Australian Property Investment Podcast

Why have property prices increased despite 13 interest rate rises? Can I get a loan while I’m on probation? Why is housing affordability so bad? These are just some of the questions we answer in a new format of the Australian Property Investment Podcast, where we host a roundtable with our Mortgage Brokers at Atelier Wealth. This episode busts common myths and unveils powerful strategies to unlock your financial potential. Would you like to buy through your Self-Managed Super Fund (SMSF)? How did Damien Walker scale up a property investor's portfolio when their last broker couldn’t? Our expert team of mortgage brokers tackles common questions and explores ways to help you become a 1% property investor. Key Takeaways: Mortgage myths debunked: probationary periods, credit cards, and more! Innovative investment strategies: explore SMSFs for property investment Maximise your borrowing capacity and understand market trends Want to learn how to get pre-approved for a mortgage faster? Hit the like button, subscribe for more financial tips, and turn on notifications! Timestamps 00:00 - Intro 00:58 - Housing Affordability 04:17 - The Impact of HECS Debt on Borrowing Capacity 09:27 - Debunking the Myth of Probation and Loans 11:50 - SMSF is the Flavor of The Year 13:51 - Case Study: Structuring Your Loan for a Long-Term Investment Play 18:45 - The Golden Rule 20:00 - Commsec State Performance 23:15 - The Power of Multiple Valuation 31:41 - The Bucket System 33:06 - Outro About Atelier Wealth: Today, Atelier Wealth is a multi-award-winning mortgage brokerage. Our passion, experience, and dedication are key ingredients in helping us maintain our position as one of Sydney’s leading mortgage brokers. We will do everything in our power to help our clients on their property journey. We work with a variety of clients with differing personal and financial circumstances. Some of our clients may be struggling to secure a loan for any number of reasons. No matter what your property goal is, we can help. At Atelier Wealth, we find it incredibly rewarding to assist our clients to secure finance. We work in partnership with our clients to make their property dreams come true. Together we’ll make it happen. Resources: Commsec State of the States report: https://bit.ly/44mAhaE About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Looking to achieve financial independence and build wealth through property investment? Join Natasha Etschmann as she shares her inspiring journey to financial freedom. Even without any financial support for her property purchase, Natasha's determination led her to acquire her first property at a young age. Learn from her 'getting rich slow' philosophy, emphasising sustainable, long-term investing strategies. Gain actionable tips on managing finances, automating savings, and avoiding lifestyle inflation. Discover the keys to financial empowerment with Natasha Etschmann's practical advice. Her journey showcases the power of strategic property investment in attaining long-term wealth and independence. Take control of your financial future today! Timestamps 00:00 - Intro 02:51 - Personal finance and investing for long-term wealth 07:25 - Avoiding overspending, and maintaining a healthy relationship with money 10:13 - Saving and investing for property ownership 15:32 - Avoiding lifestyle inflation and saving for the future 18:47 - Debt management and financial safety nets 22:20 - Financial independence, retiring early, and saving for property in Australia 28:18 - Investing and achieving financial freedom through practical strategies About Natasha: Natasha Etschmann is a personal finance enthusiast and blogger who shares her journey toward financial freedom. She started her financial education at 18 and purchased her first apartment by 22, working diligently to build her net worth. Through her blog and social media platforms like TikTok and Instagram, she offers practical advice on saving, investing and making money. Natasha is passionate about helping others understand and manage their finances without sacrificing their lifestyles. Connect with Natasha: Follow Natasha on LinkedIn: https://www.linkedin.com/in/natasha-etschmann-17b05a180/ Follow Natasha’s Facebook: https://www.facebook.com/profile.php?id=100064022020052 Follow Natasha’s Instagram account: https://www.instagram.com/tashinvests/ Visit Natasha’s website: https://tashinvests.com/ About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Dream of retiring early with passive income from property? Our guest, Rob Flux, has helped 70+ people achieve financial freedom through property development! In this interview, Rob unveils, you'll discover powerful strategies to make early retirement a reality. Rob shares his proven methods used to help over 70 people achieve financial freedom. Learn how property development can accelerate your path to financial independence and unlock the secrets of generating passive income through smart investments. Explore successful development approaches like subdivisions and townhouses, and master Rob's unique 16-Driver Framework to identify high-potential properties with guaranteed demand. Plus, develop the winning mindset needed to thrive in the property development game and get actionable steps to kickstart your early retirement journey with property! Timestamps 00:00 - Intro 00:46 - Definition of property development and differences from buy and hold 10:49 - Choosing scalable development strategies like subdivisions and townhouses 16:58 - Determining financial goals and regularly assessing investment performance 28:44 - Rob Flux's framework of 16 market drivers to understand demand 33:10 - Assessing deals quickly through education and experience 39:23 - Mindset being 50% of property development success 47:44 - Current market opportunities from low supply and high population growth 51:00 - Steps to get started in property development through education and community About Rob Flux: Rob is a dynamic figure in property development, education, mentoring and public speaking, with a passion for helping others in the property market. He adds value to properties through development rather than relying solely on market forces. Having attained financial independence through property, Rob dedicates much of his time to guiding others through education and mentorship via Developer Network Pty Ltd. His personal mission is to liberate over 1000 individuals from financial constraints by 2030 through his Financial Freedom Club, which requires members to generate income from property investing. Connect with Rob Flux: Follow Rob on LinkedIn: https://www.linkedin.com/in/robflux/ Follow Rob’s Facebook: https://www.facebook.com/rob.flux Visit Rob’s website: About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Feeling the pinch? The cost of living crisis is hitting everyone hard. But talking about money can be awkward! This episode equips you with the tools to have open and honest conversations about finances, how to break the money silence and initiate healthy conversations with loved ones, friends, and even colleagues. Learn how to navigate budgeting, expenses, and financial goals during challenging times as Vanessa Stoykov shares the secrets to mastering effective money management and financial education. Through her personal journey and extensive experience, Vanessa talks about the crucial balance between income and savings, with her mantra "It's not what you earn, but what's left over" that truly matters. Join us as we explore Vanessa's unique approach to money, making this touchy subject both accessible and empowering. Timestamps 00:00 - Intro 0:27-0:50 - Vanessa’s Personal and Professional Journey 1:15-2:07 - Financial Decisions and Conversations in Mid-Life 2:08-4:12 - Wealth Creation, Property Investment, and Financial Planning 7:05-7:50 - Discussion on Delayed Gratification and Expectations 16:09-16:38 - Seeking the Right Financial Advisor 34:45-35:00 - Government Implications for Property Intervention 38:51-39:47 - Accepting You Can Be A Renter About Vanessa Stoykov: Vanessa Stoykov is all about making money matters simple and relatable for Australians. With over 20 years of experience, she understands the importance of talking openly about money to achieve financial freedom. Leading Evolution Media Group for 22 years, Vanessa has become skilled at explaining complex financial topics in ways everyone can grasp. Through storytelling, TV production, and writing, she helps people make smarter money choices. Connect with Vanessa: Follow Vanessa on LinkedIn: https://www.linkedin.com/in/vanessa-stoykov/ Follow Vanessa’s Facebook: https://www.facebook.com/vanessastoykovbrand Follow Vanessa’s Instagram account: https://www.instagram.com/vanessastoykov/ Visit Vanessa’s website: https://vanessastoykov.com.au/ About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Can money buy happiness? How do you manage your time? What if there was a way to buy your happiness through investing your time and money better? This is exactly the formula that financial expert Kate Campbell shares on this episode! Find the balance between financial security and a fulfilling life through this episode as she talks about: - Research backed ways to boost your happiness - Actionable ways to kickstart your investing journey - Strategies to use your time with intention - Tips for having tough money conversations - How to set money goals you’re excited about - Understand your relationship with money better - Guide to overcoming analysis paralysis Timestamps 00:00 - Intro 00:39 - Efficient Use of Time and Money 01:59 - The Role of Relatable Financial Stories in Educating Others 03:17 - Relatability in Financial Goal Setting 05:28 - Kate’s Personal Finance Journey 07:48 - Misconceptions About Finance Professionals 10:21 - Money as a Learned Behaviour 13:32 - Teaching Children About Money 19:54 - Small Financial Changes Making Big Differences 29:51 - Exploring the Concept: Can Money Buy Happiness? 38:43 - Property Investment and Buyer’s Remorse About Kate: Kate Campbell is a passionate financial educator known for her candid discussions about money management. As the host of Australia's popular finance podcast, "The Australian Finance Podcast," she engages with over 80,000 monthly listeners, sharing insights on personal finance and investing. Kate's expertise extends to the written word as well, with her book "Buying Happiness: Learn to Invest Your Time and Money Better" offering practical advice on achieving greater satisfaction through mindful financial decisions. Connect with Kate: Follow Kate on LinkedIn: https://www.linkedin.com/in/katecampbellonline/ Follow Kate’s Instagram account: https://www.instagram.com/katecampbellaus/ Buy Kate’s Book, Buying Happiness: https://buyinghappiness.com.au/ Resources from Kate: https://howtomoney.online/start-here/ https://howtomoney.online/how-t About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Who makes a good life coach? What does a life coach do? The answers are unpacked in this episode of the Australian Property Investment Podcast where we interview Jaemin Frazer. He is an award-winning author and life coach and as you listen to this episode, he’ll learn more about his thoughts on why swapping out self-discipline for giving ourselves permission can lead to real success and happiness. He talks about the challenges and rewards of looking at life differently, especially when you hit midlife. Jaemin gives listeners easy-to-follow advice on trusting themselves more and relying less on others' approval. Tune in to hear Jaemin's unique take on making personal breakthroughs and finding fulfillment in ways you might not expect. Timestamps 00:00 - Intro 01:54 - Addressing Exhaustion and the Need for Change 07:02 - Challenging the Self-Discipline Paradigm 10:12 - High Performance and Gentleness with Oneself 12:30 - The Role of Self-Sabotage and Self-Love 22:02 - Preventing Burnout and Embracing Change 28:28 - Redefining Personal Discipline Through Self-Permission 34:17 - The Danger of Following Misaligned Goals 41:27 - Addressing Childhood Narratives and Self-Trust 52:01 - The Four Key Areas for Midlife Upgrade About Jaemin: Jaemin is an award winning author, TEDx speaker, and the founder of The Insecurity Project. He specialises in providing thought leadership for entrepreneurs, leaders and business owners on the subject of eradicating hidden and unresolved insecurity. He is widely recognised as one of Australia's best life coaches and a leading voice globally on the subject of personal insecurity. Connect with Jaemin: Follow Jaemin on LinkedIn Follow Jaemin’s Facebook Follow Jaemin’s Instagram Visit Jaemin’s website About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

In this episode, we talk to Peter Raptis as he shares insights on how to navigate the challenges and opportunities within Australia’s Property Market, from understanding market dynamics to preparing your property for valuation. Learn about the practical strategies for winning in Australia’s competitive property scene and learn why waiting to invest might cost you more than you think. Peter also debunks common myths about property valuation and renovation, offering guidance on what truly adds value to your home. Tune in for a clear understanding of how market conditions and personal mindset can impact your property investment journey. Timestamps 00:00 - Intro 00:47 - Market Strength and Resilience 01:52 - Impact of Historical Events on the Market 08:46 - The Influence of Migration on Housing Demand 13:36 - Economic Implications of Migration Policies 36:39 - Investment Mindset and Making Sacrifices 42:05 - Preparing for Property Valuation 45:50 - The Value of Good Relationships in the Industry 47:38 - Conclusion About Peter: Peter Raptis has a rich history with MVS National as both a longstanding team member and a former Director of Prestige Valuations—a role he held before the company's merger into Acumentis—now serves as the Director of Valuations for Acumentis. In his current role, he manages the valuation of prestige properties within Sydney, meticulously following the Prestige Policy Guidelines set by Acumentis to deliver thorough and exceptional work. Connect with Peter Raptis: Follow Peter on LinkedIn: https://www.linkedin.com/in/peter-raptis-96106625/ Follow Acumentis Property Valuers’ Facebook: https://www.facebook.com/acumentis Follow Acumentis Property Valuers’ Instagram account: https://www.instagram.com/acumentis/ Visit Acumentis Property Valuers’ website: https://acumentis.com.au About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

If you are waiting for the right time to buy property in Australia, you would have to save $1,620 on average per week to keep up with property price increases. That’s right - on average the Australian property price increases by $1,620 per week. From January 1st 2023 to January 1st 2024 we saw property prices increase in value by an average of more than: $125,000 SYD ($2,400 per week) $103,000 BNE ($2,000 per week) $100,000 PER ($1,900 per week) $67,000 ADE ($1,300 per week) $27,000 MEL ($500 per week) According to the latest ABS figures, the average Australian household saves approximately $192 per week. So if you are waiting or trying to save more, chances are you will never keep pace with the property market. In this episode, we discuss the significance of understanding market cycles, the real cost of waiting too long to invest and the benefits of strategic investments in different areas of Australia. If you’re looking to make your first investment and create a legacy for your family, tune in to this episode! Videos referenced in our chat: https://www.youtube.com/watch?v=XxFxPKrAbes https://www.youtube.com/watch?v=G7yTwRxL_P4&t=949s About Jay: Jay Pace, a seasoned professional in the investment industry, launched his career in 2005 as a licensed derivatives broker, trading futures on the Australian Securities Exchange. With 10 years of experience managing substantial client funds in both domestic and international markets, Jay honed his expertise as a strategist in shares and derivatives, with a keen focus on exchange-traded options. His passion for investment steered him towards property options, where analysing market trends enabled him to build a portfolio for himself. Since joining Providence in 2014, Jay dedicated his expertise to guiding clients toward achieving their wealth generation goals through strategic property investments. Connect with Jay: Follow Jay Pace on LinkedIn here Follow Providence Property’s Facebook here Follow Providence Property’s Instagram account here Visit Providence Property’s website About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Will the Australian Property Market go up or down in 2024? It’s clear that the banks’ economists and property commentators continue to get their predictions wrong. Watch this latest episode as we discuss the outlook of the Australian Property Market in 2024 featuring Simon Pressley of Propertyology. We will provide you with detailed analysis and practical tips to inform your investment strategy and stay ahead. We shed light on the intricacies of the Australian Property Market and how it is shaping the performance of the housing market. With so many “expert” predictions being inaccurate, who can you trust? Whether you’re a seasoned investor or starting on your property journey, this episode will equip you with the insights that you need to conquer investing in 2024. Timestamps 00:00 - Intro 01:26 - Main Takeaways from 2023 Research Report 2:54 - Reflections on 2023: Analysing Predictions vs. Actual Market Performance 6:40 - The Role of Confirmation Bias in Property Market Perceptions 9:52 - Property Resilience: Historical Growth and Future Prospects 14:08 - Key Factors Driving 2024's Property Market: Equity, Wages, Supply and Tax Cuts 18:34 - The Impact of Extra Cash Flow on Property Prices and Market Dynamics 19:28 - Spotlight on Perth: Predicted Growth and Investment Caution 25:24 - Regional Investment Opportunities: Criteria for Selecting Towns 27:28 - Discussion on Victoria's Market Outlook and Risks About Simon: Simon Pressley is the Head of Research at Propertyology and a three-time Australian Buyer’s Agent of the Year award winner. His forward-thinking approach and deep analytical skills have positioned him as a leading authority in Australian real estate. Simon's commitment to thorough research and data analysis is reflected in his accurate market forecasts, which have garnered significant attention and respect within the industry. With over 20 years of experience in property investment, Simon's expertise extends beyond market analysis, economic trends, policy impacts and demographic shifts. His innovative strategies guide investors to make informed decisions and achieve substantial success in the dynamic Australian Property Market. Connect with Simon: Subscribe to Propertyology’s Youtube here Follow Propertyology’s Facebook here Follow Propertyology About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Jon Hollenberg runs a thriving digital agency, Five by Five helping his clients build high performing websites. After building his business, Jon then started focussing on growing his property portfolio. He has purchased his family home, investment properties and a commercial property. So how did he do it? Jon discusses his journey on the financial in’s and out’s of building his portfolio, as well as finding the right professionals to work with to ensure he can continue to invest and grow his property portfolio. Jon also discusses the importance of maintaining a centred and growth mindset, focusing on the fundamentals of buying quality assets. Our host Aaron Christie-David shares more about his friendship and professional connection with Jon, breaking down everything from how a healthy mindset permeates into every aspect of your lifestyle, to building intergenerational wealth through investing in property. Timestamps 00:00 - Intro 00:52 - Personally, Professionally, Property 04:43 - Jon’s First Property 07:07 - Health is Wealth, Prioritizing a Healthy Lifestyle 08:52 - Diversifying Streams of Income 11:13 - Seeing Potential in Older Properties 15:52 - Developing a Strong Financial Team 20:39 - Learning from the Past, Improve in Future Endeavors 22:46 - Future-Proofing for Your Kids: How Much? 26:10 - What’s Next for Jon 29:07 - Outro About Jon: Jon Hollenberg is the mastermind behind Australia's top-tier digital marketing agency, Five by Five. With a powerhouse team of over 50 professionals, they craft visually stunning, high-performance digital solutions that drive real results. But aside from Jon's digital fluency - he's also a savvy property investor. Leveraging the success of his thriving business, Jon strategically channels cash flow into his passion for property investment. Over the last decade, he's meticulously built an impressive eight-figure portfolio, spanning commercial and residential properties alike. Connect with Jon: Follow Jon’s Instagram here Follow FivebyFive's Instagram here Visit FivebyFive’s website here Follow FivebyFive’s LinkedIn here Like FiveByFive’s Facebook Page About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Are Auctions subject to finance? Are Auctions legally binding? Can Auctioneers lie about bids? But the most important question is: how much did that property actually sell for at Auction? If you’ve heard the horror stories - you inspect the property, do all your research, get finance ready and the Contract of Sale reviewed. The price guide is within your budget and then the first bid is more than your total budget! This happens at auctions all around the country. Every. Single. Weekend. Why is there no transparency? Good news! There is and the answer is an app called Auction Snitch! In this episode, Aaron Christie-David interviews the co-creators: Tasmin Lapointe and Tori Huxtable. We hear from them about their own experiences and why they built and launched this app (you’ll love why!). The goal of providing "hot off the press" property insights has served as benchmarking data crucial for informed decisions. Timestamps 00:00 - Intro + 3 P’s (Personal, Professional, Property) 03:39 - The Price of Living in Sydney 04:37 - Imposter Syndrome in the Market 08:11 - Preparing for Market Unpredictability 11:14 - Pricing Transparency for Auction Snitch 16:01 - Preparation to Avoid Disappointment 18:05 - Evaluating Auction Clearance Rates 22:15 - All About Auction Snitch 27:34 - Auction Snitch Going Undercover for Research Purposes 32:20 - The Future of Auction Snitch 34:46 - Outro About Auction Snitch: Tori Huxtable is a Sales Agent with impeccable people skills and excellent local knowledge. Her career spans federal politics, education, television production, and various other fields. Tamsin Lapointe is an experienced Project and Program Manager with international, multi-sector delivery experience in IT software development and infrastructure projects. Auction Snitch is an app designed for users to share real-time property prices and track sales campaign histories for listings of interest. With a pressing demand for increased transparency within the Australian property market, due to the absence of price guides on listings and delays in publishing auction results and sold prices, which directly impact their property decisions. Connect with Tamsin and Tori: Follow Auction Snitch’s Instagram account here Follow Auction SNitch’s Facebook page About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Belinda sits down with Aaron to uncover the nuances that distinguish true property value from superficial appraisals and reveals the essential secrets behind a valuer's role. From location to renovations, Belinda has a skill that identifies anything that can add or decrease value to your property. Whether you're a seasoned investor or a first-time buyer, this episode will equip you with invaluable insights to make informed decisions on every inch and every detail. Tune in and unlock the potential secrets in determining the true value of property. Timestamps 00:00 - Intro 04:04 - Misconceptions about Valuers 10:33 - Belinda’s Personal, Profesional, Property Journey 15:19 - Belinda’s Predictions for the Sydney Market 21:09 - Are Sydneysiders’ suburb-superficial? 23:12 - Responsibilities as a Valuer 26:03 - Specific Details Valuier’s Look Out For 31:11 - Is Valuing Art or Science? 32:42 - Remaining Objective in Judgement 37:33 - Value of Renovations: Personal and Investment Property 41:40 - Strategic Renovations 45:04 - Belinda’s Mentorship Game Plan 50:07 - Outro About Belinda: Belinda Botzolis is a powerhouse in the property valuation world, with over 17 years of experience and over 15,000 properties inspected. She's overseen valuing a staggering $12 billion in real estate. Belinda works for Opteon as the Head of Consumer Valuation. Not just a valuer, Belinda's also a registered Tax Agent, specialising in tax depreciation schedules and property tax-related reports for residential, industrial, and commercial properties. Her knack for simplifying the complex world of building and investing has built her an impressive social media presence. Known as The Valuer, Belinda has amassed over 10 million views on TikTok. Now, as the Founding Director of Add Valuer, she's on a mission to empower Australians with property wisdom, helping them make informed decisions and grow their wealth. Connect with Belinda: Follow Belinda’s TikTok account here Follow Belinda’s Instagram account here Add Belinda on LinkedIn About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

The Australian property market is driven by sentiment: is it a good time to buy? Should I buy my own home or buy an investment property? Where should I buy an investment property? What type of property should I be purchasing? These are just some of the questions unpacked in the Australian Property Investor Magazine's Property Sentiment Report, compiled by editor, Craig Francis. This episode takes you through the perspectives and strategies of investors as they navigate the Australian real estate landscape. We talk about the changing priorities of property investors and spotlight emerging regional markets, offering a glimpse into the future of property investing in Australia. Gain essential insights and identify trends that could inform your investment choices in 2024! Australian Property Investor Magazine's Property Sentiment Report Q4 2024 can be downloaded here. Timestamps 00:00 - Intro + 3 P’s (Personal, Professional, Property) 02:28 - Australian Property Market Insights 03:41 - Housing Preferences and Market Dynamics 06:45 - Investor Sentiment and Strategies 10:26 - Market Predictions and Economic Factors 11:50 - Summary of the Property Sentiment Report 16:15 - Affordability and Market Entry 18:57 - Market Resilience and Future Outlook 25:46 - Outro About Craig: Craig Francis has over 20 years of experience in high-impact journalism, transitioning from regional reporting in Western Australia to global news coverage with major outlets like The Gulf News, Financial Times, and CNN. His experience spans business, technology and property journalism, culminating in his current role as Editor of Australian Property Investor Magazine since early 2022. He brings a wealth of editorial, writing and publishing experience, and extensive national property expertise, to his role as Editor of Australian Property Investor Magazine. Connect with Craig: Follow the Australian Property Investor Magazine’s Official Instagram account here Follow Australian Property Investor Magazine on Facebook About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Fear can hold of property investors back - fear that they’ve missed the boat, fear they don’t have enough deposit to get in, fear of not knowing if they have the right team and strategy to build a thriving property portfolio. Jason Titus shares his journey from having $32,000 in savings to buying 4 properties within 2.5 years and now his investment property portfolio is valued at $1.9m and rising. If you have any fears about investing, you must listen to this episode. Jason shares his journey from starting a family, started investing and started to gain confidence and equity. As a buyers agent with Australian Property Scout, Jason also shared his story on their podcast and we also had the fearless leader of Australian Property Scout, Sam Gordon join us on a previous episode too. About Jason: Jason has a great way of connecting with people and understanding what they are trying to achieve. He is the senior buyers agent at Australian Property Scout. Starting with just $32k cash in hand, Jason crafted a 4-property portfolio in just 3 years, showcasing his knack for smart investments. Mentored by a top residential property investor in Australia, Jason brings a wealth of knowledge to his role. Having orchestrated deals totaling over $122 million in real estate and negotiated on more than a thousand properties, Jason is a seasoned expert in the field. But outside of the property world, you'll find him enjoying life with his wife and two daughters, balancing his passion for real estate with family time. Connect with Jason: Visit the Shire Property Scout's website Follow Jason’s Instagram account Follow the Australian Property Scout's Official Facebook account Subscribe to Shire Property Scout's YouTube Channel About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Buying your own home or an investment property in Sydney takes grit, determination and creating an unfair advantage. Not everyone can afford to engage a Buyers Agent, so we’ve asked Ramon Cura to share his secrets. The Sydney property market is competitive and agents may be underquoting a property or simply tell you to “make an offer”. This is not only frustrating when the property sells for well over the price guide or the first bid at auction exceeds your whole budget. So how do you stack the odds in your favour? We ask Ramon this exact question and you want to hear his answers. Bidding and buying at auction can be a nerve-wracking experience; when do you raise your paddle, by how much do you increase your bids and how do you bid successfully? With decades of experience under his belt and buying thousands of properties, Ramon shares the insiders tips on how to negotiate and bid with confidence. About Ramon: Beginning as a mortgage broker, Ramon not only gained invaluable experience helping his clients obtain loan approval to purchase a property, but he also noticed a gap in the real estate market. His clients then would constantly ask him for advice surrounding buying investment property and negotiating. Recognizing an opportunity to better serve his clients, Ramon transitioned to representing buyers as a Buyer’s Agent, founding Cura Property in October 2010. Leveraging his extensive background in mortgage brokering, banking, and human resources, he's become known as the "go-to guy" for property advice. Authenticity, transparency, and negotiation skills, from finding investment properties to sealing deals of all kinds, Ramon's got it covered. Connect with Ramon: Visit the website Follow the Cura Property’s Instagram account Follow the Cura Property’s Official Facebook account Subscribe to Cura Property’s YouTube Channel About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Overlooking details in a strata report may not seem like a big deal until you get hit with a special levy or an unexpected cost to fix something in the apartment block. Strata expert, Craig Bayliss from Coastal Strata is our special guest on this episode to share his insights from his twenty years of experience. Whether you are buying a unit as an investment or your home, you absolutely need to avoid the fatal mistakes made by unprepared buyers. In our discussion, we talk about what’s in a strata report, how to spot a dud and what makes a great strata building. From property analysis to choosing and being selective about your strata agent, Aaron and Craig breakdown the essential next steps for maximizing your investment potential and ensuring smooth strata management. 00:00 - Intro 02:54 - Breaking Down a Strata Report 03:48 - Predicting Potential Risk Factors 04:46 - Are Strata Agents a Necessity? 6:38 - Roadmap to a Strata Report 10:19 - Craig’s Encounter with Cladding Issues 12:35 - Distinguishing Common Property, Differentiating Responsibilities 17:00- By-Laws + Other Sneaky Technicalities 20:04 - Strata Reports Vary Based on Buildings/Facilities 21:47 - What Makes a Good Strata Manager? 23:33 - Craig’s Final Thoughts + Outro About Our Host: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. About Our Guest: Craig offers a holistic & tactical view of strata living from experience as a Licensed Strata Manager and personal property purchases. Craig and his team at Coastal Strata have spent the last 10+ years providing insights and advice to many wonderful clients purchasing and living in apartments throughout NSW. The Coastal Strata team have completed over 10,000 strata reports on strata schemes throughout NSW. Craig’s entrepreneurial ventures include founding Niche Cowork, a new co-work private office space skewed tow About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Renovating a property is the fastest way to accelerate your investment property portfolio - you typically buy under market value, update through a strategic or cosmetic renovation and then get multiple lenders to revalue your renovated investment property. The increased value gives you an uplift in equity which then forms your deposit to buy your NEXT investment property. The strategy has proven successful for our guest this week on the Australian Property Investment Podcast. We talk about the renovating journey with Todd Sloan, the voice behind the popular Pizza and Property Podcast, to talk about his journey from a life-altering injury to becoming a powerhouse in property investment. Whether you're dealing with personal setbacks or looking for proven investment strategies, Todd's story offers some great lessons on persistence, resilience and the power of a positive outlook. If you're aiming for property success, this is the motivation you need to kickstart your journey today! 00:00 - Intro 00:55 - The Accident That Changed Everything 03:06 - Importance of Facts from an Investing Perspective 04:10 - Todd’s Property Renovation Strategy 10:56 - Overcoming Financial and Buying Capacity Constraints 19:58 - What’s In The Future for Todd Sloan 26:59 - Financial Literacy as a Love Language 31:14 - Final Thoughts and Outro About Our Guest: Todd Sloan, the host of the Pizza and Property Podcast, brings a wealth of real estate knowledge and personal investment experience to the Australian Property Investment podcast. Having overcome personal adversity, Todd's journey from a life-altering injury to building a successful property portfolio embodies resilience and strategic acumen. His insights offer listeners practical advice and motivational stories, encouraging them to navigate the property market with confidence and savvy investment strategies. Connect with Todd: Visit the website: https://www.pizzaandproperty.com/ Follow the Pizza and Property Podcast’s Official Instagram account: https://www.instagram.com/pizza_and_property/ Follow the Pizza and Property Podcast’s Official Facebook account: About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Are interest rates soaring? Don't panic! Our guest Buyer’s Agent unlocks secret strategies to score your dream Aussie home BEFORE you get priced out. Welcome to the Australian Property Investment Podcast. In each episode, we ask guest experts to share their key insights for aspiring investors to make confident property choices. In this week's episode, BuyerX’s Principal Buyer’s Agent, Hamada Alameddine explains how the inner west remains highly sought-after thanks to its strong sense of community, lifestyle amenities, transport links and top schools. Forget FOMO and ditch the guesswork. Dive deep into the year-end market madness with expert tips on navigating rising rates, unlocking hidden gems, and scoring your dream home before it's gone. Whether you're eyeing a cozy bungalow or a sleek city pad, Hamada unveils the strategies, trends, and hot pockets you need to know. Hit that play button and get ready to turn property anxieties into "SOLD!" celebrations. If you’re ready to start your journey today to property security, then make sure to tune in to this episode! Time Stamps: 00:00 - Intro 03:53 - Demographic Shifts in Sydney's Inner West 08:54 - Real Estate Market Trends and Buyer Sentiments 15:04 - Off-Market and Pre-Market Properties in Real Estate 16:53 - Buyer Preferences in Sydney's Inner West 22:21 - Real Estate Market Trends and Buyer Behaviour 26:59 - Experts Advise Against Trying to Time the Property Market 31:14 - Final Thoughts and Outro About Our Host: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website Follow the Australian Investment Property Podcast’s Official Instagram account About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Have you ever wondered what it takes to invest in property from a young age successfully? Welcome to the Australian Property Investment Podcast. In each episode, we ask guest experts to share their key insights for aspiring investors to make confident property choices. In this week's episode, Search Property Founder and Buyer’s Agent Ravi Sharma pulls back the curtain on his property investing approach, from the importance of focusing on cash flow to keeping your eyes on the long-term goal. Now, Ravi is paying it forward as an influential property educator. With 60k+ YouTube subscribers, he provides invaluable insider tips to help others invest in real estate. If you want to uncover the principles and mindset that have allowed Ravi to achieve property investing prosperity in his 20s, tune into this episode now! Timestamps: 00:00 - Intro 02:18 - Ravi’s 3Ps 04:25 - Transitioning to the Buyer’s Agency 05:19 - Ravi Leaving School 06:51 - First Property at 21 11:59 - Health is Wealth 14:28 - How Ravi Bought His First Property 21:53 - Finfluencer Category 23:37 - Looking Back at Ravi’s Journey 27:54 - Attributes of a Successful Investor 30:08 - Ravi’s End-game 32:26 - Assets Classes in Ravi’s Portfolio 37:18 - Final Thoughts and Outro About Our Host: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website Follow the Australian Investment Property Podcast’s Official Instagram account Follow Aaron on Facebook Follow Aaron on LinkedIn Subscribe to Atelier W About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

Why is it that having “the most properties doesn't mean you win” regarding wealth-building mindsets? Welcome to the Australian Property Investment Podcast. In each episode, we ask guest experts to share their key insights for aspiring investors to make confident property choices. In this week's episode, Ben Kingsley, Founder and Managing Director of Empower Wealth Advisory, reveals how a chance encounter in his early 20s with a personal finance classic sparked his journey to financial freedom. If you’re ready to acquire transformative insights from one of Australia's most renowned property experts, tune in to this episode! Time Stamps: 00:00 - Intro 03:07 - Ben’s 3Ps 07:52 - The “Abundance Mindset” 14:20 - “Make Money Simple Again” Book 20:09 - Tech Behind Total Money Management 26:11 - The Homeownership Dream 32:00 - Generation Renters 36:13 - The Market Rewards Action Takers and Decision Makers 43:05 - Understanding PIPA's Role in Property Investment 46:15 - Watching Out for Red Flags 48:34 - Final Thoughts and Outro About Our Host: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website Follow the Australian Investment Property Podcast’s Official Instagram account Follow Aaron on Facebook Follow Aaron on LinkedIn Subscribe to Atelier Wealth’s YouTube Channel Connect with Ben: Visit Empower Wealth’s website: http://www.empowerwealth.com.au/ Follo About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/ Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au