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Beat The NMLS Test

Education Podcasts

Are you a Mortgage Loan Originator preparing for the NMLS Test? Are you feeling overwhelmed by the thousands of pages of information you've been given to study? This is the podcast for you. Each episode clearly covers critical key points to get you over the finish line.

Location:

United States

Description:

Are you a Mortgage Loan Originator preparing for the NMLS Test? Are you feeling overwhelmed by the thousands of pages of information you've been given to study? This is the podcast for you. Each episode clearly covers critical key points to get you over the finish line.

Language:

English


Episodes
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What Is The Finance Charge For A Mortgage Loan?

4/20/2020
The Truth In Lending Act requires disclosure of the Finance Charge and APR to better protect the consumer. How does it protect someone who is looking for a mortgage? Listen to this episode to find out.

Duration:00:19:06

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The Loan Estimate Fee Buckets

4/16/2020
The Loan Estimate is bound by accuracy requirements that require loan costs be disclosed to within allowable thresholds. How accurate? Listen in for a description of the 3 buckets of fees.

Duration:00:14:54

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When Can I Revise My LE?

4/13/2020
The Loan Estimate is meant to be disclosed accurately, of course. But what happens if something changes and what we've sent initially no longer works? Check out this episode to learn more about the rules of the REVISED LE.

Duration:00:10:36

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What are the 4 C's of Credit?

4/10/2020
Credit qualification can be complicated but it's really based on a basic model of balance. If you're not familiar with the 4 C's of credit, check out this episode. (we may even give you the 5th C, too)

Duration:00:11:51

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What Is A HECM?

3/27/2020
There are a lot of opinions about the Reverse Mortgage out there. Sometimes, it's pretty controversial. What are the basics? Listen to this episode.

Duration:00:09:06

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What Else Do You Recommend?

3/11/2020
It's the never-ending search for the "next best thing." If you're searching and searching for that KEY piece of information you think you NEED to be best prepared for your NMLS test... you'll want to listen to this episode.

Duration:00:11:08

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Is It SAFE To Assume?

3/11/2020
I'm ALWAYS asked about how to judge the scores people are getting on their NMLS prep practice tests and do THOSE scores reflect on how well prepared someone is. Ever thought about this yourself? Listen to THIS episode for an answer.

Duration:00:08:37

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What Is A Transitional License?

3/2/2020
Can you originate loans before you get an MLO license? Maybe you've heard that you can with a "transitional" license, but what's the catch? Find out more in this episode!

Duration:00:05:42

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How Does TRID Affect TILA and RESPA?

2/27/2020
The TRID rule replaces TILA and RESPA, right? Well, no... just consolidates some of the main disclosures to make it easier on consumers. Want to know how? Listen in.

Duration:00:05:03

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Now Do I Have My NMLS National License?

2/27/2020
So once you pass your NATIONAL exam, you can originate nationwide, right? Not so fast... listen up.

Duration:00:05:29

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How Do I Sign Up For The NMLS Test?

2/19/2020
Don't know how to sign up for the NMLS Test? Listen up!

Duration:00:06:23

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What Is The Difference Between Law and Ethics?

2/16/2020
There is an important connection to consider when preparing for Federal Law questions and Ethics questions on the exam. When you understand the relationship, you can field questions for either section much more easily.

Duration:00:02:57

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What Is A Depository?

2/16/2020
Do you keep hearing about differences in licensing between "depository and non-depository?" We'll dig into what this means in this episode.

Duration:00:02:30

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How Long Is The Exam?

2/16/2020
I'm always asked, "hey Ed, how LONG is the exam?" Here, we cover that answer from a broad angle.

Duration:00:03:28

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When Am I Ready For My Exam?

2/16/2020
How do you know WHEN you're ready for your NMLS exam? Well, take a quick listen for a good idea.

Duration:00:05:24

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Welcome To Beat The NMLS Test - The Podcast

2/14/2020
Let's talk here for a few minutes about how we'll serve you with this podcast!

Duration:00:02:26