Banking with Interest
Business & Economics Podcasts
Banking with Interest, a podcast by IntraFi, features in-depth analysis and insight into the policy changes reshaping the banking industry. With insightful interviews and previews of pending policy challenges, the podcast is an essential listen for anyone connected to the financial services industry. Banking with Interest is hosted by Rob Blackwell, an award-winning former journalist with more than two decades of experience as an expert on financial services policy. He is now Chief Content Officer and Head of External Affairs with IntraFi. The podcast theme song was written and produced by Stellar Tracks courtesy of Pond5. The information, views, and opinions expressed during Banking With Interest belong solely to Rob Blackwell and his guests and do not represent those of IntraFi LLC, its directors, management, or employees. Any ideas and strategies contained within the podcast are for informational purposes only and do not constitute legal or investment advice.
Location:
United States
Description:
Banking with Interest, a podcast by IntraFi, features in-depth analysis and insight into the policy changes reshaping the banking industry. With insightful interviews and previews of pending policy challenges, the podcast is an essential listen for anyone connected to the financial services industry. Banking with Interest is hosted by Rob Blackwell, an award-winning former journalist with more than two decades of experience as an expert on financial services policy. He is now Chief Content Officer and Head of External Affairs with IntraFi. The podcast theme song was written and produced by Stellar Tracks courtesy of Pond5. The information, views, and opinions expressed during Banking With Interest belong solely to Rob Blackwell and his guests and do not represent those of IntraFi LLC, its directors, management, or employees. Any ideas and strategies contained within the podcast are for informational purposes only and do not constitute legal or investment advice.
Language:
English
Episodes
The Populist Threat to Banks
4/24/2024
John Heltman and Claire Williams, two journalists with American Banker, discuss the outlet’s recent series on populism and how it impacts banks. They tackle why the banking industry is so often the target of populist politicians from both the left and the right, how populism is changing the debate on various bank policy debates now, and what comes next.
Duration:00:38:28
Klein vs. Calabria Round 2: How to Solve the Housing Crisis
4/17/2024
Aaron Klein, senior fellow at the Brookings Institution, and Mark Calabria, former director of the Federal Housing Finance Agency, debate the best way to address the housing crisis, as well as the dangers of politicizing banking regulation, whether the Fed is too worried about consensus, if the central bank is secretly working on a central bank digital currency and who should play The Sphere next.
Duration:00:36:44
Calabria vs. Klein Round 1: Bank Rescues, Fed Playing Politics, Liquidity Fixes
4/10/2024
Mark Calabria, former director of the Federal Housing Finance Agency, and Aaron Klein, senior fellow at the Brookings Institution, discuss how politics factors into the Fed’s monetary policy decisions, decry the rescue of uninsured depositors last year, debate how to fix liquidity rules and weigh in on revamping the FHLBs.
Duration:00:40:07
Steele on What’s Needed After SVB, Biggest Threat to Banks, M&A Policy
4/3/2024
Graham Steele, the former Treasury assistant secretary for financial institutions, offers a behind-the-scenes perspective on regulators’ decision to rescue uninsured depositors at Silicon Valley Bank and two other regional banks. He also discusses what policy changes are still needed as a result, the greatest challenge facing the banking industry, and why he’s worried about a “catastrophic” cybersecurity event.
Duration:00:47:31
How SVB’s Collapse Changed Bank Policy for Good
3/21/2024
One year after the fall of Silicon Valley Bank, the reverberations into banking policy continue. Brian Gardner, Chief Washington Policy Strategist at investment bank Stifel, discusses how the failure impacted bank supervision and the debate over new capital and liquidity rules—and how it will remain a part of the calculus moving forward.
Duration:00:32:06
Whip Emmer on CBDCs, “Junk” Fees, Crypto and Community Banks
3/13/2024
House Majority Whip Tom Emmer talks about his fears for the future of small banks—and how to reverse course—and why his movement to ban the Fed from creating a CBDC has gained steam. He also tackles his predictions for the House elections this year, the CFPB’s push against so-called “junk” fees and how he became one of the leading advocates for cryptocurrency in Congress.
Duration:00:38:16
“The Most Contentious Fight in Washington Right Now”
3/6/2024
Richard Hunt, executive chair of the Electronic Payments Coalition, talks about the battle over Capital One buying Discover, how it connects to the Durbin amendment’s restrictions on debit interchange fees, and why the fight over another Durbin legislative proposal on credit cards is so heated.
Duration:00:35:45
How Banks Can Win the Battle for Deposits
2/28/2024
Neil Stanley, CEO of the CorePoint, offers strategies and products banks can use to attract and retain deposits in a highly competitive deposit environment.
Duration:00:34:18
Esther George on Interest Rate Cuts, CRE, Bank Failures, and Everything in Between
2/21/2024
The former Kansas City Fed president talks about the persistence of inflation, when the central bank is likely to lower interest rates, how worried she is about office CRE, the lessons from the failures of three regional banks last year, whether she supports a central bank digital currency, and the future of community banks.
Duration:00:47:53
Are We Headed for Another Regional Bank Crisis?
2/13/2024
After a prominent regional bank slashed its dividend amid unexpected losses related to office commercial real estate loans, some in the media are raising fears that another round of failures could be in the offing. Jaret Seiberg, managing director of Cowen’s Washington Research Group, details what happened, how regulators are responding, and whether it’s a sign of more trouble or a one-off event.
Duration:00:23:57
Why the War Over "Junk" Fees Has Heated Up
2/6/2024
Kate Berry, who covers the CFPB for American Banker, goes behind the scenes on the consumer agency’s latest proposals to limit overdraft fees and institute new limits around nonsufficient funds transactions.
Duration:00:25:03
Bank M&A was “miserable” in 2023. Will this year be even worse?
1/30/2024
Naomi Snyder, editor-in-chief of Bank Director, discusses why the bank M&A market was so bad in 2023, and what changes need to happen for it to improve.
Duration:00:19:10
The “Existential” CFPB Plan Banks Should Care About
1/23/2024
John Pitts, head of policy for Plaid, argues a new CFPB open-data proposal could transform the financial services industry. He says bankers, many of whom are skeptical of the plan, could see significant opportunities, including a greater ability to attract new customers.
Duration:00:33:25
Would Banks Win a Lawsuit Against the Basel III Capital Plan?
1/17/2024
Greg Baer, CEO of the Bank Policy Institute, makes the case that regulators did not follow the law when they proposed new capital standards for the biggest banks by failing to provide adequate analysis and data. He details what he believes is missing and why he’s confident a final rule will be substantially different.
Duration:00:33:06
The Road Ahead for Community Banks in 2024
12/12/2023
Derek Williams, chairman of ICBA and President and CEO of Century Bank & Trust in Milledgeville, Georgia, talks about the challenges and opportunities for community banks as they head into a new year, including how he sees economic issues and policy debates playing out.
Duration:00:40:54
Attack of the (Voice) Clones: The Perils of AI for Banks
12/5/2023
As AI becomes more prevalent, what are the risks to banks and consumers, particularly as software can now allow fraudsters to imitate a person's voice? Emily Flitter, reporter for the New York Times, talks about the growing threat from AI on financial security, how it is already changing lending and what policymakers can do to address it.
Duration:00:35:35
How FHLB Reform Can Help Banks, Housing
11/28/2023
Cornelius Hurley, professor at Boston University School of Law, breaks down the recent FHFA report calling for sweeping changes to the Home Loan Bank system. He discusses why it’s important to refocus the banks on mission and how the debates over the report’s finding will play out in future rulemakings and legislation.
Duration:00:42:47
Quarles on Capital Plan, SVB Criticism, Interest Rates & Fed Power Dynamics
11/14/2023
Randal Quarles, the former Fed vice chair, details how the new Basel III capital proposal could hurt the economy, casts doubt on the legality of the Fed’s stress tests, and pushes back on criticism that his actions helped cause the failure of three regional banks earlier this spring. He also talks about his biggest concerns in the financial system right now, where interest rates are likely to go from here and his fears about the current power dynamics at the Fed.
Duration:00:56:01
Inside the Conviction of SBF – And What It Means for Crypto, Banks
11/7/2023
Zeke Faux, an investigative reporter for Bloomberg and the author of “Number Go Up: Inside Crypto’s Wild Rise and Staggering Fall,” goes behind the scenes on Sam Bankman Fried’s conviction last week, including his interviews with the former FTX leader and what it means for the industry at large.
Duration:00:41:03
The Case Against a U.S. Retail CBDC
10/31/2023
Christina Skinner, assistant professor at The Wharton School of the University of Pennsylvania, talks about why a potential U.S. central bank digital currency “opens a Pandora’s Box” of questions about the role of the Fed and could pose a grave threat to banks.
Duration:00:41:59