SMSF Mate

As the Australian population continues to age, the demand for aged care services has increased dramatically. For individuals who have a self-managed superannuation fund (SMSF), understanding the aged care options available and the eligibility requirements can be crucial. Navigating the aged care system can be complex and overwhelming, especially when considering the financial implications for your SMSF. With various options such as home care, residential aged care, and retirement villages, it is essential to make informed decisions that align with your specific circumstances. This episode of the SMSF Mate Podcast aims to guide SMSF trustees through the process of exploring aged care options and understanding the eligibility criteria. Bill Savellis from Olive Grove Financial Planning joins the podcast to explore the financial considerations, government support available, and the impact on your SMSF investments. By understanding the various options and eligibility requirements, SMSF trustees can make informed decisions that provide the best possible care for themselves or their loved ones, whilst safeguarding the future of their SMSF. ⁣ Read more: https://www.smsfmate.com.au/ ⁣ —⁣ ⁣ SMSF Mate was created by four mates sick of the BS surrounding superannuation.⁣ ⁣ We simply wanted honest advice and better returns, so we learnt how to do it ourselves.⁣ ⁣ SMSF Mates is a cumulation of a group of mates coming together over beers and discussing their SMSF stories. We realised the information that underpinned our stories were not out there on a website to help people on their SMSF journey.⁣ ⁣ We wanted to create a site that would allow mates to gather information and allow them to have meaningful discussions with other mates, whether they be advisers, friends, or family. We want our fellow Aussies to be more active in their SMSFs.⁣ ⁣ Our hope is that SMSF mate becomes a trusted source of general information for present and future SMSF mates to be better informed and have a more meaningful SMSF journey.⁣ ⁣ —⁣ ⁣ ► Subscribe to our channel here: ⁣ https://www.youtube.com/@smsfmate?sub_confirmation=1⁣ ⁣ —⁣ ⁣ Follow Us⁣ LinkedIn: https://au.linkedin.com/company/smsfmate⁣ Instagram: https://www.instagram.com/smsfmate/⁣ Facebook: https://www.facebook.com/smsfmate⁣ Website: https://www.smsfmate.com.au/⁣ ⁣ —⁣ ⁣ General Advice Warning⁣ We are required to warn you that:⁣ ⁣ a) any advice has been prepared without taking into account your objectives, financial situations or needs; and⁣ ⁣ b) because of that, you should before acting on the advice, consider the appropriateness of the advice having regard to your own objectives, financial services and needs; and⁣ ⁣ c) where the advice relates to the acquisition, or possible acquisition, of a particular financial product you should obtain a product disclosure statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product.⁣ ⁣ Disclaimer⁣ IMPORTANT: All content shown on the site is provided in good faith and derived from information believed to be accurate at the time of publication.⁣ ⁣ SMSF Mate Australia Pty Ltd, Corporate Authorised Representative of Private Wealth Advisory Pty Ltd AFSL 478249.

Are you considering investing in cryptocurrency through your Self-Managed Superannuation Fund (SMSF)? If so, you're not alone. With the growing popularity of cryptocurrencies like Bitcoin and Ethereum, many people are looking to diversify their investments and explore this new arena. However, before you jump in and start buying crypto assets for your SMSF, it's essential to understand the rules and regulations surrounding this type of investment. In our latest SMSF Mate podcast, we break down everything you need to know about holding crypto in your SMSF. From compliance requirements to tax implications, our experts provide valuable insights and practical tips to help you navigate this complex space. Whether you're a seasoned SMSF investor or just getting started, this podcast will equip you with the knowledge and tools to make informed decisions when it comes to cryptocurrency in your SMSF. So, tune in and stay ahead of the game in the world of crypto investments within your self-managed super fund. ⁣ Read more: https://www.smsfmate.com.au/etfs-physical-gold/ ⁣ —⁣ ⁣ SMSF Mate was created by four mates sick of the BS surrounding superannuation.⁣ ⁣ We simply wanted honest advice and better returns, so we learnt how to do it ourselves.⁣ ⁣ SMSF Mates is a cumulation of a group of mates coming together over beers and discussing their SMSF stories. We realised the information that underpinned our stories were not out there on a website to help people on their SMSF journey.⁣ ⁣ We wanted to create a site that would allow mates to gather information and allow them to have meaningful discussions with other mates, whether they be advisers, friends, or family. We want our fellow Aussies to be more active in their SMSFs.⁣ ⁣ Our hope is that SMSF mate becomes a trusted source of general information for present and future SMSF mates to be better informed and have a more meaningful SMSF journey.⁣ ⁣ —⁣ ⁣ ► Subscribe to our channel here: ⁣ https://www.youtube.com/@smsfmate?sub_confirmation=1⁣ ⁣ —⁣ ⁣ Follow Us⁣ LinkedIn: https://au.linkedin.com/company/smsfmate⁣ Instagram: https://www.instagram.com/smsfmate/⁣ Facebook: https://www.facebook.com/smsfmate⁣ Website: https://www.smsfmate.com.au/⁣ ⁣ —⁣ ⁣ General Advice Warning⁣ We are required to warn you that:⁣ ⁣ a) any advice has been prepared without taking into account your objectives, financial situations or needs; and⁣ ⁣ b) because of that, you should before acting on the advice, consider the appropriateness of the advice having regard to your own objectives, financial services and needs; and⁣ ⁣ c) where the advice relates to the acquisition, or possible acquisition, of a particular financial product you should obtain a product disclosure statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product.⁣ ⁣ Disclaimer⁣ IMPORTANT: All content shown on the site is provided in good faith and derived from information believed to be accurate at the time of publication.⁣ ⁣ SMSF Mate Australia Pty Ltd, Corporate Authorised Representative of Private Wealth Advisory Pty Ltd AFSL 478249.

In uncertain times, many investors are looking for alternative ways to secure their wealth, and one avenue that has gained popularity is owning gold in a self-managed superannuation fund (SMSF). With the value of traditional assets fluctuating, gold is considered by many to be a safe haven asset. If you're considering diversifying your SMSF portfolio and adding gold bullion to it, have a listen to this week's SMSF Mate Podcast with Rob Joseph from My SMSF Property. There are two primary options for owning gold in an SMSF: physical bullion or an exchange-traded fund (ETF). Physical bullion allows you to hold actual gold bars or coins, providing you with a tangible asset that can be stored securely. On the other hand, an ETF provides exposure to gold without the need for physical possession. It is a more convenient option, especially for those who prefer a hands-off approach to investing. When adding gold to your SMSF, it is important to consider your investment strategy and the potential risks involved. Gold can act as a hedge against inflation and currency fluctuations, but it does come with its own set of risks. So, before diving into the world of gold investments, it is advised to seek professional advice and thoroughly research the market. In uncertain times, owning gold in an SMSF can provide stability and security to your retirement savings. ⁣ Read more: https://www.smsfmate.com.au/etfs-physical-gold/ ⁣ —⁣ ⁣ SMSF Mate was created by four mates sick of the BS surrounding superannuation.⁣ ⁣ We simply wanted honest advice and better returns, so we learnt how to do it ourselves.⁣ ⁣ SMSF Mates is a cumulation of a group of mates coming together over beers and discussing their SMSF stories. We realised the information that underpinned our stories were not out there on a website to help people on their SMSF journey.⁣ ⁣ We wanted to create a site that would allow mates to gather information and allow them to have meaningful discussions with other mates, whether they be advisers, friends, or family. We want our fellow Aussies to be more active in their SMSFs.⁣ ⁣ Our hope is that SMSF mate becomes a trusted source of general information for present and future SMSF mates to be better informed and have a more meaningful SMSF journey.⁣ ⁣ —⁣ ⁣ ► Subscribe to our channel here: ⁣ https://www.youtube.com/@smsfmate?sub_confirmation=1⁣ ⁣ —⁣ ⁣ Follow Us⁣ LinkedIn: https://au.linkedin.com/company/smsfmate⁣ Instagram: https://www.instagram.com/smsfmate/⁣ Facebook: https://www.facebook.com/smsfmate⁣ Website: https://www.smsfmate.com.au/⁣ ⁣ —⁣ ⁣ General Advice Warning⁣ We are required to warn you that:⁣ ⁣ a) any advice has been prepared without taking into account your objectives, financial situations or needs; and⁣ ⁣ b) because of that, you should before acting on the advice, consider the appropriateness of the advice having regard to your own objectives, financial services and needs; and⁣ ⁣ c) where the advice relates to the acquisition, or possible acquisition, of a particular financial product you should obtain a product disclosure statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product.⁣ ⁣ Disclaimer⁣ IMPORTANT: All content shown on the site is provided in good faith and derived from information believed to be accurate at the time of publication.⁣ ⁣ SMSF Mate Australia Pty Ltd, Corporate Authorised Representative of Private Wealth Advisory Pty Ltd AFSL 478249.

As the end of the financial year approaches, it's time for self-managed super fund (SMSF) trustees to start preparing to ensure everything runs smoothly. This can be an overwhelming task, but it's essential for ensuring that the SMSF stays compliant to maximise its returns. With 2022/23 being a particularly turbulent year, trustees need to ensure that they have their finances in order. This means completing the administrative tasks, reviewing investments, and planning for the future. In this podcast, we'll outline some of the critical items that should be on an SMSF's end-of-year checklist. We'll look at the rules and regulations that must be followed, tax obligations, and strategies for maximising returns or minimising losses. Tune in to learn more - and don't forget to check out smsfmate.com.au for more resources and information. ⁣ —⁣ ⁣ SMSF Mate was created by four mates sick of the BS surrounding superannuation.⁣ ⁣ We simply wanted honest advice and better returns, so we learnt how to do it ourselves.⁣ ⁣ SMSF Mates is a cumulation of a group of mates coming together over beers and discussing their SMSF stories. We realised the information that underpinned our stories were not out there on a website to help people on their SMSF journey.⁣ ⁣ We wanted to create a site that would allow mates to gather information and allow them to have meaningful discussions with other mates, whether they be advisers, friends, or family. We want our fellow Aussies to be more active in their SMSFs.⁣ ⁣ Our hope is that SMSF mate becomes a trusted source of general information for present and future SMSF mates to be better informed and have a more meaningful SMSF journey.⁣ ⁣ —⁣ ⁣ ► Subscribe to our channel here: ⁣ https://www.youtube.com/@smsfmate?sub_confirmation=1⁣ ⁣ —⁣ ⁣ Follow Us⁣ LinkedIn: https://au.linkedin.com/company/smsfmate⁣ Instagram: https://www.instagram.com/smsfmate/⁣ Facebook: https://www.facebook.com/smsfmate⁣ Website: https://www.smsfmate.com.au/⁣ ⁣ —⁣ ⁣ General Advice Warning⁣ We are required to warn you that:⁣ ⁣ a) any advice has been prepared without taking into account your objectives, financial situations or needs; and⁣ ⁣ b) because of that, you should before acting on the advice, consider the appropriateness of the advice having regard to your own objectives, financial services and needs; and⁣ ⁣ c) where the advice relates to the acquisition, or possible acquisition, of a particular financial product you should obtain a product disclosure statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product.⁣ ⁣ Disclaimer⁣ IMPORTANT: All content shown on the site is provided in good faith and derived from information believed to be accurate at the time of publication.⁣ ⁣ SMSF Mate Australia Pty Ltd, Corporate Authorised Representative of Private Wealth Advisory Pty Ltd AFSL 478249.

Sustainable investing, also known as ESG investing (environmental, social and governance), is an investment style that focuses on companies that adhere to specific values related to environmental protection, social justice, and corporate responsibility. It is a way of aligning your financial investments with your core beliefs and values. This week on the SMSF Mate Podcast, we talk to Mark Andrich from sustainableplatform.com, who provides an overview of sustainable investing and ESG investing, including the differences between the two and how they can be leveraged to make an impact in today's world. We'll also provide practical considerations on how his clients are investing sustainably, as well as share stories from people who have made sustainable investments. Tune in to learn more - and don't forget to check out smsfmate.com.au for more resources and information. ⁣ —⁣ ⁣ SMSF Mate was created by four mates sick of the BS surrounding superannuation.⁣ ⁣ We simply wanted honest advice and better returns, so we learnt how to do it ourselves.⁣ ⁣ SMSF Mates is a cumulation of a group of mates coming together over beers and discussing their SMSF stories. We realised the information that underpinned our stories were not out there on a website to help people on their SMSF journey.⁣ ⁣ We wanted to create a site that would allow mates to gather information and allow them to have meaningful discussions with other mates, whether they be advisers, friends, or family. We want our fellow Aussies to be more active in their SMSFs.⁣ ⁣ Our hope is that SMSF mate becomes a trusted source of general information for present and future SMSF mates to be better informed and have a more meaningful SMSF journey.⁣ ⁣ —⁣ ⁣ ► Subscribe to our channel here: ⁣ https://www.youtube.com/@smsfmate?sub_confirmation=1⁣ ⁣ —⁣ ⁣ Follow Us⁣ LinkedIn: https://au.linkedin.com/company/smsfmate⁣ Instagram: https://www.instagram.com/smsfmate/⁣ Facebook: https://www.facebook.com/smsfmate⁣ Website: https://www.smsfmate.com.au/⁣ ⁣ —⁣ ⁣ General Advice Warning⁣ We are required to warn you that:⁣ ⁣ a) any advice has been prepared without taking into account your objectives, financial situations or needs; and⁣ ⁣ b) because of that, you should before acting on the advice, consider the appropriateness of the advice having regard to your own objectives, financial services and needs; and⁣ ⁣ c) where the advice relates to the acquisition, or possible acquisition, of a particular financial product you should obtain a product disclosure statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product.⁣ ⁣ Disclaimer⁣ IMPORTANT: All content shown on the site is provided in good faith and derived from information believed to be accurate at the time of publication.⁣ ⁣ SMSF Mate Australia Pty Ltd, Corporate Authorised Representative of Private Wealth Advisory Pty Ltd AFSL 478249.

Should you pay for a financial advisor within an SMSF? This week on the SMSF Mate podcast, we follow up on the important question of understanding the pros and cons of engaging a financial advisor or wealth manager to assist with your self-managed super fund.⁣ ⁣ Read more: https://www.smsfmate.com.au/financial-advisor/⁣ ⁣ —⁣ ⁣ SMSF Mate was created by four mates sick of the BS surrounding superannuation.⁣ ⁣ We simply wanted honest advice and better returns, so we learnt how to do it ourselves.⁣ ⁣ SMSF Mates is a cumulation of a group of mates coming together over beers and discussing their SMSF stories. We realised the information that underpinned our stories were not out there on a website to help people on their SMSF journey.⁣ ⁣ We wanted to create a site that would allow mates to gather information and allow them to have meaningful discussions with other mates, whether they be advisers, friends, or family. We want our fellow Aussies to be more active in their SMSFs.⁣ ⁣ Our hope is that SMSF mate becomes a trusted source of general information for present and future SMSF mates to be better informed and have a more meaningful SMSF journey.⁣ ⁣ —⁣ ⁣ ► Subscribe to our channel here: ⁣ https://www.youtube.com/@smsfmate?sub_confirmation=1⁣ ⁣ —⁣ ⁣ Follow Us⁣ LinkedIn: https://au.linkedin.com/company/smsfmate⁣ Instagram: https://www.instagram.com/smsfmate/⁣ Facebook: https://www.facebook.com/smsfmate⁣ Website: https://www.smsfmate.com.au/⁣ ⁣ —⁣ ⁣ General Advice Warning⁣ We are required to warn you that:⁣ ⁣ a) any advice has been prepared without taking into account your objectives, financial situations or needs; and⁣ ⁣ b) because of that, you should before acting on the advice, consider the appropriateness of the advice having regard to your own objectives, financial services and needs; and⁣ ⁣ c) where the advice relates to the acquisition, or possible acquisition, of a particular financial product you should obtain a product disclosure statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product.⁣ ⁣ Disclaimer⁣ IMPORTANT: All content shown on the site is provided in good faith and derived from information believed to be accurate at the time of publication.⁣ ⁣ SMSF Mate Australia Pty Ltd, Corporate Authorised Representative of Private Wealth Advisory Pty Ltd AFSL 478249.

Much like a regular superannuation fund, an SMSF is an excellent way for you to save for your retirement. The key difference of an SMSF is that the members of the fund have much more flexibility with how they manage the investments in the fund. Running an SMSF includes things like managing the investments, preparation of financial statements, compliance with the fund and completing the annual audit requirements. Let’s talk about the pros and cons of having an SMSF with Gareth, Ashwin and Tim as they talk about their personal experiences when running an SMSF. — SMSF Mate was created by four mates sick of the BS surrounding superannuation. We simply wanted honest advice and better returns, so we learnt how to do it ourselves. SMSF Mates is a cumulation of a group of mates coming together over beers and discussing their SMSF stories. We realised the information that underpinned our stories were not out there on a website to help people on their SMSF journey. We wanted to create a site that would allow mates to gather information and allow them to have meaningful discussions with other mates, whether they be advisers, friends, or family. We want our fellow Aussies to be more active in their SMSFs. Our hope is that SMSF mate becomes a trusted source of general information for present and future SMSF mates to be better informed and have a more meaningful SMSF journey. — Follow Us LinkedIn: https://au.linkedin.com/company/smsfmate Instagram: https://www.instagram.com/smsfmate/ Facebook: https://www.facebook.com/smsfmate Website: https://www.smsfmate.com.au/ — General Advice Warning We are required to warn you that: a) any advice has been prepared without taking into account your objectives, financial situations or needs; and b) because of that, you should, before acting on the advice, consider the appropriateness of the advice having regard to your own objectives, financial services and needs; and c) where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should obtain a product disclosure statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product. — IMPORTANT: All content shown on the site is provided in good faith and derived from information believed to be accurate at the time of publication. SMSF Mate Australia Pty Ltd, Corporate Authorised Representative of Private Wealth Advisory Pty Ltd AFSL 478249.

This week on the podcast, the SMSF Mate team are having a discussion with one of the resident 'Mates' Ashwin, the accountant, about how he purchased a commercial property in his SMSF. Covering the good, the bad and the ugly and everything in between, Ashwin shares his personal experiences about owning a commercial office premise in his SMSF which he leases back to his own accounting business. Read the full article on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-property-investment/

This week, the SMSF Mate team have another general Q&A session with the resident accountant Ashwin and financial advisor Sonny about the common question: what is a self-managed super fund? Gareth runs through the top questions he has about how a self-managed super fund work and everything to consider when operating one as a trustee. Let us know your thoughts in the comments section, and be sure to subscribe to SMSF Mate, so you don't miss any of our future episodes. Check out our website here for all the information on SMSFs: https://www.smsfmate.com.au/

Follow up from last week's episode, the SMSF Mate team have a general Q&A session with the resident accountant Ashwin about everything property investment within an SMSF. Gareth, David and Tim chat to Ashwin from Eventum Accounting about all the do's and don't when it comes to investing in property from an SMSF. Let us know your thoughts in the comments section, and be sure to subscribe to SMSF Mate so you don't miss any of our future episodes. Read the full article on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-property-investment/

This week on the podcast, the SMSF Mate team are talking to Arjun Paliwal from InvestorKit about everything you need to know when it comes to property investment within an SMSF. Everything from what is driving the property market, interest rates, inflation and property hot spots. Gareth, Sonny, David and Tim discuss with Arjun the way InvestorKit approaches the property investment market. Let us know your thoughts in the comments section, and be sure to subscribe to SMSF Mate so you don't miss any of our future episodes. Read the full article on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-property-investment/

Back by popular demand, the SMSF Mate team are talking about how much for retirement and the important considerations to make when planning for retirement. It's not so much what you need but what you are going to spend, according to Ashwin, which is an interesting way of looking at it. Gareth, Ashwin, Sonny and Tim discuss ways that they are planning for retirement and what they feel are the most important factors. Let us know your thoughts in the comments section, and be sure to subscribe to SMSF Mate, so you don't miss any of our future episodes. Read the full article on the SMSF Mate website here: https://www.smsfmate.com.au/how-much-super/

Buying crypto in an SMSF can be daunting, and many SMSF trustees are probably wondering how they can go about it safely and within the bounds of superannuation laws and legislation. There are many ways to gain exposure to digital assets within an SMSF, whether it be holding the asset directly in your own crypto wallet or investing in a crypto fund or listed asset. In this episode of SMSF Mate's podcast, Tim Johnston from Apollo Capital joins the SMSF Mate team, Gareth, Ashwin, and Sonny, to discuss all the considerations one should make before investing in crypto within your SMSF. You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/

Direct indexing is the next generation of Exchange Traded Funds – ETFs 2.0, according to Damien Klassen from Nucleus Wealth. Direct indexing is when the investor owns the shares that make up an index in a separately managed account, and because of the direct ownership, it allows them to customise their investments. SMSF investors can then adjust the assets held within the index investment based on their personal views, which is not possible in a traditional ETF. In this episode of SMSF Mate's podcast, Gareth, Ashwin and Tim are joined by Damien Klassen to discuss the Direct Indexing investment product and potential ways it can fit inside an SMSF. You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/direct-indexing-for-smsfs/

Self-managed super funds are becoming an increasingly popular way to manage retirement savings because of the many benefits they offer, including more control over investment decisions and tax savings. However, SMSFs are not suitable for everyone. Before jumping into an SMSF, it is essential to consider a range of factors and compare them to a traditional or APRA regulated super fund. In this episode of SMSF Mate's podcast, Steve Mickenbecker from Canstar joins the SMSF Mate team, Gareth, Ashwin and Tim, to discuss all the considerations one should make before considering an SMSF. You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/

Paying for insurance inside your SMSF or super fund could mean the expense is tax-deductible, which may not be possible when paying for insurance outside of super. This tax concession is available to any super fund but the ability to deduct the expense is only available to the fund itself. Most conventional super funds (non-SMSF) will offer some form of insurance by default. Whether it be life, income protection or TPD (total and permanent disability) insurance, it’s certainly something worth thinking about before switching to an SMSF. In this episode of SMSF Mate's podcast, Gareth, Ashwin and Tim discuss SMSF insurance options, insurance outside of super and their personal experience with these services in the past. You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-insurance-options/

SMSFs must be audited each year by an independent auditor of the accountant and administrator who is preparing the financial statements. Online SMSF audits refer to the process that involves submitting details with the SMSF audit provider via an online portal instead of conventional processes. Online SMSF audits can be more cost-effective and typically would attract a lower fee. In this episode of SMSF Mate's podcast, Ashwin and Sonny discuss SMSF audits and online SMSF audits, fees and their personal experience with these services in the past. You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-online-audit-process/

Is there a difference between an SMSF accountant and a regular accountant? How much does it cost to set up an SMSF in 2022? If you are looking for the answers to these questions, we have the SMSF Mate Podcast episode for you. We cover off important things to consider when setting up an SMSF, what you could reasonably expect to pay for the setup and ongoing compliance, and how to find an accountant to help you with the administration of the fund. In this episode of SMSF Mate's podcast, Ashwin and Sonny discuss SMSF accounting services, fees and everything else in detail and their personal experience with these services in the past. You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-accountant/

What exactly are SMSF trust deed templates and declaration templates, and where can you find them? These are the questions that are discussed on this SMSF Mate podcast. There are a number of online providers which offer trust deed templates online, but they could be more trouble than they are worth. In this episode of SMSF Mate's podcast, Ashwin, Sonny, and Tim discuss the key risks and considerations of using an SMSF trust deed template and the pros and cons of each option. You can read it on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-trust-deeds/

The end of the financial year is a great time to take stock of your superannuation and tax affairs. How you can best take advantage of any available tax concessions on contributions to super is a frequently asked question. By understanding what's available to you in tax concessions with your super, you can put a plan in place to maximise the contributions. In this episode of SMSF Mate's podcast, Gareth, Ashwin, Sonny, and Tim discuss tax saving and superannuation contribution opportunities and their personal experience with them in the past. You can read on the SMSF Mate website here: https://www.smsfmate.com.au/tax-saving-superannuation-opportunities/