Baddie on a Budget

401k is a retirement account. Learn how you can start investing for your future.

Life after college is like stepping into a vast, uncharted territory, where every decision feels both exhilarating and daunting. It's a time of transition marked by newfound freedom, endless possibilities, and a healthy dose of uncertainty. No longer confined to the structured routine of academia, you're suddenly thrust into the real world, where you're expected to navigate your own path. For many, it's a time of exploration, both personally and professionally. You might find yourself embarking on exciting career opportunities, finally putting your years of education to practical use. The world becomes your classroom, and every experience offers a chance to learn and grow. But with this newfound independence comes responsibility – bills to pay, decisions to make, and challenges to overcome. Thanks for listening, see you next episode!

Having responsible parents is a blessing. You have better chances of success. In today's podcast episode, I talk about having financially literate parents. Inflation is at its highest, and investing and saving should be a must. If you have parents that have good financial habits, you are more likely to invest and secure a future for you and your family.

Investing is the key to success. Learn how to invest your time and money into profitable investments. You do not have to know every aspect of the stock market to invest. You can start small and learn as you go! It is never too early to invest, your future self will thank you!

Alexis Ohanian, the co-founder of reddit, talks about how to run a startup on Masterclass. Learn more about these lessons as you embark a new journey-entrepreneurship.

Taking a break is so important. Life is more than goals. You need to take care of your heart, mind, and soul. Take a semester off from school. You do not have to finish all of your goals in one year. Success takes time!

Take responsibility. Start living your life in your own terms! Learn to save and invest. It will pay you dividends for the rest of your life!

Business, success, fame has been correlated to happiness and fulfillment and that is totally wrong. In today’s episode, I talk about how we have glamorized the lives of entrepreneurs. We have been wanting that for ourselves!! But it is not the key to happiness. Sorry for not posting

Accept your flop era. Sometimes we do not want to understand why things are happening to us, but it is important to know that success comes from many failures!

Learn to be grateful for the flop era!!

Reading is so important! Therefore, you should have a game plan! Timeline: 1:00 HAVE STICKY NOTES 1:35 GO TO THE LIBRARY 2:13 WRITE EVERYTHING DOWN 3:14 HAVE A PURPOSE 4:36 SET TIME FOR READING 5:08 HAVE A BOOK CLUB 5:52 ELIMINATE DISTRACTIONS Thank you for listening to Ouch, that hurts! podcast!

I read the book "101 essays that will change the way you think" and I got some inspiration to talk about some great lessons you need in this life. Timeline: 1:20 WRITING 2:23 CONFIDENCE 4:15 HABITS 5:31 SMALL HABITS=EXPLOSIVE RESULTS 7:05 NO ONE UNDERSTANDS 8:51 HAPPINESS COMES FROM THE SIMPLE THINGS 12:13 BAD HABITS WILL EAT YOUR BRAIN 12:55 HOBBIES ARE IMPORTANT! 13:55 NO ONE CAN MAKE U HAPPY 14:56 BE YOUR OWN LOVER 15:51 DO NOT STRESS FOR DUMB THINGS

0:17 DO NOT TAKE LOANS YOU DO NOT NEED 0:59 DO NOT BUY A FANCY CAR 2:25 DO NOT BUY TRENDY PIECES 3:13 PAYING FOR SERVICES 4:25 PURCHASING AN EXPENSIVE HOUSE 6:07 NOT SPENDING TIME ON GOALS

Christmas is here and the gift guide is so overwhelming, in today's episode, I talk about different 1:05 Makeup 2:21 Lifetime experiences 4:06 Acts of services 4:34 Prioritize yourself, save and invest also

You need to have better habits!!!! Learn from today's episode how to better manage that dollar! 0:12 Write down what you need 1:12 Distribute your paycheck 2:35 Pay everything with the credit card 2:52 Do not hang out with poor habits 3:25 Check your debt 4:25 Paying the principal 5:42 Change jobs or habits

The fame and the status is addicting. Learn how to be more humble and success will come to you immediately. timeline: 0:48 MENTAL HEALTH 2:29 DOPAMINE HITS 2:44 NEW ENVIRONMENT 3:12 IMPOSTER SYNDROME

These are small habits you need in your life to make it better! 0:25 Morning routine 3:09 Reading 4:58 Eliminate distractions 6:03 Watch TED talks 6:44 Eat greens 7:38 Helping others 8:42 Improve appearance 9:13 Good friends 10:24 Stop doing things you do not want

Mean people are always around, but it is important to learn how to control your emotions. In today's episode, I talk about how to deal with them. Tons of love — Yolany

Thanksgiving, and Christmas are coming and that means family reunions are happening, so in today's podcast episode, I will talk about how to survive a family gathering. It is very hard trying to deal with so many people with different personalities, but it does not mean you cannot make the most out of it. Thank you for listening, see you next week!

Real estate is an incredible investing opportunity, it is very important to be able to put your money to work. Obtaining a property and lease it to tenants is great for cash flow. Real estate is not for everyone, and it is fine if it is you within your means. Be patient, save money, improve your credit score, manage your budget, and in no time, you will be able to purchase your dream property. Thank you for listening to today's podcast episode, see you next time! -Yolany