Fintech Files: Insights on TECH by BCG Platinion

How can we create credit histories for unbanked people? In this episode, we sit down with Rajat Dayal, CEO and Founder of YabX, to explore how his company is revolutionizing credit access in emerging markets. About 1.5 billion individuals and businesses have no access to credit or any other financial product. Rajat shares insights on leveraging alternative data, like mobile wallet activity, to create credit histories for those overlooked by traditional banking systems. We delve into the challenges of non-traditional credit scoring, the impact on local economies, and how purpose-driven loans can foster financial inclusion. Discussion Highlights: Financial Inclusion and the Credit Gap:Leveraging Mobile Wallets and Alternative Data:Challenges with Non-Traditional Credit Scoring:Purpose-Driven Loans:Impact on Local Economies: About Fintech Files: Join us on Fintech Files from BCG Platinion as we explore the cutting-edge trends disrupting Fintech today. From NeoBanks to Digital Banking, we delve into the dynamic landscape of financial technology through insightful conversations with global disruptors. We’ll uncover the most groundbreaking trends shaping the future of Fintech and examine their impact on the financial world. Our episodes break down complex topics, with guests explaining everything in a way even their grandmas could understand. We focus on real-world examples, making financial technology relatable and accessible to both Fintech enthusiasts and professionals alike. Meet the Hosts: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts bring expertise in tech transformations, platform architecture, and digital innovation. With a wealth of experience working with leading Fintechs, they offer unique insights into the evolving financial landscape. Joining them is...

How can financial institutions drive sustainability and responsible AI practices? In this episode, we sit down with Anne Kleppe, a leading expert in sustainability and responsible AI at BCG. Anne shares her insights on how banks and financial institutions can leverage their influence to promote sustainable practices, reduce their carbon footprints, and use AI responsibly. We explore the challenges of measuring financed emissions, how AI can contribute to a more sustainable world, and explore real world examples of banking more sustainably in action. Discussion Highlights: Finance as a Force for Good:Measuring Financed EmissionsCO2 FIAI and Sustainability: The Role of Responsible AI:Real-World Examples of Navigating Sustainability: About Fintech Files: Join us on Fintech Files from BCG Platinion as we explore the cutting-edge trends disrupting Fintech today. From NeoBanks to Digital Banking, we delve into the dynamic landscape of financial technology through insightful conversations with global disruptors. We’ll uncover the most groundbreaking trends shaping the future of Fintech and examine their impact on the financial world. Our episodes break down complex topics, with guests explaining everything in a way even their grandmas could understand. We focus on real-world examples, making financial technology relatable and accessible to both Fintech enthusiasts and professionals alike. Meet the Hosts: Hosted by Nora Hocke, a manager at BCG...

What trends do we see in wealth management as the GenAI Era Unfolds? Akin Soysal is a global expert on digital investing and part of our BCG X leadership team in Europe, the Middle East and South America. Akin dives into the biggest topics disrupting financial management across the globe. How does Gen Z leverage retail investing for saving for retirement? Can AI be an effective financial advisor? How are millionaires migrating around the globe? We’ll explore these topics and more in our conversation with Akin. Discussion Highlights: The GenAI Era Unfolds: Global Wealth Report 2024:Income Generation vs. Wealth Management:Retail Investing with Gen Z:Cross-Border Wealth Flows:Regulatory Pressures and Financial Literacy:The Say-Do Gap in Finance:Impact of AI on Financial Advice: About Fintech Files: Join us on Fintech Files from BCG Platinion as we explore the cutting-edge trends disrupting Fintech today. From NeoBanks to Digital Banking, we delve into the dynamic landscape of financial technology through insightful conversations with global disruptors. We’ll uncover the most groundbreaking trends shaping the future of Fintech and examine their impact on the financial world. Our episodes break down complex topics, with guests explaining everything in a way even their grandmas could understand. We focus on real-world examples, making financial technology relatable and accessible to both Fintech enthusiasts and...

How can Fintech contribute to building a better world? In Season 4 of Fintech Files, we’re turning our focus to where financial technology meets social impact. This season, we explore financial inclusion, sustainable investing, and decarbonization with some of the brightest minds in the industry. As financial services touch every aspect of our lives, the opportunity to drive positive change is enormous. About Fintech Files: Join us on Fintech Files from BCG Platinion as we explore the cutting-edge trends disrupting Fintech today. From NeoBanks to Digital Banking, we delve into the dynamic landscape of financial technology through insightful conversations with global disruptors. We’ll uncover the most groundbreaking trends shaping the future of Fintech and examine their impact on the financial world. Our episodes break down complex topics, with guests explaining everything in a way even their grandmas could understand. We focus on real-world examples, making financial technology relatable and accessible to both Fintech enthusiasts and professionals alike. Meet the Hosts: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts bring expertise in tech transformations, platform architecture, and digital innovation. With a wealth of experience working with leading Fintechs, they offer unique insights into the evolving financial landscape. Joining them is Bianca Lopes, an entrepreneur and economist from Brazil, now based in Denmark, with a background in digital identity and biometrics. Having supported over 40 financial institutions and 8 governments, Bianca’s work reshapes technology, reimagines identity, and drives innovation. We Want to Hear from You! Reach out to us at fintech-podcast@bcgplatinion.com with your questions, guest suggestions, or topics you'd like us to explore. Or just drop in to say hi! Visit our website at https://bcgplatinion.com/insights/podcast-fi/ and follow us on social media for updates and additional content. The digital future is now. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

We know that you’ve just been dying for more episodes of Fintech Files since we wrapped up season three, so we’ve decided to throw one final one in for you. This week we’re bringing you one of BCG’s other shows that covers Fintech as it relates to compliance and risk. BCG on Compliance is hosted by Hanjo Seibert, a leading expert in compliance, anti-financial crime and fraud. Each episode dives into today’s most pressing criminal trends, and how compliance experts are innovating to stay ahead of the curve, and shape the future of the industry. If you like what you hear, follow BCG on Compliance on Apple Podcasts, Spotify, or your favorite podcast app. Enjoy! About this Episode: This episode covers the fascinating story behind HSBC’s massive transformation process following the bank’s 2012 anti-money-laundering controls violations. Hanjo speaks to Andy Maguire, who held the role of Group Chief Operating Officer and had a key role in engineering an extensive remediation process for the bank, which took years and millions of dollars. It is one of the most prominent banking compliance stories in recent history, and Andy shares his critical insights and valuable learnings that have had ripple effects across the industry. About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts specialize in IT strategy, modern tech architecture, and state-of-the-art banking. In their work, they've collaborated with some of today's most innovative Fintechs to transform their organizations; including supporting generative AI use cases. With their unique blend of tech expertise and passion, they bring you stories that capture the essence of the evolving Fintech landscape. This season, we're thrilled to introduce Bianca Lopes. Originally from Brazil and currently based in Denmark, Bianca is an entrepreneur and economist with a remarkable background in digital identity and biometrics. Throughout her career, she has supported over 40 financial institutions and 8 governments, reshaping their approach to technology, reimagining identity, and driving innovation agendas. We Want to Hear from You! Reach out to us at fintech-podcast@bcgplatinion.com with your questions, guest suggestions, or topics you'd like us to explore. Or just drop in to say hi! Visit our website at

Join hosts Nora, Annika, and Bianca as they wrap up the season with a special compilation episode of FinTech Files from BCG Platinion. This episode revisits the season's standout moments, featuring a diverse lineup of guests from around the globe. From the transformative power of generative AI to the challenges and opportunities of cloud transformation, this episode covers key themes that have shaped the fintech landscape. Listen in as our hosts highlight insights on financial inclusion, women in fintech, regulatory landscapes, and predictions for the future of financial technology. Discussion Highlights: Representation Across the Season:Generative AI:Cloud Transformation:Regulation: Financial Inclusion and Women in Fintech: Future of Fintech/Predictions: About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by

How financially prepared are you for retirement? It’s a question that too many people don’t think about until it’s too late. Reem Ikram, CEO and Co-Founder of Thriftplan is on a mission to change that. In this episode we’ll explore how Thriftplan is revolutionizing savings for both employees and employers, promoting long-term financial stability. We dive into the importance of financial literacy, approaches to financial inclusion and regulation in the Kingdom of Saudi Arabia, and the vital role of women in fintech. Discussion Highlights: The Importance of Savings:Introducing Thriftplan:Financial Literacy and Planning: Regulatory Evolution in Saudi Arabia: The Role of Women in Fintech: About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts specialize in IT strategy, modern tech architecture, and state-of-the-art banking. In their work, they've collaborated with some of today's most innovative Fintechs to transform their organizations; including supporting generative AI use cases. With their unique blend of tech expertise and passion, they bring you stories that capture the...

From the Step Conference in Dubai, February 2024, comes an insightful discussion on the transformative impact of neobanks on small and medium-sized enterprises (SMEs). Moderated by Annika Melchert, the episode features Meenah Tariq of Metric and Dyota Marsudi of Bank Aladin, who share their pioneering work in making financial management and banking more accessible for SMEs. Discover how these digital platforms are not just alternatives to traditional banking but are redefining the landscape for business growth and financial inclusion. Discussion Highlights: Defining Neobanking:Empowering SMEs with Neobanking: Overcoming Regulatory and Operational Challenges:Neobanks as Enablers of Financial Inclusion:Future Innovations in Neobanking:Collaboration for SME Success: About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts specialize in IT strategy, modern tech architecture, and state-of-the-art banking. In their work, they've collaborated with some of today's most innovative Fintechs to transform their organizations;

Join us as we delve into the vibrant intersection of technology, finance, and diversity with Jacqueline O'Flanagan, the guiding force of Microsoft's financial services strategy in Canada. In this enlightening conversation, Jacqueline discusses the efforts to enhance women's roles in finance, the transformative power of AI in the sector, and Microsoft's commitment to fostering a sustainable and inclusive culture. This episode moves beyond a discussion of the current state of women in FinTech, offering a visionary look at the technological innovations driving the future of financial services. Discussion Highlights: Trailblazing Women in FinTech:Empowering Women at Microsoft and Beyond:Learning from Women Who’ve Made It to the Top in TechAI’s Transformative Impact on Finance:Diversity and AI Development: Women ‘can lead the charge on GenAI’ in the workplaceTechnology for Environmental Good:Career Advice for Women in FinTech:Envisioning the Future of Financial Services: About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech

This week on Fintech Files, we're bringing you 'In Her Element' from BCG. A show featuring conversations with women at the vanguard of business, digital, and technology. We're delving into how these powerhouse leaders got to where they are—covering everything from the joy of projects gone right to the realities of family responsibilities. In this episode, AI and digital expert Suchi Srinivasan will be introducing fintech practice leader Kamila Rakhimova as her new co-host. If you like this episode, subscribe to 'In Her Ellement' from BCG wherever you get your podcasts to stay up to date with the show. Enjoy! About this Episode: Kamila takes us on a journey from her native Tajikistan to the USA and through a career that she has mapped out on her terms. Every few years, Kamila gets the itch to try something new. Back in her home country, her proficiency in English and her qualifications in international relations made her an asset in her field. She quickly discovered that microfinance could have a significant impact on underprivileged communities. This niche brought her to the US and eventually to Amazon. At Amazon, she spearheaded the Amazon Alexa Fund, which supported founders in creating innovative businesses. For her, the most meaningful part of the program was being able to launch the careers of underrepresented founders. When Kamila first moved to the US, she followed what she thought was the playbook for success. She quickly discovered that a one-size-fits-all approach didn't work for her. Now, she listens carefully to her inner voice and does things her own way. About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts specialize in IT strategy, modern tech architecture, and state-of-the-art banking. In their work, they've collaborated with some of today's most innovative Fintechs to transform their organizations; including supporting generative AI use cases. With their unique blend of tech expertise and passion, they bring you stories that capture the essence of the evolving Fintech landscape. This season, we're thrilled to introduce Bianca Lopes. Originally from Brazil and currently based in Denmark, Bianca is an entrepreneur and economist with a remarkable background in digital identity and biometrics. Throughout her career, she has supported over 40 financial institutions and 8 governments, reshaping their approach to technology, reimagining identity, and driving innovation agendas. We Want to Hear from You! Reach out to us at fintech-podcast@bcgplatinion.com with your questions, guest suggestions, or topics you'd like us to explore. Or just drop in to say hi! Visit our website at

How do we elevate our perspective of the cloud from merely a technological tool boosting efficiency, to a strategic ally that addresses key business challenges? Maxim Afanasyev, Financial Services Industry Lead at Google Cloud, shares his insights on the transformative approach of 'cloud for value' within the financial sector. This approach requires shifting focus from an infrastructure-centric view to embracing a strategy enriched with digital, data, and AI innovations. He articulates how this transition is not only reshaping the way financial services operate but also tackling the intricate regulatory landscapes that financial institutions navigate. Discussion Highlights: Cloud Transformation in Financial Services:From Cloud for Infrastructure to Cloud for Value:The Ethical Implications and Strategic Uses of AI in Finance:Case Study:HSBC's Anti-Money Laundering Initiatives:Addressing Regulatory Concerns and Risks: Customizing Cloud Journeys:Financial Institutions Need to Pursue Their Own Path to the CloudSingapore's Regulatory Environment:The Future of Banking with Cloud Technology: About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by

We dive into the complexities and opportunities within Africa's financial services sector with Alfred Mukudu, Financial Services Go-To-Market Lead at Amazon Web Services (AWS) South Africa. With over 50 countries and about 42 different currencies, Africa presents a unique landscape for financial innovation. Alfred shares insights into the critical role of interoperability, cloud-based solutions, and emerging technologies in driving digital transformation and financial inclusion across the continent. Discussion Highlights: Africa's Financial Landscape:Interoperability in Financial Services:Role of Technology in Financial Inclusion:Revolutionizing the Future of Finance in the Middle East through Open BankingInvestment in Infrastructure and Skills Development: Internet Connectivity and Access: 2023 study from datareportal.comImpact of Managed Services and Emerging Technologies: Future Outlook: About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful...

How do companies combat financial crime and adhere to the strict regulations of our industry? Camila Vincenci Witt has unique insight as the Chief Risk and Compliance Officer at Inpay, a fintech specializing in facilitating cross-border payments. Camila shares the importance of data and data governance in compliance and risk, as well as highlighting the significance of leveraging diverse perspectives as a key strength of her team. Join us for this fascinating conversation with Camila! Discussion Highlights: MobilePay and Identity Verification: InPay's Origins and Cross-Border Payments:Combating Fraud in Fintech: Data's Role in Risk Management: AI and Automation in Compliance:The Significance of Data Governance:Navigating Regulatory Compliance:Future Horizons: Gen AI and Cross-Border Payments:Digital identity: Peter Grosskopf, former CTO of Solaris About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they...

In this special throwback episode, we revisit one of our favorite moments from Season One with a fintech titan, Dr. Jörg Howein, formerly the Chief Product Officer at Solarisbank. Since we last spoke with Jörg, Solarisbank, now known simply as Solaris, has continued its meteoric rise in the fintech world. In this engaging conversation, Jörg shares valuable insights into how this German fintech unicorn seamlessly transitioned from a monolithic to a self-built modular core, all while ensuring their end customers remained blissfully unaware of the shift. Since our previous encounter with Solaris, the company has achieved remarkable milestones, including raising an impressive €38 million euros in funds earmarked for scaling up their banking-as-a-service business. If you're intrigued by fintech innovation, curious about the secrets behind Solaris' success, or simply eager to stay ahead in the ever-evolving financial landscape, this episode is a must-listen. Join us as we dive into the world of fintech with Dr. Jörg Howein and uncover the strategies that keep Solaris at the forefront of the competition. About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts specialize in IT strategy, modern tech architecture, and state-of-the-art banking. In their work, they've collaborated with some of today's most innovative Fintechs to transform their organizations; including supporting generative AI use cases. With their unique blend of tech expertise and passion, they bring you stories that capture the essence of the evolving Fintech landscape. This season, we're thrilled to introduce Bianca Lopes. Originally from Brazil and currently based in Denmark, Bianca is an entrepreneur and economist with a remarkable background in digital identity and biometrics. Throughout her career, she has supported over 40 financial institutions and 8 governments, reshaping their approach to technology, reimagining identity, and driving innovation agendas. We Want to Hear from You! Reach out to us at fintech-podcast@bcgplatinion.com with your questions, guest suggestions, or topics you'd like us to explore. Or just drop in to say hi! Visit our website at https://bcgplatinion.com/insights/podcast-fi/ and follow us on social media for updates and additional content. The digital future is now. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

How many globally lack access to banking? Astonishingly, one in three. In this insightful conversation, Vera Futorjanski, former Head of Communications at Rocket Internet and founding member of Dubai Future Accelerators, shares her journey. Emphasizing the transformative role of technology, she explores challenges and strategies to enhance accessibility and diversity in finance through education and innovation. Discussion Highlights: Dubai as a Hub for Innovation:Female Representation in the Startup Ecosystem: Beyond Community and Empowering Women:Web3 and Diversity in the Tech Space: AI and the Importance of Female Representation: Where are all the ‘godmothers’ of AI? Women’s voices are not being heard Importance of Funding for Women in Tech About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and

Happy New Year from your friends at Fintech Files! To kick off 2024 in style, we’re bringing you a throwback to our very first episode of 2023; “Revolutionizing the Future of Finance in the Middle East through Open Banking” with Emir Isik, Head of Business Development from Tarabut Gateway. We felt this was the perfect episode to kick off the new year as there have been so many exciting developments with Open Banking and Tarabut since we had them on the show, including raising $32m in Series A funding round to propel open banking in Saudi Arabia. This episode dives into the world of open banking! We dive deep into the buzzword that has taken the financial world by storm. What is open banking? Why is it relevant? And how is it transforming the finance landscape in the Middle East? Join Emir Isik, Head of Business Development at Tarabut Gateway, the largest open banking platform in the region, as he delves into the organization’s challenges, opportunities, the role it plays in Saudi Vision 2030 and its impact on the future of finance. About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts specialize in IT strategy, modern tech architecture, and state-of-the-art banking. In their work, they've collaborated with some of today's most innovative Fintechs to transform their organizations; including supporting generative AI use cases. With their unique blend of tech expertise and passion, they bring you stories that capture the essence of the evolving Fintech landscape. This season, we're thrilled to introduce Bianca Lopes. Originally from Brazil and currently based in Denmark, Bianca is an entrepreneur and economist with a remarkable background in digital identity and biometrics. Throughout her career, she has supported over 40 financial institutions and 8 governments, reshaping their approach to technology, reimagining identity, and driving innovation agendas. We Want to Hear from You! Reach out to us at fintech-podcast@bcgplatinion.com with your questions, guest suggestions, or topics you'd like us to explore. Or just drop in to say hi! Visit our website at https://bcgplatinion.com/insights/podcast-fi/ and follow us on social media for updates and additional content. The digital future is now. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

As a special holiday treat for you, our listeners, we’re revisiting one of our favourite season 2 episodes. It’s “The Art of Navigating a Company Through Rapid Growth and Post-Merger Integration” – with Michael Stephan, COO and Co-founder of Raisin.” They are the first and only pan-European deposit marketplace. Since our 2022 episode, this Berlin-based fintech unicorn has secured over 60 million euros in funding in a series E round. The Berlin-based fintech unicorn Raisin has written quite a success story of organic and inorganic growth since it was founded in 2012. Starting with a “savings-as-a-service” offering, it has massively expanded over the years both in functionality and in markets. Most recently, it merged with its former competitor Deposit Solutions to grow even stronger. Listen in to this episode to learn about Raisin’s evolution and the challenges they’ve overcome—both technical and operational—and hear about what lies ahead on their journey to become one of the biggest European open banking fintechs. About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts specialize in IT strategy, modern tech architecture, and state-of-the-art banking. In their work, they've collaborated with some of today's most innovative Fintechs to transform their organizations; including supporting generative AI use cases. With their unique blend of tech expertise and passion, they bring you stories that capture the essence of the evolving Fintech landscape. This season, we're thrilled to introduce Bianca Lopes. Originally from Brazil and currently based in Denmark, Bianca is an entrepreneur and economist with a remarkable background in digital identity and biometrics. Throughout her career, she has supported over 40 financial institutions and 8 governments, reshaping their approach to technology, reimagining identity, and driving innovation agendas. We Want to Hear from You! Reach out to us at fintech-podcast@bcgplatinion.com with your questions, guest suggestions, or topics you'd like us to explore. Or just drop in to say hi! Visit our website at https://bcgplatinion.com/insights/podcast-fi/ and follow us on social media for updates and additional content. The digital future is now. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

How should banks navigate Gen AI's regulatory challenges? Kirsten Rulf, BCG Partner and Associate Director, shares key strategies and opportunities. As the former Senior Digital Policy advisor aka “nerd-in-chief” to Chancellor Angela Merkel, Kirsten played a key role in negotiating the EU AI Act. Now, Kirsten guides global Fintech clients in adopting this transformative technology. Discussion Highlights: Regulatory Challenges:Gen AI Opportunities in Finance: Challenging Stereotypes: Human in the Loop Challenges:AI Risk & Panic Button:AI Impact on Creativity:Building Trust in Gen AI:Reputational & Financial Risk: About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by Nora Hocke, a manager at BCG Platinion in Munich,...

What is the role of technology in aligning banking and investments with sustainability? Eve Morelli, Head of Sustainable Transparency unveils Radicant’s unique approach to sustainable finance. Discover how this Swiss digital banking startup integrates the UN Sustainable Development Goals (SDGs) into its framework, ensuring users can see where their money is going and why. This is a special sustainable fintech episode to coincide with the 2023 United Nations Climate Change Conference, also known as COP28. Discussion Highlights: Eve Morelli's Journey:Radicant's Methodology: Sustainable Finance Explained: Challenges and Surprises: Radicant's Approach: Carbon Footprint Tracker:Women in Finance: About Fintech Files: Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals. The Hosts of Fintech Files: Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a principal currently based in the Middle East, our hosts specialize in IT strategy, modern tech architecture, and state-of-the-art banking. In their work, they've collaborated with some of today's most innovative Fintechs to transform their organizations; including supporting generative AI use cases. With their unique blend of tech expertise and passion, they bring you stories that capture the essence of the evolving Fintech landscape. This season, we're thrilled to introduce

Welcome back to Fintech Files from BCG Platinion! In this special episode, "Meet the Hosts," we'll bring you up to speed on our latest endeavors since the last episode and introduce the newest member of our hosting team. Join us for a sneak peek into the exciting topics we're eager to explore this upcoming season. Host Introductions: Nora HockeAnnika MelchertBianca Lopes Discussion Highlights: Looking Ahead: The hosts express their excitement for the upcoming season, promising deep dives into topics like tokenization, neobanking, sustainable finance, and cloud transformation. Stay tuned for live episodes and engagements at financial industry conferences. This season, we'll take a more global approach, exploring fintechs around the world. We Want to Hear from You! Reach out to us at fintech-podcast@bcgplatinion.com with your questions, guest suggestions, or topics you'd like us to explore. Or just drop in to say hi! Visit our website at https://bcgplatinion.com/insights/podcast-fi/ and follow us on social media for updates and additional content. Thank you for joining us for this Meet the Hosts episode of Fintech Files. Get ready for an insightful and engaging season as we explore the latest trends and innovations shaping the future of fintech, neobanks, and the digital banking world. The digital future is now. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy