trend Since Last Summer https://www.nfib.com/content/press-release/economy/optimism-on-main-street-declines-as-inflation-looms-as-top-challenge/ 2 - Labor Department’s New Independent Contractor Rule Facing Lawsuits https://www.foxbusiness.com/politics/biden-admins-gig-worker-rule-facing-growing-pushback 3 - National Small Business Week is April 28 to May 4 https://www.sba.gov/national-small-business-week ---------- This podcast is sponsored by SBS Accounting & Advisors. Use the promo code FLASH and get 20% off your set up fee! Go to https://sbsaccountants.com/ today to set up a free 30-minute consultation. 👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!

FEATURE Small business owners, have you ever considered buying out a competitor to expand your own company’s capabilities and customer base? On today’s show, we’ll talk with a lending expert about how you can finance a business acquisition at up to 100% of the purchase price using an SBA loan. Today’s guest is Laurence Leopold, SBA Senior Business Development Officer at IncredibleBank: Laurence’s email: lleopold@incrediblebank.com Laurence’s LinkedIn page: https://www.linkedin.com/in/laurence-leopold-4496342/IncredibleBank web page: https://www.incrediblebank.com/ ---------- NEWS ROUNDUP 1 - Judge finds Beneficial Ownership Information unconstitutional, but ruling only applies to some businesses https://www.natlawreview.com/article/district-court-declares-corporate-transparency-act-unconstitutional 2 - Small businesses start to see some relief in the labor market https://www.nfib.com/content/press-release/economy/nfib-jobs-report-small-business-employment-slows/ 3 - Vast majority of small firms report financial and operational challenges https://www.fedsmallbusiness.org/reports/survey/2024/2024-report-on-employer-firms ---------- This podcast is sponsored by SBS Accounting & Advisors. Use the promo code FLASH and get 20% off your set up fee! Go to https://sbsaccountants.com/ today to set up a free 30-minute consultation. 👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!

FEATURE Google Trends is a powerful and completely free tool from Google that can help you stay ahead of the curve. It will help you understand your customers, and can inform decision making on marketing, research & development, and more. Google Trends: https://trends.google.com/ ---------- NEWS ROUNDUP 1 - The economy continues to be the #1 concern among small business owners, according to the latest CNBC-SurveyMonkey Small Business Index. Immigration followed at a close second place. https://www.surveymonkey.com/curiosity/cnbcsurveymonkey-small-business-index-q1-2024/ 2 - Small businesses facing funding challenges have increasingly turned to merchant cash advances, which have posed a threat to the survival of some. https://www.wsj.com/articles/an-easy-financing-source-pushes-some-small-businesses-into-bankruptcy-c2b2ad1b 3 - The National Federation of Independent Business released its top legislative priorities for Congress in 2024. https://www.nfib.com/content/press-release/economy/nfib-announces-top-10-small-business-policy-priorities-for-congress/ ---------- This podcast is sponsored by SBS Accounting & Advisors. Use the promo code FLASH and get 20% off your set up fee! https://sbsaccountants.com/. 👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!

NEWS ROUNDUP 1 - Small business owners continue to grapple with economic uncertainty, according to the National Federation of Independent Business’ Small Business Optimism Index. https://www.nfib.com/content/press-release/economy/small-business-owners-expectations-for-higher-sales-declined-in-january/ 2 - Many small businesses are still unaware of the new Beneficial Ownership rule from the Treasury Department that went into effect on 1-1-24. https://www.wsj.com/articles/small-businesses-must-now-report-ownership-information-to-the-government-but-many-dont-know-about-it-bb13f2b6 https://www.fincen.gov/boi 3 - Nearly a year after the run on Silicon Valley Bank, small business owners aren’t panicking about their business accounts that hold than $250,000, the amount beyond which the FDIC won’t insure deposits. https://www.marketplace.org/2024/02/12/banking-crisis-fdic-protection-businesses/ ---------- This podcast is sponsored by SBS Accounting & Advisors. Use the promo code FLASH and get 20% off your set up fee! https://sbsaccountants.com/. 👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!

FEATURE The Department of Labor (DOL) has finalized its new independent contractor rule. There are six factors that you must use to determine if a worker is a contractor or an employee. The final rule goes into effect on March 11, 2024. Misclassifying employees as independent contractors can result in lawsuits and penalties, among other costs. DOL’s Small Entity Compliance Guide to the new rule: https://www.dol.gov/agencies/whd/government-contracts/small-entity-compliance-guide Today’s guest is Karen Moss, of Innovative Outsourcing: Karen’s email: kmoss@innovative-outsourcing.com Karen’s LinkedIn page: https://www.linkedin.com/in/karenemoss/ Innovative Outsourcing web page: https://www.innovative-outsourcing.com/ ---------- NEWS ROUNDUP 1 - Banks report that fraudulent ACH activity is on the rise, and this is a problem for small businesses. https://www.wsbtv.com/news/local/this-is-modern-day-bank-robbery-banks-say-ach-transfer-fraud-is-rise/VLKVTOBGNJBHNAQBX5MXJYL3HY/ https://fintech.global/2024/01/09/navigating-the-risks-of-ach-payment-fraud-strategies-for-business-safety/ 2 - The percentage of small businesses falling victim to cyber attacks is on the rise. https://www.hiscox.com/documents/Hiscox-Cyber-Readiness-Report-2023.pdf 3 - Small business owners think college graduates entering the workforce don’t have realistic expectations about the working world. https://www.campusreform.org/article/91-of-small-business-owners-say-colleges-are-giving-students-unrealistic-expectations-for-life-after-graduation-survey/24640 ---------- This podcast is sponsored by SBS Accounting & Advisors. Use the promo code FLASH and get 20% off your set up fee! https://sbsaccountants.com/. 👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!

FEATURE A fractional chief operating officer, or a FCOO, can help you make your business life wonderful, getting you back to doing what you love in the business, which is likely not overseeing the daily operational tasks. * How to know when it is time to hire a fractional COO. * How a fractional COO helps you as the business owner. * What a fractional COO brings to the table. Recommended reading: Rocket Fuel, by Gino Wickman and Mark Winters. ---------- NEWS ROUNDUP 1 - The Department of Labor has finalized its new independent contractor rule, with big implications for small businesses. https://www.nsba.biz/post/news-dol-announces-independent-contractor-rule 2 - Recession fears are easing, which may explain why small business sentiment rose in December. https://www.nfib.com/content/press-release/economy/inflation-returns-as-top-business-problem-on-main-street/ https://www.vistage.com/research-center/business-financials/economic-trends/20240105-small-businesses-welcome-optimism-wsj-survey/ 3 – A record-setting 5.5 million small businesses were created last year. https://eig.org/2023-business-formation/ ---------- This podcast is sponsored by SBS Accounting & Advisors. Use the promo code FLASH and get 20% off your set up fee! https://sbsaccountants.com/. 👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!

NEWS ROUNDUP 1 – There’s reason for optimism about the economy in 2024, and that’s good news for small businesses. https://www.wsj.com/economy/what-to-watch-in-fridays-spending-report-inflation-closing-in-on-feds-target-0778037d https://www.cnbc.com/2023/12/26/the-us-avoided-a-recession-in-2023-whats-the-outlook-for-2024.html https://www.cnn.com/2024/01/01/business/5-reasons-to-be-optimistic-about-the-2024-economy/index.html 2 - Google recently rolled out a new small business attribute feature. https://blog.google/products/shopping/google-merchant-new-features-holiday/ 3 – The SBA is proposing to remove limits on loan eligibility for prospective borrowers who have a previous run-in with the law. https://www.smallbusinessroundtable.org/sbr-submits-comments-on-sbas-proposed-rule-reforming-criminal-record-eligibility-requirements-for-loan-programs ---------- This podcast is sponsored by SBS Accounting & Advisors. Use the promo code FLASH and get 20% off your set up fee! https://sbsaccountants.com/. 👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!

FEATURE * What is the different between public relations and marketing? * What are the three tactics for PR? * How does a small business get publicity? How does the owner, who is usually the primary salesperson, get publicity? * How much of your knowledge and information is it OK to share? Today’s guest is Claire Angelle, Founder of Angelle Consulting: Claire’s email: claire@angelleconsulting.com Claire’s LinkedIn page: https://www.linkedin.com/in/claire-collobert-angelle-5267b4a/ Angelle Consulting web page: https://www.angelleconsulting.com/ ---------- NEWS ROUNDUP 1 - Small businesses are even less confident about economy now than earlier in the year. https://www.uschamber.com/sbindex/summary 2 - The National Labor Relations Board’s new joint-employer rule is continuing to face opposition from small business groups and from some lawmakers. https://www.nsba.biz/post/news-house-panel-moves-resolution-to-block-nlrb-joint-employer-rule 3 - Younger and smaller companies are particularly hard hit in the ongoing credit squeeze facing small businesses. https://www.pymnts.com/smbs/2023/young-smbs-cant-find-enough-business-financing/ ---------- This podcast is sponsored by SBS Accounting & Advisors. Use the promo code FLASH and get 20% off your set up fee! https://sbsaccountants.com/. 👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!

FEATURE You’re probably familiar with Small Business Administration loans. SBA loans, as they are commonly called, are partially backed by the federal government. But there are other resources the SBA offers, some of which aren’t well known, which can benefit your company. We’re going to discuss just a few today. THRIVE https://www.sbathrive.com/ Assistance for small businesses with procuring federal contracts https://www.sba.gov/federal-contracting America’s Seed Fund https://beta.www.sbir.gov/ SBA Business Guide https://www.sba.gov/business-guide SBA Events https://www.sba.gov/events 2023 Small Business Resource Guide https://www.sba.gov/sites/sbagov/files/2023-06/2023%20Small%20Business%20Resource%20Guide_508c_Final.pdf ---------- NEWS ROUNDUP 1 - Small business owners are less optimistic about this year’s Christmas shopping season than they’ve been in the past. https://www.surveymonkey.com/curiosity/cnbcsurveymonkey-small-business-index-q4-2023/ 2 - The US House of Representatives voted last week to overturn a rule by the Consumer Financial Protection Bureau requiring banks to collect small business owners’ demographic information when they seek a loan. https://www.washingtonexaminer.com/policy/economy/house-votes-end-biden-small-business-loan-rule-veto 3 - According to the Federal Reserve’s most recent quarterly survey of senior loan officers, lending standards applied to small businesses have tightened significantly since last year. https://apnews.com/article/small-business-loans-funding-banks-91c55c514347301f26d46f591f6c32ad ---------- This podcast is sponsored by SBS Accounting & Advisors. Use the promo code FLASH and get 20% off your set up fee! https://sbsaccountants.com/. 👀 Watch on YouTube: https://www.youtube.com/channel/UCmFHZqDGRbOHXjhpicWuqhg. 📧 Do you want to grow your business? I help small business owners succeed with strategy, marketing, and operations. Email me today at adam@smallbizflash.com and let’s grow your business together!