Reverse Mortgages with Mike Baltazar-logo

Reverse Mortgages with Mike Baltazar

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Reverse Mortgages have never been more popular than they are today, yet there is still a SMALL percentage of those eligible who are taking advantage of the program. And with the cost of living going up extremely fast, there has become a huge need for those 62yrs or older to become educated very fast. This podcast aims to help accomplish this & so much more. Enjoy!

Location:

United States

Description:

Reverse Mortgages have never been more popular than they are today, yet there is still a SMALL percentage of those eligible who are taking advantage of the program. And with the cost of living going up extremely fast, there has become a huge need for those 62yrs or older to become educated very fast. This podcast aims to help accomplish this & so much more. Enjoy!

Language:

English


Episodes
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Success Story: H4P option created an opportunity to buy!

1/12/2023
Check out this quick 2-minute success story about a 73yr old buyer, who used the H4P to finally find a home he could buy! Call, text or email me anytime... with any questions! Happy to help. Sincerely, Mike Baltazar, RMS/MBA 520-490-9608 mike@mikebaltazar.com NMLS 422590. Equal Housing Opportunity.

Duration:00:01:57

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But I Don't Want to Owe on My Home

11/9/2022
This is a common concern & statement made by retirees (or would-be retirees). Enjoy today's episode to gain a new perspective on this valid topic. Sincerely, Mike

Duration:00:07:59

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BEHIND THE SCENES: Post-training video for realty team...

9/27/2022
Shared this with an Arizona real estate team, after a powerful training... Ready to get into the know? Reach out today! Mike B. 520-490-9608 call/text

Duration:00:02:56

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Fed's Rate Hike, Recession concerns and how to prepare

9/22/2022
You don't have to go into this alone. You have a friend in the finance business... with almost 25 years experience, finance degree and MBA! Call, text or email anytime! Sincerely, Mike Baltazar

Duration:00:02:57

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INCREASED buying power with text!

9/19/2022
PLEASE SHARE WITH ALL REALTORS & ALL SENIORS!!! This is a great story of someone relocating to Arizona... and avoiding having to buy a rundown manufactured home! Episode is only 1 minute & 15 seconds, but feel free to call, text or email me anytime to get information specific to you or a client!! Thanks, Mike Baltazar NMLS 422590 Hotline: 520-500-6930 mike@mikebaltazar.com

Duration:00:01:15

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Common yet VERY unfair!

8/1/2022
We put a LOT of pressure on people to help us decide things... that they know NOTHING about! Yet, they want to help... and they want to be there for us... and they give us their best guess. And because we value them, we give what they say a LOT of weight... but fail ourselves in the process. We think that by not doing something, that we are safer that way... but the safer option was to do it. Life can be hard & complicated... but mostly because we make it that way. Happy to be your...

Duration:00:04:02

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Agents - How you can sell more home!

7/30/2022
Attn: Real Estate Agents! Have you ever had an "all cash buyer" who had too low of a price point? Check out today's episode to see how you can help increase the buying power for your clients in this situation, who are 62 years or older. And yes... there would NOT be a mortgage payment for the qualified borrower. Let me know if you would like to know more... Sincerely, Mike Baltazar 520.490.9608 mike@mikebaltazar.com

Duration:00:05:06

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Nice Safeguard - The Counseling Cert

7/30/2022
Did you know... That reverse mortgage applicants must have completed HECM Reverse Mortgage counseling (by a non-profit organization) and have a HECM Certificate prior to applying for such a mortgage? That is right! So this provides a very nice safeguard for our seniors to "know" what they are applying for and how it works. This provides a lot of peace of mind for those applicants, their advisors and their loved ones. Enjoy today's episode! Sincerely, The RMwMB Team

Duration:00:02:32

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The #1 RM objection - Sounds Too Good to be True!

7/30/2022
We are all taught at an early age that "if it sounds too good to be true... then it probably is" and those are safe words to live by. But what if it has to do with a program that's been around for decades, and has been improved over the years... and STILL being backed by the government? And what if many financial advisors are recommending it? Many CPA's?? Then maybe it is time to give it a try... Enjoy today's episode. Sincerely, The RMwMB Team

Duration:00:03:11

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The 3 people that RMs are NOT for...

7/27/2022
The reverse mortgage is NOT for everyone! This episode will talk about the 3 people that this would apply to. Enjoy, The RMwMB Team

Duration:00:04:39

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Superman to save the day - Don't Say NO!

7/27/2022
Don't say NO... say HOW! It is sad how many Seniors are told they cannot qualify due to having high Debt-to-Income ratios, when they CAN buy their next home with financing that does NOT have ratio requirements... and do NOT have monthly mortgage payments! Check out today's episode to find out more! Let's say HOW to more people today!! Enjoy, The RMwMB Team mike@mikebaltazar.com

Duration:00:05:24

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All are NOT the same - Know the Difference!

7/27/2022
Would you want the best foot doctor in the world to do open-heart surgery on you? Probably not... as you would prefer the best heart doctor. Ever hear that saying: "Jack of all trades, but master of none"... well, wouldn't you prefer to work with a master tradesman? That is what today's video is about. Enjoy! RMwMB Team

Duration:00:02:31

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FA Story from Weekend - Monday Morning Magic 07.11.22

7/11/2022
In today's episode: - Stressing out in today's marketplace - Cost of Living putting a strain on everyone - Seniors are shocked & nervous - Favorite Story: Leave the $300K in the market to REBOUND! - Are you a Strategic Partner? - Are you a Referral Partner? Let me know if you want to get onto the distribution. Thanks, Mike Baltazar 520.490.9608 mike@mikebaltazar.com

Duration:00:06:11

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Buy a $300K home for $195K down? No monthly mortgage payment!

7/7/2022
Did you know that if you are 62 years or older, you can use a Reverse Mortgage to buy a home? In fact, if it is your goal to buy your "forever home" and you want to make sure it is the best that you can afford... then you should definitely explore using a Reverse Mortgage to buy your next home. And remember... which home will appreciate faster? A $400K home or a $600K home?? Let's talk! Thanks, MB

Duration:00:01:14

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Now is NOT the time to pull out of the market - think Reverse first!

7/7/2022
Financial Advisors are under a lot of heat due to the present market conditions... which was 100% outside of their control. But providing them with ALL of the options available to their clients IS within their control, but many are NOT presenting them with the reverse mortgage option. So... this video is aimed to help bridge this gap! Wishing you the best, The RMwMB Team

Duration:00:05:57

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Seniors skimming on extras for New Builds - Sales Rep wasn't sharing RMs with them

7/6/2022
Do more with less! This is a great example of a Senior being able to get the "true" home of their dreams without skimming on the extras that can go into their new build. But they don't know what they don't know. And their Sales Reps can't share what they don't know either. This episode will hopefully help with both. Feel free to call, text or email Mike Baltazar anytime for more information. Sincerely, RMwMB Team Contact Information: Michael Baltazar Reverse Mortgage...

Duration:00:02:34

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Financial Advisor fired by clients - Didn't share RMs with them

7/6/2022
This episode was a recording that Mike shared with his Financial Advisors through his BombBomb video app. As you will hear, the FA he met with could have better served his clients (and possibly save the relationship) had he mentioned the Reverse Mortgage product and program. Are you a Financial Advisor that wants help in this area? Want to learn more?? Give Mike Baltazar a call at 520-490-9608 (or send a text) and let's explore ways to better serve our clients. Sincerely, The RMwMB...

Duration:00:02:21

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Leverage the Reverse Mortgage to avoid using POST-TAX dollars!

6/18/2022
You can watch the YouTube video for this recording at: https://youtu.be/lJOziPKCJZk Did you know that when you give mom or dad $1000 per month... you are really using $1200-1300 of your income? Because you are giving that money AFTER taxes have been paid. What if you could avoid using "post tax" dollars to help? Check out today's video for more info! Call, text or email us anytime. Sincerely, Michael Baltazar NMLS 422590 (520)500-6930 mike@mikebaltazar.com Equal Housing...

Duration:00:05:59

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Reverse Mortgages might help non-Seniors too!

6/16/2022
Some people have to help support their parents during their retirement years. And while this is common, many do not know that the Reverse Mortgage could be a GREAT financial option for them. Check out this short episode to learn more. Thanks, Michael Baltazar / Reverse Mortgage Specialist mike@mikebaltazar.com NMLS 422590 (520) 500-6930 Licensed in Arizona, California & Colorado. With teams in all 50 states! Equal Housing Opportunity

Duration:00:01:48

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Wait until 70 for Social Security with a Reverse Mortgage

6/14/2022
Did you know that many senior citizens are using the Reverse Mortgage loan program to help them wait until age 70 before starting to draw Social Security Income? The sad part is that MOST people who qualify for this same option do not know about it... and therefore, will not take advantage of it. Call, text or email us anytime... for more information. Sincerely, Michael Baltazar / Reverse Mortgage Specialist mike@mikebaltazar.com NMLS 422590 (520) 500-6930 Licensed in Arizona,...

Duration:00:01:31