BFP University: Mind Your Money
Business & Economics Podcasts
The BFP University: Mind Your Money Podcast is an extension of the great education and conversation the Bradshaw Financial Planning team has always believed in. This show will extend the kinds of financial and retirement planning topics we've covered over the years in our video series and blogs with the added ability to highlight and elevate some of the top business owners and leaders in and around Salisbury, NC. Your hosts are Trent Bradshaw and Brandon Rogers of Bradshaw Financial Planning. If you would like to be a guest or ask Trent and Brandon a question, please reach out. Email office@bradshawfp.com or call 704-216-2260.
Location:
United States
Description:
The BFP University: Mind Your Money Podcast is an extension of the great education and conversation the Bradshaw Financial Planning team has always believed in. This show will extend the kinds of financial and retirement planning topics we've covered over the years in our video series and blogs with the added ability to highlight and elevate some of the top business owners and leaders in and around Salisbury, NC. Your hosts are Trent Bradshaw and Brandon Rogers of Bradshaw Financial Planning. If you would like to be a guest or ask Trent and Brandon a question, please reach out. Email office@bradshawfp.com or call 704-216-2260.
Language:
English
Episodes
Ep 41: What You Need to Know About Bonds
11/17/2022
Too many folks misunderstand bonds, how they work, and what role they play in a proper financial plan. We’ll address some of those bond-related issues on today’s show.
In this episode, you will learn where bonds fall on risk levels, how bonds are related to interest rates, and more. We also address how bonds are responding to the current market.
Here’s some of what you’ll learn in this episode:
(4:00)(6:16)(9:33) Contact:
Website: http://bradshawfp.com
Email:...
Duration:00:16:29
Ep 40: Mailbag – Common Retirement Planning Questions
11/3/2022
We try our best to cover common retirement planning topics, but sometimes it helps to hear directly from our audience. Today we will be answering mailbag questions from clients/listeners.
In this episode, you will learn about different portfolio risk levels, Roth IRAs, and more. If you have any questions you’d like us to answer, feel free to reach out to us.
Here’s some of what you’ll learn in this episode:
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call:...
Duration:00:18:16
Ep 39: Controlling Greed, Fear, and Other Emotions When Planning for Retirement
10/26/2022
On this episode, we’re going to share stories with you of times when emotions like fear, greed, and pride led someone astray in their financial decisions.
We’ll even cover the role positive emotions like hope and joy play in the retirement planning process.
If you want to better understand and control your emotions to experience a better financial future, then this is the show for you.
Here’s some of what you’ll learn in this episode:
. (3:33)(6:41)(8:46) Contact:
Website:...
Duration:00:15:50
Ep 38: How Procrastination Can Doom Your Financial Future
10/20/2022
People have many reasons for procrastinating when it comes to putting a retirement plan together. Some people struggle with perfectionism. Others are avoidant due to stress.
No matter what your roadblock is, one day you will have to stop procrastinating. The sooner, the better. Let’s explore some of those excuses and why they can be dangerous and talk about how to overcome them.
Here’s some of what you’ll learn in this episode:
(1:05)(2:19)(4:09) Contact:
Website:...
Duration:00:12:38
Ep 37: Going Against the Grain
9/29/2022
Being a good advisor isn’t about winning a popularity contest or just saying the same things that everyone else in the industry says, it’s about giving the best advice that you can for each individual situation.
On today’s show, we’re going to peel back the curtain to discuss some areas where a good financial advisor’s opinions might go against the grain with mainstream ideas in the industry.
Here’s some of what you’ll learn in this episode:
(1:10)(3:24)(6:05)(7:43) Contact:
Website:...
Duration:00:17:13
Ep 36: Planning for Retirement’s Uncertainties
9/15/2022
There are many things that we know we’ll have to deal with in retirement, we just don’t know how to predict when or to what degree. How do you construct a plan that deals with the unpredictability of these different factors?
In this episode, we will try to prepare you for some changes you may encounter in your financial plan over the years.
Here’s some of what you’ll learn in this episode:
(2:24). (4:47)(5:47)may(6:32)
Contact:
Website: http://bradshawfp.com
Email:...
Duration:00:12:34
Ep 35: Should You Follow These Popular Retirement Rules of Thumb?
9/1/2022
You’ve most likely heard plenty of “rules” you’re supposed to follow to retire successfully. Some of these rules are stated so confidently, you’d be crazy not to immediately accept them as fact.
But we don’t mind the threat of being called crazy, so let’s dive into some of the most popular retirement “rules of thumb” to see if they truly lead us down the path of good financial guidance or run a chance of leading us astray.
Here’s some of what you’ll learn on this...
Duration:00:11:54
Ep 34: Are You a Risk Taker?
8/25/2022
Let’s see if your tolerance for risk matches your financial plan. What should you do if that balance is out of whack? What if you’re a natural risk taker, but you really shouldn’t be when it comes to your finances? We’ll explore all of these angles as we break down the role of risk in your financial and retirement plan.
Here’s some of what you’ll learn on this episode:
(3:23)(6:09)(10:35)(11:58)
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:16:10
Ep 33: Mailbag – Inheritance, Market Growth, and More
7/21/2022
We are opening up the mailbag on today’s show to answer some questions from our clients and our listeners. We’ll explore inheritances, meeting new advisors, and much more.
(0:56)(2:49)(5:04)(8:37)(10:22)(12:00) Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
Duration:00:16:10
Ep 32: Picking Sides on Common Financial Debates
7/7/2022
There are a lot of financial debates and questions out there. Should you always pay off the house as soon as you can or take the mortgage payment into retirement? Some of us assume you don’t need life insurance once you’re in retirement, but is this true?
To every question, there’s an emotional and logical reaction and we’ll explore each side of these debates with Trent and Brandon today. Which side of the aisle do they agree with?
Key Points:
0:27 – Should you pay the house off as soon...
Duration:00:18:41
Ep 31: Retirement Ain’t What it Used to Be
6/16/2022
In some ways, retirement planning is easier than it used to be and in other ways, it’s a lot more complicated. The one thing we can all agree on though is that retirement ain’t what it used to be. Pensions are very rare now, with most people relying on Social Security as their main retirement income bucket. People are living longer and longer, meaning our plans have to be prepared for longevity and long-term care issues.
On today’s episode, we’ll break down the various ways retirement...
Duration:00:13:33
Ep 30: Investor Beware: Spotting Red Flags When Working With an Advisor
6/1/2022
What red flags do you need to be aware of when it comes to working with an advisor? There are a lot of professionals out there, with different names and designations. So, it’s important to work with a qualified and experienced professional you are comfortable with.
On today’s episode, we’ll break down some common red flags we’ve seen throughout the industry. From predicting the stock market to using too much financial jargon, which flags have you seen? After today’s episode, you’ll have the...
Duration:00:11:12
Ep 29: Tax Consequences on Various Retirement Accounts
4/21/2022
When saving for retirement there are various tools and vehicles you can invest your money in. Some come with a tax bill now while others will come later. With tax-deferred accounts like a 401(k) or IRA, you pay your taxes later and save now.
In contrast, with a Roth IRA, you don’t have to worry about tax brackets going up because you can withdraw in retirement tax-free. While there is equity exposure for these accounts you can still leverage how you diversify your savings to have a...
Duration:00:18:30
Ep 28: Customization is King
4/7/2022
Most people realize that a customized retirement plan is much better than a one size fits all approach and yet, most of us don’t have a truly customized plan. The age you retire is unique to your situation. Maybe you have to wait for Medicare to kick in or perhaps you really enjoy your job and want to work part-time. Once you are actually in retirement what do you want it to look like? If you want to travel or relocate, you’ll need more income than someone planning to stay home. On today’s...
Duration:00:16:54
Ep 27: Who Even Needs a Financial Advisor?
3/24/2022
Some people think they’ll save money doing their financial plan on their own. Others like the challenge or maybe you just don’t know who to trust. So, on today’s episode, we’ll explore some reasons you may really need a financial advisor and the benefit of working with a professional.
Are you a procrastinator? When it comes to finances, we sometimes tend to put it off, but having an advisor can keep you motivated and on track. Maybe you don’t know where to start. While education on finances...
Duration:00:15:26
Ep 26: Things that Don’t Matter Until They Do
3/17/2022
Smoke alarms, airbags, and fire extinguishers are all things that don’t really matter until they absolutely do. On rare occasions that you need these items, you’ll be really glad that you have them. On today’s episode, we’re going to explore 4 areas in financial planning that may seem like they don’t matter until they do.
We see a lot of people ignore legal documents but it’s essential to have them ready to save yourself or your family time and money. Other areas people tend to put off...
Duration:00:20:01
Ep 25: Financial Planning Q & A
2/17/2022
Everyone has questions when it comes to financial planning. So today, we are going to sit down and discuss some common questions we get from our listeners and clients. How much do you need to retire? Well, it’s going to depend on your retirement goals. Will you travel, remodel the house, or cut down on big purchases?
When it comes to your emergency fund, how much is enough? You want to have 3 to 6 months of liquid living expenses. Where does the money in your 401(k) go after you retire? You...
Duration:00:18:58
Ep 24: Planning for Things We Can’t Predict
2/10/2022
There are certain things in life we just can’t predict. If we knew the answers to some of these questions, planning for retirement would sure be a lot easier. You are probably concerned about things that you can’t control: the stock market, taxes, healthcare, etc. However, it’s important to prepare your plan for these unknowns. The next market crash is going to happen, we just don’t know when. So it’s necessary to manage risk in correlation to your situation in life. On today’s episode,...
Duration:00:13:48
Ep 23: The Great Resignation
1/20/2022
You’ve probably heard about the big changes we’ve seen in the job market recently and what’s being called “The Great Resignation.” If you are thinking about changing careers, taking a break from work, or retiring early what do you need to know before you do so?
If you do take a break from work, it can impact your Social Security payments later on. Social Security calculates the average of your 35 years of highest-earning. A big pause in your work history can really mess up your payments....
Duration:00:15:02
Ep 22: Economic Predictions for 2022
1/13/2022
There are a lot of economic predictions for 2022 floating around. What do Trent and Brandon think of these predictions? Are they likely to come to fruition? Some predictions see GDP growth while others see the housing market cool down.
While we certainly saw the impacts of supply chain issues through inflation in 2021, what does 2022 hold? The Great Resignation is still going strong and could impact the overall health of the economy. Join us today as we discuss these predictions and...
Duration:00:15:05