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Real Estate Agent Market Update and Mindset Podcast

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As a Realtor and Proctor Gallagher Certified Consultant, I specialize in helping women overcome the personal obstacles that hold them back from reaching their full potential in business. 🎯 Join us every week for a Monday Market Update Episode for Real Estate Agents and consumers who want to stay on top of what's happening in real time. Check out my eBook for Real Estate agents - From Hustle to Harmony -- www.skool.com/rebusinessbuilder/about It's not the business problems that are keeping you stuck, but the personal baggage you carry into your business — confidence, self-image, limiting beliefs, fear and old habits, to name a few. These barriers can keep you from stepping into the success you truly deserve. ❤️I’ve been where you are. I’ve done the work to transform both my personal life and my business, and I can help you do the same! I know that nothing changes if nothing changes, and I help women shift their mindset so they can finally achieve the results they desire.💥🔥✨ 🌟If you know a woman who is ready to step into her power and take her business to the next level, I’d love to connect. Send me a message and let me know what you think of today's episode or if I can be helping in any way! - Coach Angie

Location:

United States

Description:

As a Realtor and Proctor Gallagher Certified Consultant, I specialize in helping women overcome the personal obstacles that hold them back from reaching their full potential in business. 🎯 Join us every week for a Monday Market Update Episode for Real Estate Agents and consumers who want to stay on top of what's happening in real time. Check out my eBook for Real Estate agents - From Hustle to Harmony -- www.skool.com/rebusinessbuilder/about It's not the business problems that are keeping you stuck, but the personal baggage you carry into your business — confidence, self-image, limiting beliefs, fear and old habits, to name a few. These barriers can keep you from stepping into the success you truly deserve. ❤️I’ve been where you are. I’ve done the work to transform both my personal life and my business, and I can help you do the same! I know that nothing changes if nothing changes, and I help women shift their mindset so they can finally achieve the results they desire.💥🔥✨ 🌟If you know a woman who is ready to step into her power and take her business to the next level, I’d love to connect. Send me a message and let me know what you think of today's episode or if I can be helping in any way! - Coach Angie

Language:

English


Episodes
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When Search Trends Meet Rate Cycles, Momentum Follows

2/23/2026
Send a text Rates trend down as we unpack the 10-year Treasury, MBS demand, and why a break could move mortgages by up to half a point. We tie market signals to buyer behavior, from Google’s top searches to simple, proven tactics that turn interest into action. • How Treasuries and MBS shape mortgage pricing • Jobs data revisions and implications for Fed cuts • Current ranges for 30-year and 15-year fixed rates • Why full payment estimates beat PI-only quotes • Google trends: “mortgage calculator” and buyer intent • Real estate SEO: “homes for sale in [city]” strategy • Using lender apps and alerts for timely outreach • Low-budget ad ideas that capture active demand • Preparing clients for a potential June pivot You can find Nikki on socials at mortgagesfromMntoAZ; on LinkedIn and Facebook at Nikki Erickson; call 952-484-1584; or email Nikki@KevnikGroup.com Find Angie Gerber on Skool.com/rebusinessbuilders/about Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:12:35

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Jobs Data, Federal Grants for Builders, 4 types of Flexible Lending & China - OMG Lots to Unpack!

2/9/2026
Send a text This Week Is HUGE!!! BIG THINGS Coming our way!! We unpack a major housing bill focused on faster builds, flexible financing for manufactured and multi-family, and smarter use of grants and rural lending. • Why a weaker jobs report could lower mortgage rates • How China’s Treasury stance and bank buying may reshape yields • What builder grants and streamlined rules could do to speed supply • Why expanding financing for manufactured, co-ops, and tall condos matters • How excluding disability income can improve down payment aid access • Ways to unlock underused local housing grants • Bigger FHA limits for 2–4 units to boost ownership and cash flow • USDA map updates and rural renovation options to revive aging homes Call or text Nikki at 952-484-1584 to talk more about all the opportunity headed our way! Or email: Nikki@KevnikGroup.com. Find her on socials at MortgagesFromMNToAZ. Watch this again, take notes, and get a plan so when this hits, you’re ready. Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:18:32

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Interest Rates Hold, Flips Rise - Your Real Estate Weekly Update

2/2/2026
Send us a text We unpack why a “stable” labor market may be overstated, why the Fed held rates, and how that steadiness is fueling a spring wave of property flips. We lay out practical rules for conventional, FHA, and non-QM deals, plus why lender choice and timing matter. • Fed holds rates while labor signals weaken beneath the surface • Jobless claims skewed by gig work and fewer filings • Mortgage rates hovering high fives to low sixes • Conventional flip resales and second appraisal triggers • FHA 90-day rule, day 91–180 second appraisals, HUD REO exception • Non-QM flexibility, DSCR changes, 90-day refi paths • Why a second lender opinion can beat a single bank offer • Spring market starts post–Super Bowl and prep steps for sellers and buyers If you have any questions, always reach out Nikki Erickson or Me!! Find Nikki @mortgages fromMNtoAZ, both on TikTok and Instagram. Otherwise on Facebook under Nikki Erickson or Kevnik Mortgage. Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:13:29

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Creative Financing in Real Estate That Saves Deals And Grows Commissions

1/28/2026
Send us a text Jesse Mills shares a simple system that rescues failed deals, converts “unbankable” buyers into future homeowners, and pays full commission while delivering strong investor returns. Creative financing becomes a blue ocean strategy for agents who want free leads, higher income, and real impact. Find the hidden opportunities in your database today!! • Order taker vs problem solver mindset and why it matters • How lease options and contract for deed actually work • The tenant-buyer to investor model and MLS home selection • What makes a strong candidate: 10–20% down, real income, a clear path • Case studies saving listings and buyer deals at the finish line • Investor returns, cash flow, and exit equity • Income stacking for agents: commissions, referrals, lending fees • Scripts, social templates, and a lead tracker to act now • How to collaborate with lenders and attract “free leads” • Seller options, listing hooks, and creative exits Reach out for more details!! Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:01:05:04

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How We Use Google To Win Ready-To-Act Buyers And Sellers

1/26/2026
Send us a text We break down how to turn high-intent Google searches into real estate clients using Local Services Ads for pay-per-call leads and Business Profiles for trust and visibility. We share setup steps, ROI math, verification tips, review strategies, and the call-handling system that keeps you ranked. • Difference between Local Services Ads and Business Profiles • Why pay-per-call beats pay-per-click for intent • Statewide reach with LSA vs hyper-local maps • Exact setup order and branding that travels with you • NAP consistency and mirrored profiles • Reviews cadence and reply strategy • Disputes, spam calls, and AI monitoring • Answer rate benchmarks and 24-7 routing • Video verification tips for GBP approval • How AI search still relies on strong profiles Reach out today for more Information!! Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:01:03:12

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Mortgage Rates - How Policy Shifts Could Lower Your Rate & Open Doors For First-Time Buyers

1/26/2026
Send us a text Rates settle in the fives to low sixes as policy support from Fannie and Freddie keeps pressure on mortgage costs. We weigh in on investor limits, VantageScore’s impact on approvals, longer mortgage terms, and the rise of non-QM options that expand access. • Fannie and Freddie expand capacity to buy mortgage-backed securities • Policy backstop as a lever to keep rates lower • Vantage Score adoption with alternative data for credit access • 40 & 50-year mortgage scenarios and trade-offs • Non-QM growth including DSCR, bank statements, 1099, and asset depletion • Spring market outlook and rising applications • Practical steps for first-time and self-employed buyers Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:13:00

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From LinkedIn Leads To Stupid Goals: Real Estate Growth Playbook

1/20/2026
Send us a text We break down why mortgage rates ticked up after Japan’s yield moves and explain why we’re floating clients while volatility settles. Then we share the outreach and social strategies reviving old leads, plus a mindset shift to STUPID goals that drives bold action. If you haven’t joined the free Survive to Thrive daily call and need the link, reach out to me and I’ll get it to you! Find Nikki Erickson on LinkedIn; Kevnik Mortgage on LinkedIn and Facebook; Instagram and TikTok @mortgagesfromMntoAZ Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:10:43

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How Lower Rates, Policy Moves, and Regional Laws Are Changing Home buying Right Now

1/12/2026
Send us a text Rates drift into the mid to upper fives as MBS demand rises and Fed leadership shifts set the stage for further easing. Inventory grows unevenly, while new rules in New York and Massachusetts change timelines and tactics, creating a narrow window for smart buyers, sellers, and refi's. Subscribe, like, share, comment, and hit the bell so you can be notified every Monday when we put out a new episode! Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:15:00

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Refinance Signals, Fed Timing, And Smart Client Touchpoints

1/5/2026
Send us a text Rates settle in the mid to high fives as bonds respond to global headlines, and we walk through what that means for refinancing, affordability, and buyer momentum. We share a simple January playbook for agents: smart outreach, clean CRMs, CMAs, and thoughtful client touches. Stay tuned, check in on these Monday market updates. If you can’t get here live, it will be posted on my YouTube channel, on Facebook, and on LinkedIn - so that you have four different places you can go to find it. Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:09:04

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How A Softer Job Market Can Lower Your Mortgage Rate And Spark Pending Sales

12/29/2025
Send us a text Rates dip into the high fives as Treasury yields fall, while a softer job market and changing Fed outlook set the stage for potential cuts. Is Social Media part of your 2026 business plan? We share a simple three-part content plan and trending formats agents can use to turn attention into appointments. Yes, and again, agents, Nikki has given us permission to go and follow her, watch what she's doing, and reuse it, duet, stitch it, rinse, repeat, rip off, whatever. The content is already there for you to use! 2026 Business Plan - if you haven't done it yet, or if you haven't finished it or finalized it, or you need to run something by me, look me up, I'm here and happy to help in any way! Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:11:59

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Santa Brought A 5.625% Rate And Nobody’s Mad

12/22/2025
Send us a text Rates ease into the high fives, low 6's as the 10-year Treasury slides, nudging home sales higher after a slow year. We break down why a program like DSCR and using bank statements are surging in regard to financing, and share a focused plan to re-engage declined buyers and tighten daily execution. We will be on next Monday as well, so watch for that because it will be the last Monday of the year. If you're still on the fence about business planning or you're just not certain what you want your goals to look like, reach out to me. I would love to help in any way Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:09:41

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The Fed Loves Drama, But Your Pipeline Shouldn’t - 12/8/25 Market Update!

12/8/2025
Send us a text Markets wobble as December’s cut looks likely while odds of a larger January cut fall, nudging mortgage rates up briefly before easing. We break down how Fed moves filter through the mortgage rates, then shift to why first contact and practiced scripts drive client wins. Want to level up in 2026?!? Join the free Take More Listings daily call at 8 a.m. CST. Want free Minneapolis-area leads with no splits and no referral fees! Reach out for more details! I offer an ebook on business planning and how to set up and run a successful Real Estate Business, and there is a business planning workshop next Monday, December 15th. Contact: angiegerber@gmail.com for more info on any of the above offerings! You can find Nikki on Instagram or TikTok at mortgagesfromMNtoAZ, on Facebook at Kevnik Mortgage or by name, Nikki Erickson Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:08:25

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Mortgage Forecasts, Market Jitters, And Smarter Business Plans

12/1/2025
Send us a text Rates snap back after a brief dip as Fed chair chatter shakes bonds, then we map a realistic path toward a 5.9% average in 2026 and what that means for refi math. We close with a clean business planning framework, smarter social posting, and seasonal timing for potential rate relief. Comment wherever you listen with topics you want us to cover on the Monday Market Update, and if there is a subscribe or a like or a follow button, do that for us! We are here to support you in anyway we can! Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:12:41

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Why Rising Rates, 50 Year Mortgage, & Builder Incentives Might Finally Tackle Affordability

11/17/2025
Send us a text Rate pressure eases from shutdown lows while policy ideas aim at affordability. We weigh 50-year mortgages, transferable notes, builder incentives, and consumer credit reforms with clear pros and cons and practical context for buyers and sellers. You can find me at mortgagesfrommntoaz on either Instagram or TikTok. Also on social media, Kevnik Mortgage, or you can find me personally on Facebook as well! Regardless of what platform you're watching on, we would appreciate and love it if you would subscribe, follow, like, and comment. If there's anything you want us to cover in the weeks to come, we're happy to do that! Angie Gerber - angiegerber@gmail.com Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:17:14

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Mortgage Relief On The Horizon: What Falling Bond Yields Mean For Homebuyers And Owners

11/10/2025
Send us a text Check out this week's update!! We track a potential government reopening, easing bond yields, and a small but notable jump in home values, then map how a quarter-point rate move can unlock millions of refinance opportunities. We also unpack VA entitlement, explain how to hold multiple VA loans, and stress why strong lender partnerships protect clients. Find Nikki at @mortgagesfromMntoAZ on Instagram, TikTok, and Facebook Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:10:42

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Why Buying Beats Renting In Some States And What The Fed Cut Really Means

11/3/2025
Send us a text We unpack why rates rose right after the Fed cut, where they may settle, and how affordability will shift as more housing funds move from DC to the states. We compare Minnesota, Arizona, and Florida to show when renting loses to buying and what 2026 policy could change. Reach out to Nikki because she can run those numbers and really give you a ground level understanding of which is it buying, is it renting, is it a combination, and why? Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:13:38

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Five Percent Down For Four Doors? Yep, Really!!

10/28/2025
Send us a text Rates soften as we anticipate a 25 bps Fed cut, and mortgage quotes start dipping into the fives while volatility cools. Fannie Mae’s new 5% down option for 2–4 unit primary homes opens the door to house hacking and refi's. Plus smarter Q4 planning starts with an obsession-level mindset. Listen Now for the HUGE CHANGE!! Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:08:07

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How Retirees Can Qualify For Mortgages When Paychecks Stop

10/21/2025
Send us a text Bond yields slip under 4 percent as we track real-time rate pressure even through an AWS outage. We share three proven ways retirees can qualify for a new home, and why agents should vet lenders using NMLS to protect deals on both sides of the table. Listen Now for More Great Info on the Following - • asset dissipation underwriting for retirees • starting retirement distributions to qualify • child-buys-for-parent primary residence option • protecting family equity from care costs • why experience and licensing history matter • how to vet lenders with NMLS Consumer Access • second-opinion strategy to secure better terms Look below in the comments for link mentioned in this episode and leave us a comment. If there's anything that you want us to cover or talk about, let us know! Link mentioned by Nikki - https://www.nmlsconsumeraccess.org/?trk=organization_guest_main-feed-card_reshare-text Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:16:50

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Untangling Mortgage Rates: Credit, Down Payments, and Why 19% Beats 20%

10/13/2025
Send us a text We break down why rates dipped despite Government shutdown and show how your personal profile, not the headline number, decides your mortgage pricing. Credit tiers, down payment strategy, occupancy, term, and loan size all interact—and you can use them to your advantage. Another MUST LISTEN to episode!! You can find Nikki on TikTok, Instagram, and Facebook at mortgagesfrommntoaz and Email Angie at Angiegerber@gmail.com or comment where you’re listening and we’ll reply. Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:15:57

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Shutdown Jitters, Rate Watch & How no-score buyers can still qualify for a home 9/29 Market Update

9/29/2025
Send us a text Markets brace for a volatile week as a possible government shutdown threatens the BLS Jobs Report and nudges the 10-year Treasury, with mortgage rates holding in the low-to-mid sixes after losing recent gains. We also map a path for no-score buyers using rent, utilities, and payment shock, then close with a reminder to show up fully present for clients. • shutdown risk and jobs report uncertainty • how bond moves shape the 10-year and rates • current pricing in the low-to-mid sixes • lock vs float strategy for October closings • qualifying without a credit score using rent and bills and much much more! Support the show Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire! Schedule a free discovery call with me. I would love to learn more about your goals, dreams, and desires!! https://calendly.com/angiegerber/zoom-call-15-minutes Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

Duration:00:13:40