Wealth Warehouse

Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Having the correct mindset is absolutely essential when it comes to running your own banking system. While we know that IBC can fall victim to influencers and grifters online – it can also fall victim to misinterpretation as an “expense”.. Rather than an asset that not only grows your wealth, but ensures that your family and loved ones will be supported in perpetuity. In this week’s episode, Dave and Paul examine the idea that IBC, or insurance – being viewed as an expense. When it comes to life insurance, that certainly isn’t the case, and they’ll tell you exactly why. Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 2:57 - Home equity and HELOCs 7:49 - Thinking of insurance as an “expense” vs. an asset 10:21 - Comparing other types of insurance to life insurance 15:39 - Another point of distinction 19:15 - Life insurance replaces the “future value” of a loss 25:32 - Has your *insert here* insurance gone up? 29:39 - The future is unknown – premium is the solution 31:16 - Another point of comparison w/ “regular” insurance 35:09 - Re-framing the conversation w/i this episode 37:05 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In this week’s episode, Dave and Paul are answering YOUR questions from the comments.. From the philosophy behind taking out policy loans and why loans shouldn’t be feared in general – to 10/90 policy designs and the easiest way to expand your bank.. If you’re poking around the IBC concept and looking to learn more, this episode is a great place to start! Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 1:55 - Responding to some more comments 4:40 - Explaining the concept 8:09 - Some recommended reading 11:38 - Recommendations for people looking to learn more 14:28 - Revisiting the “lawnmower epiphany” 15:30 - Loans should not be feared 20:41 - Tithing 26:03 - Easiest way to keep expanding your bank 30:51 - 10/90 Policy Design 35:01 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

If you’ve listened to even a handful of episodes, you know that IBC comes under constant fire from people that don’t understand the process and most importantly – the benefits. Between 401k believers, CFPs and internet commentators to the influencers and talking heads like Dave Ramsey – there is no shortage of critics and detractors looking to discourage the process of becoming your own banker. Whether it’s trolls on the internet, or “Uncle Bob” at Thanksgiving, Dave and Paul take this episode to help you navigate the myriad of critiques you may encounter in the wild – and how you can respond.. Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 3:24 - Responding to an IBC hater 7:35 - The question of compensation 14:23 - Can you setup your policy yourself? 16:01 - “Insurance companies keep the cash value after you die” 19:25 - “You have to pay interest to borrow your own money” 22:05 - “IBC sounds risky” 25:56 - “Only idiots buy whole life insurance” 32:05 - “IBC is too good to be true” 34:44 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In this week’s episode, Dave and Paul dive into the philosophical outlook on retirement. Why escape from your life? You should be creating income by doing what you want.. But most importantly, you should be covered come “retirement time” when you want to put up your feet and enjoy yourself.. In this episode, the guys break down what life insurance really provides you – in terms of certainty, flexibility, and a safe hedge against life's problems. Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 3:09 - What’s the best investment in the world? 11:05 - Key person insurance 17:55 - What life insurance provides people 24:06 - Hedging against the problems of life 27:23 - Assets vs. guaranteed assets 30:47 - Flexibility, options, certainty 31:54 - The living benefits 35:13 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

It’s common for most people to fall into the mainstream thinking when it comes to retirement. The whole idea of “having enough” to retire and not considering what money you have coming in – is one of the biggest mistakes most people make. In this week’s episode, Dave and Paul challenge you to change your thinking about retirement – to change your mindset from “retirement planning” to “income planning”. They also touch on a great “IBC in Action” example, as well as some tips for managing your windfalls.. Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 1:13 - Dave’s new painting and the investing analogy behind it 4:13 - Treating your retirement like a business 9:34 - IBC thought-in-action 12:36 - Managing your windfalls 16:43 - Retirement and income 18:35 - How to analyze your “income plan” 22:31 - Your personal economic situation 25:36 - The passive income qualities of IBC 27:24 - The opportunity cost of your income plan 29:16 - Who’s in control? 30:37 - Does your plan create income or just accumulate capital? 37:26 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

There is always the issue of grasping the IBC concept in general. But when you do, you may find yourself looking to pay as much premium as possible. In this week’s episode, Dave and Paul explore some client stories and their own experiences expanding their own system – where to find extra premium and how you can get your policy going as quickly as possible! Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 0:46 - Paul’s metro adventures, Uber, getting older 5:49 - Responding to a YouTube comment 9:54 - “IBC in action”: How do I find additional cash for premium? 15:26 - Dave’s experience w/ lump sum and a client 16:54 - Thinking long range with premium 21:01 - Who pays all the taxes? 22:03 - Where can you find more premium? 28:10 - IBC simplifies your life 30:19 - Having your lifestyle under control 32:43 - Good fits and poor fits 36:11 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

There are a lot of “a-ha” moments in IBC that only come along once you’ve immersed yourself in this process for a little while. One of those moments is when people realize that they want to expand their system.. But how? Where do you start? In this week’s episode, Dave and Paul discuss this mindset in general – as well as ways that you can reorient your policy and start expanding it today. Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 3:01 - “IBC in action” and Paul’s construction loan saga 6:25 - How did IBC fit into Paul’s construction process? 9:52 - Adjusting your policy 13:30 - Some ways you can expand the system? 18:14 - The “how” for expanding 20:59 - The best way to plan 25:08 - Another strategy to add a little more room in your policy 27:21 - A real-life example of “expanding your system” 30:39 - Doubt and taking risks 33:00 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

It’s one of the biggest obstacles to you completely controlling the banking function of your life.. “Analysis paralysis”. From the “internal rate of return” to the interest rate in any given year – there are a million reasons to not begin your IBC journey. In this week’s episode, Dave and Paul discuss the hang-ups that most people run into before they make the leap into IBC. Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 -Introduction 0:27 - Episode beginning 1:31 - Responding to some comments 7:54 - Analysis paralysis 8:54 - Why do we have analysis paralysis? 11:17 - It’s not mainstream 16:32 - Focusing on the wrong thing 18:54 - Paul doesn’t sweat the details 20:53 - What it means to control the banking function in your life 23:35 - Social proof 25:56 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In this special episode, Dave and Paul hit the road for the 2024 IBC ThinkTank in Las Vegas! They are joined by colleagues and fellow IBC practitioners Brandon Goswick and Nate Dean of Cashflow Legendz Podcast: https://open.spotify.com/show/6kfNuRfndv5ES73LZ2sxB1?si=rfzzbDaJT1GRVvDmWMUhzg&nd=1&dlsi=042493071d6f49e1 .. and John Perrings of Strategic Wealth Podcast: https://open.spotify.com/show/5eDLko3NJ5Jo3E6Sz6cK9n?si=h-hsHMdjRt-0s7WKF2QIMg&nd=1&dlsi=bff0a0f4c34b4d72 The guys sit down to discuss the ThinkTank itself – but also IBC at large: where it’s headed, the power of the IBC community, it’s benefits for legacy, lifestyle, and much more! Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: (0:00) - Introduction (0:27) - Episode beginning (1:01) - Introducing the guests (2:07) - IBC is a giving community (4:32) - Protecting the IBC brand (6:10) - Communicating with clients (8:02) - “We’re not going to make it out alive” (9:18) - Leaving behind burdens (12:34) - How IBC helps a family (15:50) - We know what we got with IBC… (17:33) - “IBC is not a plan, it’s a lifestyle” (19:09) - “We’re matching a guaranteed event with a guaranteed contract” (19:53) - The best place to put your money (21:14) - Dave’s epiphany (24:32) - Rate of return vs. peace of mind (26:10) - IBC forces you to go step by step (28:10) - Closing thoughts ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/

One of the biggest advantages to IBC.. is that you regain the control that the financial system took from you. Not only do you get to dictate terms, YOU get to make the rules. Like Nelson Nash intended (and America at large) – when you have your own banking system, you’re in control of your financial destiny. Tune into this episode to see what these benefits really look like. Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 4:03 - Client case study: dogma 8:00 - Both/and mindset 10:47 - “Use it or lose it” 12:14 - Product vs. process 16:09 - Second case study, buying a car 23:56 - What it’s like to start thinking like a banker 26:07 - Cash is king, car loans 27:57 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In this special, (non-IBC related) episode of Wealth Warehouse, Dave and Paul sit down with their very own podcast producer, Ryan Sullivan – to talk briefly about what it takes to keep this podcast up and running each and every week! If you’re interested in starting a podcast – this episode is a perfect sneak peek into what you can expect in terms of effort and rewards! Episode Highlights: 0:00 - Introduction 2:16 - Episode beginning 3:12 - Some background on how the podcast started 6:01 - What were you doing before the podcast? 8:03 - Did you envision yourself becoming a podcaster? 10:16 - Teaching what you know about 14:05 - “Your prospects are watching somebody” 15:15 - The co-host experience 21:03 - Making a podcast (with help) 25:29 - The beauty of a podcast 28:55 - Any tips for new creators? 31:05 - Most podcasts… fail 32:55 - “Don’t quit after the first month” 35:02 - “For people looking to start a podcast” 37:50 - Constructive feedback 40:01 - Being authentic 41:03 - Closing thoughts ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

Notes here

In this week’s installment of Wealth Warehouse – Dave and Paul explore a little-known strategy that can help IBC users kick-start their own banking system. The fellas will take you through the “lump sum” strategy, what it is as well as its practical application for IBC. From the pros and cons – to the biggest advantages and how you can utilize this strategy today, you’ll have all the information you need to understand this tactic and see if it can work for you! Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 1:35 - Sharing an email from a client 4:40 - OPAI riders 6:55 - Dave and Paul weigh in on the “lump sum” 8:15 - What is the “lump sum”? 9:37 - Advantages to this strategy 13:34 - Your money has to reside somewhere 16:11 - Dave’s approach to this strategy 19:31 - Some of the “cons” 21:34 - Eating up insurability and promoting poor habits 25:31 - Using up your PUA room 26:49 - Using your capital and the PDF Max 35:33 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

The guys have said it time and time again.. The death benefit is nothing to be downplayed. Nobody said IBC is simple – and this episode is evidence that you need to have adequate guidance when it comes to managing a financial system like this. Dave and Paul will give you the straight facts for why death benefit is nothing to overlook – as well as a nifty way to shift your 401k savings into a safer, more profitable spot.. Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 2:20 - Update on Paul’s construction loan 5:11 - Listener question 10:05 - The importance of the death benefit 12:31 - “Let’s imagine you own a machine” 16:55 - The house analogy 19:04 - Two things are guaranteed 20:45 - For those close to retirement w/ a 401k 24:19 - You’re better off learning nothing than learning the wrong thing 27:33 - Construction on Paul’s new house 28:16 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

Now that Wealth Warehouse has moved past 100 episodes, it can become easy to get lost in the complexities of Nelson Nash’s groundbreaking personal banking system. In this week’s episode, Dave and Paul circle back to one of the core topics in IBC: starting a policy. What seems like a simple concept can become suddenly more complicated when you add in family members. How do you position yourself and your loved ones so they can get the maximum protection and value? Tune in to find out! Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode 33, “Cash Value, When to Start Another Policy and the 10/90 Design” https://www.youtube.com/watch?v=ZIgHjE4qcGk Episode 34, “The Notorious "MEC" and How to Avoid It” https://www.youtube.com/watch?v=HKnorohzlzA Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning, an update on Paul’s construction loan 3:59 - “Paul, why do you own so many policies?” 8:01 - How many policies should I start with? 12:51 - Why would you need more policies? 18:45 - The right type of policy 20:45 - “The shorter the payment period…” 26:12 - The reliability of the IBC asset 28:10 - Thinking long-term and a little sacrifice 31:44 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In this week’s episode, the fellas take a look at the late Nelson Nash’s follow-up book to “Becoming Your Own Banker” – “Building Your Warehouse of Wealth”. They discuss some of the themes in the books as well as the most impactful and relevant sections – both to IBC users and people in our financial system in general. Warehouse of Wealth https://infinitebanking.org/product/building-your-warehouse-of-wealth/ Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: (0:00) - Introduction (0:27) - Episode beginning (1:37) - Paul’s loan process update (6:32) - Reviewing Nelson’s second book, “Warehouse of Wealth” (8:15) - “Conventional wisdom has led the world into financial slavery” (10:36) - Readability and the overall themes (12:30) - We’ve become lazy (16:18) - “Some things for you to ponder” (18:41) - You’re better off learning nothing than doing the wrong thing (20:04) - It can be up to us (21:26) - The benefits of working with people you trust (23:29) - An alternative asset (29:46) - Exposing the lies, Nelson’s predictions (32:39) - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In this week’s episode, the fellas take a look at IBC’s “one pool of capital” and why understanding this cracks the code as to why the infinite banking system is the answer to your capitalization problems. And the guys aren’t just talking about starting a business.. They’re talking about sending your kids through college, buying a house, financing the things of life. Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 6:13 - Email from a client, “first loan and investment” 9:07 - The way we’ve been taught to think about our finances 11:35 - “There is one pool of capital” 15:43 - Separating yourself from your capital 20:21 - What Nelson predicted 24:14 - What’s guaranteed in life? 25:50 - Being efficient with your money 29:05 - The monetary value of a college degree 33:28 - How much do you want to control? 36:01 - You can go through underwriting if you’re bald ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

In this week’s episode, Dave and Paul take a look at an “oldie but a goodie” – Dave’s very own “Infinite Banking Concept Explained” episode! Not only can you find the original video below, you can also hear Dave and Paul’s exclusive commentary on all the big highlights. From the creation of your own bank to the opportunities you open yourself up to down the line, the fellas will flesh out all the big benefits and value that you get from starting your very own banking system. Infinite Banking Concept Explained: https://www.youtube.com/watch?v=4fSMlg4i7pk&t=203s Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode beginning 1:08 - Paul’s trip to Italy 4:02 - Some context for this episode 6:49 - How to control your wealth 8:57 - Life insurance is not an investment 11:19 - The benefits of having opportunities 14:49 - The mortgage analogy for IBC 18:41 - How do we create our own bank? 21:10 - What does “mutually owned” mean? 24:25 - Repayment 27:48 - With IBC it doesn’t matter.. 29:17 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

David and Paul are happy to welcome our Wealth Warehouse guests and clients Ryan, Wes, David and Rebekah back for the continuation of this special 100th episode.. In this week’s episode, you’ll hear the rest of the discussion between Dave, Paul and their clients. They’ll cover more of what IBC has done for their family, for their lives and for their wealth-building opportunities. If you’re a prospective IBC user and you want to hear some more down-to-earth real-life IBC stories, this is absolutely the episode for you!! Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/ Episode Highlights: 0:00 - Introduction 0:27 - Episode introduction 4:26 - Episode beginning 9:24 - “It’s only limited by your own imagination” 11:19 - “This is not complex” 14:19 - Ryan’s plans for his IBC future 21:10 - You want to take less risk with your capital 22:32 - Analyzing some of Wes’ opportunities 25:10 - “Just capitalizing” and the Wallers’ decision matrix 30:36 - Controlling your own capital 31:49 - Final thoughts and parting words for anybody considering IBC ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

David and Paul are happy to welcome our Wealth Warehouse guests and clients Ryan, Wes, David and Rebekah for this special 100th episode... To commemorate this awesome podcasting achievement, the fellas are bringing you something a little special this week… In this week’s episode you’ll be hearing from Dave and Paul’s real-life clients on all things IBC!! From how they first started and heard of the practice – all the way to how they’ve capitalized and secured their legacy, financial literacy for the next generation and much more! If you’re a prospective IBC user and you want to hear some more down-to-earth real-life IBC stories, this is absolutely the episode for you!! Episode Highlights: 0:00 - Intro 0:29 - episode Beginning 1:53 - Introduction to all of the guests 5:26 - How Ryan heard about infinite banking 7:20 - How IBC has given Ryan opportunities 9:26 - How Wes got started with IBC 11:21 - Having a network 14:07 - How the Waller’s discovered IBC 17:58 - IBC and spouses 20:36 - How has IBC changed the way you think about money? 22:40 - IBC and legacy 24:51 - How IBc has impacted Wes’ life 31:15 - Episode wrap-up ABOUT YOUR HOSTS: David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com