Try Premium for 30 days

Live games for all NFL, MLB, NBA, & NHL teams
Commercial-Free Music
No Display Ads
Vanguard: Plain Talk on Investing-logo

Vanguard: Plain Talk on Investing

210 Favorites

A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job—and that’s what Plain Talk is all about.

A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job—and that’s what Plain Talk is all about.
More Information

Location:

United States

Description:

A series dedicated to helping you achieve financial success through practical, easy-to-follow steps. At Vanguard, we believe you can achieve your goals when you have the tools to do the job—and that’s what Plain Talk is all about.

Language:

English


Episodes

Gearing up for year-end: Taxes and charitable giving

11/13/2014
More
This month's installment takes a look at year-end considerations for the 2014 tax filing season. Sarah Hammer, a senior analyst in Vanguard Investment Strategy Group, discusses the current regulatory environment as well as strategies advisors can use to help tax-optimize client portfolios, and actions that clients can take now that may help them pay less on their 2014 taxes.

Duration: 00:08:52


Retirement Prep: Strategies for retirement shortfalls

8/8/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. A good rule of thumb for retirement is to plan to have about 70 to 80 percent of your current annual income a year to live on. Will you have enough? If not, consider saving more, spending less, or even working a few more years. A little more could mean a whole lot.

Duration: 00:03:03


Retirement Prep: Tax strategies in retirement

8/8/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. As you probably know, you will pay tax on the money you save in your employer's retirement plan, but only when you take it out, presumably when you retire. But wouldn't it be great if there was a way to avoid taxes on these withdraws too? Good news. There is.

Duration: 00:03:12


Retirement Prep: Balance your competing goals

8/8/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. One of the biggest obstacles when it comes to saving for retirement is that retirement is not the only thing you need to save for. Every life has a wish list of things we want. We understand. We also understand that while you can borrow money for a car, you can't borrow money for retirement.

Duration: 00:02:34


Retirement Prep: Saving doesn't have to be taxing

8/8/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. One of the many benefits to joining your employer-sponsored retirement plan is the tax advantage. This is because the money is deposited before taxes have been deducted. So the money you save won't be taxed until you take it out, which could be many years from now.

Duration: 00:02:57


Retirement Prep: Consolidate assets wisely

8/8/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. Today it seems as if employment is more fluid and less stable than it's ever been. As a result many people find themselves with one, or even several, retirement accounts scattered behind them at different employers. Don't lose track of this money. Bring it with you.

Duration: 00:03:00


Retirement Prep: Save with more catch-up contributions

8/8/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. If you've maxed out your pre-tax contributions to your plan and you want to save more, hope is not lost. You can make pre-tax contributions to an IRA and, if you're old enough, save beyond the limits set by the IRS with catch-up contributions.

Duration: 00:03:42


Retirement Prep: When to get help

8/8/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. On the whole, investing isn't simple. Sorry. As your portfolio grows and your life changes, there may be questions that you don't feel qualified or comfortable answering yourself. Or you may just want a second opinion. Vanguard can help.

Duration: 00:02:53


Retirement Prep: Choose your investments

8/8/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. You know you want to save money. You might even have some concrete goals to save for. But an important question remains: Where do you put the money you want to save? Well, you've got options.

Duration: 00:04:37


Retirement Prep: Do a periodic assessment

3/18/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. You go to the dentist twice a year. You get a physical once a year. You should monitor your financial health in much the same way. As you save for retirement, keep in mind your life circumstances will change. Your mix of investments may also need to change to reflect that.

Retirement Prep: Find the money to save for retirement

3/18/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. Sure, you want to save more. Not just for retirement, but for a home, college, whatever. The question is where do you find the money? Especially if it feels like you're living paycheck to paycheck as it is. It's time to take control.

Retirement Prep: Keep saving and make it last

3/18/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. In much the same way that graduation from high school or college is called commencement or a beginning, retirement is a commencement of sorts, as well. You're beginning a new stage in your life, and it's important to keep an eye on your investments and turn your savings into sustainable income.

Retirement Prep: Make the most of what your plan offers

3/18/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. Saving in your employer's plan offers many advantages. You can save on taxes. Your money has a chance to grow over time through compounding. And don't forget about the advantage that can seem like the best birthday gift ever.

Retirement Prep: The power of compounding

3/18/2013
More
Retirement Prep is Vanguard's audio guide to smart saving for life. If you start right away and save for retirement regularly, patiently, and with discipline, your money can work to produce remarkable results over time. The key to this is the power of compounding.

Retirement Prep: Borrower beware

10/11/2012
More
Retirement Prep is Vanguard's audio guide to smart saving for retirement and for life. You've got all that money just sitting in your retirement plan. Shouldn't you be able to borrow a little every now and then? It's your money, after all. What could be the problem? Gosh, where do we begin?

Retirement Prep: Stay diversified

10/11/2012
More
Retirement Prep is Vanguard's audio guide to smart saving for retirement and for life. Every investor would love maximum returns with minimum risk, but it just doesn't work that way. This is why, when deciding where to invest your money, it's vital to understand your own tolerance for risk and to allocate your assets accordingly.

Retirement Prep: Are you saving enough?

10/8/2012
More
Retirement Prep is Vanguard's audio guide to smart saving for retirement and for life. How much do you need to save? If 12 to 15% of your pay sounds like a lot, consider starting with a smaller amount and then increase it each year. You'll be surprised how quickly and easily you'll be able to save more.

Retirement Prep: Create income in retirement

10/4/2012
More
Retirement Prep is Vanguard's audio guide to smart saving for retirement and for life. You've spent your whole life saving for retirement. Now what? Where do you get the money you need to live on? You can start by creating an income stream that can help make your savings last as long as possible.

"Red Ink": A frank conversation on the federal debt

8/29/2012
More
If the United States of America came to you asking for a loan, would you say yes? David Wessel, economics editor of The Wall Street Journal, explains how the U.S. went from record surpluses to record deficits, and whether there's hope of fixing the problem any time soon.

Retirement Prep: It's important to start

7/24/2012
More
Retirement Prep is Vanguard's audio guide to smart saving for life. This episode is about the importance of getting started.

Duration: 00:01:15

See More