The more you NOCO Podcast

We had an incredible time at Dog Days with the Fort Collins Police K9 Unit—one of the many amazing community events we highlighted at the start of February! Getting an inside look at how these highly trained K9s work alongside their handlers was both informative and inspiring. From search techniques to public safety, it’s amazing to see the dedication and skill these teams bring to our community.

The source explores the complex relationship between stock market rallies and mortgage interest rates. While not directly connected, these two financial areas are intertwined through investor behavior, bond yields, and inflation concerns. When the stock market experiences a rally, investors may shift their focus from bonds to stocks, driving bond prices down and increasing bond yields. This, in turn, can cause mortgage rates to rise as lenders seek to remain competitive in a higher-yield environment. Additionally, inflation fears associated with strong economic growth can also lead to higher mortgage rates, as lenders adjust their rates to offset the risk of declining purchasing power. Finally, the Federal Reserve may intervene to manage economic growth by raising interest rates, indirectly impacting mortgage rates as well. Therefore, understanding the interplay of these factors can help individuals make informed decisions about homeownership and refinancing during periods of stock market growth. Fully blog here: https://fortcollinsexperience.com/how-a-stock-market-rally-affects-mortgage-interest-rates/

We need to all be more intentional to take the time to re-charge, re-energize, re-set to be the best version that we can be. Want to read the whole article? https://fortcollinsexperience.com/beyond-the-hustle-why-taking-time-off-matters/

Let's briefly talk about the power of investments, and the long-term potential of them, specifically real estate. Blog Link: https://fortcollinsexperience.com/the-power-of-investments/

Fall in Fort Collins is a time of beauty, community, and adventure. Whether you’re drawn by the stunning fall colors, the delicious seasonal foods, or the welcoming local culture, there’s something for everyone to enjoy. The air may be crisp, but the warmth of Fort Collins makes it the perfect place to embrace the magic of autumn. Blog link: https://fortcollinsexperience.com/why-fall-is-awesome-in-northern-colorado/

Craving something sweet? 🍫 Dive into "The Sweetest Thing About Northern Colorado: A Dessert Lover's Paradise" and discover the best dessert spots around! From cakes to cookies and everything in between, we’ve got your sweet tooth covered. 🍩🍨 Would you rather read our blog post instead? https://fortcollinsexperience.com/the-sweetest-thing-about-northern-colorado/

In this episode, we talk to Michael Seaman about evolving your health.

In this episode, we welcomed Ray Martinez to the podcast. He talked to us about the important responsibility of leading and 4 key aspects.

The mortgage industry has been up and down and Mark Fowler has seen some serious changes over his 5 years in lending here in Colorado. Volatile market this year has lead to a very interesting market and Mark gives us an insider's perspective.

Gary, a new Clean Eatz franchise owner, tells all about Clean Eatz as a company, how it changed his own life, and his first location in the Northern Colorado/ Wyoming area.

In this episode, we spoke with Alex with West Elk Contracting. He has a lot of great tips for new businesses and tons of passion for what he does. At West Elk LLC, our focus is quality. We never cut corners. Our competition may be cheaper, but we will take the time to make sure you are 100% satisfied.

Lisa Rayburg with Brahma Roofing and Construction gives us tips for keeping your roof in tip-top shape through all types of crazy Northern Colorado weather. From wind to hail, weather here can lead to huge problems in your roof and headaches with your insurance company. Brahma Roofing work with its customers to help prevent future headaches by providing complimentary roof assessments. Now is the most important time to get your roof checked, listen now to learn why.

In this episode we have Tim Dyer with Accurate Property Inspections.

If you are interested in great Northern Colorado businesses, football or junk removal, this is the podcast for you. Mike Howard, the owner of Hulk Addicts Hauling and Junk Removal, tells all about his company, some of the crazy stories that he has come across so far in his one year in business, and all about the NoCo Nightmares. If you are looking for advice about starting your own small business, then listen all the way to the end where Mike tells us the advice that he would give himself if he was starting all over again. Want to get a free estimate for your own junk removal job? Visit https://www.hulkaddictsjunk.com/home

Join us today and enjoy the wonder that is Juli Y Juan! These wonderful people run the BEST FOOD in NoCo and you can not meet them without leaving happy and full. Find them at https://www.juliyjuan.com/

In this episode of The More You NoCo podcast, we are talking to Juliana Knopp the founder of Canine Candy Biscuits here in Northern Colorado. She tells us all about the process, the flavors, and the health benefits of these unique dog treats. She also included a promo code us for listeners so check it out! https://www.caninecandybiscuits.com/

Want to read more? Its here ->https://theweinlandteam.com/nomad-for-poor-and-young-people/ On Episode 1 of the More You NoCo podcast, brought to you by the Weinland Team with RE/MAX Alliance, we spoke with Matt Weaver, a lender with Excel Financial Group, a local Northern Colorado small business, about investing in real estate and “nomading” to get into investing. Getting into real estate investing is tricky for most people, but there are tips and tricks that can help you get into a home even easier than you may have thought. Matt is an expert in “nomading”, one of the tricks, because he is doing it himself. Matt has not only been a lender in Northern Colorado for several years, but has been a resident for over 20 years. Why Invest in Real Estate? Before we can get into why real estate over other investment options, you need to think about your reasoning for getting into investing. Of course, there are going to be different needs for different investors; some may be looking for a “loss” for tax purposes, some may be looking for cash flow, and some may be looking for rentals that will become their retirement plan. It is important to identify your unique reasoning for getting into real estate investing since all of the above situations are going to be looking for different types of houses. A great real estate professional, lender, and financial planning team can help you identify a goal that is right for you. Having a personal “why” for wanting to get into real estate investing is key, just like any other goal, so that when you experience the hiccups that are along the way to purchasing your first real estate investment, you can have a strong reason for keeping you going. Now that you have a personal reason for wanting to invest, let’s see why real estate may be a better option than others. Matt assures listeners that real estate may be a safer option, especially in Northern Colorado. The market is consistent in the Northern Colorado area, usually going up or staying steady. With stocks and such there is much more fluctuation according to Matt. “A lot of the benefits you get from real estate is your appreciation, you have your loan “pay down” and your debt “pay down” when you have an investment property. Then you have rental income and cash flow coming in on top of that.” Here at the Weinland Team have always love the fact that real estate is an investment you can live in. That is a unique benefit that few investments have! However, there is a drawback to a market that is consistently going up, the cost of housing or finding good investment properties can be hard to find. While this can be a hindrance for some people or may make Northern Colorado feel like a worse option than other places around the country where houses are cheaper, but rents are still just as high, this is usually a better market to invest in purely due to appreciation rates. Northern Colorado’s appreciation rates beat most places around the country meaning the sooner you get into a home here, the better off you are. Cash flow can oftentimes trip up investors when you are first looking at properties in Northern Colorado because that number looks lower than other places, but appreciation makes up for this lower cash flow. To over simplify this Matt gives the following example. With a house, you are buying an investment property. You are putting renters in there. They are paying your mortgage for you and then the longer you own it… in 20 or 30 years [it is worth double].

Want to read everything? Check it out here! ->https://theweinlandteam.com/lance-sample-the-irs-is-fun/ On Episode 2 of the More You NoCo podcast, brought to you by the Weinland Team with RE/MAX Alliance, we spoke with Lance Sample with Sample CPAs, a local Northern Colorado small business, about taxes and his tricks of the trade. There are always questions surrounding taxes. When should I hire a professional? How can I plan for my taxes when I don’t know what the rules are going to be for next year? And how should I organize my paperwork and information to make my taxes easier on myself or on the professional that I choose to hire? Lance answers all this and more! First, let’s get to know Lance Sample if you are looking for a tax professional in Northern Colorado. If you aren’t in Northern Colorado, click here to skip to the answers to the questions above. Lance Sample was born and raised in Fort Collins, Colorado. He attended Colorado State University. He is the father of two boys, 19 years old and 5 years old, talk about a handful! His favorite bars and restaurants are ever changing here in Fort Collins and Northern Colorado since he has been here his whole life so many of them have closed and no longer exist. Currently, his family likes Nordy’s BBQ. However, he can no longer go there for lunch anymore because afterwards he always has to take a nap due the huge quantity of food they give you. Lance, we completely understand! While he would love to head to warmer climates when he retires, he expects that that won’t be for another 20 years or so which is plenty of time to make Lance Sample your main tax professional! Sample CPAs is his Certified Public Accountant (CPA) company, currently just himself, but with plans to expand given the opportunity. With 20 years of experience, he knows his way in the tax world and Lance knows that precision is key when it comes to finances. Lance loves his job (mostly except for the two weeks before April 15th) and says, “I have that brain that works that way… and it is a very small percentage of the population that wants to do what I do.” We are definitely glad that you do have a number oriented brain Lance! Saves all of us from the headaches of dealing with the IRS. Lance definitely has job security when it comes to the ever changing tax rules put forth by the IRS.