Selling Vancouver Real Estate Podcast

Acquiring a foreclosed property in Canada can offer substantial savings on a home or investment property. These properties are those that a lender has seized after the borrower failed to meet their mortgage obligations. James and Denny share their personal experiences with foreclosures and what the purchasing process looks like. This Episode will focus on foreclosures and if they can be worth it, how the process differs from resale, removing subjects in court, the bidding process, lawyer involvement, and the overall process. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel Email us at garbuttdumaspodcast@gmail.com James Garbutt james@gdrealestate.ca Instagram: /jamesgarbutt Facebook: /jamesgarbutt Denny Dumas denny@gdrealestate.ca Instagram: /denny.dumas Facebook: /denny.dumas.5 Garbutt + Dumas Real Estate Instagram: /gdrealestateteam Facebook: /gdrealestateteam Website: garbuttdumas.ca

As per the BC Real Estate Association, the real estate market in the province is displaying indications of a rebound, although home sales continue to lag behind the 10-year average. Brendon Ogmundson, Chief Economist at BCREA, elaborated that while activity is increasing, home sales are still below typical levels, and home prices have remained relatively stable since last summer. James and Denny share what they are seeing in this real estate market and offer predictions for what may happen in the summer and fall. This episode will focus on the current spring real estate market in Vancouver, sales volume and ratios, luxury condos struggling, more options for buyers, rates staying high, difficulties with land value, future predictions and housing stats from New West, Port Moody, Coquitlam, Port Coquitlam, Yaletown, Maple Ridge and Burnaby. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel Email us at garbuttdumaspodcast@gmail.com James Garbutt james@gdrealestate.ca Instagram: /jamesgarbutt Facebook: /jamesgarbutt Denny Dumas denny@gdrealestate.ca Instagram: /denny.dumas Facebook: /denny.dumas.5 Garbutt + Dumas Real Estate Instagram: /gdrealestateteam Facebook: /gdrealestateteam Website: garbuttdumas.ca

On Tuesday, the federal government announced its 2024 budget, committing to extensive new spending funded by fresh revenue sources. This year's federal budget is centred on three key objectives: increasing the availability of affordable housing, reducing living costs, and fostering economic growth that benefits everyone. James and Denny share their thoughts on the recently released federal budget and plans to make housing more affordable. They also discuss BOC numbers and their effects on the current Vancouver real estate market. This episode will focus on the recently released federal budget and it's effects on real estate, Bank of Canada announcements, 6th rate hold in a row, CPI at 2.9%, housing initiatives, a new tax on residential vacant land, help for student rentals, increase in capital gains tax, Home Buyers Plan increase to $60,000, and longer amortization on mortgages for first-time buyers. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel Email us at garbuttdumaspodcast@gmail.com James Garbutt james@gdrealestate.ca Instagram: /jamesgarbutt Facebook: /jamesgarbutt Denny Dumas denny@gdrealestate.ca Instagram: /denny.dumas Facebook: /denny.dumas.5 Garbutt + Dumas Real Estate Instagram: /gdrealestateteam Facebook: /gdrealestateteam Website: garbuttdumas.ca

Unlocking the value of your home or any real estate property you're considering buying or selling is a nuanced process that requires a keen understanding of the market. Denny and Monica share their personal experiences with evaluating homes and whether it's better to buy or sell your home first. This episode will focus on those looking to make a real estate move, upsizing and downsizing conversations, properly evaluating your home, buying or selling first, the importance of timing and what to expect throughout the process. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel Email us at garbuttdumaspodcast@gmail.com James Garbutt james@gdrealestate.ca Instagram: /jamesgarbutt Facebook: /jamesgarbutt Denny Dumas denny@gdrealestate.ca Instagram: /denny.dumas Facebook: /denny.dumas.5 Monica Harmse monica@gdrealestate.ca Instagram: /monica_harmse Facebook: /MoodyProperties.ca Garbutt + Dumas Real Estate Instagram: /gdrealestateteam Facebook: /gdrealestateteam Website: garbuttdumas.ca

Recent legislative changes in British Columbia aim to address the soaring cost of housing, reflecting the province's efforts to tackle the persistent issue of affordability in the real estate market. Denny and Monica review the new policy changes and share their thoughts on how they will affect the Vancouver real estate market. This episode will focus on recent real estate policy changes aimed to combat the high prices of homes, the foreign buyer ban extended, first time home buyers program updated, new anti-flipping tax laws, Trudeau's $2 billion pledge to support new homes and what it means. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel Email us at garbuttdumaspodcast@gmail.com James Garbutt james@gdrealestate.ca Instagram: /jamesgarbutt Facebook: /jamesgarbutt Denny Dumas denny@gdrealestate.ca Instagram: /denny.dumas Facebook: /denny.dumas.5 Monica Harmse monica@gdrealestate.ca Instagram: /monica_harmse Facebook: /MoodyProperties.ca Garbutt + Dumas Real Estate Instagram: /gdrealestateteam Facebook: /gdrealestateteam Website: garbuttdumas.ca

The current market is marked by high-interest rates and stagnant home sales, indicating a seller's market. Uncertainty looms large amidst these conditions, posing challenges for both buyers and sellers alike. Economic unpredictability adds another layer of complexity to the real estate landscape. Denny and Monica share what they are currently seeing in Vancouver's real estate market, and break down the stats by city and home type. This episode will focus on being in a seller's market, high-interest rates, limited product for sale, uncertainty in the market, misinformation in the news, what is hot right now, popular cities, and future predictions. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel Email us at garbuttdumaspodcast@gmail.com James Garbutt james@gdrealestate.ca Instagram: /jamesgarbutt Facebook: /jamesgarbutt Denny Dumas denny@gdrealestate.ca Instagram: /denny.dumas Facebook: /denny.dumas.5 Monica Harmse monica@gdrealestate.ca Instagram: /monica_harmse Facebook: /MoodyProperties.ca Garbutt + Dumas Real Estate Instagram: /gdrealestateteam Facebook: /gdrealestateteam Website: garbuttdumas.ca

With current properties being sold so quickly, a lot of buyers may be overlooking certain negative aspects of a home that in the past may have been major red flags in a sale. James and Denny discuss the reasons behind unpermitted renovations and share how buyers can gain valuable information regarding work done on a property before buying. This episode will focus on the importance of certified inspections and permit approvals, legal basement suites, material latent defects, enquiring about permit history, and the varying severity of unpermitted renovations. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel Email us at garbuttdumaspodcast@gmail.com James Garbutt james@gdrealestate.ca Instagram: /jamesgarbutt Facebook: /jamesgarbutt Denny Dumas denny@gdrealestate.ca Instagram: /denny.dumas Facebook: /denny.dumas.5 Monica Harmse monica@gdrealestate.ca Instagram: /monica_harmse Facebook: /MoodyProperties.ca Garbutt + Dumas Real Estate Instagram: /gdrealestateteam Facebook: /gdrealestateteam Website: garbuttdumas.ca

As a prospective buyer in Greater Vancouver, navigating the real estate landscape can be challenging. The region remains entrenched in a competitive market where everyone is on the hunt for that elusive "good deal." However, finding such opportunities is increasingly rare. James and Denny outline four strategies for uncovering elusive deals and maintaining a competitive edge in the market. This episode will cover four ways to get a real estate deal in today's Vancouver market, beating the crowd, days on Market listings, landing a foreclosure, looking at assignments for sale, and potential in presales. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: https://www.garbuttdumas.ca/

At the beginning of January, the Canadian Real Estate Association voted in favor of adding a policy of a “Duty of Cooperation.” This policy requires realtors to put residential listings on its Multiple Listing Service (MLS) within three days of publicly marketing a property. James and Denny dissect the policy, offering insights into its potential impact on the Vancouver real estate market. This episode will cover the new duty of cooperation policy, why the CREA introduced it, what does "public marketing" mean, how this will affect certain selling strategies, and changes to the MLS. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: https://www.garbuttdumas.ca/

Housing Minister Ravi Kahlon has presented a legislative proposal to promote the growth of small-scale, multi-unit housing within the province. The legislation mandates municipalities to change zoning rules to make building townhomes, multiplexes and laneway houses easier. James and Denny review the new changes and express their opinions on how these alterations will impact density and the real estate market. This episode will cover BC's plans to increase home density, small scale multiunit housing, Transit oriented development and what it means, NIMBYSM, David Eby making changes, changes to laneway houses, phasing out public hearings for development, and future changes. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: https://www.garbuttdumas.ca/

2023 was a rollercoaster year for real estate marked by increases in interest rates and the implementation of several legislative adjustments aimed at addressing housing supply issues and promoting long-term rentals. James and Denny review key moments from 2023, shedding light on the latest legislative initiatives designed to boost housing availability and facilitate long-term rentals. This Episode will cover 2023 and what happened in the real estate world, rate increases, FHSA accounts, residential property flipping rules, foreign buyer ban, rental restriction removal, Air BnB bans, new density announcements, and predictions for 2024. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: https://www.garbuttdumas.ca/

If you're looking to buy a home for personal living or investment purposes, there's a chance it might be tenanted. In such instances, there are key considerations before finalizing your decision to purchase. James and Denny share their personal experiences with purchasing and selling tenanted properties and go over all the things you can expect. This episode will focus on tenanted properties and how they affect transactions, investors dumping properties, rent not covering mortgage costs, tenants' rights during a transaction, what happens to leases, and how to best accommodate the tenant. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: https://www.garbuttdumas.ca/

The B.C. government introduced legislation with the objective of redirecting certain short-term rentals (STR) back into the long-term housing market. This initiative seeks to address housing shortages by repurposing some short-term rental properties to serve as stable, long-term homes for residents. James and Denny share their opinions on the changes and talk about how they will affect different cities in different ways. This episode will focus on short-term rental changes, what exactly these changes are, the effects on rental supply, cities with exemptions, distress sales and long-term rentals, effects on tourism, and the overall effects. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: https://www.garbuttdumas.ca/

The Bank of Canada's decision to maintain its policy rate at a 22-year high of five percent has offered some respite to mortgage owners while increasing financial strain for other indebted Canadians grappling with higher borrowing costs. James and Denny share what they are seeing in the real estate world and how the rate hold is affecting people and their decisions to buy or sell. This episode will focus on the Bank of Canada's current rate hold, the second rate hold in a row, transactions way down, how the rate announcement affects people's decision-making, mortgage renewals coming up, the increasing costs of construction, people feeling the pressure, and predictions for the future. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: https://www.garbuttdumas.ca/

As interest rates rise, the real estate market in Vancouver is experiencing increased pressure. Houses, townhomes, and condos are responding differently to these changes, and various regions within Vancouver are being impacted in diverse ways. James and Denny discuss various cities and specific product types, sharing their observations and insights on the current conditions in these markets. This episode will focus on different styles of homes and how they are reacting to rates, areas that are still hot and areas that are cooling off, why are we seeing these differences, and specific examples from Port Moody, East Vancouver, Burnaby, New Westminster, Coquitlam, Port Coquitlam and Maple Ridge. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: https://www.garbuttdumas.ca/

In the world of real estate, few moments are as pivotal as the presentation of an offer on a home. Whether you're a first-time homebuyer or a seasoned real estate enthusiast, understanding the key elements and intricacies of crafting a compelling offer is essential. Denny and Monica go over writing an offer and the important details that you need to think about. This episode will focus on writing an offer and important things to focus on, the contract of purchase of sale, how to give a deposit, rescission amounts, terms and conditions, how subjects work, different types of subjects, completion and possession dates, included items and contract lengths. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: https://www.garbuttdumas.ca/

In B.C.'s competitive rental market, landlords will soon be permitted to raise rents for existing tenants by 3.5%, up from the current 2% cap. This change, however, remains below the inflation rate for the second consecutive year, a shift from past policies that allowed rent increases based on inflation or inflation plus 2% prior to 2018. Denny and Monica explain what this all means for landlords and renters and share how this will affect the Vancouver real estate market. This episode will focus on the 3.5% rent increase cap in BC, the cost of strata fees and insurance, the impossibility of being cashflow positive, how low-paying tenants affect sales, the need for more rentals, the importance of small-time investors, and how the government plans on helping. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Web

British Columbia's housing minister has unveiled forthcoming legislation aimed at increasing housing density. The proposed laws intend to permit the construction of duplexes, triplexes, and townhomes on land currently designated for single-family homes, a move aimed at tackling the ongoing housing crisis. Denny and Monica go over the numbers BC is proposing and offer their opinions on how feasible they actually are. This episode will focus on housing density issues in BC, legislation changes in Burnaby and Vancouver, multiplexes, laneway homes, a list of municipalities not keeping up, very expensive to build right now, city acknowledging the issues. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: http://www.garbuttdumas.ca

As 30-year mortgage rates surge past the 7% mark, a significant number of current homeowners seem hesitant to sell their properties, fearing the prospect of acquiring a new, pricier mortgage. The combination of reduced housing inventories and elevated borrowing expenses has led to a prominent concern: home affordability, which is now a pressing issue for prospective buyers. Denny and Monica discuss their observations of the local markets and delve into how elevated interest rates are impacting everyday real estate deals. This episode will focus on interest rates and how they are affecting local markets, BoC holding last meeting, certain neighbourhoods busier than others, investors dumping small investments, BC housing goals and rate predictions for the future. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: http://www.garbuttdumas.ca

Buying a new construction home can be an exciting prospect, but it also comes with its own set of considerations and potential pitfalls. Whether you're a first-time homebuyer or an experienced real estate enthusiast, understanding the ins and outs of purchasing new construction is crucial to making a well-informed decision. Denny and Monica highlight some of the negative aspects of buying new construction and what to look out for when getting into a presale. This episode will focus on the negative aspects of buying new construction. A lot of moving parts in construction, how to economy affects building costs, deficiency walkthroughs, Lower Mainland developers, and how nothing is ever perfect. Podcast Videos can be found on the Garbutt + Dumas Real Estate Team YouTube channel - https://www.youtube.com/channel/UCHK2L-KswYO93195yndFAmA Please email us at garbuttdumaspodcast@gmail.com James Garbutt Instagram: https://www.instagram.com/jamesgarbutt Facebook: https://www.facebook.com/jamesgarbutt Website: https://jamesgarbutt.com Denny Dumas Instagram: https://www.instagram.com/denny.dumas Facebook: https://www.facebook.com/denny.dumas.5 Website: https://www.dennydumas.com Monica Harmse Instagram: https://www.instagram.com/monica_harmse Facebook: https://www.facebook.com/MoodyProperties.ca Website: https://moodyproperties.ca Garbutt + Dumas Real Estate Instagram: https://www.instagram.com/garbuttdumas Facebook: https://www.facebook.com/GarbuttDumas Website: http://www.garbuttdumas.ca