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MNP 3 Minute Debt Break

Business & Economics Podcasts

Listen for the MNP 3 MINUTE DEBT BREAK! It’s a three minute podcast with tips, advice and techniques to help your financial bottom line! https://mnpdebt.ca/en/resources/mnp-3-minute-debt-break-podcast

Location:

Canada

Description:

Listen for the MNP 3 MINUTE DEBT BREAK! It’s a three minute podcast with tips, advice and techniques to help your financial bottom line! https://mnpdebt.ca/en/resources/mnp-3-minute-debt-break-podcast

Language:

English


Episodes

January Debt Index (MNP 3 Minute Debt Break)

2/15/2024
Canadians’ current debt perception has reached an all time low on MNPs Consumer Debt index. Conducted quarterly by Ipsos on behalf of MNP Limited, the Consumer Debt Index tracks Canadians’ attitudes about their debt and ability to meet their monthly payment obligations. And last month, the Index has dropped to 83 points.

Duration:00:03:04

Rebuild Your Credit Score (MNP 3 Minute Debt Break)

2/1/2024
Credit scores are important when it comes to financial institutions deciding if they'll lend you money or extend your credit. Think of your credit score as a financial reputation that follows you around, telling banks and lenders if you're good with money. Your credit score reflects your ability to meet certain financial requirements such as qualifying for or paying back a loan or getting better interest rates.

Duration:00:02:59

Améliorer Votre Pointage de Crédit (Parlons Dettes EN 3 Minutes)

2/1/2024
Les cotes de crédit sont importantes lorsque les institutions financières décident de vous prêter de l'argent ou de vous accorder un crédit. Considérez votre cote de crédit comme une réputation financière qui vous suit partout, indiquant aux banques et aux prêteurs si vous avez de bonnes relations avec l'argent. Votre cote de crédit reflète votre capacité à répondre à certaines exigences financières, telles que l'obtention ou le remboursement d'un prêt ou l'obtention de meilleurs taux d'intérêt.

Duration:00:03:07

The Link Between Mental and Financial Health (MNP 3 Minute Debt Break)

1/15/2024
The close link between mental and financial health is undeniable. Compromised mental health not only impacts personal well-being but also has significant economic implications. Similarly… financial stress can severely affect mental health.

Duration:00:03:06

Signs You Might Be In Financial Trouble (MNP 3 Minute Debt Break)

1/1/2024
Sometimes financial trouble can creep up on us, turning everything upside down. But it's rare for debt to just appear out of the blue. Usually, there are signs along the way, and recognizing them early can make a big difference. Here are a few things to look out for and how to handle it before things get too tricky.

Duration:00:03:01

Signes de Difficultés Financières (Parlons Dettes EN 3 Minutes)

1/1/2024
Parfois, des difficultés financières peuvent surgir de manière inattendue, perturbant tout sur leur passage. Cependant, il est rare que l'endettement apparaisse soudainement. En général, des signes se manifestent le long du chemin, et les reconnaître précocement peut faire toute la différence. Voici quelques éléments à surveiller et des conseils sur la façon de les gérer avant que la situation ne devienne trop délicate.

Duration:00:03:08

Resolutions for a Debt Free New Year (MNP 3 Minute Debt Break)

12/15/2023
Happy Almost New Year! With this new year comes the chance to tackle those resolutions you’ve been thinking about. Especially the financial ones. But it can be tough and setting goals to reduce debt and actually making a dent in it are two different things. So, here are some solid steps to help you move confidently towards a more debt-free life in 2024.

Duration:00:02:52

Budgeting During the Holidays (MNP 3 Minute Debt Break)

12/1/2023
The Holidays can be all about feasting, toasting, and spreading joy. But let's face it. The pressure to go all out during the festive season can turn wallets inside out, leaving you in a financial hangover that lasts into the new year. The good news? You don't have to break the bank to have a blast this holiday season.

Duration:00:02:44

Budgétisation des fêtes (Parlons Dettes EN 3 Minutes)

12/1/2023
Les Fêtes peuvent être synonymes de festins, de toasts et de joie partagée. Mais soyons réalistes. La pression d’en faire trop pendant la saison des festivités peut vider les portefeuilles, laissant place à une gueule de bois financière qui dure jusqu’à la nouvelle année. La bonne nouvelle ? Vous n’avez pas besoin de casser la tirelire pour vous éclater pendant cette période des Fêtes.

Duration:00:02:58

Comment Savoir si j'ai Trop de Dettes (Parlons Dettes EN 3 Minutes)

11/15/2023
"Comment savoir si j'ai trop de dettes?" C'est une question que beaucoup se posent, et la vérité est que ce n'est pas toujours une question de chiffres. Bien que la situation de chacun soit unique, il existe des signes universels qui peuvent indiquer que votre dette atteint un niveau inconfortable.

Duration:00:03:06

October Debt Index (MNP 3 Minute Debt Break)

11/15/2023
From near zero to the highest interest rates in more than two decades, the latest MNP Consumer Debt Index reveals that Canadians’ debt outlook has reached the most pessimistic point since tracking began five years ago.

Duration:00:03:09

How Do I Know I Have Too Much Debt (MNP 3 Minute Debt Break)

11/1/2023
"How do I know if I have too much debt?" It's a question many wrestle with, and the truth is, it's not always about the numbers. While everyone's situation is unique, there are universal signs that might indicate your debt is reaching an uncomfortable level.

Duration:00:03:00

Signs of a Debt Management Scam (MNP 3 Minute Debt Break)

10/15/2023
Canada has seen a steady rise in debt settlement companies recently. With enticing promises like "Reduce your debts by 70% without the need for bankruptcy," it's easy to see why many are tempted. But as with all things that seem too good to be true, it’s essential to proceed with caution.

Duration:00:03:02

Dépenses excessives (Parlons Dettes EN 3 Minutes)

10/10/2023
Le dépassement de budget demeure un facteur significatif entraînant de nombreux Canadiens dans des problèmes financiers. La préférence des cartes de crédit par rapport à l'argent liquide et le manque de planification budgétaire ne font qu'aggraver le problème. Avoir des pratiques financières saines dépend de la maîtrise des habitudes de dépenses, telles que la gestion efficace des dépenses, la réduction des dépenses redondantes et le remboursement des soldes de carte de crédit. Si vous avez du mal à faire face à vos dettes ou à vous en rapprocher à chaque utilisation de votre carte de crédit, envisagez quelques-uns de ces conseils!

Duration:00:03:27

Overspending and Managing Money (MNP 3 Minute Debt Break)

10/10/2023
Overspending remains a significant factor leading many Canadians into financial troubles. The rise of credit card usage over cash and the lack of budgeting only continues to make the problem worse. Having healthy financial practices depends on controlling spending habits like efficient expense management, reducing redundant expenses, and clearing credit card dues. If you find yourself struggling with debt or edging towards it with every credit card swipe, consider some of these tips!

Duration:00:03:07

Insolvency vs Bankruptcy (MNP 3 Minute Debt Break)

9/15/2023
While navigating the sometimes turbulent waters of personal finance, two terms might cross your path: 'insolvency' and 'bankruptcy.' The differences between them is important because they play different roles in the financial recovery process.

Duration:00:03:09

Why Local Is Important (MNP 3 Minute Debt Break)

9/1/2023
Before the unforeseen happened in March 2020, a term like 'virtual insolvency proceeding' was nonexistent. To navigate the process of Bankruptcy or Consumer Proposal, a face-to-face interaction with a Licensed Insolvency Trustee (LIT) was mandatory. But, as with many things, the pandemic compelled the Office of the Superintendent of Bankruptcy (OSB) to pivot.

Duration:00:03:13

Pourquoi le Local est Important (Parlons Dettes EN 3 Minutes)

9/1/2023
Avant que l’imprévu ne se produise en mars 2020, un terme comme « procédure d’insolvabilité virtuelle » était inexistant. Pour naviguer dans le processus de faillite ou de proposition de consommateur, une interaction en personne avec un syndic autorisé en insolvabilité (SAI) était obligatoire. Mais, comme pour beaucoup de choses, la pandémie a obligé le Bureau du surintendant des faillites (BSF) à changer son approche.

Duration:00:03:31

July Debt Index (MNP 3 Minute Debt Break)

8/15/2023
As interest rates move upwards and the cost of living remains a challenge for households, the proportion of Canadians who report being insolvent has reached an all-time high, according to the latest MNP Consumer Debt Index.

Duration:00:03:02

Mariage et dette (Parlons Dettes EN 3 Minutes)

8/1/2023
C’est la pause de la dette MNP 3 minutes! Un podcast avec des conseils, des idées et des conseils sur la prise de contrôle de votre monde financier. Apporté à vous par MNP Dette

Duration:00:03:02