The Retirement Success in Maine Podcast

Ep 095: When we sit down with our clients, one of the greatest fears in retirement is needing Long-Term Care services as we age. But our long-term care needs are often undefined. We don’t know how we’ll age. Some of us do know a bit about how our immediate family has aged and what their experience with long-term care has been, but is that relevant for us? With our clients, we can roughly game plan whether our current retirement assets and savings might be enough to support one or two people’s long-term care needs. But it’s certainly a guess and it only discusses the financial component of long-term care. What about the burden on my family? What is their role going to be and how should they be involved in my aging process? Is it possible to strategize an Eldercare strategy for each of us individually? So, that is exactly what this show is about! Our next guest spent 4 years specializing in molecular genetics and data science at UC Berkeley and did all things technical foundations, including biology, chemistry, physics, data science, computer science, statistics, and linear algebra. She has spent the last few years pushing for the early adoption of AI in biotech and healthcare. She is an Ex-NASA data scientist building the future of financial planning tools for eldercare using Artificial Intelligence. She’s the founder of WaterLily Planning, a software that leverages AI to help you personalize your long-term care plans. Please welcome Lily Vittayarukskul to The Retirement Success in Maine Podcast! Chapters: Welcome, Lily Vittayarukskul! [3:15] How does the WaterLily software work? [10:46] Examining WaterLily’s output, using Ben! [15:00] Caregiving and Long-Term Care. [24:39] What’s the future of Long-Term Care in the United States? [37:04] What is a Successful Retirement to Lily? [47:34] Episode conclusion. [50:46]

Ep 094: On today’s episode, we venture into a topic that all of us know one way or another, adversity. Throughout our lives, we spend countless hours planning for monumental life goals. We take time planning to carefully map out how we want our lives to play out. But, what happens when the things we strive towards for years, don’t happen at all? This emotional rollercoaster can be especially amplified when it comes to retirement. We spend decades planning our retirement and accumulating expectations, but then life throws us a curveball. Maybe we don’t have the money to carry out our plans, maybe we can’t live where we want, or maybe our health or the health of our family members declines. On today’s episode, we’re going to talk about what to do when things REALLY don’t go as planned. Our guest today is a self-made entrepreneur who has dedicated his life to helping others by sharing his own story of dedication, resiliency, and faithfulness. He is the founder and CEO of The Adversity Academy, which is a coaching and consulting firm that helps individuals and businesses turn their challenges into opportunities. Our guest has graced several magazines such as Forbes, FOX, New York Times, and Entrepreneur Shark. He currently hosts The Overcoming Adversity Podcast and has been able to share his exact steps for overcoming adversity in his book, Overcoming Adversity: Getting Your Life Back on Track. Please welcome Michael Allison to The Retirement Success in Maine Podcast! Chapters: Welcome, Michael Allison! [3:10] What is Michael’s process to overcome adversity? [20:45] What is the end goal that we strive for when we overcome adversity? [35:36] How important is it to keep in perspective other people’s adversity versus our own? [41:18] What role do other people play in helping us overcome our own adversity? [50:20] How is Michael going to find his own Retirement Success? [56:18] Episode Conclusion. [59:20]

Ep 093: Maine offers a lot of unique opportunities for those looking to acquire real estate. Whether you're interested in growing your real estate portfolio, purchasing a rental property, or finding a second home to escape to, you've come to the right place. With more people working remotely, and Maine experiencing an influx of new residents, how is this trend effecting our real estate? For those who already own real estate in Maine, there can be questions regarding when to sell or how national trends will impact our region. On today's episode, we're going to unravel the strategies, challenges, and potential rewards of investing in real estate. Our guest brings a wealth of knowledge and expertise to the table. He currently serves as the Chief Executive Officer and Chief Investment Officer at Union Square Capital Partners, a firm specializing in real estate fund management. Our guest holds a Certificate in Commercial Real Estate from NYU’s Schack Institute of Real Estate. Please welcome Tom Miller to The Retirement Success in Maine Podcast! Chapters: Welcome, Tom Miller! [2:20] Introduction to Union Square Capital Partners (USQ). [5:24] What are some trends that Tom is seeing nationally around read estate? [7:48] How is property like Timberland typically valued? [15:53] Compare and contrast real estate investing through a fund versus privately. [21:49] What trends is Tom seeing around Shopping Mall Real Estate? [33:57] What has the market been like for second, luxurious home purchases? [37:52] How will Tom find his personal Retirement Success? [45:00] Episode Conclusion. [46:50]

Ep 092: We often hear that our clients are sifting through old pictures, VHS tapes, DVDs, YouTube videos, etc., and are looking for a way to keep their memories alive over time, but it all seems unorganized and not coordinated to the people we ultimately want to give these memories and their context to! Enter MyArkit, an online digital archival company preserving the legacy of loved ones and friends. As we live our lives digitally, we save memories to devices, clouds, or social media sites that may get lost due to faulty equipment or careless handling. We all have thousands of pictures and videos on our devices that get clicked away with no story behind them that gives them real meaning and emotion. Imagine your great-grandkids being able to view your life in your own words and thoughts. Well, that is exactly what we are talking about today! Please welcome our next guest, the Principal and CEO of MyArkit.com, Jim Gebhardt to The Retirement Success in Maine Podcast! Chapters: Welcome, Jim Gebhardt! [1:56] Intro to MyArkit.com. [5:43] How has the process of passing down images evolved over time? [12:02] How has digital storage evolved? [16:01] How does MyArkit address Cybersecurity and protecting client files? [19:27] What happens when the owner of a MyArkit account passes away? [22:34] How is Jim going to find his personal Retirement Success? [27:25] Episode Conclusion. [28:49]

Ep 091: When we sit down with many of our clients, one of their greatest fears is not being able to stay in their homes for the duration of their retirement. So, if that’s one of the biggest fears, what are we doing about that to ensure we stay in our homes as long as possible? We can use our retirement savings to make our homes more age-friendly, but are we investing in ourselves through diet and fitness to do activities to keep us moving appropriately in our homes? That is exactly what this show is about, Using Functional Fitness to Successfully Age in our Homes! Our next guest, a Naturopath and Yoga therapist, has authored multiple book series and has been published in major publications such as Reader’s Digest, Shape, SELF, SPRY, The Chicago Times, Huffington Post, Thrive Global, and Redbook. She was featured as one of the “hottest” fitness professionals over fifty in Spry Magazine. She is the creator and producer of Doctor Lynn’s Anti-Aging Workouts for Every Body with international distribution. She has also created and produced Doctor Lynn’s Functional Fitness for JLTV.T. Please welcome Doctor Lynn Anderson to The Retirement Success in Maine Podcast! Chapters: Welcome, Doctor Lynn! [1:59] What is Functional Fitness? [11:34] How can we adapt to take care of ourselves as we go through the decades? [17:28] Why do people struggle aging in their homes? [22:45] What should we know about diet and our bodies that can be applied over time? [35:18] How will Doctor Lynn find her personal Retirement Success? [37:23] Episode conclusion. [40:42]

Ep 090: One thing we know about retirees is that while they’ve left the workforce, they have many useful skills and want to find something to do that gives purpose and hopefully adds a few dollars to their pocketbook. Almost everyone at one time or another comes up with a good idea or improvement for a consumer product. The problem is most people don't have a clue what to do with those ideas, or that they even can do something with them! So, how do we do this? That is exactly what this show is about, Bringing Your Lifelong Invention Idea to Market! Our next guest is an award-winning inventor, renowned intellectual property strategist, lifelong entrepreneur, author, speaker, and columnist. He has over 20 patents in his name and the dozens of concepts he has brought to market have retailed in Walmart, 7-Eleven, and Disney stores and parks worldwide. In 1999, he cofounded InventRight to teach others his unique process for harnessing the power of open innovation and the licensing business model. Please welcome Stephen Key to The Retirement Success in Maine Podcast! Chapters: Welcome, Stephen Key! [2:20] What are the initial options for someone who wants to bring their idea to reality? [10:12] Stephen’s 10-Step System to bring an invention idea to market! [19:40] What’s the experience for someone using InventRight – what’s the process? [35:24] How will Stephen find his Retirement Success? [42:26] Episode Conclusion [45:06]

Ep 089: In our meetings with retirees, they sometimes express to us that they feel lost. What previously gave them purpose in their career was no longer there and they sometimes lack motivation to get up, get out of the house, and embrace life. Questions such as “who am I?”, “What should I do with my time?” and “What next?” occupy their thoughts. So how do we go about answering these questions and finding ourselves in this next chapter? How do we reinvent ourselves now that we have time to do so? That’s what this episode helps answer! Our next guest had a 37-year career as a probation officer. Since retiring, she has become an actress, author, public speaker, and blogger. She has appeared in television, film, commercials, theater, and print jobs. Her transition to becoming an actress in her senior years has been written about in Time Magazine, the Los Angeles Times newspaper, AARP, and in Marlo Thomas’ 2014 book, It Ain’t Over…Till It’s Over, which profiles different women who have reinvented themselves. Please welcome Lee Gale Gruen to The Retirement Success in Maine Podcast! Chapters: Welcome, Lee Gale Gruen! [1:51] How did it feel (for Lee Gale) that day when she was forever done with her job? [12:38] What do retirees struggle with around their own personal happiness? [18:27] What was the journey like going through acting classes with her father? [20:45] What is the secret to retirement? [31:16] What’s next for Lee Gale? [42:50] Episode conclusion. [45:05]

Ep 088: For this episode and we want you to think about the following. I’m nearing retirement and I’ve been working a job or career for my ENTIRE LIFE that doesn’t allow me to be an expression of my true self. We all have family priorities and bills that need to be paid. There are many of us out there that might be in this situation. As a result of working a job that doesn’t provide our purpose and align with our true selves, we’ve had to stuff our emotions deep inside of us to match who our job or career needs us to present ourselves as. So, that is exactly what this show is about. How do we use emotional healing to address the pain caused by a lifetime of misaligned purpose? And as a result, start moving forward as our true selves! Our next guest is an emotional wellness coach and author of 'Feelings First Shadow Work' and '10 Mind Hacks for Quicker Emotional Healing'. He teaches self-love and shadow work, to show people how to master their emotions as quickly, easily, and painlessly as possible. He’s helped clients overcome stress, anxiety, fear, guilt, shame, PTSD, and depression, and find the real and lasting self-love and joy they've struggled so many years to attain. Please welcome Benjy Sherer to The Retirement Success in Maine Podcast! Chapters: Welcome, Benjy Sherer! [3:56] What’s it like being an emotional wellness coach? [20:47] How can someone who is age 62-65 go about finding the version of themselves that’s been trapped beneath who they were for their entire career? [33:45] Is it true that we, as people, have to sacrifice who really are in order to make more money? [40:48] Why is retirement the perfect time to explore making changes to be more true to ourselves? [48:03] Is it possible to live with less anxiety and be more at peace if we just believe that everything will be okay? [59:46] How will Benjy achieve his personal Retirement Success? [106:38]

Retirement is a significant milestone in one's life, a time to embrace newfound freedom and embark on new adventures. However, along with this exciting phase comes the challenge of managing possessions accumulated over a lifetime, navigating smaller living spaces, and finding balance amidst a sea of sentimental items. On this podcast, we'll explore practical strategies, expert advice, and inspiring stories that will empower retirees, their families, and anyone interested in creating organized, peaceful living spaces. We'll discuss the unique needs and considerations of retirees when it comes to decluttering and downsizing, helping them transition seamlessly into this new chapter of their lives. Our next guest is a Certified Professional Organizer, who, through her adroit advice and insightful instruction, she has transformed both the living spaces and personal lives of her thousands of followers, clients, and students on five continents! Her current mission is to bring order to cluttered desks and overwhelmed minds with her signature course “The Paper Cleanse”. Please welcome C. Lee Cawley to The Retirement Success in Maine Podcast!

Ep 086: Retirement is a time for rediscovery and new patterns. But as we age, there may be times that we lead ourselves astray. Perhaps we’re more sedentary or find ourselves searching for purpose and meaning in our next chapter and turn to food for comfort. This might be especially true as we have more time to boredom eat. Thus, on various levels, we can begin to have an unhealthy relationship with food in retirement. So, if you find yourself, a loved one, or a friend in a situation that brings you concern, we wanted to have a conversation about our relationship with food and defining what’s healthy as we age. We wanted to bring on a guest that has experienced this type of relationship with food, so this show is about, How Overeating was Cured by Climbing the Pleasure Ladder! Our guest is a Harvard-educated author of over 40 Jewish children’s books and is also the author of a candid memoir for adults about how she became an observant Jew and overcame food addictions joyfully and spiritually. Please welcome Bracha Goetz to The Retirement Success in Maine Podcast! Chapters: Welcome, Bracha Goetz! [2:18] What is an eating disorder? [12:11] What is the Pleasure Ladder and how did Bracha learn about it? [14:31] Why is gratitude the “secret weapon” of the Pleasure Ladder? [32:16] How does someone reach the point, either internally or externally, where they get the trigger to say, “I need to change something about myself”? [38:10] How is Bracha going to find her Retirement Success? [45:10] Austin, Ben, and Curtis conclude the episode. [47:25]

Ep 085: We often deep dive into many retirement topics including the opportunities and challenges that many of us face, but what about the people themselves that are retiring? If you zoom out and look at themes and shared experiences that shape their worldviews, what differs one generation from another? What about the Baby Boomer generation and what makes them unique from the previous generations that have gone through retirement? Why do flippant statements such as “Ok, Boomer” come about and how do we turn that around? Why don’t we turn “OK, Boomer” into “Thank you, Boomer”? Our next guest is a co-founder of the website BabyBoomer.org which was built expressly to be Baby Boomers' most Trusted and Ultimate Source for News, Information, and Community. The mission of the site is to, 1) bring Baby Boomers together to improve their quality of life, 2) use Baby Boomers to help younger generations, 3) help Baby Boomers pay it forward as knowledgeable elders, and lastly, 4) change Baby Boomer perception from OK Boomer to THANKS Boomer. With that, please welcome Marc Joseph to The Retirement Success in Maine Podcast! Chapters: Welcome, Marc Joseph! [2:00] Who are “Baby Boomers” and what brings them together? [9:19] Why is there a dismissive attitude towards the Baby Boomer generation? [17:39] Why is the concept of being a “Sandwich Generation” new and why have Boomers taken on this role? [25:29] How did babyboomer.org start and how is it going today? [34:14] How will Marc find his Retirement Success? [38:13] Episode conclusion. [40:47]

Ep 084: It feels like in today’s news, all we hear about is artificial intelligence. It drives stock market returns for companies that are utilizing it in their services, it is helping functions such as copywriting and various other workflow items. It can answer almost anything you ask of it by compiling information on the internet in a more direct and conversational answer. If we can ask things of an AI construct, we were thinking that maybe it would make for a fun episode of our podcast to ask retirement questions and see what the responses are. With that, our episode today is, how can AI help us retire better? Our guest is ChatGPT, a state-of-the-art language model developed by OpenAI. ChatGPT is a powerful AI companion designed to engage in informative and thought-provoking conversations. With its ability to understand and generate human-like text, ChatGPT opens endless possibilities for exploration and discovery. Please welcome ChatGPT to The Retirement Success in Maine Podcast! Chapters: Welcome, ChatGPT! [3:33] What is the history of ChatGPT? [4:48] What is ChatGPT’s opinion of The Retirement Success in Maine Podcast? [7:05] Will ChatGPT or artificial intelligence ever replace the need for using a financial advisor? [9:08] What are the biggest fears of people as they approach retirement? [13:19] Many people fear that social security is going to run out and they will never be able to afford to retire. Is this fear a practical one? [15:50] How realistic is it that someone that retires today lives to age 90 and 95? [20:11] We’re interested to hear your (ChatGPT’s) take on aging themes that our listeners should be aware of. Especially, we’d love to get your take on where there are some opportunities and challenges. What are your (ChatGPT’s) thoughts here? [23:31] How will the concept of retirement change over the next 20 years? [28:40] I just turned 55 years old, what should I do right now to begin getting ready for retirement? What resources would help me plan for a successful retirement? [33:23] How can today's retiree use AI such as ChatGPT to make their lives better? [38:18] We hear a lot that AI is going to ruin our society and take over the world like a science fiction movie. Is this fear realistic or unfounded and why? [43:17] How should today's retiree define whether their retirement was a success? [48:49] Austin, Ben, and Curtis conclude the conversation. [54:07]

Ep 083: Lately with our show, we've been going into a lot of purpose driven topics and naturally, our goal is to be tying money and purpose as part of our Practice, but also as a podcast theme here on The Retirement Success in Maine Podcast. Sometimes, we think that we need to lean back into the financial end on this show, and that's exactly what we are going to do on this episode! In this episode, you’ll hear from Austin, Ben, and Curtis, from Guidance Point Advisors, directly as they are going to share with you some of the top financial tips that they are providing in their financial planning and advisory sessions each day. Chapters: Take a hard look at your cash accounts. [2:22] Take a look at your debts. [7:42] Pad your emergency fund. [10:04] Fight Inflation. [13:43] Re-think your stock to bond mix. [26:45] Be greedy when others are fearful. [28:00] Consider a ROTH Conversion. [31:40] Check your pandemic subscriptions. [33:24] Be careful of what you hear/see online. [36:45]

Ep 082: We all know that life can change in an instant. Picture yourself sitting through an MRI for 30-45 minutes, and as you’re being wheeled out, you catch a glimpse of the screen and you see a mass, a white mass, and the doctor comes in and says, “We’re really glad you came in today.” Your heart sinks. The radiologist has confirmed that you have a tumor on your brain and it’s a 4-centimeter tumor. The sound of that diagnosis doesn’t come lightly to anyone’s ears. You start thinking about how would this news change how you spend your days. What would you say to your spouse, kids, or other loved ones? Would you think differently about your past experiences and relationships? How would you plan your life to maximize your time alive? This is exactly what happened to our next guest. In this episode we’ll talk to him about his current health, how he was able to live focused on an optimistic future instead of dwelling in the past, and how to NOT live a life of comfortable complacency! Our guest started an Instagram page @culminationpoint in which he posts regular messages about surviving brain cancer, trauma, and lessons learned about healing and growth. As a Regional Vice President for Nationwide Insurance, he understands the value of planning and is doing all he can as a husband and father of two girls to make every day count. Please welcome Chris Gathers to The Retirement Success in Maine Podcast! Chapters: Welcome, Chris Gathers and hear his story! [2:07] What is comfortable complacency? [23:31] How can we reconcile pain in the past? [34:30] Where do we all need to improve so that we don’t settle into being comfortably complacent? [49:02] How will Chris find his personal Retirement Success? [57:02] Episode Conclusion [1:00:41]

Ep 081: We all have stories we have about ourselves as we age. Stories that tell us we’re too old for this or it’s too late for that. Our team of financial advisors hears this ALL the time. One thing we heard from Michelle Dickinson in a previous episode was her idea of a happiness scale. She talked with us about on a scale from 0 to 100, where 100 is the happiest you’ve ever been, how happy are you now? What sort of things would you like to do that would make you happier? We have asked these questions a few of them said “I’m too old to do that thing I’ve always wanted, it’s too late” or, “Maybe it’s not possible to be that happy again”. These are the thoughts that we tell ourselves and make reality just by thinking about them. So how do we overcome these thoughts to make our dreams and vision of our lives a reality? Our next guest is here to tell us! She is an energetic leadership coach, cultivating confident leaders who are able to engage, communicate and lead teams with success. She helps businesses and leaders create cultures where employees are loyal, engaged, and where they WANT TO WORK! She’s able to allow business owners and executives to focus on the day-to-day operations while she supports their leadership teams by providing 1:1 support, education, and strategic leadership courses. Our guest has had a successful corporate career at such places as Bank of America and Northern Light Health and now has her own coaching business. Please welcome Danielle Abbott to The Retirement Success in Maine Podcast! Chapters: Welcome, Danielle Abbott! [3:16] What is a limiting belief? [11:27] Why are we scared of achieving a better version of our current self? [14:18] How can caregivers talk through and challenge limiting beliefs? [20:40] How can we help other people overcome their own limiting beliefs? [35:22] How will Danielle find her personal Retirement Success? [45:25] Ben and Curtis conclude the conversation. [47:52]

Ep 080: In our practice with our financial planning clients, we see signs of anxiety and untreated anxiety start to shrink our clients’ worlds. They start getting more anxious about traveling to other parts of the world, they get anxious about social situations, or they stop going to the doctor because they might be anxious about hearing possible bad news. There are things that we can do to address our anxiety and help us manage our fears, whether logical or illogical. Today, we wanted to have a discussion about managing anxiety as we age. Our next guest attended Bowdoin College in Brunswick, Maine where he earned a B.A. with a double major in psychology and music. After a year he spent the next decade completing an M.A. and Ph.D. in psychology at the University of Nebraska and a clinical psychology predoctoral internship at Indiana University Medical School. For more than the past 17 years, he’s worked at Northern Light Acadia Hospital, a psychiatric treatment facility in Bangor, as a psychologist, program director, and quality improvement director. Please join us in welcoming David Prescott to The Retirement Success in Maine Podcast! Chapters: Welcome, David Prescott, PhD! (2:45) What is an anxiety disorder? (10:29) What are some common anxiety triggers? (20:32) What is helpful anxiety and what is unhelpful anxiety? (26:16) When does a doctor or patient know when it’s time to use medication to assist with managing anxiety? (35:47) What resources are out there for people experiencing anxiety? (44:56) How will David find his personal Retirement Success? (47:52) Ben and Curtis conclude the show. (52:06)

Ep 079: Our team at Guidance Point Advisors (GPA) is often asked to give our thoughts on the investable markets and what it means for our retirement. On this show, we mainly discuss life challenges pre and post-retirement, to hopefully lead to a Successful Retirement. As we say goodbye to 2022 and move into 2023, we wanted to bring some of the GPA team together to discuss some important topics around the investable markets right now. Please join us for Episode #79 where we have a 2022 Roundtable Recap and 2023 Preview! Chapters: Welcome, to the Guidance Point Advisors Roundtable! [1:10] A recap of the year 2022. [5:57] Is the 60/40 portfolio dead? [10:56] Bonds are terrible, right? [15:31] What can investors do when their Financial Plans get off-track? [22:18] Should we still be concerned about inflation? [30:48]

Ep 078: One thing that we agree upon is that we are both passionate about really great food. Our conversations in previous episodes have helped us with how to really experience food in retirement. But one area that we haven’t done is how to experience the best of the best foods in our own backyard, the state of Maine! So, that’s what this show is all about! Our next guests are “The Maine Foodies” - food bloggers that have been documenting their Maine food adventures as a hobby since 2020. The Maine Foodies live in Portland, Maine’s Arts District, and are passionate about supporting their local Maine restaurants, bars, and farms across our beautiful state. They are continuously seeking the best food and drink experiences Maine has to offer. Please welcome Alexis and Erik Dirkmaat, The Maine Foodies, to The Retirement Success in Maine Podcast! Chapters: Welcome, The Maine Foodies! [1:48] What is it that makes the Maine food scene unique? [10:43] For someone visiting Maine, what are some recommendations for breakfast, lunch, and dinner? [14:43] Lobster Rolls! What makes the perfect lobster roll? [17:16] Doughnuts! What makes a doughnut the best doughnut? [20:02] What are some must-do food experiences in Maine? [24:01] Burgers! What is the perfect Maine burger and fries? [27:58] What’s going on with the beer and spirits scene in Maine? [31:04] What is next for the food scene in Maine? [34:55] How will The Maine Foodies find their personal Retirement Success? [42:05] Ben and Curtis wrap up the conversation. [46:56]

Ep 077: One topic that we know we wanted to discuss on our show is gambling and retirement in the State of Maine. So far, we have two retail casinos in Maine, one in Oxford and one in Bangor. Also, sports betting is getting closer and closer to becoming available in the Pine Tree State. With some cold harsh winters in Maine and a lack of entertainment options, there could be some potential for us to get a bit carried away with participating in retail and sports gambling. But how do we know if we’re developing an addiction that we can’t control? How much is too much? This can be especially problematic for retirees that feel like they have money to gamble but might be living beyond their means to allow for their funds to last for the entirety of their retirements. That’s what this show is about! Our next guest is a graduate of the University of Washington and eventually went on to work for himself as a general contractor. He built a solid reputation for years and was widely respected as a business owner and professional. What people didn’t know is that he also spent 15 years as a raging gambling addict, lost millions, and nearly destroyed his family. Our guest is a TEDx speaker currently presenting to college student-athletes across the country, and he’s been fortunate enough to guest on over 200 podcasts worldwide. With that, please welcome Patrick Chester to The Retirement Success in Maine Podcast! Chapters: Welcome, Patrick Chester! [3:11] What are the signs of a gambling problem versus recreational gambling? [16:13] What are the major risks with problem gambling and who is more likely to develop a compulsive gambling issue? [22:27] What is the best way for us to help a loved one suffering from a gambling addiction? Is there a “right way” to help? [30:36] How will Patrick find his personal Retirement Success? [43:03] Ben and Curtis conclude the conversation. [46:11]

Ep 076: One of our favorite charitable events we support each year is the Energy4Life Golf Scramble. Maritime Energy started the Energy4Life program to help local families dealing with cancer. Each year, hundreds of golfers come together to support the Energy4Life charity, and this year, our guest was speaking to the group on behalf of the Maine Cancer Foundation. He painted a picture of how cancer is impacting the State of Maine but how the dollars raised locally are helping our families, friends, neighbors, and communities. We ran up to him after his talk and introduced our podcast and how it would be a great episode to discuss what happens next when we’ve been diagnosed with cancer and how Maine in particular is impacted by cancer rates. So, that is what we’re going to discuss today! Our next guest earned a degree in criminal justice from St. Joseph’s College of Maine and began work as a beat cop in Portland in 2005. In 2018, he joined the Maine Cancer Foundation, first as the Community Outreach Manager and the Director of Development and NOW as Executive Director. He's just as easily found in Aroostook County as he is in Cumberland. An avid outdoorsman and studying to become a registered Maine guide, it's not uncommon for him to forgo a hotel room for his tent while on the road for Maine Cancer Foundation. With that, please welcome Ray Ruby to The Retirement Success in Maine Podcast! Chapters: Welcome, Ray Ruby! [3:17] What is the Maine Cancer Foundation? [10:03] What’s happening in Maine around cancer? [18:18] What is “day one” after receiving a cancer diagnosis? [34:18] What can we do to be prepared regarding our treatment plan? [42:50] What can we all do to help kick cancer in the butt? [53:19] How will Ray find his personal Retirement Success? [58:40]