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EmbarkPod

Business & Economics Podcasts

From Embark Group, it's the EmbarkPod: a show that looks to bring together thought leaders, finance professionals and commentators to discuss - and debate - hot topics within the FinTech industry; hosted by Roger Hearing.

Location:

United Kingdom

Description:

From Embark Group, it's the EmbarkPod: a show that looks to bring together thought leaders, finance professionals and commentators to discuss - and debate - hot topics within the FinTech industry; hosted by Roger Hearing.

Language:

English


Episodes

Episode 1: Growth and Value with Peter Toogood

3/15/2023
Peter Toogood, CIO and MD of The Adviser Centre joins our regular Embark Pod host, Roger Hearing, to unpick the growth and value investing question. Listen to Peterโ€™s reflections on the tech bubble and burst, why everything has a price, and why he believes stock picking is back now that โ€˜cheap moneyโ€™ has gone and financial conditions have normalised. Lastly, he covers the outlook for commodities and why equity income strategies are attractive again. Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:29:59

Embark MiniPod Special: would industry consolidation be a positive for advice firms?

11/9/2022
The latest Investor Confidence Barometer is now here! As part of its findings, Head of Propositions at Embark Group Jonathan Sandell walks through some of the latest findings from the Barometer with Roger Hearing. Together they discuss Mergers and Acquisitions within the Advice Industry, and how 77% of advisers agreed that consolidation in the advice industry is ultimately a good thing for consumers; a nod towards our recent findings on Consumer Duty... ๐Ÿ“ˆ How much demand or need is there to scale? ๐Ÿท Why the future may be in white-labels Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:17:08

Embark MiniPod Special: Bullish Advisers vs. Bearish Investors

11/9/2022
The latest Investor Confidence Barometer is now here! As part of its findings, Embark's Intermediary Distribution Director Ranila Ravi-Burslem speaks with Roger Hearing on the latest miniPod as they discuss investment confidence. As retirement confidence dips, are advised clients more confident than non-advised? โ›ˆ How dipping into a depleted pension pot bides for a perfect storm ๐Ÿ‘ฉโ€๐Ÿ’ผ Is the value of advice more valuable than ever? ๐Ÿ“ฐ How does world news impact the decision of investors? Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:15:35

Embark MiniPod Special: Pension planning vs. 'Here and now'

11/8/2022
The latest Investor Confidence Barometer is now here! As part of its findings, Embark Group CEO Jackie Leiper joins Roger Hearing on the latest miniPod as they discuss The cost of living and inflation. Our survey concluded that 29% of advised and 28% of non-advised consumers have reduced/will reduce the amount they save due to the higher cost of living... So how can we pay for today whilst keeping an eye on the future? ๐Ÿ—ฃ Are Advisers having conversations early enough? ๐Ÿค Individual solutions means active engagement โš– Compromises that need to be taken Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:15:19

Embark MiniPod Special: Are Advisers too confident regarding Vulnerable Customers?

11/1/2022
The latest Investor Confidence Barometer is now here! As part of its findings, Product Marketing Manager Andrew Phipps joins Roger Hearing on the latest miniPod as they discuss Consumer Duty - how advisors are 'buying into it' and what it ultimately means for customers. ๐Ÿ™ˆ Are Advisers still underestimating the true numbers? ๐Ÿ‘ 60% say Consumer Duty will be good for clients(!) ๐ŸŽญ The two findings highlighting the intended and unintended effects Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:13:37

Episode 5: Consumer Duty rule updates... What do they mean?

9/6/2022
In our latest episode, Roger Hearing delves into the world of Consumer Duty and the latest updates announced by the Financial Conduct Authority (FCA). He is joined by Simon Hayter, National Sales Manager and Andrew Phipps, Senior Propositions Manager at Embark Group. Together they discuss: โš  What are the updates and when do they 'kick in'? 4๏ธโƒฃ Key takeaways and the four outcomes ๐Ÿค Make no mistake... ALL adviser firms, intermediaries, etc. will be be effected Remember; be sure to follow the Embark Group online and via social media across LinkedIn and Twitter to get the latest insights from across the industry! ๐Ÿ‘‰ Sign up to our newsletter ๐Ÿ‘ˆ Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:26:33

Episode 4: You are a Vulnerable Customer - you just don't know it

8/30/2022
As 'Vulnerable Customer month' at Embark brings itself to a close, host Roger Hearing is joined by Jamie Drewett, Head of Distribution at Embark Group and Keith Richards, Chairman of the Financial Vulnerability Taskforce. Together they discuss: ๐Ÿก Young couples going into a 25 year term mortgage... Are they vulnerable? ๐Ÿ˜• Advisers: How can they help... should they? ๐Ÿ’ธ How do Vulnerable Customers 'cost' Advisers more money? Remember; be sure to follow the Embark Group online and via social media across LinkedIn and Twitter to get the latest insights from across the industry! ๐Ÿ‘‰ Sign up to our newsletter ๐Ÿ‘ˆ Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:25:51

Episode 3: Dispelling the myths surrounding Vulnerable Customers... Do you know them?

8/15/2022
August marks 'Vulnerable Customer month' at Embark, so in this episode host Roger Hearing is joined by James Smith, Team Leader and one of the 'Vulnerable Customer Champions' at Embark Group; as well as independent financial planner, Carole Haswell. Together they discuss: ๐Ÿค” Vulnerability: fact or fiction ๐Ÿ™„ Are these 'myths' stating the obvious? ๐Ÿ˜ณ Poor digital skills? Have caring responsibilities? Inexperienced?... Are YOU vulnerable? Remember; be sure to follow the Embark Group online and via social media across LinkedIn and Twitter to get the latest insights from across the industry! ๐Ÿ‘‰ Sign up to our newsletter ๐Ÿ‘ˆ Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:25:43

Embark MiniPod: All hail the rise of the Paraplanner!

6/30/2022
It's official - being a Paraplanner is no longer a stepping stone to becoming an Adviser... it's a cornerstone of being able to deliver good advice to clients. Key Account Manager at Embark Group, Neale Smith is back to join Roger Hearing on the latest miniPod as they discuss the latest findings from 300+ people regarding paraplanning: ๐Ÿค Paraplanners having more engagement with clients ๐Ÿฆพ Is the role of tech the great enabler? ๐Ÿ“ˆ Challenging Advisers and adding value Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:15:30

Embark MiniPod: How to tackle drawdown from the mouth of an Adviser

6/21/2022
Approaches to drawdown are a mixed bag to say the least. Advisers already have to task on their hands, not to mention FCA scrutiny, people living longer and difficult investing conditions. Key Account Manager at Embark Group, Neale Smith joins Roger Hearing on the latest miniPod as they discuss the latest findings from 5 interviews from those 'on the front line': ๐Ÿ‘€ How Advisers tackle the subject ๐Ÿ˜• Volatility in retirement; each to their own? ๐Ÿ‘ด How nearly half of clients are looking at paying towards their own care in later life Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:15:50

Episode 2: Inflation isn't a bad thing(?)

5/20/2022
In this second episode of series two, Roger Hearing kicks things off with Peter Toogood (Chief Investment Officer at Embark Group) as they talk about all things inflation. Is it here to stay? How will the next decade look? For those that are the 'price makers' and not 'price takers' - across both bond and equity markets - things could look pretty safe... for now. Topics covered in this episode also include: โ„ An economic 'cold war' ๐Ÿ’ช Labour costs on the rise ๐Ÿ“ˆ The winners and gainers Remember; be sure to follow the Embark Group online and via social media across LinkedIn and Twitter to get the latest insights from across the industry. Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:25:54

Embark MiniPod: Do you really need advice on ESG investing?

4/1/2022
Advised investors are almost twice as confident as non advised that their default portfolio is invested in line with their ESG values. If you want to know that your money is making a difference, do you really need a financial adviser? Head of Behavioral Science at Oxford Risk, Dr. Greg Davies joins Roger Hearing on the latest miniPod as they discuss the latest findings on ESG from Embark's latest Confidence Barometer. ๐Ÿค” Has the financial industry over-complicated the ESG market? ๐Ÿคทโ€โ™€๏ธ ESG investments generally means lower returns... and clients don't mind ๐Ÿ”ฎ 56% of advisers claim they can accurately measure client preferences... is this a little bold? Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:17:13

Embark MiniPod: Have advisers 'cracked it' with clients?

3/23/2022
Client confidence in their advisers have reached new heights - despite there being a pandemic. How has this happened? Embark Group Head of Distribution Jamie Drewett joins Roger Hearing on the latest miniPod as they discuss the latest findings on client confidence from Embark's latest Confidence Barometer. ๐Ÿ‘ 85%+ are satisfied with advice received ๐Ÿค How the pandemic enhanced engagement with clients ๐Ÿ‘ฉโ€๐Ÿ’ป Technology and the role it's played in building further trust Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:15:56

Embark MiniPod: Why robo-advice is NOT who you think it's for

3/23/2022
Will the future of robo-advice open a new โ€“ and unexpected โ€“ revenue stream for advisers? Embark Platform Chief Commercial Officer Toby Larkman joins Roger Hearing on the latest miniPod as they discuss the latest findings on robo-advice from Embark's latest Confidence Barometer. ๐Ÿ“ˆ An opportunity to bridge the advice gap ๐Ÿค– The more assets an advised investor has = more comfort with robo-advice? ๐Ÿ’ฐ A way to demonstrate the value of advice Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:15:42

Embark MiniPod: Why aren't Advisers acting on ยฃ5.5trn of Intergenerational Wealth?

3/16/2022
As the old saying goes: "If you don't ask, you don't get"... So why aren't Advisers asking? Advance by Embark CEO Phil Bungey joins Roger Hearing on the latest miniPod as they discuss the latest findings in Intergenerational Wealth from Embark's latest Confidence Barometer. ๐Ÿ’ธ Fee concerns weighing on advisersโ€™ confidence ๐Ÿ˜€ Clients happier than ever with quality of advice ๐Ÿ‘ Advisersโ€™ ability to understand needs impresses clients Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:15:41

Episode 1: 60% of Britain's wealth will be owned by women in just three years, so why the limited options?

3/7/2022
๐Ÿ“ฃ๐Ÿšจ New series alert! ๐Ÿšจ๐Ÿ“ฃ Series 2 of the EmbarkPod is back in time to celebrate International Women's Day. Joining host Roger Hearing is newly appointed Embark CEO Jackie Leiper and founder of Women in Asset Servicing, Kate Webber. With fewer than 7% of Advisers having a dedicated strategy for female clients, it's clear that the industry still has a lot of catching up to do. How do we achieve better representation that will go towards matching the growing female customer base? Topics covered in this episode also include: ๐Ÿค Really understanding the challenges women face ๐Ÿง“ Women living longer, but retiring with 5 x less than men ๐Ÿ‘ฉโ€๐Ÿ’ผ Females across the industry - why is there still not enough representation at the top? ๐Ÿ’ธ Why married men still choose a single life annuity Remember; be sure to follow the Embark Group online and via social media across LinkedIn and Twitter to get the latest insights from across the industry. Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:26:25

Episode 7: Do women deter from seeking financial advice?... Do we value it at all?

11/10/2021
Following our inaugural Barometer in February 2021, we are back with more belief-shaking insights for financial advisers. Joining Roger in this episode is Sara Wilson, Head of Platform Proposition at Embark Group and Phil Bungey, Chief Executive Officer at Advance by Embark as they ask: ๐Ÿ’ธ Are advisers confident they can continue to charge enough? ๐ŸŽญ Why arenโ€™t advisers sharing clientsโ€™ retirement optimism? ๐Ÿง“ Why are 70% of women confident of their retirement needs, compared to 50% of men? Be sure to listen to our โ€˜miniPodโ€™ from last year entitled โ€˜How confident are your clients? 63% may have a different view...โ€™ to get an insight into last yearsโ€™ findings, alongside other bite-sized conversations on a rage of other topics. Subscribe to the Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:31:13

Episode 6: Environmental, social and corporate governance investing

10/13/2021
In this edition of EmbarkPod, Roger Hearing welcomes the return of Peter Toogood to the podcast (Chief Investment Officer at Embark Group) and Jonathan Waghorn, Co-Portfolio Manager of Guinness Sustainable Energy Fund/Guinness Global Fund. Sustainable energy is a term that isnโ€™t the easiest to define โ€“ so what is it exactly? How do investors navigate the landscape? Sustainability criteriaโ€™s set by investment companies can be impressive and clear-cut, but itโ€™s the direction of travel of stock that tends to boil down to opinion. Topics covered in this episode also include: ๐Ÿค Exclusion vs Engagement ๐Ÿ”ฎ How far are we realistically away from the next best thing? ๐ŸŽˆ Navigating the emerging bubbles Remember; be sure to follow the Embark Group online and via social media across LinkedIn and Twitter to get the latest insights from across the industry. Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:32:33

Embark MiniPod: Inflation and good risk management... what will it look like?

7/14/2021
Is there a way to describe 'good' risk management? BlackRock's Rory van Zwanenberg joins Roger Hearing on the latest miniPod as they discuss scaling, what investors think about at night and how inflation may have a direct effect on asset prices. ๐Ÿ“ˆ What is good risk management? ๐Ÿ™‡โ€โ™‚๏ธ What are the key risks at the moment? ๐Ÿฆ  How many bumps in the road will there be in a post-COVID world? Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:08:49

Embark MiniPod: ESG investing... exploring the positives AND negatives with BlackRock's Andrew Keegan

5/13/2021
How do we define ESG? BlackRock's Andrew Keegan joins us on the latest miniPod as we look to further understand the positive and negative values of ESG investing, and tackling a few myths along the way. ๐Ÿ“Š How do we use the data to identify opportunities? ๐Ÿ”‹ Will global energy transitioning provide the same results? ๐Ÿ“… How will the next 10 years look? Sign up to our Embark Adviser monthly newsletter for the latest insights from around the market, straight to your inbox! Follow us on Twitter and LinkedIn for more updates from Embark Group.

Duration:00:17:02