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Smarter Vet Financial Podcast

Business & Economics Podcasts

Want to feel more confident and in control of your finances? The Smarter Vet Financial Podcast is your go-to resource for fresh, energizing perspectives on money—created just for veterinarians. Hosts Tom Seeko and CJ Burnett, founders of Florida Veterinary Advisors, break down personal and business financial topics in a way that’s easy to understand and fun to explore. With inspiring interviews and practical advice, you’ll gain the clarity you need to stress less and enjoy more of what you love in life and work.

Location:

United States

Description:

Want to feel more confident and in control of your finances? The Smarter Vet Financial Podcast is your go-to resource for fresh, energizing perspectives on money—created just for veterinarians. Hosts Tom Seeko and CJ Burnett, founders of Florida Veterinary Advisors, break down personal and business financial topics in a way that’s easy to understand and fun to explore. With inspiring interviews and practical advice, you’ll gain the clarity you need to stress less and enjoy more of what you love in life and work.

Language:

English


Episodes
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Episode 193 - Am I Financially on Track as a Veterinarian?

2/20/2026
Send a text On this episode of the Smarter Vet Financial Podcast, Tom Seeko and CJ Burnett, co-founders of Florida Veterinary Advisors, walk through a clear framework for answering one of the most common questions vets ask: “Am I financially on track?” They break your journey into four phases—25–30, 30–40, 40–55, and 55+—so you can see what typically matters most at each. You’ll hear practical context around student loans, changing pay scales, the rise (and shifts) in relief work, when ownership or career pivots make sense, and how to build a retirement income plan that supports your lifestyle without guesswork. If you enjoy this show, explore more resources at FLVetAdvisors.com, including our book Unleashed: The Financial Clarity Every Veterinarian Needs. And if this episode helped you, a quick rating/review on Apple or Spotify helps other vets find the show. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Duration:00:24:06

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Episode 192 - 5 of 5: The No-Fail Retirement Income Plan

2/13/2026
Send a text Is a “no‑fail” retirement plan actually possible? In this episode, Tom and CJ break down why the traditional approach to retirement often falls short — and what it really takes to build income that lasts through every market cycle, tax change, and stage of life. They walk through how to think beyond account balances, how timing risk affects retirement security, why tax diversification matters, and how to create predictable income instead of relying solely on market performance. You’ll learn how to structure your assets with intention, build stability into your plan, and create a retirement strategy that works in real life — not just in ideal scenarios. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Duration:00:26:20

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Episode 191 - 4 of 5: Building Wealth by Balancing Access, Taxes, and Risk

2/6/2026
Send us a text How do you actually build wealth — not just in theory, but in real life? In this episode, CJ and Tom walk through a simple, practical framework veterinarians can use to make smarter financial decisions with less stress and more clarity. They break down how to assign a time horizon to each dollar, how to make sure money is accessible for real‑life needs, how to think about taxes in a strategic way, and how to evaluate risk beyond just investment volatility. Whether you're early in your career or approaching retirement, this episode helps you understand how to structure your finances so you can adjust, pivot, and stay flexible as life changes. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Duration:00:30:05

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Interview with Lindsey McMakin - How to Build a Thriving Veterinary Practice: Financial Literacy, Culture-Driven Hiring, and Technology

1/30/2026
Send us a text In this episode of the SmarterVet Financial Podcast, Tom Seeko sits down with Lindsay McMakin to explore the real-world challenges and opportunities in veterinary practice management. Lindsay shares her inspiring journey from receptionist to practice manager and consultant, offering actionable strategies for hiring with culture in mind, boosting financial literacy, and using technology to enhance — not replace — the human side of veterinary care. Tune in to learn how aligning your financial systems, improving accountability through regular meetings, and seeking expert guidance can help you build a thriving, sustainable practice. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels: Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Duration:00:24:32

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Episode 190 – 3 of 5: One Habit that Builds Real Wealth

1/23/2026
Send us a text Saving money isn’t exciting, flashy, or fun — but it is the one habit that consistently builds real wealth. In this episode, the third of five in the series, CJ and Tom break down why aiming for 20% of your gross income is a game changer, why most people struggle to save, and how their Wealth Coordination Account creates control, clarity, and confidence in your financial life. With a few clicks, you'll be on your way to matching your career goals with your life's passions. We help hundreds of vets, like you, make confident decisions and take the next step toward knowing where you want to go in the future. On this page: https://flveterinaryadvisors.com/5-simple-financial-steps/ you will find resources that can help you become a World Class Saver, produce the most income through retirement, protect your most valuable asset and more. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Duration:00:27:47

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Episode 189 - 2 of 5: Everything Works… Until It Doesn't

1/16/2026
Send us a text Most financial plans don’t fail because of markets—they fail because of unplanned life events. In this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko explain why risk is the silent plan killer for veterinarians and practice owners. They break down the real-world risks that can derail a plan, including disability, lawsuits, outdated legal documents, insurance gaps, and business-owner exposure. This conversation reframes risk management as resilience planning and challenges listeners to decide who they want absorbing the risk when life happens. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances: 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment: Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice: Schedule a time-https://flveterinaryadvisors.com/contact-us Instagram-https://www.instagram.com/flveterinaryadvisors/ Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Duration:00:31:39

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Episode 188 - 1 of 5: Getting Financially Organized for Veterinarians

1/9/2026
Send us a text If your finances feel more like a junk drawer than neatly folded laundry, this episode is for you. Tom and We kick off a five-part series by focusing on Step 1: getting financially organized so you can reduce stress, decision fatigue, and the “head-in-the-sand” feeling. You’ll hear a simple way to build a snapshot of your money—assets, debts, protection items, and cash flow—plus ideas for storing everything in one secure, easy-to-find place. Check the show notes for a downloadable checklist to help you gather the key documents and start building your system. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:19:55

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Episode 187 - New Year. New You.

1/2/2026
Send us a text Going into a new year can bring a lot of financial stress—especially when you’re trying to control things you simply can’t. In this episode, we break down the big categories you can’t control (markets, inflation/interest rates, and unexpected life events) and the areas you can control (savings rate, spending decisions, risk/insurance, debt strategy, and your investing approach). You’ll hear practical ways to reduce anxiety, avoid lifestyle creep, and build a financial “wall” that helps you absorb life’s curveballs. Pick one action step to start today—like increasing savings by 1%, tracking spending for 24 hours, or reviewing your insurance coverage. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:35:59

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From Kennels to Corporate: Dr. Jennifer Bruns on Ownership, Leadership, and PetSmart Veterinary Services

12/26/2025
Send us a text In this episode of the Smarter Vet Financial Podcast, Tom sits down with Dr. Jennifer Bruns, Senior Director of Veterinary Relationships at PetSmart Veterinary Services, to explore the many paths a veterinary career can take. Dr. Bruns shares her journey from cleaning kennels and chasing E. coli and salmonella as an epidemiologist to mentoring independent owners inside PetSmart locations. Together, they dive into strategic thinking, financial literacy, and the people skills veterinarians need to thrive as leaders and owners—plus how PetSmart’s model helps doctors own a practice without carrying the full weight of real estate and marketing. Whether you’re a student, associate, or aspiring owner, this conversation will challenge your assumptions about what’s possible and remind you that your DVM can open more doors than you think. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:27:43

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Baxtr’s Mark Hines Talks About Simplifying Wellness Plans with Subscription Care

12/19/2025
Send us a text In this episode of the Smarter Vet Financial Podcast, Tom sits down with Baxtr founder Mark Hines to talk about how subscription-based wellness plans can transform access to care, client loyalty, and practice revenue. Mark shares his unconventional journey from audio geek and home theater entrepreneur to building simple, powerful membership tools for dental and veterinary practices. They dig into why practices tend to overcomplicate wellness plans, how Baxtr removes the “73 clicks” from the process, and why monthly payments and a member mindset are so valuable for both clients and clinics. If you’ve been thinking about wellness plans but feel stuck on the logistics, this conversation will give you a practical, low-friction way to finally “just do it.” Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:26:39

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Dr. Bob Murtaugh: Culture, Consolidation, and Building the Future of Vet Med

12/12/2025
Send us a text In this episode of the Smarter Vet Financial Podcast, Tom sits down with Dr. Bob Murtaugh—founding dean of Rocky Vista University College of Veterinary Medicine, boarded internist and criticalist, and long-time leader in both academia and corporate practice. Dr. Murtaugh shares how saying “yes” to unexpected opportunities—from running a teaching hospital in his 20s to helping scale a hospital group from 15 to 350 locations—shaped his career and impact on vet med. They dive into what it really takes to scale without losing culture, how to navigate consolidation with an open mind, and why the best corporate or independent fit comes down to values, leadership, and communication. You’ll also hear his perspective on “preferment” instead of retirement, why veterinarians are spelled L-E-A-D-E-R, and the soft skills that matter most if you want a fulfilling, financially strong career in veterinary medicine. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:23:26

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Interview with Brent Mayabb - The Next Wave of Practice Ownership: Dr. Mayabb on Purpose-Driven Leadership

12/5/2025
Send us a text The Smarter Vet Financial Podcast welcomes Dr. Brent Mayabb, Global Chief Medical Officer at Royal Canin, for a candid conversation on purpose, communication, and leading across cultures. Brent shares how transparency and psychological safety help teams navigate hard cases, rising client expectations, and burnout risk. He offers a hopeful outlook for a new wave of private practice ownership and the leadership habits that make it work. Listen for practical takeaways and resources you can use with your team today. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:26:00

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Interview with Eric Benke - Boosting Veterinary Practice Profits with KPIs and Wellness Plans

11/28/2025
Send us a text In this episode of the Smarter Vet Financial Podcast, hosts Tom Seeko and guest Eric Benke dive into the financial side of veterinary practice ownership, focusing on the power of key performance indicators (KPIs) to drive profitability and growth. They explore metrics like client retention, revenue per DVM, and net profit margin—explaining how tracking the right numbers can reveal hidden gaps, improve compliance, and guide smarter business decisions. Eric also shares how implementing wellness plans can boost visit frequency and strengthen client relationships. Whether you're just starting to track metrics or looking to optimize your operations, this episode delivers actionable strategies for long-term success. If you’d like to contact Eric about Kanter Consulting Group’s services or if you have any questions, visit their website here or call 813-855-5433. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:25:28

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Episode 186 - Should You Pay Off Debt Faster — or Save Instead?

11/21/2025
Send us a text Should you pay off debt faster or focus on saving money? It’s one of the most common—and confusing—financial questions veterinarians face. In this episode, Tom and CJ unpack the trade-offs, emotions, and math behind debt repayment versus saving, sharing simple frameworks that help you find balance instead of burnout. Learn how to create financial freedom within your money habits, so you can build wealth while still sleeping at night. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:19:02

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Episode 185 - Value vs. Price: Why Cheaper Isn’t Always Smarter

11/14/2025
Send us a text Have you ever paid less for something and later realized it cost you more in time, stress, or mistakes? In this episode, Tom and CJ break down one of the most confusing money concepts—value versus price—and how it shows up in everything from investing to client care. They share real-life examples that help veterinarians think beyond “what does it cost?” and start asking “what is it worth?” Learn how reframing your decisions around value can lead to better outcomes for your practice, your money, and your peace of mind. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:18:37

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Episode 184 - Why People Switch Financial Advisors

11/7/2025
Send us a text Many veterinarians switch advisors for reasons that have nothing to do with performance—and everything to do with communication, clarity, and trust. In this episode, CJ and Tom unpack the most common breakpoints: “I never hear from them,” unclear fees and value, chasing returns without a real plan, and relationships that simply outgrow the advisor. They explain how to set expectations, what a true plan looks like beyond investments, and why simple, repeatable decisions compound more than headline returns. If you’re wondering whether your current relationship is working, this conversation gives you a thoughtful checklist—and a nudge to get a second set of eyes if something feels off. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:22:55

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Interview with Dr. Molly McAllister - Leadership, Energy, and Impact Beyond the Exam Room

10/31/2025
Send us a text In this episode of the Smarter Vet Financial Podcast, Tom Seeko sits down with Dr. Molly McAllister, Global Chief Medical Officer at Mars Veterinary Health, for a candid conversation about growing as a leader, keeping your energy high, and making an impact that reaches far beyond individual appointments. Molly shares her non-linear path from equine and small-animal practice to executive leadership, why veterinarians are uniquely equipped to lead, and how simple habits (and clear communication) create sustainable performance. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:25:46

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Episode 183 - Why Talking About Money Feels So Hard

10/24/2025
Send us a text Talking about money in VetMed shouldn’t feel taboo—but it often does. In this episode, Tom and CJ unpack why money talk triggers identity, emotion, and power dynamics for veterinarians, and how culture (and student loans) can make it worse. You’ll hear practical ways to build confidence—like tracking net worth yearly, setting values-based goals, and creating a guilt-free zone for financial conversations. If you’re ready to replace shame with clarity, this one’s for you. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:26:51

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Episode 182 - The Biggest Problem Every Veterinarian Has in Their 60s

10/17/2025
Send us a text Your 60s are the crucial handoff from a paycheck to a “balance-sheet paycheck.” In this episode, Tom and CJ break down five common challenges veterinarians face in that decade: mindset shift, debt decisions (including mortgages), retirement income confidence, healthcare/Medicare gaps, and estate/legacy readiness. You’ll hear practical ways to align savings, risk, and taxes so your lifestyle doesn’t have to shrink after you stop practicing. If this helped you, share it with a colleague and leave a rating so more vets can find the show. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ

Duration:00:21:46

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Episode 181 - The Biggest Problem Every Veterinarian Has in Their 50s

10/10/2025
Send us a text Feeling the shift as you move through your 50s? In this candid episode, Tom Seeko and CJ Burnett explore the decade when retirement becomes real, bodies change, and financial priorities shift in ways that can feel overwhelming. They talk about how to avoid risky investment moves, prepare for the realities of caring for both children and aging parents, and make wise choices around debt, housing, and estate planning. By connecting health habits with financial outcomes, they show how small, intentional steps today can protect your wealth and help you step into retirement with clarity and confidence. Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/ Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances. 5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/ Find out what you could be overlooking within your practice by taking our brief assessment Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/ Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice. Schedule a time-https://flveterinaryadvisors.com/contact-us Check out our social media channels Facebook-https://facebook.com/flvetadvisors LinkedIn-https://linkedin.com/company/flvetadvisors Instagram-https://www.instagram.com/flveterinaryadvisors/ YouTube- https://www.youtube.com/@floridaveterinaryadvisors7665

Duration:00:22:55