Inspired Budget

Haley and Justin inherited $600,000 but ended up blowing through the money and accumulating $220,000 of debt. They share their journey of lifestyle inflation, realizing the extent of their debt, and taking steps to address it. You Will Learn: Check out Haley and Justin's Podcast Price of Avocado Toast You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

My birthday is next week so I thought it would be fun to give you a little personal and life update! This episode will give you a behind the scenes look at my money, family, and business life. In this episode you’ll learn about: Would you mind celebrating my birthday by writing a review for the Inspired Budget Podcast? It would mean the world to me! Check out my embroidery picture! You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Rob Phelan, a high school financial educator, is on a mission to change how kids, specifically teenagers, learn about money. In this episode you’ll learn: Check out Doug Nordman and Carol Pittner's Book Raising Your Money Savvy Family Check out Dan Sheek's Book First to a Million Check out Clifton Corbin's Book Your Kids Their Money Check out Rob Phelan's Children's Book M is for Money Check out Rob Phelan's Workbook The Simple Startup Connect with Rob on Instagram @fieducator You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Let's talk about stress. You know, that constant companion we all have hanging around, lurking in the corners of our minds? Well, according to a new Fidelity study, when it comes to managing money, stress is the word on everyone's minds, especially for women. In fact, an alarming 93% of women feel the weight of financial stress pressing down on their shoulders. And let's be real, that's a lot of stress. Like, "where did I leave my keys?" levels of stress, but on a whole other level. But don't worry, because where there's stress, there's always a solution. In this episode, Allison shares 3 proven strategies to help listeners regain control and say goodbye to financial stress. If you have even the smallest stress or worry when it comes to your money, this episode is for you! You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

In this episode, Zina Kumok shares her journey of paying off $24,000 in student loans in just three years. She emphasizes the importance of budgeting and tracking expenses, as well as the power of making small extra payments. Zina also discusses the balance between frugality and happiness, and the need to find peace with past money choices. She highlights the shift in personal finance advice for Gen Z and the importance of considering the emotional aspect of money. Takeaways Wall Street Journal Article on Gen Z and Dave Ramsey Check out Zina's Website Follow Zina on Instagram Follow Zina on Youtube You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Ever dreamt of lounging on sandy beaches or exploring vibrant cities but felt overwhelmed by the costs? Imagine returning from your dream vacation only to face a mountain of credit card bills. That's not the vacation ending anyone wants. By mastering the art of saving and budgeting, you not only ensure you can afford your dream getaway but also shield yourself from post-vacation financial stress. In this episode, we're diving into the art of making your dream vacation not just a fantasy but an affordable reality. You will walk away with practical strategies and tips to help you stay on budget while planning your next adventure. From booking accommodations to planning your meals, Allison is covering it all! Plus she’s sharing how she’s used these strategies in her own life. Tune in to our episode for more valuable insights and tips on how to plan, save, and budget for your dream vacation. Happy travels! You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

In this episode, Allison interviews Alli Williams about how she and her partner handled their financial situation when one had more debt and the other was debt-free. Alli shares her personal story of marrying into six figures of debt and how they worked together to create a plan to pay it off. They discuss the emotional side of dealing with debt and the importance of not letting it define your worth. Alli also provides tips for getting a reluctant partner on board with paying off debt and setting financial goals as a couple. Follow Alli on Instagram: @financiallifocused Check out Alli’s Website You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

In this episode, Allison shares four essential steps to help you regain financial focus and get back on track with your budget, paying off debt, or savings. She emphasizes the importance of giving yourself spending money to avoid feelings of deprivation and impulse spending. Breaking big goals into smaller, more manageable goals helps to prevent overwhelm and frustration. Tracking and monitoring your progress keeps you motivated and engaged in your financial journey. Finally, completing a money reset allows you to realign your priorities and adjust your strategy for success. Takeaways You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

In this episode, Diania Merriam shares her personal journey from financial illiteracy and debt to achieving financial independence and retiring at 33. She emphasizes the importance of shifting from a scarcity mindset to an abundance mindset when it comes to money. Diania provides action steps for listeners, including surrounding themselves with abundant people, reading abundance-based books, and expressing appreciation and gratitude. By adopting these practices, you can develop a healthier relationship with money and find contentment in your financial journey. Takeaways: Listen to Diania's Podcast Check out the EconoMe Conference Watch the EconoMe YouTube Channel Here are some of the books that Diania mentioned: The Obstacle is the Way by Ryan Holiday Do Nothing by Celeste Headlee The Pathless Path by Paul Millerd You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Should you save money or pay off debt? Can you do both? You’re likely listening to this episode because you want to pay off debt. Imagine you're in the middle of a tug of war, but instead of teams, you've got your savings goals on one side and your debt on the other. You're pulling hard towards one side, trying to make progress, but it feels like the other side is pushing back just as hard. It's like you're stuck in this never-ending struggle, and it can get pretty frustrating. The trick is to figure out how to manage your money just right so you're not constantly feeling pulled in two directions at once. Balancing the two is key to keeping your sanity and making progress on both your debt free journey as well as your savings journey. In this episode, I discuss: This episode is perfect for anyone who has asked themselves if they should save money or pay off debt. You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

When $200,000 looms over you like a financial Everest, how do you begin the climb to freedom? Nika Booth didn't just start the trek; she conquered it, and in this episode, she's laying out the map. We unravel Nika's enthralling journey, which started amid the chaos of a government furlough and led to the creation of an Instagram page for budgeting transparency and accountability. Her story is not just about escaping debt; it's a testament to the power of taking control, with candid insights into how confronting her own sizable tax debt changed her approach to personal finance forever. This conversation goes beyond dollars and cents, delving into the emotional heart of debt reduction—community and vulnerability. We discuss how the solidarity and accountability of an online community were instrumental in navigating the rough waters of financial instability. Budgeting doesn't have to mean skimping on joy; it's about intelligently mapping your future. Nika and I dissect the overwhelming prospect of large debt into manageable pieces, emphasizing the importance of pacing and celebrating every step of progress. Follow Nika on Instagram @debtfreegonnabe Sign Up for Nika's Webinar Follow Nika's Website You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

In this episode, I'll share my personal experience and unveil seven practical strategies to simplify your money management. Discover the convenience of automating your payments and the power of cutting unnecessary expenses. I'll walk you through each step, making financial management less intimidating and more manageable. We'll also demystify the process of building wealth on a budget, showing you that it's achievable with the right approach. Whether you're new to budgeting or seeking to refine your strategy, this episode is packed with actionable insights to help you align your budget with your goals. You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Monica Louie's financial saga is nothing short of awe-inspiring—as she herself lays bare in our latest conversation, revealing the grit behind conquering a $120,000 debt mountain and the savvy that led to a $40,000 savings cushion. Join us and uncover the financial wizardry that allowed Monica and her family to transform their middle-class income into a debt-slaying powerhouse, all while navigating the shift to a single paycheck household. This episode is a journey through the trenches of debt and the triumphs of financial freedom, where monetary milestones intertwine with personal growth and family ties are fortified in the forge of fiscal responsibility. Hear how Monica's role as a finance maestro evolved into a beacon of hope for others, with her blog and coaching paving the way for countless others to break their own chains of debt. Whether you're struggling under the weight of financial burdens or seeking a new perspective on managing your cash flow, Monica's narrative, peppered with tales of becoming an online entrepreneur and the joy of smart home investments, will leave you equipped with the tools and inspiration to rewrite your own financial story. Find out more about Monica at Flourishing Impact Follow Monica on Instagram @flourishwithmonica Hear more from Monica on her podcast Flourish to 7 Figures You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Imagine transforming your financial life from confusion to clarity – that's the journey we're embarking on today. We'll explore the power of budgeting, not as a way to restrict yourself, but as a tool to take charge of your money. In this episode we dive into the importance of proactive budgeting for upcoming expenses and looking back at past spending habits, something that has greatly influenced my personal financial journey. We'll also uncover the fantastic features of the Simplifi budgeting app, showing how it can revolutionize how you manage your money while making things easier and more collaborative. This episode isn't just about budgeting mechanics; it's about the discipline and financial awareness that come from tracking your expenses. With Simplifi's user-friendly interface, categorizing transactions is a breeze, helping you build better spending habits. As I share my own journey towards financial discipline, you'll see how the app's reporting features let you analyze your spending patterns, preparing you to meet future financial goals with precision. Whether you're navigating finances on your own or with a partner, the insights and tools we discuss today are here to give you the confidence to take control of your finances and lead a stress-free financial life. Check out the Simplifi App You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Unlock the world of nearly free travel and learn how disciplined budgeting can actually boost your credit score! The fantastic trio from Travel Hacking Mom, including Alex, Pam, and Jess, join us to reveal how they've turned credit card points and miles into a passport for global adventure. Their stories are as inspiring as they are practical, from Alex's serendipitous discovery to Pam's evolution from coupon queen to travel hacking royalty, and Jess's quest for affordable family vacations. They not only share their escapades but also the strengthened bonds and cherished memories made along the way. We dissect the fundamentals of starting your own travel hacking voyage with sage advice on the significance of a solid credit score and the benefits of focusing on one points currency to start. We wrap up with strategic tips on maximizing credit card rewards and a sneak peek into the infectious excitement of planning the next thrifty yet luxurious getaway. Whether you're new to the game or looking to refine your travel hacking skills, this episode guarantees a treasure trove of insights to fuel your wanderlust without draining your wallet. Explore the Travel Hacking Mom Blog Listen to the Travel Hacking Mom Podcast Follow Travel Hacking Mom on Instagram You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Feel the weight of financial stress lifting off your shoulders as I, Allison, guide you through my personal financial renaissance. It's a journey from sleepless nights peppered with anxiety to a serene state of mind, all thanks to the art of saving. I unravel the rich tapestry of strategies that have seamlessly integrated savings into my life, even as I navigated the murky waters of debt. Discover the magic of sinking funds, my ace in the hole for dealing with those unexpected, yet inevitable, expenses. We'll share stories and tips on how you can begin to weave this powerful financial tool into your own life, transforming potential disasters into mere inconveniences with the help of a well-planned budget. Our conversation goes beyond the basics, delving into the trinity of savings. Once you've got your emergency fund buttoned up, it's time to play offense with your finances. We'll discuss how to strike a balance between stashing cash for predictable costs with sinking funds, saving for the sunny days with aspirational funds for those life-enhancing experiences, and setting aside a few pennies for the proverbial rainy day. Learn how to enjoy guilt-free spending on the things that matter most to you and make saving second nature with the strategic deployment of automated transfers. Wrapping up, we underscore the importance of prioritizing savings by making it a habitual action. Whether it's earmarking funds for that festive holiday season, covering annual dues, or planning for a well-deserved getaway, I break down how automating your savings can safeguard your budget from the temptation of impulse buying. We also touch on the allure of high-yield savings accounts and how they can elevate your savings game. You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Embarking on a new career path can be a daunting venture, especially for those stepping out of the realm of teaching. In our latest conversation with Daphne Gomez of Teacher Career Coach, we unearth the gains and challenges of shifting careers, and how educators can thrive in uncharted territories. Daphne doesn't just share her story; she equips teachers with the compass for navigating through the stigma and practicalities of career reinvention. If you've ever felt the pull to explore life beyond the classroom, this episode promises to light your path with actionable advice on resume building and the art of transferring your teaching prowess to the corporate world. As we break down the process of career change, we address the Tarzan tactic—why it's vital to secure a new professional branch before letting go of the old. Diverse insights pave the way for a journey marked by strategic timing, financial foresight, and the willingness to start anew, possibly even at a lower rung to climb faster later. Daphne delves into the importance of self-awareness in this transition, driving home the message that understanding your strengths is the foundation for success, whether you're aiming for a role in instructional design, sales, or any other field. Through this episode's rich dialogue, teachers will find the encouragement and tools needed to turn the page and begin a fulfilling chapter in the story of their careers. Check out Daphne's website here: Teacher Career Coach Hear her podcast here: Teacher Career Coach Podcast Follow her on Instagram: @teachercareercoach You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Embarking on a new year, my husband and I have always found solace and direction in carefully charting our family's course with goals that touch every aspect of our lives. As we open the doors to our tradition, we invite you along to explore setting personal benchmarks within the realms of faith, family, fitness, and finances. We believe that by sharing our process, we might inspire you to craft your own compass for the year, whether you're navigating these waters alone or with your crew. In this episode, we're not just talking theory; we're giving you a candid glimpse into how these goals manifest in our lives. We weave the thread of physical health through the tapestry of our family life, embracing chores as a means to teach our children the value of contributing to our household. And as we cast our gaze toward the horizon of retirement, we share insights on nurturing investments that promise a future of passive growth. Remember, your insights fuel our journey, so as you tune in, we're eager to hear your stories and successes, all in the spirit of fostering a thriving and supportive community. To Check out the Inner Circle: Click Here You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Do you find yourself dodging your bank statements like they're cursed scrolls? Fear not, for our Inspired Budget podcast's finale of the three-part series is your beacon to financial courage! We're tackling the daunting beast of money avoidance, understanding why ignoring your finances can snowball into an avalanche of stress. Remember, knowledge is power, and you could be starting your own saga of fiscal freedom. Tune in and equip yourself with the tools to face your finances head-on, because on the other side of fear lies financial confidence waiting to be claimed. To sign up for my free live class: Sign Up Here You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth

Ever found yourself haunted by financial decisions from yesteryear? You're not alone, but it's time to break free from the chains of regret and move onwards and upwards. In our latest episode, we unpack the damaging habit of dwelling on past financial missteps and how it stifles your growth. It's a candid discussion filled with 'aha' moments that will leave you ready to embrace a future where your bank balance blossoms and your money mistakes are just a blip in the rearview mirror. Join us as we equip you with the tools to transform your relationship with money, all while maintaining the lifestyle you cherish. Don't miss the chance to turn the page on financial worry and start authoring your success story with savvy spending, saving, and self-care. To sign up for my free live class: Sign Up Here You Might Like: BRAND NEW FREE Goodbye Debt Tracker!FREE Budgeting Cheat Sheet@inspiredbudgetInspired Budget's blog How to Budget to Build Wealth