Networth and Chill with Your Rich BFF

Vivian sits down with Julissa Prado, founder of Rizos Curls, for a candid conversation about what it really takes to build a beauty brand from scratch and what it costs, personally and financially, to bet on yourself as a Latina entrepreneur. In this episode, you'll learn: How Julissa's lifelong search for products that actually worked for her curls turned into a business; including how much she personally invested to get Rizos Curls off the ground, what the early bootstrapping days really looked like, and where the name came from. The money lessons Julissa grew up with, the ones she had to unlearn, and how her relationship with money evolved from before she became an entrepreneur to building a brand with a loyal, growing customer base. The real revenue numbers behind Rizos Curls; her best months, her worst months, how much gets reinvested in the business, the biggest financial mistake she made while building, and how she decides what to pay herself as the founder. How community has always been at the heart of Rizos Curls, why uplifting immigrant and Latina communities is central to the brand's mission, and how Julissa has used her platform to fundraise and drive real impact. Keep up with Julissa https://www.instagram.com/julissa_prado/ and Rizos Curls https://www.instagram.com/rizoscurls/ Plus use code RICHBFF to get 10% off your Rizos Curls purchase between March 11– April 11! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Vivian takes the stage at 92NY in New York City for a live book tour celebration of her second book, Well Endowed — and Heather McMahan is there to make sure things get a little chaotic. In front of a packed crowd, the two sit down for an unfiltered, hilarious, and genuinely eye-opening conversation about money, financial honesty with your partner, real estate and so much more. In this episode, you'll learn: What Well Endowed is really about — the thesis behind the book, why Vivian wrote it, what she wished she knew before she started, and the ideas she kept coming back that made her realize this needed to be a whole second book. The biggest money misconceptions people have about getting older and building wealth, why the personal finance conversation has shifted dramatically in the last few years, and the core wealth-building principles she believes are non-negotiable no matter what the economy is doing. Why everyone needs to understand trusts and wills. Plus, the estate planning basics Vivian breaks down in Well Endowed, why most people put it off until it's too late, and the surprisingly simple steps you can take right now to protect your wealth, your assets, and the people you love, no matter how much (or how little) you have in your bank account. Get your copy of WELL ENDOWED at https://www.yourrichbff.com/wellendowed Special thanks to Heather McMahan for being an amazing moderator! Keep up with Heather on Instagram! Follow the podcast on⁠ Instagram⁠ and⁠ TikTok⁠! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Vivian sits down with Tori Dunlap, founder of Her First 100K and NYT bestselling author of Financial Feminist, for a conversation about money, power, and what it really takes for women to build wealth in 2026. Tori saved $100K by 25, turned that milestone into a multi-million dollar media company, and has spent years educating women about the importance of financial independence. In this episode, you'll learn: The actual strategy behind saving $100K by 25 — the salary, the sacrifices, the timeline, and how to realistically hit that milestone in today's economy without the privilege-blind advice that makes you want to throw your phone across the room. Why financial feminism is so much more than a buzzword: how the gender wealth gap, the pressure women face around money, and the lack of representation in investing spaces make building wealth as a woman a fundamentally different — and political — act, and what Tori is doing to change that. What it takes to turn a personal finance win into a business empire, from the toughest decisions Tori has had to make as a founder, to why she believes women owning companies is one of the most powerful wealth-building moves of our generation, and the one money move everyone should be making right now. Keep up with Tori on Instagram and at https://herfirst100k.com/. Plus, listen to Financial Feminist wherever you get your podcasts! Follow the podcast on Instagram and TikTok!Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Vivian sits down for an honest conversation with Zarna and Zoya Garg, the hilarious mother-daughter duo redefining what it means to build wealth, legacy, and success on your own timeline. Zarna went from Mumbai to Ohio, from lawyer to matchmaking entrepreneur to selling out comedy shows at 40—proving it's never too late to reinvent yourself. Now, she's touring with comedy legends, landing Hulu specials, and her daughter Zoya is right there building her company alongside her. Together, they're breaking down the immigrant money mindset, the real cost of chasing your dreams mid-life, and why the timeline we're sold for success is complete BS. In this episode, you'll learn: The financial reality of reinvention, what it actually takes to walk away from a stable career at 40. How immigrant family dynamics shape your relationship with money, risk, and ambition: from the pressure to pursue "safe" careers to navigating conversations about wealth, inheritance, and financial independence across generations. What happens when you build a family business in the age of "nepo baby" discourse, how Zoya convinced her traditionally-minded mom she was the best person to grow the Garg empire, the money conversations every family should be having (but aren't), and why betting on yourself and your people might be the smartest financial move you ever make. Keep up with Zarna and Zoya! Check out their podcast. Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Order Vivian’s second book WELL ENDOWED OUT NOW! Vivian sits down for an honest conversation with Victoria Garrick Browne, former Division I athlete turned body positivity advocate, content creator and entrepreneur, about the "skinny girl industrial complex" and why chasing beauty standards is designed to keep us broke and insecure. Victoria breaks down the finances behind trying to look "perfect," and reveals what it actually takes to invest in yourself beyond the price tag. In this episode, you'll learn: The brutal truth about beauty economics and how multi-billion-dollar industries profit from our insecurities. How to build a sustainable business around your values, from breaking down content creator income streams to choosing brand partnerships that align with your mission (and saying no to the ones that don't) The real intersection of mental health and money, including how to break free from comparison culture, invest in your wellbeing without going broke, and build authentic self-worth in a world that profits from you feeling like you're never enough Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Order Vivian’s second book WELL ENDOWED OUT NOW! Vivian gets real about generational wealth and why it’s so important. In this powerful episode, she tackles what happens after you've nailed the financial fundamentals—how to build wealth that doesn't just serve you, but creates a lasting legacy for generations to come, even if you weren't born rich. In this episode you'll learn: What generational wealth actually is and why it matters for anyone trying to break cycles of financial struggle, plus the sobering statistics about wealth inequality that prove why building lasting wealth is an act of empowerment, especially for women and people of color The practical steps to building generational wealth in today's economy, from leveling up your income and maxing out retirement accounts to navigating major wealth-building moments like buying a home, and why the "rent vs. buy" debate is way more nuanced than anyone admits How to calculate your net worth, understand the Great Wealth Transfer that's reshaping America's financial landscape, and make sure your hard-earned money goes exactly where you want it—whether that's setting up beneficiaries on your Roth IRA or exploring trust funds to protect your legacy Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Preorder Vivian’s second book WELL ENDOWED HERE! Vivian tackles one of the most important investments you'll ever make: your children's financial future. In this essential and empowering episode, she breaks down how to raise money-smart kids who understand the value of a dollar, from toddlerhood to young adulthood, without creating entitled or financially dependent children. In this episode, you'll learn: Age-appropriate money lessons for every stage—from teaching preschoolers about saving to helping teenagers understand credit, investing, and the real cost of college How to talk openly about family finances with your kids without oversharing, plus the critical conversations about inheritance, privilege, and wealth that most parents avoid Vivian's proven strategies for setting up accounts, trusts, and financial tools that give your kids a head start while still teaching them independence and financial responsibility Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Preorder Vivian’s second book WELL ENDOWED HERE! Vivian tackles one of the most important (and often avoided) conversations in relationships: money. In this honest and practical episode, she breaks down how to navigate finances with your partner, from first dates to long-term commitments, without letting money become a source of tension or resentment. In this episode you'll learn: When and how to have "the money talk" with your partner—plus the key questions you need to ask before combining finances Why financial compatibility matters just as much as romantic chemistry, and how to identify red flags early Vivian's proven framework for creating a money system that works for both of you, whether you're splitting everything 50/50 or taking a completely different approach Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Preorder Vivian’s second book WELL ENDOWED HERE! Vivian sits down for an eye-opening conversation with Jerry Lee, co-founder of Wonsulting, about navigating today's challenging job market and actually landing the job you want. Jerry breaks down what's really working in 2026, cuts through the noise of outdated job search advice, and shares the strategies that are getting his clients hired right now. In this episode you'll learn: The biggest shifts in the 2026 job market and what employers are actually looking for (spoiler alert: it's not what you think!) Why the traditional application process is broken and the proven strategies that help you stand out in a sea of applicants Jerry's insider framework for optimizing your resume, crushing interviews, and leveraging networking to unlock hidden opportunities Follow Jerry on Instagram and learn more about Wonsulting and how you can land your next opportunity HERE! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Preorder Vivian’s second book WELL ENDOWED HERE! Ready to level up your finances in 2026? Join Vivian for a special sneak peek of her upcoming book, WELL ENDOWED! Vivian goes over what to expect in her latest release, how Well Endowed can financially prepare you, and a special sneak peek reading of the intro and first chapter. In this episode, you’ll learn: 1. The difference between price and value (spoiler alert: it depends on YOU!) 2. Uncovering what you actually want to spend your money on vs. what an advertiser wants you to spend money on 3. What to expect from the rest of Well Endowed! This will include trust and will planning, retirement, investing, buying a home, buying a car, and so much more! Follow the podcast on Instagram and TikTok!Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Preorder Vivian’s second book WELL ENDOWED HERE! Vivian sat down with Dr. David Kim to explore the complex finances of building a dermatology career across clinical practice, entrepreneurship, and content creation. Dr. Kim breaks down where people actually waste money on skincare versus where they should invest. He answers the big questions about what doctors actually earn compared to years of training, managing ethical lines as a doctor-creator in the age of brand deals, and how to maximize a skincare budget for actual results. From Stanford Medicine to content creation, Dr. Kim proves that sometimes the best investment is understanding what's actually worth it for the skin staring back at you in the mirror. Follow Dr. Kim on Instagram and TikTok and check out his sunscreen LIGHTSAVER! Keep up with the podcast on Instagram and TikTok!Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Preorder Vivian’s second book WELL ENDOWED HERE! Vivian is diving deep into the strategy of holiday savings without the financial hangover. She breaks down which holiday expenses are actually worth splurging on, how to set a realistic budget that doesn't leave you panicking in January, and why starting your shopping early isn't just about avoiding crowds. Vivian dives into the psychology of holiday spending, from the guilt that makes us overspend on gifts, why we consistently underestimate our total holiday costs and how retailers count on our emotional spending. Plus, she answers your burning questions about navigating family gift expectations and how to get gifts without breaking the bank! Follow the podcast on Instagram and TikTok!Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Vivian sat down with Joel Kim Booster to explore the surprisingly complex finances of building a comedy career across standup, writing, and acting. Joel breaks down what comedians actually earn from Netflix specials, how he navigated the transition from day jobs to full-time comedy, and why selling out theaters doesn't automatically mean financial security. He answers the big questions about balancing artistic integrity with commercial opportunities, managing the unpredictable income streams of the entertainment industry, what building wealth looks like as a performer, and how being an openly gay Asian American comic has shaped his approach to money and success. Joel also shares what it's really like working in writers' rooms versus touring solo, from "Fire Island" to his standup specials, and why maintaining creative control has been just as important as landing the biggest gigs. Keep up with Joel on Instagram and watch LOOT on Apple TV! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Vivian sat down with Cole Walliser to explore the surprisingly complex finances of creating those iconic slow-motion red carpet moments. Cole breaks down what directors actually earn from viral GlamBot videos, how he built a business around a single innovative camera technique, and why going viral doesn't automatically translate to getting paid. He answers the big questions about balancing creative vision with commercial viability, managing the feast-or-famine nature of freelance directing, what building wealth looks like and how being a filmmaker outside of Hollywood has shaped his approach to money and success. Cole also shares what it's really like working with the biggest names in entertainment, from Ariana Grande to Miley Cyrus, and why protecting his creative independence has been just as important as chasing the biggest paychecks. Keep up with Cole on Instagram! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Vivian is diving deep into the art of Black Friday shopping without the chaos. She breaks down what deals are actually worth it (spoiler: that "70% off" TV might cost you more in the long run), how retailers use psychological tricks to make you spend more, and why that doorbuster deal always seems to be sold out. Vivian dives into the controversial world of retail tactics, from fake discounts and manufactured urgency to the math behind "buy now, pay later" schemes, explaining why stores lose money on some items just to get you in the door and how they make it all back. Plus, she answers your burning questions about when to actually shop (hint: it might not be Friday), how to spot genuinely good deals versus marketing gimmicks, and whether Black Friday is actually the savings goldmine everyone makes it out to be. Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Vivian sat down with Sophia Bush live at Tech Futures to dive deep into the money side of Hollywood stardom. Sophia breaks down what actors actually make from iconic TV shows (spoiler: those One Tree Hill paychecks weren't what you think), how residuals really work in the streaming era, and why that show you've binged 47 times barely pays the actors anymore. Sophia gets real about navigating Hollywood's pay gap, from her early days saying yes to everything to learning how to negotiate like a boss in an industry that doesn't want women asking for more. Plus, she reveals how she's built serious wealth beyond acting through podcasting, directing, producing, and becoming a GP at a VC fund, explaining why diversifying her income was the smartest financial move she ever made. She answers the big questions about balancing activism with getting paid, preparing for Hollywood's feast-or-famine cycles, what retirement looks like when you're an actor, and how coming out changed the way she thinks about money and relationships. Keep up with Sophia on Instagram and find her Work in Progress podcast HERE! Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Vivian is diving deep into the world of private equity. She breaks down what private equity actually is (spoiler: it's way more than just rich people buying companies), how these firms make billions through the "buy-improve-sell" model, and why that protein bar you love suddenly tastes terrible. Vivian dives into the controversial world of PE "optimizations," from cost-cutting and layoffs to price gouging and healthcare takeovers, explaining why your local gym got more expensive and your favorite menu items disappeared. Plus, she answers your burning questions about investing in PE as a regular person, what to do if your employer gets bought out, and whether private equity is actually the villain everyone makes it out to be. Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Marina Larroudé joins Vivian to spill the tea on building wealth in the fashion industry and beyond in this refreshingly honest conversation about money, style, and success. Marina opens up about her journey from fashion insider to entrepreneur, sharing the financial lessons she learned while working with luxury brands and launching her own namesake shoe company. Marina and Vivian dive into the psychology of luxury spending, the business of fashion, and why financial confidence is the ultimate accessory. Plus, Marina shares her practical tips for making strategic shoe purchases that actually hold value and the money mindsets that helped her transition from employee to founder. Check out Larroude Shoes at https://larroude.com/ and on ⁠Instagram⁠ , and find Marina on ⁠Instagram!⁠ Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Vivian sits down with authors and career experts Laura Brown and Kristina O'Neill to explore what really happens when you get fired and why it might be the best thing that ever happened to you. Drawing from their book "All The Cool Girls Get Fired" and interviews with powerhouses like Oprah, Katie Couric, and Jamie Lee Curtis, Laura and Kristina break down how to navigate today's brutal job market with resilience and strategy. Whether you're facing a layoff, stuck in a months-long job search, or wondering if it's time to leave a toxic situation without a backup plan, they share the real tactics that work when everything feels uncertain. This conversation goes beyond traditional career advice to help you untangle your self-worth from your job title, turn unemployment into opportunity, and position yourself for roles that actually pay what you're worth. If you've ever felt defeated by rejection or wondered how to bounce back stronger from a career setback, this episode is your roadmap. Follow the podcast on Instagram and TikTok! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Live from NYC, it’s Networth & Chill! Vivian sits down with Jennifer Hyman, co-founder and CEO of Rent the Runway, to explore her groundbreaking journey revolutionizing the fashion industry and redefining how women access luxury. From Harvard Business School idea to billion-dollar disruptor, Jennifer shares the bold decisions, calculated risks, and resilient mindset that built her empire. Whether you're contemplating launching your own venture, or wondering how to turn an unconventional idea into serious wealth, Jennifer breaks down the real talk on scaling a business, and navigating setbacks that could make or break your financial future. If you've ever dreamed of building something from scratch or wondered what it really takes to go from startup founder to CEO of a company valued in the hundreds of millions, this episode is your insider playbook. Check out Rent the Runway Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices