Infinite Banking Mastery

Hypotheticals are one thing, but you want to know: “How do people actually use Infinite Banking to make their lives better?” Today I’m answering that question the best way I know how: by filling this episode to the brim with examples of what real people have done, and are doing. There’s no theory or filler in here, just real world evidence of how IBC can help you handle the needs, wants, and challenges of life. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

In a world where “too good to be true” usually is, it’s easy to wonder if Infinite Banking works the way advisers like me claim. Maybe that’s why so many people head to Google and ask “Is Infinite Banking a scam?” In this episode I’m going to separate fact from fiction so you can see through the confusion and misrepresentations certain “experts” create around IBC. I’ll also explain why so many qualified financial experts refuse to tell their clients about IBC, even when it could fit them perfectly. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509Infinite Banking Mastery (infinitebankingnorthwest.com)

Now that you understand long term care coverage and why it’s so important, it’s time to talk about different ways to secure these benefits. Benefits that could be the difference between dignity and despair in the latter years of your life. In this episode I’ll explain the basic terminology you need to know, and tell you about different options available to you. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You know long term care coverage is something you should look into, but you figure you have plenty of time. It isn't urgent. But the truth is: waiting could be a huge mistake. In this episode I'll share why you should secure this coverage sooner rather than later. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

It's easy to get confused about long term care vs. long term disability. And without being prepared, you could be setting yourself up for financial disaster at the worst possible time: your senior years. But don't worry! Today I'm here to clarify. And I’ll explain why long term care coverage is something you should think about, unless you want a huge risk hanging over your head, during your retirement years. Listen now. Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Ask the average person if they think they'll become disabled, and naturally they'll say no. And while I hope they're right, the statistics tell a different story. And it's not just statistics: it's real people in the same position as you. Healthy people who never imagined it could happen to them. The reality is if you don't have a plan to deal with a disability, you're risking financial ruin. In this episode I'll explain why. And I'll tell you about ways to defend yourself so you can live with dignity even if you become disabled. Listen now. Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Getting started with Infinite Banking is exciting, but it can also make you nervous: Especially if you’re concerned about how to fund it. And many people are, because I'm often asked questions like "How much does it take to get started?" and "Do I need to have a lot of money up front?" So today I'm here to help calm those nerves! In this episode I'll walk you through those questions so you can start Infinite Banking with confidence. Plus, I'll give you a "big picture" view of Infinite Banking so you'll be able to set up your plan with the right perspective. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You've heard about IBC and it sounds great. But you’re wondering: “How do I even get started?” That’s what today’s episode is all about. I’ll walk you through the best process. The process that lets you understand Infinite Banking and have confidence your plan is designed to work for you from the very beginning. I’ll also share what you should know before meeting an IBC practitioner. And I’ll give you a behind-the-curtain look at meeting with a practitioner so you can know exactly what to expect. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

It’s normal to have questions and concerns about Infinite Banking. But where do you find honest sources who can tell you what you need to know? Look no further. Today I’m here to share the pros and cons of Infinite Banking. You’ll get to hear my long list of pros, and listen as I dig deep into criticisms against IBC so we can look at it fairly and set the record straight. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

The prime way the rich get and stay rich is by leveraging other peoples’ money (OPM). But if you aren’t rich you might be wondering: how can I find some OPM to get started? If so, then this episode is for you. That’s because I’m sharing a long list of sources you can consider. Plus, I’ll also explain why whole life insurance is my favorite way to use OPM to grow wealth of your own. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You know you can borrow against the whole life insurance policy in your IBC, and that repaying it with extra interest is like paying yourself back. But does that mean all the interest you pay is going right back to you? Not exactly. This is a topic that can get confusing, so today I’m here to set the record straight. You’ll have a better understanding of what’s going on with those interest payments, and be reminded of why Infinite Banking is superior to consumer loans from the bank. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Everybody’s heard about inflation, but most people don’t know much about it. And the government and banks seem all too happy to keep it that way. But this topic is so important even John Adams was sounding the alarm about it all the way back in the 1700s! Inflation can be hard to explain in academic terms, so today I’ll share a story that illustrates what inflation is, and how it does so much damage. It’s ripped from the Roman Empire, but you’ll see the parallels to your country today. You’ll also see why it’s important to protect yourself from inflation as best you can, and one way to do it. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You’ve heard plenty of savings advice. But you might be wondering if conventional wisdom really is the best. Well did you know sometimes banks will encourage you to follow one strategy while they operate on a different one? In this episode I’ll tell you what they do so well, and how you can adopt their strategy yourself to plan for retirement more effectively. I’ll also explain why you should be building a “ginormous” nest egg, and a few things to look for so what you’re building doesn’t get crushed by things you can’t control. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You’ve heard the downsides of term life insurance and now you’re wondering: “Why would I ever buy term?!” But the truth is, there are times where it’s a smart move. And in today’s episode I’m sharing a boatload of reasons term life insurance can make sense for you or your loved ones. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

Critics of Infinite Banking say term life insurance is the way to go. And while I believe there’s a place for term insurance, that doesn’t mean it’s for everybody. And there are things you should know that you can’t expect to hear from the people who sell and promote it. In this episode I’m sharing important downsides so you can know when term insurance makes sense for you, and when it doesn’t. And I’ll give you some warnings so you don’t let a good use of term insurance accidentally wreck your financial planning. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You’ve learned enough about the benefits of Infinite Banking you’re starting to wonder: Why doesn’t everybody know about this! Is it a conspiracy? A plot to keep you in the dark? Not exactly. There’s a simpler (but still serious) explanation, and I’m sharing it in today’s episode. Plus, I’ll give you a peek “behind the curtain” at what goes through the mind of an average agent when they’re introduced to IBC. Listen now: Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You don’t like to think about it. But you know that in a blink something could happen that leaves you financially responsible for a fortune. But you don’t have a fortune. So now what? Can creditors or the government come after everything you have? Even your life insurance? This is a complex issue, with parts that vary by state. But on today’s episode I’ll help you understand the basics so you can know what protections you might have. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You know that IBC is built on cash value whole life insurance policies, so you might think term life isn’t worth your attention. Don’t be so sure! It turns out, term life insurance can make it easier for you to build your banking system. Especially if you’re just starting, or have a limited budget. In this episode I’ll clarify one important feature of term life insurance: how to convert it into a whole life policy. I’ll also explain when a term life policy is right for you, the difference between a term life policy and a term life rider, and what makes term life insurance so great in the right situations. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

You’ve got plenty of life left to live, so you don’t want to think too much about all the expenses involved when you die. But that’s dangerous, because without proper planning you could leave your loved ones a nightmare, even if you have a fortune in hard assets. Today I’ll share the most common financial obligations that show up when you pass away. Knowing what these are will help you plan so your family has the cash it needs if something unexpected happens to you. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)

If you have disability coverage at work you probably think you’re “all set” if something happens. But the truth is, most coverage offered by employers hides terrible surprises. Surprises that mean you’ll get a lot less than you think, if you ever need to collect benefits. Waiting until disability happens is too late to protect yourself. You need to take a closer look at that coverage NOW. So in today’s helpful episode I’ll tell you exactly what to look for in that work-provided policy so you don’t get blindsided. Don’t have coverage from work? I’ll also explain the key points of both short term and long term disability so you’ll know how to find coverage that works for you. Listen now! Show highlights include: Reach out to me: valerie@alphaomegawealth.com https://www.linkedin.com/in/valerie-laroque-lacp-b569509 Infinite Banking Mastery (infinitebankingnorthwest.com)